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Used Fiat 500 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Fiat 500 on finance

Financing a used Fiat 500, popular for its compact design and efficiency, necessitates an understanding of various aspects to ensure a satisfactory purchase and ownership experience. Here's a comprehensive guide on how to approach financing a used Fiat 500:

Preliminary Steps:

1. Budgeting:

  • Outline your budget considering all costs: down payment, monthly payments, insurance, and maintenance.

2. Credit Score:

  • Understanding your credit score is pivotal as it influences your loan’s interest rate.

3. Model Identification:

  • Decide on the Fiat 500 model, year, and features that meet your needs.

4. Vehicle Inspection:

  • Engage in a meticulous inspection and secure a vehicle history report to avoid hidden issues.

Financing Routes:

1. Bank Loan:

  • Attain a loan from a bank, buy the car, and repay in monthly instalments.

2. Hire Purchase (HP):

  • Pay a deposit, followed by fixed monthly payments. Ownership is transferred after the final payment.

3. Personal Contract Purchase (PCP):

  • After a deposit and lower monthly instalments, you may return, purchase, or trade the car at the agreement's end.

4. Lease Purchase:

  • Similar to PCP, with an obligation to buy the car at the contract’s conclusion.

5. Dealer Financing:

  • Explore financing offers from Fiat dealerships and compare them with other options.

6. Peer-to-Peer Lending (P2P):

  • Obtain funds directly from individuals through online P2P platforms, ensuring to understand the terms.

Procurement Process:

1. Selecting a Seller:

  • Opt for a reputable dealer or private seller to minimize risks associated with used cars.

2. Negotiations:

  • Actively negotiate the vehicle price and, if applicable, financing terms.

3. Test Driving:

  • Essential to confirm the vehicle's condition and performance meet your expectations.

4. Finalize Financing:

  • Once settled on a financing option, thoroughly review and agree to the terms.

5. Insurance Coverage:

  • Procure suitable insurance coverage before completing the purchase.

6. Handling Paperwork:

  • Ensure all documentation (e.g., contract, title transfer) is accurately completed and stored.

Additional Tips:

  • Depreciation Awareness: Be mindful that cars, including the Fiat 500, depreciate and consider this in your purchasing decision.

  • Warranty Evaluation: Explore existing or additional warranty options for security.

  • Total Payment Awareness: Be cognizant of the total payable amount throughout the financing term.

  • Early Repayment Clarity: Understand the stipulations and any penalties related to early loan repayment.

In Conclusion:

Embarking on financing a used Fiat 500 involves a combination of meticulous planning, understanding your financial situation, the vehicle itself, and the available financing options. Employing a systematic approach, considering the aforementioned aspects, and perhaps consulting a financial advisor can facilitate a secure and economically sound purchase, allowing you to enjoy your Fiat 500 with financial peace of mind.

About the Fiat 500

When we talk about cars with a legacy, the Fiat 500 inevitably comes to mind. This iconic Italian compact has been turning heads since its inception, blending vintage charm with modern functionality, all within a compact, city-friendly frame.

A Glimpse into the Past:

The Fiat 500's legacy traces back to the late 1950s, born as an affordable and compact vehicle for the masses. Over the decades, while the world around it evolved, the 500 managed to retain its unmistakable character and appeal.

Contemporary Design:

Though the modern Fiat 500 pays homage to its ancestors in design, it doesn't shy away from contemporary touches. Rounded headlamps, the characteristic grille, and its compact silhouette are complemented by modern finishes, updated interiors, and the latest tech amenities.

Performance for the City:

Compact and agile, the Fiat 500 is perfect for the urban jungle. Its dimensions allow for easy manoeuvrability through narrow lanes, and parking becomes a breeze. Engine options are tuned for efficiency and provide enough pep for city commutes.

Going Electric:

Fiat hasn't remained untouched by the electric revolution. The Fiat 500e, the electric variant, offers zero emissions without compromising the iconic design. With a respectable range and the character of the original, it's a testament to Fiat's adaptability.

In a League of Its Own:

In the compact car segment, the Fiat 500 finds rivals like the MINI Cooper and the Volkswagen up!. However, with its rich history, distinctive looks, and Italian flair, the 500 holds a special place in many hearts.

Conclusion:

The Fiat 500, with its blend of heritage and modernity, stands as an enduring symbol of Italian automotive artistry. For those seeking a vehicle that offers style, practicality, and a touch of nostalgia, the 500 remains an evergreen choice in the UK and beyond.

Buying Guide

Want to find out everything about all 500 models, pros and cons, what to look out for and everything else you need to know? Check out our Fiat 500 buying guide here.

