Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Fiat 500 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

2,908 cars

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Fiat 500 on finance

Financing a used Fiat 500, popular for its compact design and efficiency, necessitates an understanding of various aspects to ensure a satisfactory purchase and ownership experience. Here's a comprehensive guide on how to approach financing a used Fiat 500:

Preliminary Steps:

1. Budgeting:

  • Outline your budget considering all costs: down payment, monthly payments, insurance, and maintenance.

2. Credit Score:

  • Understanding your credit score is pivotal as it influences your loan’s interest rate.

3. Model Identification:

  • Decide on the Fiat 500 model, year, and features that meet your needs.

4. Vehicle Inspection:

  • Engage in a meticulous inspection and secure a vehicle history report to avoid hidden issues.

Financing Routes:

1. Bank Loan:

  • Attain a loan from a bank, buy the car, and repay in monthly instalments.

2. Hire Purchase (HP):

  • Pay a deposit, followed by fixed monthly payments. Ownership is transferred after the final payment.

3. Personal Contract Purchase (PCP):

  • After a deposit and lower monthly instalments, you may return, purchase, or trade the car at the agreement's end.

4. Lease Purchase:

  • Similar to PCP, with an obligation to buy the car at the contract’s conclusion.

5. Dealer Financing:

  • Explore financing offers from Fiat dealerships and compare them with other options.

6. Peer-to-Peer Lending (P2P):

  • Obtain funds directly from individuals through online P2P platforms, ensuring to understand the terms.

Procurement Process:

1. Selecting a Seller:

  • Opt for a reputable dealer or private seller to minimize risks associated with used cars.

2. Negotiations:

  • Actively negotiate the vehicle price and, if applicable, financing terms.

3. Test Driving:

  • Essential to confirm the vehicle's condition and performance meet your expectations.

4. Finalize Financing:

  • Once settled on a financing option, thoroughly review and agree to the terms.

5. Insurance Coverage:

  • Procure suitable insurance coverage before completing the purchase.

6. Handling Paperwork:

  • Ensure all documentation (e.g., contract, title transfer) is accurately completed and stored.

Additional Tips:

  • Depreciation Awareness: Be mindful that cars, including the Fiat 500, depreciate and consider this in your purchasing decision.

  • Warranty Evaluation: Explore existing or additional warranty options for security.

  • Total Payment Awareness: Be cognizant of the total payable amount throughout the financing term.

  • Early Repayment Clarity: Understand the stipulations and any penalties related to early loan repayment.

In Conclusion:

Embarking on financing a used Fiat 500 involves a combination of meticulous planning, understanding your financial situation, the vehicle itself, and the available financing options. Employing a systematic approach, considering the aforementioned aspects, and perhaps consulting a financial advisor can facilitate a secure and economically sound purchase, allowing you to enjoy your Fiat 500 with financial peace of mind.

About the Fiat 500

When we talk about cars with a legacy, the Fiat 500 inevitably comes to mind. This iconic Italian compact has been turning heads since its inception, blending vintage charm with modern functionality, all within a compact, city-friendly frame.

A Glimpse into the Past:

The Fiat 500's legacy traces back to the late 1950s, born as an affordable and compact vehicle for the masses. Over the decades, while the world around it evolved, the 500 managed to retain its unmistakable character and appeal.

Contemporary Design:

Though the modern Fiat 500 pays homage to its ancestors in design, it doesn't shy away from contemporary touches. Rounded headlamps, the characteristic grille, and its compact silhouette are complemented by modern finishes, updated interiors, and the latest tech amenities.

Performance for the City:

Compact and agile, the Fiat 500 is perfect for the urban jungle. Its dimensions allow for easy manoeuvrability through narrow lanes, and parking becomes a breeze. Engine options are tuned for efficiency and provide enough pep for city commutes.

Going Electric:

Fiat hasn't remained untouched by the electric revolution. The Fiat 500e, the electric variant, offers zero emissions without compromising the iconic design. With a respectable range and the character of the original, it's a testament to Fiat's adaptability.

In a League of Its Own:

In the compact car segment, the Fiat 500 finds rivals like the MINI Cooper and the Volkswagen up!. However, with its rich history, distinctive looks, and Italian flair, the 500 holds a special place in many hearts.

