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Used Fiat 500 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Fiat 500 on finance

Financing a used Fiat 500, popular for its compact design and efficiency, necessitates an understanding of various aspects to ensure a satisfactory purchase and ownership experience. Here's a comprehensive guide on how to approach financing a used Fiat 500:

Preliminary Steps:

1. Budgeting:

  • Outline your budget considering all costs: down payment, monthly payments, insurance, and maintenance.

2. Credit Score:

  • Understanding your credit score is pivotal as it influences your loan’s interest rate.

3. Model Identification:

  • Decide on the Fiat 500 model, year, and features that meet your needs.

4. Vehicle Inspection:

  • Engage in a meticulous inspection and secure a vehicle history report to avoid hidden issues.

Financing Routes:

1. Bank Loan:

  • Attain a loan from a bank, buy the car, and repay in monthly instalments.

2. Hire Purchase (HP):

  • Pay a deposit, followed by fixed monthly payments. Ownership is transferred after the final payment.

3. Personal Contract Purchase (PCP):

  • After a deposit and lower monthly instalments, you may return, purchase, or trade the car at the agreement's end.

4. Lease Purchase:

  • Similar to PCP, with an obligation to buy the car at the contract’s conclusion.

5. Dealer Financing:

  • Explore financing offers from Fiat dealerships and compare them with other options.

6. Peer-to-Peer Lending (P2P):

  • Obtain funds directly from individuals through online P2P platforms, ensuring to understand the terms.

Procurement Process:

1. Selecting a Seller:

  • Opt for a reputable dealer or private seller to minimize risks associated with used cars.

2. Negotiations:

  • Actively negotiate the vehicle price and, if applicable, financing terms.

3. Test Driving:

  • Essential to confirm the vehicle's condition and performance meet your expectations.

4. Finalize Financing:

  • Once settled on a financing option, thoroughly review and agree to the terms.

5. Insurance Coverage:

  • Procure suitable insurance coverage before completing the purchase.

6. Handling Paperwork:

  • Ensure all documentation (e.g., contract, title transfer) is accurately completed and stored.

Additional Tips:

  • Depreciation Awareness: Be mindful that cars, including the Fiat 500, depreciate and consider this in your purchasing decision.

  • Warranty Evaluation: Explore existing or additional warranty options for security.

  • Total Payment Awareness: Be cognizant of the total payable amount throughout the financing term.

  • Early Repayment Clarity: Understand the stipulations and any penalties related to early loan repayment.

In Conclusion:

Embarking on financing a used Fiat 500 involves a combination of meticulous planning, understanding your financial situation, the vehicle itself, and the available financing options. Employing a systematic approach, considering the aforementioned aspects, and perhaps consulting a financial advisor can facilitate a secure and economically sound purchase, allowing you to enjoy your Fiat 500 with financial peace of mind.

About the Fiat 500

When we talk about cars with a legacy, the Fiat 500 inevitably comes to mind. This iconic Italian compact has been turning heads since its inception, blending vintage charm with modern functionality, all within a compact, city-friendly frame.

A Glimpse into the Past:

The Fiat 500's legacy traces back to the late 1950s, born as an affordable and compact vehicle for the masses. Over the decades, while the world around it evolved, the 500 managed to retain its unmistakable character and appeal.

Contemporary Design:

Though the modern Fiat 500 pays homage to its ancestors in design, it doesn't shy away from contemporary touches. Rounded headlamps, the characteristic grille, and its compact silhouette are complemented by modern finishes, updated interiors, and the latest tech amenities.

Performance for the City:

Compact and agile, the Fiat 500 is perfect for the urban jungle. Its dimensions allow for easy manoeuvrability through narrow lanes, and parking becomes a breeze. Engine options are tuned for efficiency and provide enough pep for city commutes.

Going Electric:

Fiat hasn't remained untouched by the electric revolution. The Fiat 500e, the electric variant, offers zero emissions without compromising the iconic design. With a respectable range and the character of the original, it's a testament to Fiat's adaptability.

In a League of Its Own:

In the compact car segment, the Fiat 500 finds rivals like the MINI Cooper and the Volkswagen up!. However, with its rich history, distinctive looks, and Italian flair, the 500 holds a special place in many hearts.

Conclusion:

The Fiat 500, with its blend of heritage and modernity, stands as an enduring symbol of Italian automotive artistry. For those seeking a vehicle that offers style, practicality, and a touch of nostalgia, the 500 remains an evergreen choice in the UK and beyond.

Buying Guide

Want to find out everything about all 500 models, pros and cons, what to look out for and everything else you need to know? Check out our Fiat 500 buying guide here.

