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Used Fiat 500 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Fiat 500 on finance

Financing a used Fiat 500, popular for its compact design and efficiency, necessitates an understanding of various aspects to ensure a satisfactory purchase and ownership experience. Here's a comprehensive guide on how to approach financing a used Fiat 500:

Preliminary Steps:

1. Budgeting:

  • Outline your budget considering all costs: down payment, monthly payments, insurance, and maintenance.

2. Credit Score:

  • Understanding your credit score is pivotal as it influences your loan’s interest rate.

3. Model Identification:

  • Decide on the Fiat 500 model, year, and features that meet your needs.

4. Vehicle Inspection:

  • Engage in a meticulous inspection and secure a vehicle history report to avoid hidden issues.

Financing Routes:

1. Bank Loan:

  • Attain a loan from a bank, buy the car, and repay in monthly instalments.

2. Hire Purchase (HP):

  • Pay a deposit, followed by fixed monthly payments. Ownership is transferred after the final payment.

3. Personal Contract Purchase (PCP):

  • After a deposit and lower monthly instalments, you may return, purchase, or trade the car at the agreement's end.

4. Lease Purchase:

  • Similar to PCP, with an obligation to buy the car at the contract’s conclusion.

5. Dealer Financing:

  • Explore financing offers from Fiat dealerships and compare them with other options.

6. Peer-to-Peer Lending (P2P):

  • Obtain funds directly from individuals through online P2P platforms, ensuring to understand the terms.

Procurement Process:

1. Selecting a Seller:

  • Opt for a reputable dealer or private seller to minimize risks associated with used cars.

2. Negotiations:

  • Actively negotiate the vehicle price and, if applicable, financing terms.

3. Test Driving:

  • Essential to confirm the vehicle's condition and performance meet your expectations.

4. Finalize Financing:

  • Once settled on a financing option, thoroughly review and agree to the terms.

5. Insurance Coverage:

  • Procure suitable insurance coverage before completing the purchase.

6. Handling Paperwork:

  • Ensure all documentation (e.g., contract, title transfer) is accurately completed and stored.

Additional Tips:

  • Depreciation Awareness: Be mindful that cars, including the Fiat 500, depreciate and consider this in your purchasing decision.

  • Warranty Evaluation: Explore existing or additional warranty options for security.

  • Total Payment Awareness: Be cognizant of the total payable amount throughout the financing term.

  • Early Repayment Clarity: Understand the stipulations and any penalties related to early loan repayment.

In Conclusion:

Embarking on financing a used Fiat 500 involves a combination of meticulous planning, understanding your financial situation, the vehicle itself, and the available financing options. Employing a systematic approach, considering the aforementioned aspects, and perhaps consulting a financial advisor can facilitate a secure and economically sound purchase, allowing you to enjoy your Fiat 500 with financial peace of mind.

About the Fiat 500

When we talk about cars with a legacy, the Fiat 500 inevitably comes to mind. This iconic Italian compact has been turning heads since its inception, blending vintage charm with modern functionality, all within a compact, city-friendly frame.

A Glimpse into the Past:

The Fiat 500's legacy traces back to the late 1950s, born as an affordable and compact vehicle for the masses. Over the decades, while the world around it evolved, the 500 managed to retain its unmistakable character and appeal.

Contemporary Design:

Though the modern Fiat 500 pays homage to its ancestors in design, it doesn't shy away from contemporary touches. Rounded headlamps, the characteristic grille, and its compact silhouette are complemented by modern finishes, updated interiors, and the latest tech amenities.

Performance for the City:

Compact and agile, the Fiat 500 is perfect for the urban jungle. Its dimensions allow for easy manoeuvrability through narrow lanes, and parking becomes a breeze. Engine options are tuned for efficiency and provide enough pep for city commutes.

Going Electric:

Fiat hasn't remained untouched by the electric revolution. The Fiat 500e, the electric variant, offers zero emissions without compromising the iconic design. With a respectable range and the character of the original, it's a testament to Fiat's adaptability.

In a League of Its Own:

In the compact car segment, the Fiat 500 finds rivals like the MINI Cooper and the Volkswagen up!. However, with its rich history, distinctive looks, and Italian flair, the 500 holds a special place in many hearts.

