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Used Fiat 500 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Fiat 500 on finance

Financing a used Fiat 500, popular for its compact design and efficiency, necessitates an understanding of various aspects to ensure a satisfactory purchase and ownership experience. Here's a comprehensive guide on how to approach financing a used Fiat 500:

Preliminary Steps:

1. Budgeting:

  • Outline your budget considering all costs: down payment, monthly payments, insurance, and maintenance.

2. Credit Score:

  • Understanding your credit score is pivotal as it influences your loan’s interest rate.

3. Model Identification:

  • Decide on the Fiat 500 model, year, and features that meet your needs.

4. Vehicle Inspection:

  • Engage in a meticulous inspection and secure a vehicle history report to avoid hidden issues.

Financing Routes:

1. Bank Loan:

  • Attain a loan from a bank, buy the car, and repay in monthly instalments.

2. Hire Purchase (HP):

  • Pay a deposit, followed by fixed monthly payments. Ownership is transferred after the final payment.

3. Personal Contract Purchase (PCP):

  • After a deposit and lower monthly instalments, you may return, purchase, or trade the car at the agreement's end.

4. Lease Purchase:

  • Similar to PCP, with an obligation to buy the car at the contract’s conclusion.

5. Dealer Financing:

  • Explore financing offers from Fiat dealerships and compare them with other options.

6. Peer-to-Peer Lending (P2P):

  • Obtain funds directly from individuals through online P2P platforms, ensuring to understand the terms.

Procurement Process:

1. Selecting a Seller:

  • Opt for a reputable dealer or private seller to minimize risks associated with used cars.

2. Negotiations:

  • Actively negotiate the vehicle price and, if applicable, financing terms.

3. Test Driving:

  • Essential to confirm the vehicle's condition and performance meet your expectations.

4. Finalize Financing:

  • Once settled on a financing option, thoroughly review and agree to the terms.

5. Insurance Coverage:

  • Procure suitable insurance coverage before completing the purchase.

6. Handling Paperwork:

  • Ensure all documentation (e.g., contract, title transfer) is accurately completed and stored.

Additional Tips:

  • Depreciation Awareness: Be mindful that cars, including the Fiat 500, depreciate and consider this in your purchasing decision.

  • Warranty Evaluation: Explore existing or additional warranty options for security.

  • Total Payment Awareness: Be cognizant of the total payable amount throughout the financing term.

  • Early Repayment Clarity: Understand the stipulations and any penalties related to early loan repayment.

In Conclusion:

Embarking on financing a used Fiat 500 involves a combination of meticulous planning, understanding your financial situation, the vehicle itself, and the available financing options. Employing a systematic approach, considering the aforementioned aspects, and perhaps consulting a financial advisor can facilitate a secure and economically sound purchase, allowing you to enjoy your Fiat 500 with financial peace of mind.

About the Fiat 500

When we talk about cars with a legacy, the Fiat 500 inevitably comes to mind. This iconic Italian compact has been turning heads since its inception, blending vintage charm with modern functionality, all within a compact, city-friendly frame.

A Glimpse into the Past:

The Fiat 500's legacy traces back to the late 1950s, born as an affordable and compact vehicle for the masses. Over the decades, while the world around it evolved, the 500 managed to retain its unmistakable character and appeal.

Contemporary Design:

Though the modern Fiat 500 pays homage to its ancestors in design, it doesn't shy away from contemporary touches. Rounded headlamps, the characteristic grille, and its compact silhouette are complemented by modern finishes, updated interiors, and the latest tech amenities.

Performance for the City:

Compact and agile, the Fiat 500 is perfect for the urban jungle. Its dimensions allow for easy manoeuvrability through narrow lanes, and parking becomes a breeze. Engine options are tuned for efficiency and provide enough pep for city commutes.

Going Electric:

Fiat hasn't remained untouched by the electric revolution. The Fiat 500e, the electric variant, offers zero emissions without compromising the iconic design. With a respectable range and the character of the original, it's a testament to Fiat's adaptability.

In a League of Its Own:

In the compact car segment, the Fiat 500 finds rivals like the MINI Cooper and the Volkswagen up!. However, with its rich history, distinctive looks, and Italian flair, the 500 holds a special place in many hearts.

Conclusion:

The Fiat 500, with its blend of heritage and modernity, stands as an enduring symbol of Italian automotive artistry. For those seeking a vehicle that offers style, practicality, and a touch of nostalgia, the 500 remains an evergreen choice in the UK and beyond.

Buying Guide

Want to find out everything about all 500 models, pros and cons, what to look out for and everything else you need to know? Check out our Fiat 500 buying guide here.