Fiat 500 Data by County

Fiat 500 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,381£6,907848,0074,990
Aberdeen City1£10,498317,43018
Aberdeenshire8£8,209634,29411
Angus1£6,795776,6801
Antrim6£7,054749,95924
Ards2£9,238636,5745
Argyll and Bute1£5,979951,0001
Armagh1£7,995746,968-
Ballymena2£6,075953,3007
Barnet - Greater London1£5,650841,830-
Bedfordshire57£6,3941053,68481
Belfast8£6,435952,72819
Berkshire37£5,6981054,392117
Bexley - Greater London9£9,114543,5186
Blaenau Gwent6£7,248755,2734
Brent - Greater London4£8,0971043,7141
Bristol30£5,876958,92673
Bromley - Greater London6£6,9941048,8406
Buckinghamshire42£6,146950,12786
Cambridgeshire33£7,419841,69487
Carmarthenshire10£7,235753,7354
Ceredigion2£4,5951146,0007
Cheshire59£7,192842,612141
City of Edinburgh24£7,170852,48351
City of London - Greater London14£4,8551169,98518
Coleraine3£12,430220,2713
Conwy1£8,9953-12
Cornwall5£10,049630,75629
County Durham56£5,741956,021103
Craigavon7£6,794950,8557
Croydon - Greater London4£7,218963,7508
Cumbria22£7,490739,82126
Denbighshire1£6,995731,0002
Derbyshire50£8,515634,386135
Devon43£7,211841,796125
Dorset16£7,601745,83847
Down1£7,995643,7441
Dumfries and Galloway5£6,575941,3655
Dundee City5£7,896744,15926
Dungannon3£6,9471060,0007
Ealing - Greater London1£4,9951235,00011
East Ayrshire11£7,896637,97612
East Riding of Yorkshire7£7,304842,17210
East Sussex23£7,627948,29031
Essex70£5,9331057,986142
Falkirk6£7,077748,73423
Fife8£8,967632,68426
Glasgow City24£7,276842,89880
Gloucestershire21£5,5141154,71757
Greater Manchester130£7,399842,117243
Gwynedd2£5,995958,967-
Hampshire69£6,407946,810118
Harrow - Greater London5£6,376949,9567
Havering - Greater London25£5,7031156,77839
Herefordshire6£5,728951,57913
Hertfordshire68£6,696947,495122
Highland4£7,123841,5577
Hillingdon - Greater London13£4,2471264,32913
Hounslow - Greater London1-748,8807
Inverclyde1£6,498946,8443
Isle of Anglesey3£2,4801594,4002
Isle of Wight10£7,197947,89913
Kent84£7,155849,347188
Kingston upon Thames - Greater London7£7,815745,7129
Lancashire97£6,984846,389217
Larne1£3,4901489,4141
Leicestershire57£6,255851,22987
Limavady1£7,745660,000-
Lincolnshire39£7,256745,77193
Lisburn4£7,559645,2986
Merseyside35£8,156636,64558
Merthyr Tydfil1£7,295829,6446
Merton - Greater London1£2,7951280,0009
Moray4£8,995731,5134
Neath Port Talbot1£6,9991027,553-
Newham - Greater London2£2,9741499,669-
Newport1£4,2951268,8915
Newry and Mourne1£7,250961,100-
Newtownabbey10£9,676429,11333
Norfolk53£7,435844,861128
North Ayrshire6£7,263746,8639
North Down2£7,448865,7983
North Lanarkshire6£4,2641270,97015
North Yorkshire47£7,901740,126101
Northamptonshire47£8,844634,79480
Northumberland8£6,654955,92614
Nottinghamshire32£7,653838,36056
Omagh1£5,2951080,271-
Oxfordshire16£7,002841,05850
Perth and Kinross5£8,836734,24117
Redbridge - Greater London1£2,1481183,4441
Renfrewshire11£10,971529,20928
Rhondda Cynon Taf19£6,139859,42125
Scottish Borders2£8,072724,431-
Shropshire23£6,814850,99669
Somerset41£7,895642,55572
South Ayrshire9£7,724736,12110
South Lanarkshire2£5,7001250,5222
South Yorkshire65£6,600851,436144
Staffordshire49£6,728937,49491
Stirling4£8,897636,1549
Suffolk32£5,941956,75176
Surrey54£7,047840,140129
Sutton - Greater London3£5,690947,6675
Swansea1£10,999311,119-
The Vale of Glamorgan1£3,9991362,7794
Torfaen1£9,350327,4551
Tyne and Wear64£6,910849,513124
Warwickshire65£6,794956,76198
West Lothian7£7,781743,63514
West Midlands98£6,376951,230220
West Sussex28£7,250849,32063
West Yorkshire82£6,397947,897231
Wiltshire41£6,967844,62965
Worcestershire15£6,068954,03437
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