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Used Fiat 500 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Fiat 500 on finance

Financing a used Fiat 500, popular for its compact design and efficiency, necessitates an understanding of various aspects to ensure a satisfactory purchase and ownership experience. Here's a comprehensive guide on how to approach financing a used Fiat 500:

Preliminary Steps:

1. Budgeting:

  • Outline your budget considering all costs: down payment, monthly payments, insurance, and maintenance.

2. Credit Score:

  • Understanding your credit score is pivotal as it influences your loan’s interest rate.

3. Model Identification:

  • Decide on the Fiat 500 model, year, and features that meet your needs.

4. Vehicle Inspection:

  • Engage in a meticulous inspection and secure a vehicle history report to avoid hidden issues.

Financing Routes:

1. Bank Loan:

  • Attain a loan from a bank, buy the car, and repay in monthly instalments.

2. Hire Purchase (HP):

  • Pay a deposit, followed by fixed monthly payments. Ownership is transferred after the final payment.

3. Personal Contract Purchase (PCP):

  • After a deposit and lower monthly instalments, you may return, purchase, or trade the car at the agreement's end.

4. Lease Purchase:

  • Similar to PCP, with an obligation to buy the car at the contract’s conclusion.

5. Dealer Financing:

  • Explore financing offers from Fiat dealerships and compare them with other options.

6. Peer-to-Peer Lending (P2P):

  • Obtain funds directly from individuals through online P2P platforms, ensuring to understand the terms.

Procurement Process:

1. Selecting a Seller:

  • Opt for a reputable dealer or private seller to minimize risks associated with used cars.

2. Negotiations:

  • Actively negotiate the vehicle price and, if applicable, financing terms.

3. Test Driving:

  • Essential to confirm the vehicle's condition and performance meet your expectations.

4. Finalize Financing:

  • Once settled on a financing option, thoroughly review and agree to the terms.

5. Insurance Coverage:

  • Procure suitable insurance coverage before completing the purchase.

6. Handling Paperwork:

  • Ensure all documentation (e.g., contract, title transfer) is accurately completed and stored.

Additional Tips:

  • Depreciation Awareness: Be mindful that cars, including the Fiat 500, depreciate and consider this in your purchasing decision.

  • Warranty Evaluation: Explore existing or additional warranty options for security.

  • Total Payment Awareness: Be cognizant of the total payable amount throughout the financing term.

  • Early Repayment Clarity: Understand the stipulations and any penalties related to early loan repayment.

In Conclusion:

Embarking on financing a used Fiat 500 involves a combination of meticulous planning, understanding your financial situation, the vehicle itself, and the available financing options. Employing a systematic approach, considering the aforementioned aspects, and perhaps consulting a financial advisor can facilitate a secure and economically sound purchase, allowing you to enjoy your Fiat 500 with financial peace of mind.

About the Fiat 500

When we talk about cars with a legacy, the Fiat 500 inevitably comes to mind. This iconic Italian compact has been turning heads since its inception, blending vintage charm with modern functionality, all within a compact, city-friendly frame.

A Glimpse into the Past:

The Fiat 500's legacy traces back to the late 1950s, born as an affordable and compact vehicle for the masses. Over the decades, while the world around it evolved, the 500 managed to retain its unmistakable character and appeal.

Contemporary Design:

Though the modern Fiat 500 pays homage to its ancestors in design, it doesn't shy away from contemporary touches. Rounded headlamps, the characteristic grille, and its compact silhouette are complemented by modern finishes, updated interiors, and the latest tech amenities.

Performance for the City:

Compact and agile, the Fiat 500 is perfect for the urban jungle. Its dimensions allow for easy manoeuvrability through narrow lanes, and parking becomes a breeze. Engine options are tuned for efficiency and provide enough pep for city commutes.

Going Electric:

Fiat hasn't remained untouched by the electric revolution. The Fiat 500e, the electric variant, offers zero emissions without compromising the iconic design. With a respectable range and the character of the original, it's a testament to Fiat's adaptability.

In a League of Its Own:

In the compact car segment, the Fiat 500 finds rivals like the MINI Cooper and the Volkswagen up!. However, with its rich history, distinctive looks, and Italian flair, the 500 holds a special place in many hearts.

Conclusion:

The Fiat 500, with its blend of heritage and modernity, stands as an enduring symbol of Italian automotive artistry. For those seeking a vehicle that offers style, practicality, and a touch of nostalgia, the 500 remains an evergreen choice in the UK and beyond.

Buying Guide

Want to find out everything about all 500 models, pros and cons, what to look out for and everything else you need to know? Check out our Fiat 500 buying guide here.

