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Used Fiat 500 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Fiat 500 on finance

Financing a used Fiat 500, popular for its compact design and efficiency, necessitates an understanding of various aspects to ensure a satisfactory purchase and ownership experience. Here's a comprehensive guide on how to approach financing a used Fiat 500:

Preliminary Steps:

1. Budgeting:

  • Outline your budget considering all costs: down payment, monthly payments, insurance, and maintenance.

2. Credit Score:

  • Understanding your credit score is pivotal as it influences your loan’s interest rate.

3. Model Identification:

  • Decide on the Fiat 500 model, year, and features that meet your needs.

4. Vehicle Inspection:

  • Engage in a meticulous inspection and secure a vehicle history report to avoid hidden issues.

Financing Routes:

1. Bank Loan:

  • Attain a loan from a bank, buy the car, and repay in monthly instalments.

2. Hire Purchase (HP):

  • Pay a deposit, followed by fixed monthly payments. Ownership is transferred after the final payment.

3. Personal Contract Purchase (PCP):

  • After a deposit and lower monthly instalments, you may return, purchase, or trade the car at the agreement's end.

4. Lease Purchase:

  • Similar to PCP, with an obligation to buy the car at the contract’s conclusion.

5. Dealer Financing:

  • Explore financing offers from Fiat dealerships and compare them with other options.

6. Peer-to-Peer Lending (P2P):

  • Obtain funds directly from individuals through online P2P platforms, ensuring to understand the terms.

Procurement Process:

1. Selecting a Seller:

  • Opt for a reputable dealer or private seller to minimize risks associated with used cars.

2. Negotiations:

  • Actively negotiate the vehicle price and, if applicable, financing terms.

3. Test Driving:

  • Essential to confirm the vehicle's condition and performance meet your expectations.

4. Finalize Financing:

  • Once settled on a financing option, thoroughly review and agree to the terms.

5. Insurance Coverage:

  • Procure suitable insurance coverage before completing the purchase.

6. Handling Paperwork:

  • Ensure all documentation (e.g., contract, title transfer) is accurately completed and stored.

Additional Tips:

  • Depreciation Awareness: Be mindful that cars, including the Fiat 500, depreciate and consider this in your purchasing decision.

  • Warranty Evaluation: Explore existing or additional warranty options for security.

  • Total Payment Awareness: Be cognizant of the total payable amount throughout the financing term.

  • Early Repayment Clarity: Understand the stipulations and any penalties related to early loan repayment.

In Conclusion:

Embarking on financing a used Fiat 500 involves a combination of meticulous planning, understanding your financial situation, the vehicle itself, and the available financing options. Employing a systematic approach, considering the aforementioned aspects, and perhaps consulting a financial advisor can facilitate a secure and economically sound purchase, allowing you to enjoy your Fiat 500 with financial peace of mind.

About the Fiat 500

When we talk about cars with a legacy, the Fiat 500 inevitably comes to mind. This iconic Italian compact has been turning heads since its inception, blending vintage charm with modern functionality, all within a compact, city-friendly frame.

A Glimpse into the Past:

The Fiat 500's legacy traces back to the late 1950s, born as an affordable and compact vehicle for the masses. Over the decades, while the world around it evolved, the 500 managed to retain its unmistakable character and appeal.

Contemporary Design:

Though the modern Fiat 500 pays homage to its ancestors in design, it doesn't shy away from contemporary touches. Rounded headlamps, the characteristic grille, and its compact silhouette are complemented by modern finishes, updated interiors, and the latest tech amenities.

Performance for the City:

Compact and agile, the Fiat 500 is perfect for the urban jungle. Its dimensions allow for easy manoeuvrability through narrow lanes, and parking becomes a breeze. Engine options are tuned for efficiency and provide enough pep for city commutes.

Going Electric:

Fiat hasn't remained untouched by the electric revolution. The Fiat 500e, the electric variant, offers zero emissions without compromising the iconic design. With a respectable range and the character of the original, it's a testament to Fiat's adaptability.

In a League of Its Own:

In the compact car segment, the Fiat 500 finds rivals like the MINI Cooper and the Volkswagen up!. However, with its rich history, distinctive looks, and Italian flair, the 500 holds a special place in many hearts.

Conclusion:

The Fiat 500, with its blend of heritage and modernity, stands as an enduring symbol of Italian automotive artistry. For those seeking a vehicle that offers style, practicality, and a touch of nostalgia, the 500 remains an evergreen choice in the UK and beyond.

Buying Guide

Want to find out everything about all 500 models, pros and cons, what to look out for and everything else you need to know? Check out our Fiat 500 buying guide here.

