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Used Fiat 500 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Fiat 500 on finance

Financing a used Fiat 500, popular for its compact design and efficiency, necessitates an understanding of various aspects to ensure a satisfactory purchase and ownership experience. Here's a comprehensive guide on how to approach financing a used Fiat 500:

Preliminary Steps:

1. Budgeting:

  • Outline your budget considering all costs: down payment, monthly payments, insurance, and maintenance.

2. Credit Score:

  • Understanding your credit score is pivotal as it influences your loan’s interest rate.

3. Model Identification:

  • Decide on the Fiat 500 model, year, and features that meet your needs.

4. Vehicle Inspection:

  • Engage in a meticulous inspection and secure a vehicle history report to avoid hidden issues.

Financing Routes:

1. Bank Loan:

  • Attain a loan from a bank, buy the car, and repay in monthly instalments.

2. Hire Purchase (HP):

  • Pay a deposit, followed by fixed monthly payments. Ownership is transferred after the final payment.

3. Personal Contract Purchase (PCP):

  • After a deposit and lower monthly instalments, you may return, purchase, or trade the car at the agreement's end.

4. Lease Purchase:

  • Similar to PCP, with an obligation to buy the car at the contract’s conclusion.

5. Dealer Financing:

  • Explore financing offers from Fiat dealerships and compare them with other options.

6. Peer-to-Peer Lending (P2P):

  • Obtain funds directly from individuals through online P2P platforms, ensuring to understand the terms.

Procurement Process:

1. Selecting a Seller:

  • Opt for a reputable dealer or private seller to minimize risks associated with used cars.

2. Negotiations:

  • Actively negotiate the vehicle price and, if applicable, financing terms.

3. Test Driving:

  • Essential to confirm the vehicle's condition and performance meet your expectations.

4. Finalize Financing:

  • Once settled on a financing option, thoroughly review and agree to the terms.

5. Insurance Coverage:

  • Procure suitable insurance coverage before completing the purchase.

6. Handling Paperwork:

  • Ensure all documentation (e.g., contract, title transfer) is accurately completed and stored.

Additional Tips:

  • Depreciation Awareness: Be mindful that cars, including the Fiat 500, depreciate and consider this in your purchasing decision.

  • Warranty Evaluation: Explore existing or additional warranty options for security.

  • Total Payment Awareness: Be cognizant of the total payable amount throughout the financing term.

  • Early Repayment Clarity: Understand the stipulations and any penalties related to early loan repayment.

In Conclusion:

Embarking on financing a used Fiat 500 involves a combination of meticulous planning, understanding your financial situation, the vehicle itself, and the available financing options. Employing a systematic approach, considering the aforementioned aspects, and perhaps consulting a financial advisor can facilitate a secure and economically sound purchase, allowing you to enjoy your Fiat 500 with financial peace of mind.

About the Fiat 500

When we talk about cars with a legacy, the Fiat 500 inevitably comes to mind. This iconic Italian compact has been turning heads since its inception, blending vintage charm with modern functionality, all within a compact, city-friendly frame.

A Glimpse into the Past:

The Fiat 500's legacy traces back to the late 1950s, born as an affordable and compact vehicle for the masses. Over the decades, while the world around it evolved, the 500 managed to retain its unmistakable character and appeal.

Contemporary Design:

Though the modern Fiat 500 pays homage to its ancestors in design, it doesn't shy away from contemporary touches. Rounded headlamps, the characteristic grille, and its compact silhouette are complemented by modern finishes, updated interiors, and the latest tech amenities.

Performance for the City:

Compact and agile, the Fiat 500 is perfect for the urban jungle. Its dimensions allow for easy manoeuvrability through narrow lanes, and parking becomes a breeze. Engine options are tuned for efficiency and provide enough pep for city commutes.

Going Electric:

Fiat hasn't remained untouched by the electric revolution. The Fiat 500e, the electric variant, offers zero emissions without compromising the iconic design. With a respectable range and the character of the original, it's a testament to Fiat's adaptability.

In a League of Its Own:

In the compact car segment, the Fiat 500 finds rivals like the MINI Cooper and the Volkswagen up!. However, with its rich history, distinctive looks, and Italian flair, the 500 holds a special place in many hearts.

Conclusion:

The Fiat 500, with its blend of heritage and modernity, stands as an enduring symbol of Italian automotive artistry. For those seeking a vehicle that offers style, practicality, and a touch of nostalgia, the 500 remains an evergreen choice in the UK and beyond.

Buying Guide

Want to find out everything about all 500 models, pros and cons, what to look out for and everything else you need to know? Check out our Fiat 500 buying guide here.