Fiat 500 Data by County

Fiat 500 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All3,036£7,080846,8885,530
Aberdeen City8£9,304531,93816
Aberdeenshire6£7,671744,9248
Angus2£5,5991043,58010
Antrim10£8,040639,89324
Ards2£7,323732,1499
Argyll and Bute1£5,9791147,000-
Ballymena4£7,385741,5304
Barking & Dagenham - Greater London1£7,138731,1802
Barnet - Greater London2£8,118833,3151
Bedfordshire90£5,9911054,08994
Belfast8£7,341936,84731
Berkshire65£7,009945,939126
Bexley - Greater London10£6,531853,43220
Blaenau Gwent6£8,073637,29812
Brent - Greater London3£9,166940,389-
Bridgend1£4,9951087,4651
Bristol36£5,8691057,56066
Bromley - Greater London9£8,180742,42110
Buckinghamshire36£7,277946,66371
Caerphilly2£4,9931159,50015
Cambridgeshire56£7,380843,98399
Cardiff8£9,407430,64520
Carmarthenshire10£9,225638,5544
Ceredigion22£7,678851,08034
Cheshire55£7,169944,037167
City of Edinburgh32£7,311844,78038
City of London - Greater London30£6,086952,12367
Coleraine3£13,89911,0295
Conwy9£8,184849,3977
Cornwall19£8,911635,68440
County Durham61£5,943955,277108
Craigavon5£6,297846,9373
Croydon - Greater London6£5,052981,33817
Cumbria23£8,309639,54917
Denbighshire3£6,028943,1163
Derbyshire61£7,857733,457152
Derry1£9,995614,798-
Devon62£6,837949,942123
Dorset19£7,365835,58562
Down1£9,95039,0001
Dumfries and Galloway4£6,2451138,7557
Dundee City10£8,177637,32829
Dungannon5£6,0481155,8009
Ealing - Greater London4£4,2841362,22611
East Ayrshire11£7,995641,84014
East Lothian2£9,749431,4622
East Riding of Yorkshire13£7,149846,06542
East Sussex41£7,334948,65848
Essex90£6,361953,160182
Falkirk12£7,145747,98725
Fife10£8,339731,35136
Flintshire2£3,4451481,0002
Glasgow City30£8,561637,59873
Gloucestershire33£9,0451050,38647
Greater Manchester138£7,173843,401260
Gwynedd1£7,995749,0001
Hampshire75£7,086946,280120
Harrow - Greater London5£4,5761168,41812
Havering - Greater London24£4,2511265,55434
Herefordshire9£6,775841,69813
Hertfordshire64£7,118847,032118
Highland4£9,997528,0697
Hillingdon - Greater London12£4,3951265,56614
Hounslow - Greater London4£3,1971466,23610
Inverclyde3£8,498643,2441
Isle of Anglesey3£3,0621372,7674
Isle of Wight9£5,0401372,21813
Kent113£7,394844,662216
Kingston upon Thames - Greater London7£6,186851,2008
Lancashire112£6,971847,572220
Leicestershire49£6,568848,83895
Lincolnshire52£6,825846,17391
Lisburn3£6,328959,0053
Merseyside56£7,872739,03383
Merthyr Tydfil6£7,744648,8482
Merton - Greater London1£5,9751038,0003
Monmouthshire4£4,7451258,0409
Moray2£10,995329,86411
Neath Port Talbot1£8,495813,5006
Newport12£6,106953,59021
Newry and Mourne1£7,250961,100-
Newtownabbey16£9,639526,67428
Norfolk75£7,668842,574125
North Ayrshire9£8,553641,3548
North Down2£3,3231488,0004
North Lanarkshire9£6,354951,69723
North Yorkshire44£8,078734,98491
Northamptonshire59£9,155532,79380
Northumberland10£6,5641051,72922
Nottinghamshire49£7,379842,81584
Omagh1£5,2951080,271-
Oxfordshire35£7,582837,44548
Pembrokeshire2£7,247753,5342
Perth and Kinross3£6,464957,76512
Powys1£5,495945,9001
Redbridge - Greater London1£2,9501869,0001
Renfrewshire15£10,224533,81320
Rhondda Cynon Taf23£6,029956,65926
Richmond upon Thames - Greater London1£4,685967,6361
Scottish Borders1£7,495835,0002
Shropshire28£7,113844,40664
Somerset34£7,746745,03257
South Ayrshire8£8,459634,9268
South Lanarkshire3£5,9661157,42511
South Yorkshire83£6,751849,142142
Staffordshire70£7,016941,954139
Stirling5£9,778432,3067
Suffolk49£8,059743,88298
Surrey93£6,912846,046158
Sutton - Greater London2£3,2451299,0001
Swansea11£6,572845,81310
The Vale of Glamorgan1£6,999938,162-
Tyne and Wear73£7,589740,584136
Warwickshire67£4,8181166,00570
West Lothian11£8,904739,04113
West Midlands106£6,551949,149264
West Sussex52£7,457846,62553
West Yorkshire90£6,656847,373227
Wiltshire34£7,244843,88668
Worcestershire30£6,066951,14132
Wrexham5£7,295842,0035
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