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Used Fiat 500 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Fiat 500 on finance

Financing a used Fiat 500, popular for its compact design and efficiency, necessitates an understanding of various aspects to ensure a satisfactory purchase and ownership experience. Here's a comprehensive guide on how to approach financing a used Fiat 500:

Preliminary Steps:

1. Budgeting:

  • Outline your budget considering all costs: down payment, monthly payments, insurance, and maintenance.

2. Credit Score:

  • Understanding your credit score is pivotal as it influences your loan’s interest rate.

3. Model Identification:

  • Decide on the Fiat 500 model, year, and features that meet your needs.

4. Vehicle Inspection:

  • Engage in a meticulous inspection and secure a vehicle history report to avoid hidden issues.

Financing Routes:

1. Bank Loan:

  • Attain a loan from a bank, buy the car, and repay in monthly instalments.

2. Hire Purchase (HP):

  • Pay a deposit, followed by fixed monthly payments. Ownership is transferred after the final payment.

3. Personal Contract Purchase (PCP):

  • After a deposit and lower monthly instalments, you may return, purchase, or trade the car at the agreement's end.

4. Lease Purchase:

  • Similar to PCP, with an obligation to buy the car at the contract’s conclusion.

5. Dealer Financing:

  • Explore financing offers from Fiat dealerships and compare them with other options.

6. Peer-to-Peer Lending (P2P):

  • Obtain funds directly from individuals through online P2P platforms, ensuring to understand the terms.

Procurement Process:

1. Selecting a Seller:

  • Opt for a reputable dealer or private seller to minimize risks associated with used cars.

2. Negotiations:

  • Actively negotiate the vehicle price and, if applicable, financing terms.

3. Test Driving:

  • Essential to confirm the vehicle's condition and performance meet your expectations.

4. Finalize Financing:

  • Once settled on a financing option, thoroughly review and agree to the terms.

5. Insurance Coverage:

  • Procure suitable insurance coverage before completing the purchase.

6. Handling Paperwork:

  • Ensure all documentation (e.g., contract, title transfer) is accurately completed and stored.

Additional Tips:

  • Depreciation Awareness: Be mindful that cars, including the Fiat 500, depreciate and consider this in your purchasing decision.

  • Warranty Evaluation: Explore existing or additional warranty options for security.

  • Total Payment Awareness: Be cognizant of the total payable amount throughout the financing term.

  • Early Repayment Clarity: Understand the stipulations and any penalties related to early loan repayment.

In Conclusion:

Embarking on financing a used Fiat 500 involves a combination of meticulous planning, understanding your financial situation, the vehicle itself, and the available financing options. Employing a systematic approach, considering the aforementioned aspects, and perhaps consulting a financial advisor can facilitate a secure and economically sound purchase, allowing you to enjoy your Fiat 500 with financial peace of mind.

About the Fiat 500

When we talk about cars with a legacy, the Fiat 500 inevitably comes to mind. This iconic Italian compact has been turning heads since its inception, blending vintage charm with modern functionality, all within a compact, city-friendly frame.

A Glimpse into the Past:

The Fiat 500's legacy traces back to the late 1950s, born as an affordable and compact vehicle for the masses. Over the decades, while the world around it evolved, the 500 managed to retain its unmistakable character and appeal.

Contemporary Design:

Though the modern Fiat 500 pays homage to its ancestors in design, it doesn't shy away from contemporary touches. Rounded headlamps, the characteristic grille, and its compact silhouette are complemented by modern finishes, updated interiors, and the latest tech amenities.

Performance for the City:

Compact and agile, the Fiat 500 is perfect for the urban jungle. Its dimensions allow for easy manoeuvrability through narrow lanes, and parking becomes a breeze. Engine options are tuned for efficiency and provide enough pep for city commutes.

Going Electric:

Fiat hasn't remained untouched by the electric revolution. The Fiat 500e, the electric variant, offers zero emissions without compromising the iconic design. With a respectable range and the character of the original, it's a testament to Fiat's adaptability.

In a League of Its Own:

In the compact car segment, the Fiat 500 finds rivals like the MINI Cooper and the Volkswagen up!. However, with its rich history, distinctive looks, and Italian flair, the 500 holds a special place in many hearts.

Conclusion:

The Fiat 500, with its blend of heritage and modernity, stands as an enduring symbol of Italian automotive artistry. For those seeking a vehicle that offers style, practicality, and a touch of nostalgia, the 500 remains an evergreen choice in the UK and beyond.

Buying Guide

Want to find out everything about all 500 models, pros and cons, what to look out for and everything else you need to know? Check out our Fiat 500 buying guide here.

