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Used Dacia Sandero on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Dacia Sandero on finance

  1. Research the Vehicle:

    • The Dacia Sandero is known for being one of the most affordable new cars in the UK. It offers practicality and value for money.
    • Familiarise yourself with the Sandero's various trim levels and engine options.
    • When looking at used models, consider the year and any subsequent changes or updates in more recent models.
  2. Searching for a Used Model:

    • To secure a trustworthy deal on a used Dacia Sandero on finance, begin with Dacia's approved-used dealerships. These vehicles often come with warranties and have undergone checks to meet Dacia's standards.
    • Broaden your search to include online car marketplaces, local dealerships, and car supermarkets to compare prices and available features.
  3. Finance Options:

    • Personal Contract Purchase (PCP): This involves a deposit, followed by monthly payments. At the contract's end, you can pay a final amount to own the car, return it, or trade it in for another vehicle.
    • Hire Purchase (HP): After an initial deposit, you'll pay monthly instalments until the car's full value is covered. After all payments, the car belongs to you.
    • Leasing: You rent the Sandero for a set period, then return it once the agreement ends.
    • Personal Loan: Obtain a loan from a bank or lender to buy the car, then repay in monthly instalments.
  4. Gather and Compare Finance Quotes:

    • Seek quotes from Dacia dealerships as well as independent finance companies. Some might offer special promotions for those looking for a used Dacia Sandero on finance.
    • Always consider the APR (Annual Percentage Rate) when comparing to understand the overall borrowing cost.
  5. The Role of Your Credit Score:

    • Your credit rating can determine the finance rates and terms you qualify for.
    • Review your credit score with UK agencies like Experian, Equifax, or TransUnion before applying. Address any inconsistencies or errors you might spot.
  6. Budgeting:

    • Settle on a monthly payment amount that aligns with your financial situation.
    • Generally, a more significant deposit can result in lower monthly payments.
  7. Understanding the Agreement:

    • If considering a PCP or lease, be aware of any mileage limitations.
    • Get clarity on potential fees for terminating the contract early or exceeding the mileage cap.
  8. Negotiation:

    • Use your research to negotiate both the car's price and the finance terms. Remember, even when procuring a used Dacia Sandero on finance, there's usually room for negotiation.
    • Concentrate on the total amount payable over the contract duration, not just monthly figures.
  9. Finalise the Deal:

    • When satisfied with the terms, finalize the necessary paperwork.
    • Read through all the terms before signing, and keep copies of every document.
  10. Insurance:

  • Secure the required car insurance before taking possession of the Sandero. Shopping around might help you get a better insurance rate.
  1. End-of-Agreement Choices:
  • For PCP: At the contract's conclusion, decide if you'll pay the balloon payment, return the car, or start a new finance deal.
  • With HP: The car is yours after all payments.
  • If leasing, ensure the car is returned in the agreed-upon condition.
  1. Consider Other Costs:
  • Factor in additional costs like road tax, servicing, and potential maintenance or repairs.

As with any significant purchase, especially one involving finance, it's crucial to ensure your choice aligns with both your current and projected financial situation. If unsure, consulting with financial professionals or trusted individuals can provide more clarity.

About the Dacia Sandero

The Dacia Sandero has made quite an impression in the automotive world by offering a unique proposition: a new car experience at an unbeatable price point. This compact hatchback breaks the mould by providing the essentials without the hefty price tag, making it a favourite among budget-conscious drivers.

Features and Specifications:

  • Value for Money: The Sandero's primary selling point is its affordability. Despite its low price, the car does not skimp on essentials, ensuring a comfortable and reliable driving experience.

  • Efficient Engines: The Dacia Sandero comes with a choice of petrol engines, each designed to be fuel-efficient and to keep running costs low.

  • Practical Design: The Sandero offers a surprisingly spacious interior and a generous boot space for a car of its size. This makes it ideal for both city commutes and weekend getaways.

  • Simple Infotainment: While it might not boast the most advanced tech on the market, the Sandero provides a straightforward and user-friendly infotainment system, ensuring drivers have access to essential entertainment and connectivity features.

  • Safety First: The Dacia Sandero is equipped with basic safety features, including multiple airbags, anti-lock brakes, and electronic stability control, ensuring peace of mind on the road.