Fiat 500 Data by County

Fiat 500 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,363£6,963848,1834,971
Aberdeen City1£8,950723,74017
Aberdeenshire9£8,029736,24110
Antrim7£6,819749,16222
Ards2£9,440636,5746
Argyll and Bute1£5,979951,0001
Armagh1£7,995746,968-
Ballymena3£6,883746,7066
Barnet - Greater London2£7,593744,3151
Bedfordshire58£6,3491052,68079
Belfast6£7,048946,63721
Berkshire44£6,268948,752121
Bexley - Greater London9£9,114543,5186
Blaenau Gwent5£7,798655,0474
Brent - Greater London3£10,048936,9521
Bristol28£5,706961,34373
Bromley - Greater London5£6,5931054,3266
Buckinghamshire40£6,089949,21086
Cambridgeshire39£7,641739,21188
Carmarthenshire9£7,484752,6584
Carrickfergus1£7,999722,156-
Ceredigion2£4,5951146,0008
Cheshire56£7,040841,319142
City of Edinburgh25£7,291852,09749
City of London - Greater London13£5,4331061,64517
Coleraine3£12,430220,2713
Conwy3£6,328855,57710
Cornwall7£9,220631,34428
County Durham53£5,477957,849105
Craigavon9£7,345846,3815
Croydon - Greater London5£7,553859,7257
Cumbria21£7,677639,30725
Denbighshire1£6,995731,0002
Derbyshire55£8,299635,745136
Devon40£7,592840,472127
Dorset15£7,268746,91550
Dumfries and Galloway3£5,9951142,3255
Dundee City7£7,466742,69824
Dungannon2£6,1951268,0007
Ealing - Greater London1£4,9951235,00011
East Ayrshire10£8,176638,25213
East Riding of Yorkshire8£7,209850,6149
East Sussex21£7,822949,02731
Essex69£5,903958,078145
Falkirk6£7,077748,73426
Fife6£8,547835,45627
Glasgow City22£7,213845,04984
Gloucestershire19£5,7771055,88755
Greater Manchester133£6,731846,263236
Gwynedd2£5,995958,960-
Hampshire73£6,602945,390118
Harrow - Greater London5£6,376949,9567
Havering - Greater London23£5,6051159,23440
Herefordshire7£6,038948,74812
Hertfordshire65£6,692947,553126
Highland5£6,957842,8256
Hillingdon - Greater London13£4,2471264,32913
Inverclyde2£6,998847,4092
Isle of Anglesey3£2,4801594,4002
Isle of Wight8£6,7461053,02413
Kent84£7,314848,702189
Kingston upon Thames - Greater London7£7,815745,71210
Lancashire98£7,146845,267215
Larne1£3,4901489,4141
Leicestershire51£6,330849,88488
Limavady1£7,745660,000-
Lincolnshire36£7,327745,16093
Lisburn4£7,559645,2986
Merseyside37£8,228634,99861
Merthyr Tydfil1£7,295829,6446
Merton - Greater London1£2,7951280,0009
Moray5£9,395631,4413
Neath Port Talbot1£6,9991027,5534
Newham - Greater London2£2,9741499,669-
Newport2£5,1951145,7464
Newry and Mourne1£7,250961,100-
Newtownabbey6£10,613433,09334
Norfolk54£7,524846,589123
North Ayrshire7£7,583643,8209
North Down1£2,95013109,0003
North Lanarkshire6£4,7641166,93018
North Yorkshire47£7,965737,46497
Northamptonshire50£9,212530,96478
Northumberland7£6,533957,31917
Nottinghamshire30£8,155737,53053
Omagh1£5,2951080,271-
Oxfordshire16£6,764842,30351
Perth and Kinross5£8,336637,97415
Redbridge - Greater London1£2,2991183,4441
Renfrewshire10£10,948526,86128
Rhondda Cynon Taf20£6,145958,59424
Scottish Borders2£8,072724,431-
Shropshire26£6,827751,87268
Somerset34£7,790743,40369
South Ayrshire8£8,127733,83710
South Lanarkshire2£4,7001270,750-
South Yorkshire65£6,707849,583143
Staffordshire48£6,820938,44094
Stirling4£8,897636,1549
Suffolk35£6,069955,57778
Surrey54£7,029840,012129
Sutton - Greater London2£5,6901041,0005
Swansea1£10,99939,601-
The Vale of Glamorgan1£3,9991362,7794
Torfaen1£9,350327,4551
Tyne and Wear59£6,960848,195126
Warwickshire65£6,5121060,02896
West Lothian8£7,808742,85714
West Midlands100£6,432950,065217
West Sussex30£7,412846,84159
West Yorkshire79£6,610845,777231
Wiltshire40£6,973845,29764
Worcestershire12£5,918950,70136
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