Fiat 500 Data by County

Fiat 500 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,621£6,987846,8174,815
Aberdeen City4£8,935725,55819
Aberdeenshire9£8,424632,0668
Antrim4£7,224741,55323
Ards2£9,490636,1348
Argyll and Bute1£5,9791147,000-
Armagh1£7,995746,968-
Ballymena3£8,131632,7065
Barking & Dagenham - Greater London1£1,9991688,0002
Barnet - Greater London2£7,593744,3151
Bedfordshire66£6,5421051,00884
Belfast12£6,560849,91920
Berkshire56£6,437947,854118
Bexley - Greater London3£8,393646,8528
Blaenau Gwent1£2,9951295,0008
Brent - Greater London2£9,7501044,9281
Bristol33£6,296950,77062
Bromley - Greater London3£7,995848,66710
Buckinghamshire30£6,414952,93581
Cambridgeshire43£7,046743,50989
Carmarthenshire9£8,317645,6884
Ceredigion3£7,445844,3944
Cheshire56£7,467840,012148
City of Edinburgh24£7,278849,12045
City of London - Greater London12£3,3711374,22423
Clackmannanshire1£8,998631,9051
Coleraine2£13,84911,5323
Conwy5£8,795834,5357
Cornwall8£8,841632,34931
County Durham60£5,904953,640102
Craigavon8£7,214850,7375
Croydon - Greater London5£4,9111181,8599
Cumbria21£8,471538,07321
Denbighshire1£6,995731,0004
Derbyshire52£8,715632,721141
Devon61£7,569842,015115
Dorset14£7,497743,08962
Dumfries and Galloway2£5,9951137,9878
Dundee City11£8,842529,78831
Dungannon5£5,9481155,8005
Ealing - Greater London3£5,2771149,26710
East Ayrshire12£8,871528,83714
East Lothian1£9,299330,2443
East Riding of Yorkshire8£6,896846,79011
East Sussex28£8,066849,04338
Enfield - Greater London1£7,489818,4796
Essex77£6,0191056,980143
Falkirk8£5,933953,52328
Fife11£9,061627,99827
Glasgow City36£7,997738,04779
Gloucestershire28£6,356947,79642
Greater Manchester146£6,872845,782225
Gwynedd1£7,995749,000-
Hampshire58£6,616947,205116
Harrow - Greater London7£5,0111261,6057
Havering - Greater London22£5,6781154,08643
Herefordshire7£6,038949,83312
Hertfordshire54£6,898949,369114
Highland5£8,117734,6543
Hillingdon - Greater London16£3,9471266,70812
Hounslow - Greater London2£3,9971063,97310
Inverclyde2£7,748847,4092
Isle of Anglesey3£3,0621372,7672
Isle of Wight7£7,0671053,09915
Kent96£7,606746,478172
Kingston upon Thames - Greater London8£6,151953,1245
Lancashire111£7,127745,991210
Leicestershire53£6,624746,54294
Lincolnshire49£7,067744,52286
Lisburn2£7,645756,7875
Merseyside44£8,728633,63250
Merthyr Tydfil4£8,710541,9033
Monmouthshire1£1,9951872,0002
Moray5£9,496633,4496
Neath Port Talbot1£4,89010-3
Newham - Greater London2£2,9741499,669-
Newport1£4,2951268,8917
Newry and Mourne1£7,250961,100-
Newtownabbey16£9,457532,24231
Norfolk62£7,162844,918106
North Ayrshire8£7,659749,9197
North Down2£4,3731173,7662
North Lanarkshire7£5,7701052,96418
North Yorkshire47£7,873739,22288
Northamptonshire63£8,708635,79475
Northumberland10£7,262844,62417
Nottinghamshire19£7,000845,68463
Omagh1£5,2951080,271-
Oxfordshire22£7,353839,67045
Pembrokeshire1£8,295416,8001
Perth and Kinross4£8,474637,24513
Redbridge - Greater London1£2,2791183,4442
Renfrewshire15£10,391529,63224
Rhondda Cynon Taf19£5,775959,67029
Richmond upon Thames - Greater London1£4,685967,6362
Scottish Borders2£8,072724,4311
Shropshire35£7,089745,67853
Somerset40£7,606744,33455
South Ayrshire9£8,457730,5198
South Lanarkshire1£2,4001788,0001
South Yorkshire66£6,566851,981146
Staffordshire67£7,142837,98881
Stirling3£11,297212,2537
Suffolk41£6,457952,12272
Surrey62£6,864746,033136
Sutton - Greater London1£5,290844,0005
Swansea2£7,749832,6952
The Vale of Glamorgan1£7,250735,5232
Tyne and Wear69£7,690741,173120
Warwickshire64£6,7061058,02384
West Lothian12£7,812745,85914
West Midlands107£6,621949,070220
West Sussex37£7,184847,80650
West Yorkshire85£6,687845,318223
Wiltshire43£7,120845,68961
Worcestershire19£6,092949,12330
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