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Used Dacia Sandero on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Dacia Sandero on finance

  1. Research the Vehicle:

    • The Dacia Sandero is known for being one of the most affordable new cars in the UK. It offers practicality and value for money.
    • Familiarise yourself with the Sandero's various trim levels and engine options.
    • When looking at used models, consider the year and any subsequent changes or updates in more recent models.
  2. Searching for a Used Model:

    • To secure a trustworthy deal on a used Dacia Sandero on finance, begin with Dacia's approved-used dealerships. These vehicles often come with warranties and have undergone checks to meet Dacia's standards.
    • Broaden your search to include online car marketplaces, local dealerships, and car supermarkets to compare prices and available features.
  3. Finance Options:

    • Personal Contract Purchase (PCP): This involves a deposit, followed by monthly payments. At the contract's end, you can pay a final amount to own the car, return it, or trade it in for another vehicle.
    • Hire Purchase (HP): After an initial deposit, you'll pay monthly instalments until the car's full value is covered. After all payments, the car belongs to you.
    • Leasing: You rent the Sandero for a set period, then return it once the agreement ends.
    • Personal Loan: Obtain a loan from a bank or lender to buy the car, then repay in monthly instalments.
  4. Gather and Compare Finance Quotes:

    • Seek quotes from Dacia dealerships as well as independent finance companies. Some might offer special promotions for those looking for a used Dacia Sandero on finance.
    • Always consider the APR (Annual Percentage Rate) when comparing to understand the overall borrowing cost.
  5. The Role of Your Credit Score:

    • Your credit rating can determine the finance rates and terms you qualify for.
    • Review your credit score with UK agencies like Experian, Equifax, or TransUnion before applying. Address any inconsistencies or errors you might spot.
  6. Budgeting:

    • Settle on a monthly payment amount that aligns with your financial situation.
    • Generally, a more significant deposit can result in lower monthly payments.
  7. Understanding the Agreement:

    • If considering a PCP or lease, be aware of any mileage limitations.
    • Get clarity on potential fees for terminating the contract early or exceeding the mileage cap.
  8. Negotiation:

    • Use your research to negotiate both the car's price and the finance terms. Remember, even when procuring a used Dacia Sandero on finance, there's usually room for negotiation.
    • Concentrate on the total amount payable over the contract duration, not just monthly figures.
  9. Finalise the Deal:

    • When satisfied with the terms, finalize the necessary paperwork.
    • Read through all the terms before signing, and keep copies of every document.
  10. Insurance:

  • Secure the required car insurance before taking possession of the Sandero. Shopping around might help you get a better insurance rate.
  1. End-of-Agreement Choices:
  • For PCP: At the contract's conclusion, decide if you'll pay the balloon payment, return the car, or start a new finance deal.
  • With HP: The car is yours after all payments.
  • If leasing, ensure the car is returned in the agreed-upon condition.
  1. Consider Other Costs:
  • Factor in additional costs like road tax, servicing, and potential maintenance or repairs.

As with any significant purchase, especially one involving finance, it's crucial to ensure your choice aligns with both your current and projected financial situation. If unsure, consulting with financial professionals or trusted individuals can provide more clarity.

About the Dacia Sandero

The Dacia Sandero has made quite an impression in the automotive world by offering a unique proposition: a new car experience at an unbeatable price point. This compact hatchback breaks the mould by providing the essentials without the hefty price tag, making it a favourite among budget-conscious drivers.

Features and Specifications:

  • Value for Money: The Sandero's primary selling point is its affordability. Despite its low price, the car does not skimp on essentials, ensuring a comfortable and reliable driving experience.

  • Efficient Engines: The Dacia Sandero comes with a choice of petrol engines, each designed to be fuel-efficient and to keep running costs low.

  • Practical Design: The Sandero offers a surprisingly spacious interior and a generous boot space for a car of its size. This makes it ideal for both city commutes and weekend getaways.

  • Simple Infotainment: While it might not boast the most advanced tech on the market, the Sandero provides a straightforward and user-friendly infotainment system, ensuring drivers have access to essential entertainment and connectivity features.

  • Safety First: The Dacia Sandero is equipped with basic safety features, including multiple airbags, anti-lock brakes, and electronic stability control, ensuring peace of mind on the road.