Conclusion:

The Fiat 500, with its blend of heritage and modernity, stands as an enduring symbol of Italian automotive artistry. For those seeking a vehicle that offers style, practicality, and a touch of nostalgia, the 500 remains an evergreen choice in the UK and beyond.

Buying Guide

Want to find out everything about all 500 models, pros and cons, what to look out for and everything else you need to know? Check out our Fiat 500 buying guide here.

Fiat 500 Data by County

Fiat 500 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,834£7,049847,0195,559
Aberdeenshire9£8,890528,30033
Angus13£8,666638,06426
Argyll & Bute1£5,979951,0001
Ayrshire24£7,584643,38936
Bedfordshire57£6,1641056,00590
Berkshire34£5,9801049,11175
Blaenau Gwent16£7,674744,44516
Borders3£7,881634,7651
Bridgend16£7,242850,76531
Bristol35£5,980956,93261
Buckinghamshire46£5,768951,17793
Caerphilly4£3,8701184,1194
Cambridgeshire55£7,408742,57677
Cardiff14£9,347530,60740
Carmarthenshire10£8,330642,9079
Ceredigion6£7,999745,7187
Cheshire65£6,963845,005140
Conwy2£8,393755,50013
Cornwall12£9,484434,27344
County Antrim42£7,823739,82575
County Armagh9£6,136959,19712
County Down12£8,232646,83114
County Durham76£6,080953,290109
County Londonderry7£8,330745,4373
County Tyrone8£6,553955,7318
Cumbria17£8,037644,16638
Denbighshire2£7,395738,7401
Derbyshire71£7,520743,604123
Devon45£7,641841,608134
Dorset21£6,519853,61843
Dumfries & Galloway3£6,595942,2963
East Lothian1£9,199331,2254
East Riding of Yorkshire31£7,467743,79942
East Sussex34£7,148951,05448
Essex94£5,9641056,530190
Falkirk6£7,119740,33617
Fife14£9,047634,63330
Flintshire7£3,9521363,0494
Gloucestershire29£6,851948,90468
Greater London110£5,7811054,280190
Greater Manchester142£7,272745,042252
Gwynedd1£7,495749,000-
Hampshire82£6,588947,133128
Herefordshire7£6,432844,55810
Hertfordshire55£6,679948,379136
Highland3£8,063740,28311
Inverclyde2£6,947943,6782
Isle of Anglesey3£2,9801474,4003
Isle of Wight12£6,996950,2318
Kent104£6,949749,521236
Lanarkshire37£7,656742,25092
Lancashire96£6,473847,994209
Leicestershire57£6,357849,33684
Lincolnshire51£7,001749,51682
Merseyside38£6,948843,86492
Merthyr Tydfil1£7,295829,6446
Midlothian23£7,233848,37051
Monmouthshire6£6,261951,7209
Moray3£10,395530,9478
Neath Port Talbot3£6,663938,8742
Newport12£5,933966,07223
Norfolk51£7,284746,314122
North Yorkshire43£8,329633,61795
Northamptonshire36£8,285637,463105
Northumberland10£5,843958,93824
Nottinghamshire44£7,427738,35985
Oxfordshire14£6,981749,66943
Pembrokeshire3£6,430960,6015
Perth & Kinross3£6,064939,89119
Renfrewshire3£7,064934,71539
Rhondda Cynon Taf24£5,6531063,95622
Shropshire37£8,475539,67862
Somerset43£7,963639,97082
South Yorkshire54£6,235955,352127
Staffordshire56£6,572939,640147
Stirling1£6,998944,30910
Suffolk50£7,858745,474105
Surrey77£6,805945,224137
Swansea23£8,179635,20346
Torfaen3£5,393962,8237
Tyne and Wear66£6,882846,752127
Vale of Glamorgan3£4,9661162,71211
Warwickshire79£6,970953,42495
West Lothian9£7,284847,78419
West Midlands95£6,627949,672190
West Sussex61£7,754740,56892
West Yorkshire86£6,482946,934210
Wiltshire34£7,113849,36285
Worcestershire20£6,382850,71935
Wrexham7£6,526848,96516
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