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Used Dacia Sandero on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Dacia Sandero on finance

  1. Research the Vehicle:

    • The Dacia Sandero is known for being one of the most affordable new cars in the UK. It offers practicality and value for money.
    • Familiarise yourself with the Sandero's various trim levels and engine options.
    • When looking at used models, consider the year and any subsequent changes or updates in more recent models.
  2. Searching for a Used Model:

    • To secure a trustworthy deal on a used Dacia Sandero on finance, begin with Dacia's approved-used dealerships. These vehicles often come with warranties and have undergone checks to meet Dacia's standards.
    • Broaden your search to include online car marketplaces, local dealerships, and car supermarkets to compare prices and available features.
  3. Finance Options:

    • Personal Contract Purchase (PCP): This involves a deposit, followed by monthly payments. At the contract's end, you can pay a final amount to own the car, return it, or trade it in for another vehicle.
    • Hire Purchase (HP): After an initial deposit, you'll pay monthly instalments until the car's full value is covered. After all payments, the car belongs to you.
    • Leasing: You rent the Sandero for a set period, then return it once the agreement ends.
    • Personal Loan: Obtain a loan from a bank or lender to buy the car, then repay in monthly instalments.
  4. Gather and Compare Finance Quotes:

    • Seek quotes from Dacia dealerships as well as independent finance companies. Some might offer special promotions for those looking for a used Dacia Sandero on finance.
    • Always consider the APR (Annual Percentage Rate) when comparing to understand the overall borrowing cost.
  5. The Role of Your Credit Score:

    • Your credit rating can determine the finance rates and terms you qualify for.
    • Review your credit score with UK agencies like Experian, Equifax, or TransUnion before applying. Address any inconsistencies or errors you might spot.
  6. Budgeting:

    • Settle on a monthly payment amount that aligns with your financial situation.
    • Generally, a more significant deposit can result in lower monthly payments.
  7. Understanding the Agreement:

    • If considering a PCP or lease, be aware of any mileage limitations.
    • Get clarity on potential fees for terminating the contract early or exceeding the mileage cap.
  8. Negotiation:

    • Use your research to negotiate both the car's price and the finance terms. Remember, even when procuring a used Dacia Sandero on finance, there's usually room for negotiation.
    • Concentrate on the total amount payable over the contract duration, not just monthly figures.
  9. Finalise the Deal:

    • When satisfied with the terms, finalize the necessary paperwork.
    • Read through all the terms before signing, and keep copies of every document.
  10. Insurance:

  • Secure the required car insurance before taking possession of the Sandero. Shopping around might help you get a better insurance rate.
  1. End-of-Agreement Choices:
  • For PCP: At the contract's conclusion, decide if you'll pay the balloon payment, return the car, or start a new finance deal.
  • With HP: The car is yours after all payments.
  • If leasing, ensure the car is returned in the agreed-upon condition.
  1. Consider Other Costs:
  • Factor in additional costs like road tax, servicing, and potential maintenance or repairs.

As with any significant purchase, especially one involving finance, it's crucial to ensure your choice aligns with both your current and projected financial situation. If unsure, consulting with financial professionals or trusted individuals can provide more clarity.

About the Dacia Sandero

The Dacia Sandero has made quite an impression in the automotive world by offering a unique proposition: a new car experience at an unbeatable price point. This compact hatchback breaks the mould by providing the essentials without the hefty price tag, making it a favourite among budget-conscious drivers.

Features and Specifications:

  • Value for Money: The Sandero's primary selling point is its affordability. Despite its low price, the car does not skimp on essentials, ensuring a comfortable and reliable driving experience.

  • Efficient Engines: The Dacia Sandero comes with a choice of petrol engines, each designed to be fuel-efficient and to keep running costs low.

  • Practical Design: The Sandero offers a surprisingly spacious interior and a generous boot space for a car of its size. This makes it ideal for both city commutes and weekend getaways.

  • Simple Infotainment: While it might not boast the most advanced tech on the market, the Sandero provides a straightforward and user-friendly infotainment system, ensuring drivers have access to essential entertainment and connectivity features.