Fiat 500 Data by County

Fiat 500 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All3,031£7,060846,8475,572
Aberdeen City8£9,304531,93816
Aberdeenshire6£7,671744,9248
Angus2£5,5991043,58010
Antrim10£8,040639,89325
Ards2£7,323732,1499
Argyll and Bute1£5,9791147,000-
Ballymena4£7,385741,5304
Barking & Dagenham - Greater London1£7,138731,1802
Barnet - Greater London3£9,045628,8537
Bedfordshire92£5,9401054,56795
Belfast7£6,463941,46831
Berkshire65£7,061845,763126
Bexley - Greater London10£6,585853,43221
Blaenau Gwent6£8,073637,29812
Brent - Greater London3£9,166940,389-
Bridgend1£4,9951087,4651
Bristol39£6,024956,01363
Bromley - Greater London9£8,235742,42110
Buckinghamshire33£7,235946,96674
Caerphilly3£4,6601165,00015
Cambridgeshire59£7,385844,79099
Cardiff7£9,252433,60320
Carmarthenshire9£8,917640,5056
Ceredigion22£7,678851,08035
Cheshire54£7,113944,841168
City of Edinburgh31£7,192845,46140
City of London - Greater London35£6,355950,38278
Coleraine3£13,89911,0295
Conwy10£8,365844,9087
Cornwall18£9,082635,63040
County Durham63£5,884955,517106
Craigavon5£6,297846,9373
Croydon - Greater London8£4,6321072,00415
Cumbria23£8,309639,54917
Denbighshire3£6,028943,1163
Derbyshire61£7,860733,457155
Derry1£9,995614,798-
Devon64£6,787949,799122
Dorset18£7,313836,61562
Down1£9,95039,0001
Dumfries and Galloway4£6,2451138,7557
Dundee City11£8,024737,17528
Dungannon5£6,0481155,8009
Ealing - Greater London4£4,3341362,22611
East Ayrshire10£7,965642,48415
East Lothian1£9,699330,9042
East Riding of Yorkshire17£7,414744,10238
East Sussex42£7,302949,16650
Essex87£6,386953,060178
Falkirk10£6,585850,37425
Fife10£8,339731,35137
Flintshire2£3,4451481,0002
Glasgow City27£8,347738,78472
Gloucestershire32£9,0321050,97348
Greater Manchester137£7,218842,895270
Gwynedd1£7,995749,0001
Hampshire75£7,052946,032120
Harrow - Greater London5£4,5761168,41812
Havering - Greater London25£4,2321264,97233
Herefordshire9£6,775841,69814
Hertfordshire65£7,079847,246117
Highland5£9,697530,3506
Hillingdon - Greater London12£4,5031265,56616
Hounslow - Greater London5£3,3191460,64010
Inverclyde3£8,498643,2441
Isle of Anglesey3£3,0621372,7674
Isle of Wight9£5,0401372,21813
Kent103£7,203846,075220
Kingston upon Thames - Greater London7£6,186851,2008
Lancashire110£6,853848,301223
Leicestershire50£6,719846,39494
Lincolnshire51£6,808846,17892
Lisburn3£6,328959,0053
Merseyside56£7,755739,39582
Merthyr Tydfil6£7,744648,8482
Merton - Greater London1£5,9751038,0003
Monmouthshire4£4,7451258,0409
Moray2£10,995329,86411
Neath Port Talbot1£8,495813,5006
Newport13£5,869955,61923
Newry and Mourne1£7,250961,100-
Newtownabbey16£9,639526,67428
Norfolk77£7,620841,775124
North Ayrshire9£8,553641,3548
North Down2£3,3231488,0004
North Lanarkshire9£6,354951,69724
North Yorkshire43£8,080735,07693
Northamptonshire56£9,236532,43180
Northumberland9£6,5711052,53522
Nottinghamshire49£7,407842,81585
Omagh1£5,2951080,271-
Oxfordshire35£7,596837,44548
Pembrokeshire2£7,247753,5342
Perth and Kinross3£6,464957,76511
Powys1£5,495945,9001
Redbridge - Greater London1£2,9501869,0001
Renfrewshire16£10,210535,61123
Rhondda Cynon Taf23£6,047956,65926
Richmond upon Thames - Greater London1£4,685967,6361
Scottish Borders1£7,495835,0002
Shropshire27£7,108845,73764
Somerset35£7,449746,74956
South Ayrshire8£8,459634,9268
South Lanarkshire3£5,9661157,42511
South Yorkshire85£6,792848,288140
Staffordshire68£6,954941,900140
Stirling4£9,998424,7337
Suffolk50£8,011744,54798
Surrey92£7,032845,491161
Sutton - Greater London2£3,2451299,0001
Swansea10£6,279947,86310
The Vale of Glamorgan1£6,999938,162-
Tyne and Wear73£7,618740,367135
Warwickshire68£4,9091165,18270
West Lothian11£8,904739,04113
West Midlands110£6,586949,014268
West Sussex52£7,261947,19850
West Yorkshire87£6,604847,373226
Wiltshire32£7,134843,61968
Worcestershire30£6,068951,14132
Wrexham5£7,295842,0035
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