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Used Fiat 500 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Fiat 500 on finance

Financing a used Fiat 500, popular for its compact design and efficiency, necessitates an understanding of various aspects to ensure a satisfactory purchase and ownership experience. Here's a comprehensive guide on how to approach financing a used Fiat 500:

Preliminary Steps:

1. Budgeting:

  • Outline your budget considering all costs: down payment, monthly payments, insurance, and maintenance.

2. Credit Score:

  • Understanding your credit score is pivotal as it influences your loan’s interest rate.

3. Model Identification:

  • Decide on the Fiat 500 model, year, and features that meet your needs.

4. Vehicle Inspection:

  • Engage in a meticulous inspection and secure a vehicle history report to avoid hidden issues.

Financing Routes:

1. Bank Loan:

  • Attain a loan from a bank, buy the car, and repay in monthly instalments.

2. Hire Purchase (HP):

  • Pay a deposit, followed by fixed monthly payments. Ownership is transferred after the final payment.

3. Personal Contract Purchase (PCP):

  • After a deposit and lower monthly instalments, you may return, purchase, or trade the car at the agreement's end.

4. Lease Purchase:

  • Similar to PCP, with an obligation to buy the car at the contract’s conclusion.

5. Dealer Financing:

  • Explore financing offers from Fiat dealerships and compare them with other options.

6. Peer-to-Peer Lending (P2P):

  • Obtain funds directly from individuals through online P2P platforms, ensuring to understand the terms.

Procurement Process:

1. Selecting a Seller:

  • Opt for a reputable dealer or private seller to minimize risks associated with used cars.

2. Negotiations:

  • Actively negotiate the vehicle price and, if applicable, financing terms.

3. Test Driving:

  • Essential to confirm the vehicle's condition and performance meet your expectations.

4. Finalize Financing:

  • Once settled on a financing option, thoroughly review and agree to the terms.

5. Insurance Coverage:

  • Procure suitable insurance coverage before completing the purchase.

6. Handling Paperwork:

  • Ensure all documentation (e.g., contract, title transfer) is accurately completed and stored.

Additional Tips:

  • Depreciation Awareness: Be mindful that cars, including the Fiat 500, depreciate and consider this in your purchasing decision.

  • Warranty Evaluation: Explore existing or additional warranty options for security.

  • Total Payment Awareness: Be cognizant of the total payable amount throughout the financing term.

  • Early Repayment Clarity: Understand the stipulations and any penalties related to early loan repayment.

In Conclusion:

Embarking on financing a used Fiat 500 involves a combination of meticulous planning, understanding your financial situation, the vehicle itself, and the available financing options. Employing a systematic approach, considering the aforementioned aspects, and perhaps consulting a financial advisor can facilitate a secure and economically sound purchase, allowing you to enjoy your Fiat 500 with financial peace of mind.

About the Fiat 500

When we talk about cars with a legacy, the Fiat 500 inevitably comes to mind. This iconic Italian compact has been turning heads since its inception, blending vintage charm with modern functionality, all within a compact, city-friendly frame.

A Glimpse into the Past:

The Fiat 500's legacy traces back to the late 1950s, born as an affordable and compact vehicle for the masses. Over the decades, while the world around it evolved, the 500 managed to retain its unmistakable character and appeal.

Contemporary Design:

Though the modern Fiat 500 pays homage to its ancestors in design, it doesn't shy away from contemporary touches. Rounded headlamps, the characteristic grille, and its compact silhouette are complemented by modern finishes, updated interiors, and the latest tech amenities.

Performance for the City:

Compact and agile, the Fiat 500 is perfect for the urban jungle. Its dimensions allow for easy manoeuvrability through narrow lanes, and parking becomes a breeze. Engine options are tuned for efficiency and provide enough pep for city commutes.

Going Electric:

Fiat hasn't remained untouched by the electric revolution. The Fiat 500e, the electric variant, offers zero emissions without compromising the iconic design. With a respectable range and the character of the original, it's a testament to Fiat's adaptability.

In a League of Its Own:

In the compact car segment, the Fiat 500 finds rivals like the MINI Cooper and the Volkswagen up!. However, with its rich history, distinctive looks, and Italian flair, the 500 holds a special place in many hearts.

Conclusion:

The Fiat 500, with its blend of heritage and modernity, stands as an enduring symbol of Italian automotive artistry. For those seeking a vehicle that offers style, practicality, and a touch of nostalgia, the 500 remains an evergreen choice in the UK and beyond.

Buying Guide

Want to find out everything about all 500 models, pros and cons, what to look out for and everything else you need to know? Check out our Fiat 500 buying guide here.