  • Safety First: The Dacia Sandero is equipped with basic safety features, including multiple airbags, anti-lock brakes, and electronic stability control, ensuring peace of mind on the road.

Conclusion:

The Dacia Sandero is proof that "affordable" doesn't have to mean "basic." It offers a blend of practicality, comfort, and reliability that challenges the perception of what a budget car can be. For those who prioritize value without wanting to settle for less, the Sandero emerges as a commendable choice in the compact car segment.

Buying Guide

Want to find out everything about all Sandero models, pros and cons, what to look out for and everything else you need to know? Check out our Dacia Sandero buying guide here.

Dacia Sandero Data by County

Dacia Sandero data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All531£8,217533,0431,113
Aberdeen City3£8,898422,8347
Aberdeenshire1£9,495517,6781
Angus1£11,49511,8733
Barking & Dagenham - Greater London1£8,999445,511-
Bedfordshire11£5,093758,15512
Belfast2£8,093534,436-
Berkshire3£7,621740,89012
Blaenau Gwent2£10,349424,4204
Bristol11£8,825529,48217
Bromley - Greater London1£8,094527,7586
Buckinghamshire6£8,154622,94916
Cambridgeshire12£7,365539,1419
Cheshire13£8,554528,91327
City of Edinburgh10£9,551425,5238
City of London - Greater London2£2,2509106,500-
Cornwall10£7,581643,66316
County Durham11£8,524526,52132
Craigavon2£10,373421,33712
Cumbria4£11,772311,2588
Derbyshire19£7,459530,92830
Devon13£7,668632,18023
Down1£10,495312,846-
Dumfries and Galloway5£13,098218,9617
Dundee City4£11,121318,58815
Dungannon1£7,795530,0001
Ealing - Greater London1£1,9901320,000-
East Ayrshire6£9,028435,4436
East Riding of Yorkshire3£7,328532,0004
East Sussex1£10,599318,08510
Essex16£7,570643,78227
Falkirk4£8,620630,7334
Fife1£3,4951179,39413
Glasgow City26£11,224321,356119
Gloucestershire8£6,789647,5067
Greater Manchester28£7,694631,95869
Gwynedd1£6,495856,000-
Hampshire12£8,318626,46531
Havering - Greater London4£6,106647,2907
Herefordshire2£11,495319,6097
Hertfordshire7£9,724426,02014
Hillingdon - Greater London3£4,693853,4947
Hounslow - Greater London2£9,268427,3433
Inverclyde2£4,8401035,7035
Isle of Anglesey1£10,999315,999-
Isle of Wight1£13,995214,0003
Kent10£9,012432,51127
Kingston upon Thames - Greater London1£4,990946,7351
Lancashire22£7,390644,17755
Leicestershire3£4,907851,24612
Lincolnshire12£8,289532,47827
Merseyside11£10,178325,93818
Merton - Greater London2£4,245954,2821
Moray2£8,248523,23813
Neath Port Talbot2£7,495745,600-
Newport1£7,094550,300-
Newtownabbey2£7,495739,66112
Norfolk6£6,297741,25713
North Ayrshire4£7,370637,4888
North Lanarkshire10£7,381641,41917
North Yorkshire17£9,324426,50324
Northamptonshire6£9,670529,15118
Northumberland3£9,158641,6033
Nottinghamshire5£6,071648,95714
Oxfordshire2£5,345839,7034
Renfrewshire2£9,998430,4692
Rhondda Cynon Taf10£10,022425,01114
Scottish Borders3£8,099446,0823
Shropshire6£11,402323,7519
Somerset8£6,985732,9428
South Ayrshire2£7,495531,6723
South Lanarkshire1£12,49924,160-
South Yorkshire14£8,183535,43923
Staffordshire5£5,996631,3609
Stirling7£12,355211,35425
Suffolk2£7,473630,4806
Surrey9£8,703533,27314
Tyne and Wear13£7,632529,69028
Warwickshire4£6,762833,93410
West Dunbartonshire3£12,331216,39816
West Midlands11£8,482525,50723
West Sussex1£7,499611,7002
West Yorkshire21£7,325636,81431
Wiltshire5£5,397855,74014
Worcestershire5£6,664723,0314
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