Fiat 500 Data by County

Fiat 500 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,818£7,004847,4014,897
Aberdeen City8£9,048533,08417
Aberdeenshire5£7,606741,5097
Angus2£5,5991043,5805
Antrim8£8,683537,35025
Argyll and Bute1£5,9791147,000-
Ballymena4£7,385741,5303
Ballymoney1£5,490928,8374
Barking & Dagenham - Greater London1£7,138731,1802
Barnet - Greater London1£6,545841,8302
Bedfordshire86£6,0741053,41074
Belfast8£6,799940,25229
Berkshire65£6,883945,895113
Bexley - Greater London8£6,802852,88117
Blaenau Gwent3£7,763647,2637
Brent - Greater London3£9,166940,389-
Bridgend1£4,9951087,465-
Bristol35£5,8721058,72864
Bromley - Greater London7£8,696639,72210
Buckinghamshire37£6,505947,20470
Cambridgeshire48£7,226844,91585
Cardiff2£7,946640,7897
Carmarthenshire8£9,095641,2745
Ceredigion17£6,927955,85326
Cheshire47£7,300840,587159
City of Edinburgh25£7,193846,28737
City of London - Greater London26£5,3471156,53150
Coleraine3£13,89911,0294
Conwy8£8,833742,7394
Cornwall17£8,747636,46736
County Durham59£6,025953,90895
Craigavon6£6,180949,6133
Croydon - Greater London4£4,0681096,29710
Cumbria21£8,620537,83220
Denbighshire3£6,028943,1162
Derbyshire56£8,049733,911146
Derry1£9,995614,798-
Devon67£7,294847,706118
Dorset17£7,190838,90262
Down1£9,95039,0001
Dumfries and Galloway2£5,9951137,9878
Dundee City11£7,978736,24927
Dungannon5£6,0481155,8007
Ealing - Greater London5£4,7651262,9818
East Ayrshire9£9,107528,39613
East Lothian2£9,599431,1322
East Riding of Yorkshire7£7,668739,94321
East Sussex36£7,160952,99641
Essex83£6,209953,479153
Falkirk9£6,473849,84827
Fife12£9,658625,18029
Flintshire2£3,4451481,0002
Glasgow City26£8,322739,73782
Gloucestershire28£5,8831051,19741
Greater Manchester144£7,232843,201227
Gwynedd1£7,995749,0001
Hampshire74£7,076945,744114
Harrow - Greater London5£4,4771166,39610
Havering - Greater London18£4,2871366,32430
Herefordshire9£6,324951,33113
Hertfordshire58£7,295846,348103
Highland3£10,597421,4353
Hillingdon - Greater London14£4,0921269,96615
Hounslow - Greater London2£4,1471063,97311
Inverclyde2£7,748847,4092
Isle of Anglesey3£3,0621372,7674
Isle of Wight8£5,2331272,87014
Kent102£7,343847,179188
Kingston upon Thames - Greater London9£6,388854,4245
Lancashire112£7,047847,671199
Leicestershire50£6,645848,48086
Lincolnshire48£7,055844,41388
Lisburn2£5,2451076,1184
Merseyside51£8,116737,60173
Merthyr Tydfil3£8,719544,9643
Merton - Greater London1£5,9751038,0002
Monmouthshire4£4,7451258,0408
Moray3£10,995328,8029
Newport4£6,445942,8697
Newry and Mourne1£7,250961,100-
Newtownabbey16£10,277425,80127
Norfolk73£7,283845,761106
North Ayrshire7£8,540644,0818
North Down1£3,6951567,0004
North Lanarkshire8£5,2641062,09919
North Yorkshire39£7,582739,95486
Northamptonshire57£9,254532,70773
Northumberland10£6,5641051,72917
Nottinghamshire29£6,767948,54157
Omagh1£5,2951080,271-
Oxfordshire30£7,608738,80942
Pembrokeshire2£7,247753,5342
Perth and Kinross4£6,974945,33312
Redbridge - Greater London1£2,9501869,0001
Renfrewshire16£9,635635,81422
Rhondda Cynon Taf20£5,936958,11124
Richmond upon Thames - Greater London1£4,685967,6361
Scottish Borders1£7,195835,0002
Shropshire28£6,950846,09651
Somerset35£7,871742,27855
South Ayrshire9£8,407732,8597
South Lanarkshire1£2,4001788,0002
South Yorkshire81£6,854848,518130
Staffordshire67£7,032941,550116
Stirling4£9,599535,6546
Suffolk50£8,126743,56382
Surrey84£7,163844,234146
Swansea4£7,386842,0733
The Vale of Glamorgan1£6,999938,162-
Tyne and Wear73£7,723739,774123
Warwickshire55£4,6861167,19570
West Lothian10£7,625848,57412
West Midlands111£6,513948,432233
West Sussex50£7,317847,61549
West Yorkshire82£6,934846,042217
Wiltshire36£7,028946,08259
Worcestershire30£6,153951,09231
Wrexham3£5,1621163,8723
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