Conclusion:

The Dacia Sandero is proof that "affordable" doesn't have to mean "basic." It offers a blend of practicality, comfort, and reliability that challenges the perception of what a budget car can be. For those who prioritize value without wanting to settle for less, the Sandero emerges as a commendable choice in the compact car segment.

Buying Guide

Want to find out everything about all Sandero models, pros and cons, what to look out for and everything else you need to know? Check out our Dacia Sandero buying guide here.

Dacia Sandero Data by County

Dacia Sandero data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All560£8,437533,7451,156
Aberdeen City1£11,300217,7719
Aberdeenshire1£9,495517,6782
Antrim2£6,924548,76013
Ards1£14,595052
Barking & Dagenham - Greater London1£8,999445,511-
Bedfordshire10£5,384756,73112
Belfast3£8,558434,9972
Berkshire4£6,610744,25614
Blaenau Gwent4£8,924437,8386
Bristol7£9,193532,29624
Bromley - Greater London1£9,185415,2825
Buckinghamshire6£7,472638,10713
Cambridgeshire10£8,367533,72111
Cheshire10£8,374531,71535
City of Edinburgh9£8,708430,16710
City of London - Greater London2£2,5009106,500-
Cornwall11£7,548543,39617
County Durham17£8,576429,97427
Craigavon3£8,747527,31313
Cumbria4£9,941420,9049
Derbyshire18£7,430533,12736
Devon9£6,997734,04927
Dorset1£9,495423,2155
Down1£10,495312,846-
Dumfries and Galloway7£13,355115,0676
Dundee City7£13,56829,73012
Dungannon1£7,795530,0001
Ealing - Greater London1£1,9901320,000-
East Ayrshire5£9,414431,6658
East Riding of Yorkshire4£5,971651,2633
East Sussex1£10,699318,80214
Enfield - Greater London1£10,829426,5004
Essex14£7,739547,31527
Falkirk4£8,695630,7334
Fife3£8,396539,45311
Flintshire1£1,69011104,512-
Glasgow City27£12,164215,553109
Gloucestershire7£6,408649,4535
Greater Manchester34£7,596634,76568
Gwynedd1£6,495856,000-
Hampshire11£8,377625,67934
Havering - Greater London6£7,515543,6925
Herefordshire1£11,295432,8178
Hertfordshire7£9,859426,02015
Highland1£3,4951057,01711
Hillingdon - Greater London3£4,460856,4806
Hounslow - Greater London1£11,027319,0003
Inverclyde3£5,293939,7934
Isle of Anglesey1£10,999315,999-
Isle of Wight1£14,995214,0003
Kent12£8,376534,51327
Kingston upon Thames - Greater London1£4,990946,7351
Lancashire26£8,304541,48843
Leicestershire4£5,820747,93412
Lincolnshire11£7,605636,99922
Lisburn1£9,695334,7041
Merseyside11£10,624324,85517
Merton - Greater London2£4,245954,2821
Moray4£11,873216,4949
Neath Port Talbot2£6,997746,788-
Newport1£7,594550,300-
Newry and Mourne1£14,4950254
Newtownabbey1£4,4951163,00012
Norfolk4£6,809639,28914
North Ayrshire3£6,828745,3868
North Down1£11,450332,431-
North Lanarkshire10£6,892738,41016
North Yorkshire17£9,100526,48023
Northamptonshire8£8,814531,44419
Northumberland3£9,233640,5653
Nottinghamshire7£6,507641,85013
Oxfordshire3£6,128640,4354
Renfrewshire3£9,998426,0114
Rhondda Cynon Taf9£10,316427,89816
Scottish Borders3£8,099446,0823
Shropshire6£12,367213,4709
Somerset7£7,751632,75810
South Ayrshire1£5,994628,3274
South Lanarkshire1£12,49924,160-
South Yorkshire16£7,305543,75720
Staffordshire4£6,446726,60510
Stirling11£13,68019,99521
Suffolk2£7,550630,4808
Surrey9£8,565534,23016
Tyne and Wear15£7,789534,35625
Warwickshire4£8,350527,15410
West Dunbartonshire7£13,712110,31912
West Midlands10£7,741625,68727
West Sussex1£7,699611,7002
West Yorkshire19£7,157635,35130
Wiltshire5£5,508754,51022
Worcestershire5£6,884719,8585
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