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Used Dacia Sandero on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Dacia Sandero on finance

  1. Research the Vehicle:

    • The Dacia Sandero is known for being one of the most affordable new cars in the UK. It offers practicality and value for money.
    • Familiarise yourself with the Sandero's various trim levels and engine options.
    • When looking at used models, consider the year and any subsequent changes or updates in more recent models.
  2. Searching for a Used Model:

    • To secure a trustworthy deal on a used Dacia Sandero on finance, begin with Dacia's approved-used dealerships. These vehicles often come with warranties and have undergone checks to meet Dacia's standards.
    • Broaden your search to include online car marketplaces, local dealerships, and car supermarkets to compare prices and available features.
  3. Finance Options:

    • Personal Contract Purchase (PCP): This involves a deposit, followed by monthly payments. At the contract's end, you can pay a final amount to own the car, return it, or trade it in for another vehicle.
    • Hire Purchase (HP): After an initial deposit, you'll pay monthly instalments until the car's full value is covered. After all payments, the car belongs to you.
    • Leasing: You rent the Sandero for a set period, then return it once the agreement ends.
    • Personal Loan: Obtain a loan from a bank or lender to buy the car, then repay in monthly instalments.
  4. Gather and Compare Finance Quotes:

    • Seek quotes from Dacia dealerships as well as independent finance companies. Some might offer special promotions for those looking for a used Dacia Sandero on finance.
    • Always consider the APR (Annual Percentage Rate) when comparing to understand the overall borrowing cost.
  5. The Role of Your Credit Score:

    • Your credit rating can determine the finance rates and terms you qualify for.
    • Review your credit score with UK agencies like Experian, Equifax, or TransUnion before applying. Address any inconsistencies or errors you might spot.
  6. Budgeting:

    • Settle on a monthly payment amount that aligns with your financial situation.
    • Generally, a more significant deposit can result in lower monthly payments.
  7. Understanding the Agreement:

    • If considering a PCP or lease, be aware of any mileage limitations.
    • Get clarity on potential fees for terminating the contract early or exceeding the mileage cap.
  8. Negotiation:

    • Use your research to negotiate both the car's price and the finance terms. Remember, even when procuring a used Dacia Sandero on finance, there's usually room for negotiation.
    • Concentrate on the total amount payable over the contract duration, not just monthly figures.
  9. Finalise the Deal:

    • When satisfied with the terms, finalize the necessary paperwork.
    • Read through all the terms before signing, and keep copies of every document.
  10. Insurance:

  • Secure the required car insurance before taking possession of the Sandero. Shopping around might help you get a better insurance rate.
  1. End-of-Agreement Choices:
  • For PCP: At the contract's conclusion, decide if you'll pay the balloon payment, return the car, or start a new finance deal.
  • With HP: The car is yours after all payments.
  • If leasing, ensure the car is returned in the agreed-upon condition.
  1. Consider Other Costs:
  • Factor in additional costs like road tax, servicing, and potential maintenance or repairs.

As with any significant purchase, especially one involving finance, it's crucial to ensure your choice aligns with both your current and projected financial situation. If unsure, consulting with financial professionals or trusted individuals can provide more clarity.

About the Dacia Sandero

The Dacia Sandero has made quite an impression in the automotive world by offering a unique proposition: a new car experience at an unbeatable price point. This compact hatchback breaks the mould by providing the essentials without the hefty price tag, making it a favourite among budget-conscious drivers.

Features and Specifications:

  • Value for Money: The Sandero's primary selling point is its affordability. Despite its low price, the car does not skimp on essentials, ensuring a comfortable and reliable driving experience.

  • Efficient Engines: The Dacia Sandero comes with a choice of petrol engines, each designed to be fuel-efficient and to keep running costs low.

  • Practical Design: The Sandero offers a surprisingly spacious interior and a generous boot space for a car of its size. This makes it ideal for both city commutes and weekend getaways.

  • Simple Infotainment: While it might not boast the most advanced tech on the market, the Sandero provides a straightforward and user-friendly infotainment system, ensuring drivers have access to essential entertainment and connectivity features.

  • Safety First: The Dacia Sandero is equipped with basic safety features, including multiple airbags, anti-lock brakes, and electronic stability control, ensuring peace of mind on the road.