Conclusion:

The Fiat 500, with its blend of heritage and modernity, stands as an enduring symbol of Italian automotive artistry. For those seeking a vehicle that offers style, practicality, and a touch of nostalgia, the 500 remains an evergreen choice in the UK and beyond.

Buying Guide

Want to find out everything about all 500 models, pros and cons, what to look out for and everything else you need to know? Check out our Fiat 500 buying guide here.

Fiat 500 Data by County

Fiat 500 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,856£7,196846,1385,623
Aberdeenshire7£9,631426,16535
Angus9£8,397640,96628
Ayrshire24£7,251743,69939
Bedfordshire59£6,2311055,45889
Berkshire40£6,0451049,46777
Blaenau Gwent14£7,681746,21418
Borders3£7,881634,7651
Bridgend15£7,385847,98231
Bristol28£5,4861056,57966
Buckinghamshire52£5,922949,44990
Caerphilly4£3,8701184,1194
Cambridgeshire53£7,352742,72184
Cardiff20£8,917531,32940
Carmarthenshire10£8,280642,9079
Ceredigion4£7,925750,1788
Cheshire55£7,151842,539151
Conwy3£6,927950,66613
Cornwall16£9,506536,00939
County Antrim33£8,226635,89380
County Armagh9£6,353956,96512
County Down13£8,985539,87415
County Durham67£5,880954,805119
County Londonderry6£7,753751,0793
County Tyrone8£6,5721055,2609
Cumbria17£8,250544,57639
Denbighshire2£7,395738,7401
Derbyshire75£7,741641,880124
Devon44£8,163738,795137
Dorset21£7,307748,00445
Dumfries & Galloway2£7,895827,9454
East Lothian1£9,199331,2254
East Riding of Yorkshire28£7,225746,51047
East Sussex37£7,023951,67949
Essex89£5,9751057,228192
Falkirk9£9,606529,68516
Fife12£8,659640,10434
Flintshire8£4,0661361,6884
Gloucestershire36£7,316847,40572
Greater London117£5,5761055,240183
Greater Manchester138£7,146845,656262
Gwynedd1£7,495749,000-
Hampshire76£6,875844,962132
Herefordshire6£6,301846,69111
Hertfordshire51£6,494949,693128
Highland3£8,063740,28310
Inverclyde3£8,331733,9471
Isle of Anglesey4£4,4851258,0503
Isle of Wight10£6,9461048,88710
Kent107£6,655852,651234
Lanarkshire43£7,783739,13196
Lancashire102£6,344948,638201
Leicestershire52£6,782848,42484
Lincolnshire55£7,060748,74481
Merseyside32£6,251950,03793
Merthyr Tydfil2£7,134742,6976
Midlothian25£7,450844,17253
Monmouthshire5£5,714958,2049
Moray3£10,395530,9478
Neath Port Talbot4£6,496951,0192
Newport12£6,477860,94327
Norfolk61£7,233746,143121
North Yorkshire44£8,268635,90194
Northamptonshire38£8,393637,195106
Northumberland14£6,966949,06921
Nottinghamshire46£7,384738,55076
Oxfordshire18£6,657852,82839
Pembrokeshire3£6,330960,6015
Perth & Kinross5£7,637743,75719
Renfrewshire5£9,498523,93837
Rhondda Cynon Taf23£5,797962,08920
Shropshire40£7,638641,70667
Somerset50£8,182638,62480
South Yorkshire56£6,404853,810132
Staffordshire50£6,649938,747156
Stirling1£6,998944,3098
Suffolk50£7,105748,471107
Surrey79£6,734944,533138
Swansea24£7,890639,75750
Torfaen3£5,827956,2736
Tyne and Wear55£7,001842,815134
Vale of Glamorgan4£5,3551156,5899
Warwickshire84£7,325849,93594
West Lothian11£7,687747,26418
West Midlands94£6,988846,270190
West Sussex59£8,169738,22088
West Yorkshire88£6,547844,983212
Wiltshire38£7,353846,13390
Worcestershire19£6,223852,64129
Wrexham10£6,504846,59315
Add postcode for better results.