Fiat 500 Data by County

Fiat 500 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,637£7,020847,3954,948
Aberdeen City3£7,914833,39419
Aberdeenshire7£8,374633,5157
Antrim4£8,945631,08426
Ards1£13,59527,0529
Argyll and Bute1£5,9791147,000-
Armagh1£7,995746,968-
Ballymena5£6,856839,0173
Barking & Dagenham - Greater London1£1,9991688,0002
Barnet - Greater London2£7,593744,3152
Bedfordshire72£6,2131051,26983
Belfast12£6,153951,12821
Berkshire61£6,400950,244117
Bexley - Greater London2£9,693541,6708
Blaenau Gwent2£5,997975,3567
Brent - Greater London3£8,999940,389-
Bristol33£6,114953,33366
Bromley - Greater London4£8,370743,9369
Buckinghamshire36£6,770846,83581
Cambridgeshire43£6,739845,18490
Cardiff1£4,991973,269-
Carmarthenshire8£8,758641,2744
Ceredigion4£7,445852,7963
Cheshire59£7,408838,884152
City of Edinburgh26£7,466845,80445
City of London - Greater London13£4,5541167,93024
Clackmannanshire1£8,998631,9051
Coleraine2£13,84911,5324
Conwy4£9,495734,0638
Cornwall11£8,838634,47833
County Durham64£6,100953,192100
Craigavon7£6,089951,8055
Croydon - Greater London6£4,7251177,0499
Cumbria21£8,702537,82222
Denbighshire2£6,345940,6753
Derbyshire49£8,560632,812147
Devon66£7,629841,631117
Dorset13£7,404744,08163
Dumfries and Galloway2£5,9951137,9878
Dundee City9£8,218636,68930
Dungannon5£5,9481155,8006
Ealing - Greater London3£6,1121157,93310
East Ayrshire11£8,996528,95915
East Lothian2£9,299428,9312
East Riding of Yorkshire6£7,030845,48412
East Sussex31£7,828848,86838
Essex75£6,206955,958149
Falkirk8£5,5331054,65528
Fermanagh2£5,4951156,956-
Fife9£8,631732,00032
Glasgow City32£8,274636,61681
Gloucestershire30£6,077952,19138
Greater Manchester147£6,983845,156233
Gwynedd1£7,995749,0001
Hampshire59£6,661946,293117
Harrow - Greater London6£4,3971268,7218
Havering - Greater London24£5,7851054,33244
Herefordshire9£5,8731051,66011
Hertfordshire53£6,671950,862119
Highland4£8,772735,0683
Hillingdon - Greater London15£4,1331265,04912
Hounslow - Greater London2£3,9971063,97310
Inverclyde2£7,748847,4092
Isle of Anglesey3£3,0621372,7672
Isle of Wight7£5,5531269,42314
Kent90£7,641746,566181
Kingston upon Thames - Greater London8£6,851948,6525
Lancashire111£7,230745,258220
Larne1£6,995944,549-
Leicestershire51£6,428847,59797
Lincolnshire52£6,960845,48786
Lisburn2£7,645756,7875
Merseyside39£8,640633,57156
Merthyr Tydfil4£8,710541,9033
Monmouthshire2£2,4951670,0001
Moray4£9,871532,2617
Neath Port Talbot1£4,89010-4
Newham - Greater London2£2,9741499,669-
Newport4£6,0701151,5884
Newry and Mourne1£7,250961,100-
Newtownabbey16£9,105532,64432
Norfolk60£7,018847,008118
North Ayrshire8£8,147645,9707
North Down1£2,95013109,0003
North Lanarkshire6£6,2661046,62418
North Yorkshire43£7,689738,57893
Northamptonshire59£9,126532,95076
Northumberland11£7,565841,83316
Nottinghamshire21£6,467949,85665
Omagh1£5,2951080,271-
Oxfordshire24£7,763737,29446
Perth and Kinross4£8,349642,20613
Renfrewshire14£10,197532,26026
Rhondda Cynon Taf19£5,760959,55030
Richmond upon Thames - Greater London1£4,685967,6361
Scottish Borders2£8,072724,2492
Shropshire29£7,036846,02057
Somerset40£7,458744,21658
South Ayrshire9£8,346729,8638
South Lanarkshire1£2,4001788,0001
South Yorkshire72£6,557850,536149
Staffordshire66£7,258837,89684
Stirling2£9,199824,3616
Suffolk43£6,595950,86870
Surrey61£6,868845,119152
Sutton - Greater London1£5,290844,0005
Swansea1£9,499525,3162
The Vale of Glamorgan2£7,000833,2721
Tyne and Wear73£7,548742,644125
Warwickshire57£4,6111167,45386
West Lothian10£7,375847,88613
West Midlands111£6,553949,967234
West Sussex39£7,279946,91249
West Yorkshire90£6,760847,517221
Wiltshire42£7,104847,13562
Worcestershire19£6,113949,12335
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