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Used Fiat 500 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Fiat 500 on finance

Financing a used Fiat 500, popular for its compact design and efficiency, necessitates an understanding of various aspects to ensure a satisfactory purchase and ownership experience. Here's a comprehensive guide on how to approach financing a used Fiat 500:

Preliminary Steps:

1. Budgeting:

  • Outline your budget considering all costs: down payment, monthly payments, insurance, and maintenance.

2. Credit Score:

  • Understanding your credit score is pivotal as it influences your loan’s interest rate.

3. Model Identification:

  • Decide on the Fiat 500 model, year, and features that meet your needs.

4. Vehicle Inspection:

  • Engage in a meticulous inspection and secure a vehicle history report to avoid hidden issues.

Financing Routes:

1. Bank Loan:

  • Attain a loan from a bank, buy the car, and repay in monthly instalments.

2. Hire Purchase (HP):

  • Pay a deposit, followed by fixed monthly payments. Ownership is transferred after the final payment.

3. Personal Contract Purchase (PCP):

  • After a deposit and lower monthly instalments, you may return, purchase, or trade the car at the agreement's end.

4. Lease Purchase:

  • Similar to PCP, with an obligation to buy the car at the contract’s conclusion.

5. Dealer Financing:

  • Explore financing offers from Fiat dealerships and compare them with other options.

6. Peer-to-Peer Lending (P2P):

  • Obtain funds directly from individuals through online P2P platforms, ensuring to understand the terms.

Procurement Process:

1. Selecting a Seller:

  • Opt for a reputable dealer or private seller to minimize risks associated with used cars.

2. Negotiations:

  • Actively negotiate the vehicle price and, if applicable, financing terms.

3. Test Driving:

  • Essential to confirm the vehicle's condition and performance meet your expectations.

4. Finalize Financing:

  • Once settled on a financing option, thoroughly review and agree to the terms.

5. Insurance Coverage:

  • Procure suitable insurance coverage before completing the purchase.

6. Handling Paperwork:

  • Ensure all documentation (e.g., contract, title transfer) is accurately completed and stored.

Additional Tips:

  • Depreciation Awareness: Be mindful that cars, including the Fiat 500, depreciate and consider this in your purchasing decision.

  • Warranty Evaluation: Explore existing or additional warranty options for security.

  • Total Payment Awareness: Be cognizant of the total payable amount throughout the financing term.

  • Early Repayment Clarity: Understand the stipulations and any penalties related to early loan repayment.

In Conclusion:

Embarking on financing a used Fiat 500 involves a combination of meticulous planning, understanding your financial situation, the vehicle itself, and the available financing options. Employing a systematic approach, considering the aforementioned aspects, and perhaps consulting a financial advisor can facilitate a secure and economically sound purchase, allowing you to enjoy your Fiat 500 with financial peace of mind.

About the Fiat 500

When we talk about cars with a legacy, the Fiat 500 inevitably comes to mind. This iconic Italian compact has been turning heads since its inception, blending vintage charm with modern functionality, all within a compact, city-friendly frame.

A Glimpse into the Past:

The Fiat 500's legacy traces back to the late 1950s, born as an affordable and compact vehicle for the masses. Over the decades, while the world around it evolved, the 500 managed to retain its unmistakable character and appeal.

Contemporary Design:

Though the modern Fiat 500 pays homage to its ancestors in design, it doesn't shy away from contemporary touches. Rounded headlamps, the characteristic grille, and its compact silhouette are complemented by modern finishes, updated interiors, and the latest tech amenities.

Performance for the City:

Compact and agile, the Fiat 500 is perfect for the urban jungle. Its dimensions allow for easy manoeuvrability through narrow lanes, and parking becomes a breeze. Engine options are tuned for efficiency and provide enough pep for city commutes.

Going Electric:

Fiat hasn't remained untouched by the electric revolution. The Fiat 500e, the electric variant, offers zero emissions without compromising the iconic design. With a respectable range and the character of the original, it's a testament to Fiat's adaptability.

In a League of Its Own:

In the compact car segment, the Fiat 500 finds rivals like the MINI Cooper and the Volkswagen up!. However, with its rich history, distinctive looks, and Italian flair, the 500 holds a special place in many hearts.

Conclusion:

The Fiat 500, with its blend of heritage and modernity, stands as an enduring symbol of Italian automotive artistry. For those seeking a vehicle that offers style, practicality, and a touch of nostalgia, the 500 remains an evergreen choice in the UK and beyond.

Buying Guide

Want to find out everything about all 500 models, pros and cons, what to look out for and everything else you need to know? Check out our Fiat 500 buying guide here.