Conclusion:

The Dacia Sandero is proof that "affordable" doesn't have to mean "basic." It offers a blend of practicality, comfort, and reliability that challenges the perception of what a budget car can be. For those who prioritize value without wanting to settle for less, the Sandero emerges as a commendable choice in the compact car segment.

Buying Guide

Want to find out everything about all Sandero models, pros and cons, what to look out for and everything else you need to know? Check out our Dacia Sandero buying guide here.

Dacia Sandero Data by County

Dacia Sandero data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All607£8,559534,3711,093
Aberdeen City3£5,399759,5545
Aberdeenshire2£7,995620,8051
Antrim4£13,28415,50415
Ards1£14,695054
Barking & Dagenham - Greater London1£9,699445,511-
Bedfordshire9£5,969658,33014
Belfast2£8,590442,5712
Berkshire3£5,361765,73913
Blaenau Gwent3£7,266744,7574
Bristol6£10,687320,37522
Bromley - Greater London1£9,426416,0007
Buckinghamshire7£8,532528,42812
Cambridgeshire9£9,448429,68415
Carmarthenshire1£5,795861,9583
Cheshire15£8,622534,16237
City of Edinburgh9£8,493533,62114
City of London - Greater London2£2,6259106,500-
Cornwall8£9,391529,99817
County Durham11£8,809435,24727
Craigavon9£13,40616,87210
Croydon - Greater London1£9,378423,2083
Cumbria3£9,808424,2057
Derbyshire14£9,041420,31729
Devon12£7,925536,06525
Dumfries and Galloway5£10,197429,7004
Dundee City6£10,329527,7619
Dungannon2£8,845423,866-
Ealing - Greater London1£1,9901320,000-
East Ayrshire6£8,595533,61810
East Lothian3£10,199332,129-
East Riding of Yorkshire2£4,395868,9003
East Sussex6£8,549531,03513
Enfield - Greater London1£9,916413,3044
Essex16£7,757641,29228
Falkirk5£6,895739,8953
Fife5£7,392542,98814
Flintshire1£2,00011104,512-
Glasgow City77£14,45813,84346
Gloucestershire5£4,857863,4258
Greater Manchester38£8,013634,61462
Gwynedd1£6,495856,000-
Hampshire10£8,052635,50040
Havering - Greater London3£9,503338,2615
Herefordshire5£11,015352,6284
Hertfordshire6£10,066431,98812
Highland4£8,873534,11910
Hillingdon - Greater London4£5,991646,7996
Hounslow - Greater London1£11,327311,7602
Inverclyde3£5,593849,1274
Isle of Anglesey1£10,999314,9991
Isle of Wight1£14,995214,0001
Kent13£8,666527,33225
Kingston upon Thames - Greater London2£8,740630,268-
Lancashire22£7,816540,68249
Larne1£5,7501131,000-
Leicestershire5£7,344528,50211
Lincolnshire14£7,877536,59115
Lisburn1£9,695334,7041
Merseyside15£10,181326,18015
Moray2£10,497622,8293
Neath Port Talbot1£8,995542,555-
Newry and Mourne3£13,09525,3504
Newtownabbey5£8,790527,5537
Norfolk7£9,311523,38813
North Ayrshire5£8,155633,3607
North Lanarkshire6£6,334851,59217
North Yorkshire11£8,483536,64834
Northamptonshire9£9,912429,55317
Northumberland1£12,000323,4508
Nottinghamshire7£7,928527,89315
Oxfordshire3£6,995639,2244
Pembrokeshire1£8,485427,664-
Perth and Kinross3£6,761723,0951
Renfrewshire2£10,998419,1946
Rhondda Cynon Taf6£9,994531,35121
Scottish Borders1£6,250481,1333
Shropshire4£8,688540,43510
Somerset4£9,771428,27611
South Ayrshire1£5,994628,3277
South Yorkshire14£7,015646,75622
Staffordshire3£8,592425,16911
Stirling5£13,69816,46414
Suffolk4£8,585527,53513
Surrey8£5,836745,71318
Tyne and Wear13£8,681527,61027
Warwickshire6£6,758652,0526
West Dunbartonshire4£8,922436,4385
West Lothian2£5,847848,0622
West Midlands10£8,572524,00534
West Sussex1£7,999414,7922
West Yorkshire18£8,503731,26135
Wiltshire5£7,593544,21023
Worcestershire5£8,898522,8652
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