Fiat 500 Data by County

Fiat 500 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,674£6,860948,7495,112
Aberdeen City4£7,435840,30619
Aberdeenshire7£8,217633,5137
Antrim2£7,999633,88830
Ards1£13,59527,05210
Argyll and Bute1£5,9791147,000-
Armagh1£7,995746,968-
Ballymena5£6,875839,0173
Barking & Dagenham - Greater London1£1,9991688,0002
Barnet - Greater London2£7,793744,3152
Bedfordshire78£6,0961052,68881
Belfast10£6,559848,82335
Berkshire62£6,557948,955117
Bexley - Greater London3£7,693851,5467
Blaenau Gwent3£6,331861,7706
Brent - Greater London3£8,999940,389-
Bristol32£6,106955,53072
Bromley - Greater London4£8,370743,93611
Buckinghamshire37£6,890844,96280
Cambridgeshire48£6,898845,62089
Cardiff2£4,9931080,3671
Carmarthenshire8£8,908641,2745
Ceredigion15£8,515848,51015
Cheshire57£7,503838,484161
City of Edinburgh25£7,533845,50445
City of London - Greater London16£4,0621267,36036
Clackmannanshire1£8,998631,9051
Coleraine2£13,84911,5325
Conwy5£10,095733,2356
Cornwall12£8,226743,45335
County Durham64£6,174953,783100
Craigavon8£6,109951,5134
Croydon - Greater London6£4,7251177,04910
Cumbria22£8,664538,38622
Denbighshire2£6,345940,6753
Derbyshire46£8,679632,801152
Devon68£7,289844,333119
Dorset14£7,232743,58266
Dumfries and Galloway2£5,9951137,9878
Dundee City10£7,976739,47329
Dungannon5£6,0481155,8007
Ealing - Greater London4£5,3331162,3759
East Ayrshire9£8,941530,34715
East Lothian2£9,299428,9312
East Riding of Yorkshire6£7,030845,48414
East Sussex30£7,917949,03238
Enfield - Greater London1£3,7001727,1165
Essex75£6,1351055,267150
Falkirk7£4,6811158,53527
Fermanagh2£5,4951156,956-
Fife9£8,631732,00032
Flintshire2£3,4451481,0002
Glasgow City34£8,234737,02087
Gloucestershire31£6,120951,59240
Greater Manchester145£7,045845,107241
Gwynedd1£7,995749,0001
Hampshire64£6,697946,222117
Harrow - Greater London6£4,3971268,7219
Havering - Greater London23£5,5541155,52245
Herefordshire8£5,6211054,24212
Hertfordshire52£6,499952,466119
Highland4£8,772735,0683
Hillingdon - Greater London15£4,1261265,04913
Hounslow - Greater London2£4,1471063,97310
Inverclyde2£7,748847,4092
Isle of Anglesey3£3,0621372,7674
Isle of Wight8£5,2331272,87013
Kent91£7,563747,657180
Kingston upon Thames - Greater London8£6,819948,6527
Lancashire109£7,124746,516219
Leicestershire48£6,512846,67096
Lincolnshire52£6,826844,57489
Lisburn1£5,7951095,0004
Merseyside44£8,320636,84055
Merthyr Tydfil4£8,710541,8963
Monmouthshire2£2,4951670,0004
Moray4£9,871532,2618
Neath Port Talbot1£4,89010-4
Newham - Greater London2£2,9741499,669-
Newport3£6,3621151,1644
Newry and Mourne1£7,250961,100-
Newtownabbey15£9,302530,33332
Norfolk66£7,163846,858112
North Ayrshire8£8,147645,9707
North Down1£2,95013109,0003
North Lanarkshire6£5,6061148,84917
North Yorkshire41£7,815736,88393
Northamptonshire56£9,180532,16176
Northumberland10£6,773949,27119
Nottinghamshire23£6,517950,96864
Omagh1£5,2951080,271-
Oxfordshire27£7,557738,44944
Pembrokeshire2£5,7451062,4692
Perth and Kinross3£8,299736,36013
Renfrewshire15£10,051532,93526
Rhondda Cynon Taf18£6,006957,04129
Richmond upon Thames - Greater London1£4,685967,6361
Scottish Borders1£6,995835,0002
Shropshire29£6,975848,15457
Somerset39£7,662744,27359
South Ayrshire8£8,671728,2298
South Lanarkshire1£2,4001788,0001
South Yorkshire77£6,477850,215145
Staffordshire83£7,094939,077112
Stirling2£9,199824,3619
Suffolk38£6,849949,49776
Surrey64£6,790845,711156
Sutton - Greater London2£5,340950,0004
Swansea2£8,175734,3203
The Vale of Glamorgan3£7,000834,902-
Tyne and Wear68£7,468742,593133
Warwickshire55£4,6621166,89287
West Lothian10£7,375847,88613
West Midlands107£6,510949,747246
West Sussex39£7,535846,30753
West Yorkshire85£7,087846,501229
Wiltshire35£6,719948,09364
Worcestershire21£6,217949,81132
Wrexham3£5,4951170,0001
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