Conclusion:

The Dacia Sandero is proof that "affordable" doesn't have to mean "basic." It offers a blend of practicality, comfort, and reliability that challenges the perception of what a budget car can be. For those who prioritize value without wanting to settle for less, the Sandero emerges as a commendable choice in the compact car segment.

Buying Guide

Want to find out everything about all Sandero models, pros and cons, what to look out for and everything else you need to know? Check out our Dacia Sandero buying guide here.

Dacia Sandero Data by County

Dacia Sandero data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All560£8,360535,7231,140
Aberdeen City2£6,998557,2617
Aberdeenshire1£9,495517,6782
Antrim2£9,174326,33916
Ards1£14,695053
Barking & Dagenham - Greater London1£9,699445,511-
Bedfordshire10£5,642657,51012
Belfast3£8,558434,9972
Berkshire3£5,512768,97915
Blaenau Gwent4£8,549636,1514
Bristol5£9,771423,80522
Bromley - Greater London1£9,393416,0006
Buckinghamshire9£8,308530,73111
Cambridgeshire8£9,454431,51512
Cardiff1£9,799540,335-
Carmarthenshire1£5,795861,9583
Cheshire12£7,693537,59938
City of Edinburgh11£8,102533,31211
City of London - Greater London3£5,266779,450-
Cornwall9£8,436636,60616
County Durham15£8,811431,40924
Craigavon4£12,934210,84015
Cumbria3£9,766424,2059
Derbyshire14£7,908528,20037
Devon11£8,834426,85429
Dumfries and Galloway2£9,247435,2686
Dundee City6£9,579530,7279
Dungannon2£8,640423,866-
Ealing - Greater London1£1,9901320,000-
East Ayrshire6£9,311429,1047
East Riding of Yorkshire4£6,071651,2633
East Sussex4£6,966647,09615
Enfield - Greater London1£10,140413,3043
Essex15£7,282645,47327
Falkirk4£8,745630,7336
Fife3£8,451539,45315
Flintshire1£2,00011104,512-
Glasgow City56£14,42114,82269
Gloucestershire4£6,692653,3608
Greater Manchester35£7,590637,01863
Gwynedd1£6,495856,000-
Hampshire10£8,366632,40536
Havering - Greater London6£7,028647,0345
Herefordshire4£11,395352,5345
Hertfordshire9£8,686532,59311
Highland1£5,498768,49512
Hillingdon - Greater London2£5,243851,4246
Hounslow - Greater London1£11,261311,7602
Inverclyde2£6,344749,4074
Isle of Anglesey1£10,999314,999-
Isle of Wight3£9,827526,3331
Kent11£8,724429,53128
Kingston upon Thames - Greater London1£5,490946,7351
Lancashire22£7,985542,20548
Leicestershire6£7,215647,00012
Lincolnshire11£8,742534,12818
Lisburn1£9,695334,7041
Merseyside10£10,567324,51219
Merton - Greater London1£4,495954,3221
Moray4£15,4980184
Neath Port Talbot2£6,997746,788-
Newry and Mourne3£13,16225,3504
Newtownabbey3£7,328631,16511
Norfolk3£7,147636,60117
North Ayrshire1£4,495962,95811
North Down1£11,450332,431-
North Lanarkshire10£8,091633,05917
North Yorkshire10£8,518531,74928
Northamptonshire8£8,913535,09020
Northumberland2£11,250331,0286
Nottinghamshire6£7,002643,15218
Oxfordshire3£6,229640,4355
Perth and Kinross1£6,498753,8814
Renfrewshire3£9,998426,0005
Rhondda Cynon Taf8£9,651434,70717
Scottish Borders2£7,649450,5674
Shropshire6£12,433213,47010
Somerset6£8,062529,9409
South Ayrshire1£5,994628,3275
South Yorkshire15£7,579542,22418
Staffordshire4£7,621532,87710
Stirling4£14,87301319
Suffolk3£8,016527,29611
Surrey5£5,059854,05418
Tyne and Wear13£8,237530,75424
Warwickshire5£7,110644,8748
West Dunbartonshire4£9,872529,28010
West Midlands13£7,542630,14330
West Sussex1£7,699611,7002
West Yorkshire19£6,943733,06135
Wiltshire8£6,694646,60120
Worcestershire2£7,370721,8265
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