Fiat 500 Data by County

Fiat 500 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,519£7,003847,7864,742
Aberdeen City3£7,581836,73121
Aberdeenshire9£7,868735,2049
Antrim2£5,6991050,00024
Ards2£9,490636,1347
Argyll and Bute2£5,9791049,000-
Armagh1£7,995746,968-
Ballymena4£7,725729,0984
Barking & Dagenham - Greater London1£1,9991688,0002
Barnet - Greater London2£7,593744,3151
Bedfordshire61£6,3151050,66779
Belfast12£6,288949,89517
Berkshire47£6,145948,910122
Bexley - Greater London9£10,258433,7786
Blaenau Gwent2£6,497857,9364
Brent - Greater London2£9,7501044,9281
Bristol34£5,982956,47262
Bromley - Greater London4£7,494951,4079
Buckinghamshire39£5,990950,81480
Cambridgeshire37£6,898845,54484
Carmarthenshire9£7,928649,3355
Ceredigion2£4,5951165,5006
Cheshire60£7,394839,399131
City of Edinburgh23£6,692951,34451
City of London - Greater London12£4,0431274,02023
Coleraine2£13,84911,5322
Conwy3£7,162945,3849
Cornwall7£8,785632,07931
County Durham62£5,809953,406100
Craigavon10£7,431847,0984
Croydon - Greater London5£6,572969,7027
Cumbria25£8,153637,27220
Denbighshire1£6,995731,0002
Derbyshire48£8,236636,376134
Devon55£7,792737,859118
Dorset16£7,947639,48949
Dumfries and Galloway3£5,9951142,3256
Dundee City8£7,964734,31727
Dungannon4£5,9481159,5004
Ealing - Greater London1£6,8501023,80011
East Ayrshire12£8,413635,85811
East Lothian1£8,999330,2443
East Riding of Yorkshire7£7,110852,77011
East Sussex27£8,111848,26631
Enfield - Greater London1£7,479818,4795
Essex73£6,038956,228142
Falkirk6£5,2441162,04228
Fife6£7,543836,79233
Glasgow City36£7,427741,52373
Gloucestershire23£5,7781051,94245
Greater Manchester130£6,720845,365225
Gwynedd1£7,995749,000-
Hampshire67£6,887844,828116
Harrow - Greater London5£6,386949,9566
Havering - Greater London20£5,4681158,11347
Herefordshire7£6,038949,94211
Hertfordshire64£7,063846,772116
Highland7£8,183735,8893
Hillingdon - Greater London13£3,6511271,32111
Inverclyde2£7,498847,4092
Isle of Anglesey4£2,6091490,2002
Isle of Wight9£6,4961057,35513
Kent92£7,510846,027180
Kingston upon Thames - Greater London6£7,496748,5609
Lancashire103£7,164745,863208
Leicestershire53£6,368849,30685
Limavady1£7,745660,000-
Lincolnshire39£6,733849,07792
Lisburn3£7,028749,9006
Merseyside45£8,252635,33251
Merthyr Tydfil3£9,508524,0034
Moray4£10,245531,1516
Neath Port Talbot2£5,9451046,4143
Newham - Greater London2£2,9741499,669-
Newport3£5,2611059,3305
Newry and Mourne1£7,250961,100-
Newtownabbey13£9,833533,49531
Norfolk48£7,769740,951122
North Ayrshire9£7,308748,5946
North Down1£2,95013109,0003
North Lanarkshire8£5,2971159,70216
North Yorkshire48£8,225736,34693
Northamptonshire55£8,984533,93074
Northumberland8£6,516957,83619
Nottinghamshire24£7,073845,60551
Omagh1£5,2951080,271-
Oxfordshire15£6,497852,01350
Pembrokeshire1£8,295416,8001
Perth and Kinross5£8,636638,09612
Redbridge - Greater London1£2,2991183,4441
Renfrewshire12£10,273627,40326
Rhondda Cynon Taf20£6,269958,47831
Richmond upon Thames - Greater London1£4,685967,6362
Scottish Borders2£8,072724,431-
Shropshire37£6,905845,21860
Somerset38£7,630744,07755
South Ayrshire7£8,046734,19610
South Lanarkshire1£2,4001788,0001
South Yorkshire69£7,094746,603136
Staffordshire58£6,646941,67384
Stirling5£9,877421,6057
Suffolk43£6,028954,75768
Surrey54£6,870844,611127
Swansea1£9,499525,3163
Tyne and Wear66£7,151846,987118
Warwickshire67£7,051955,26494
West Lothian11£8,041742,44313
West Midlands108£6,402950,904205
West Sussex35£7,608844,02151
West Yorkshire82£6,818846,273218
Wiltshire42£6,886845,64464
Worcestershire16£5,7881050,06235
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