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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

6,936 cars

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,795£11,717750,97013,557
Aberdeenshire30£13,674533,40966
Angus27£12,305649,22156
Ayrshire70£11,719646,28796
Bedfordshire151£7,999967,091258
Berkshire112£8,839961,449260
Blaenau Gwent18£10,903760,01030
Borders8£15,217435,1047
Bridgend15£11,661545,76951
Bristol106£8,407964,956231
Buckinghamshire145£8,874962,146229
Caerphilly11£6,540990,53312
Cambridgeshire181£10,353858,815352
Cardiff39£13,584534,17375
Carmarthenshire10£13,745336,3148
Ceredigion1£10,995738,4092
Cheshire216£12,818642,493434
Clackmannanshire2£7,745874,5006
Conwy7£14,921447,70014
Cornwall37£9,698959,23056
County Antrim56£15,136540,881136
County Armagh33£12,001759,81040
County Down35£14,837534,90355
County Durham121£10,566757,224245
County Fermanagh3£8,7827100,4484
County Londonderry43£14,591543,28540
County Tyrone21£12,807758,54116
Cumbria42£14,569638,217110
Denbighshire4£11,044852,1281
Derbyshire132£12,559646,120334
Devon112£11,388747,188182
Dorset46£13,106631,906105
Dumfries & Galloway10£11,876746,4685
Dunbartonshire5£15,398330,3918
East Lothian1£14,999535,2663
East Riding of Yorkshire36£13,276745,108114
East Sussex48£11,570747,27786
Essex246£11,394754,302497
Falkirk51£13,541960,08045
Fife54£14,194643,059105
Flintshire23£6,6471179,33224
Gloucestershire45£11,074960,923105
Greater London355£9,437855,124705
Greater Manchester323£12,196754,865615
Gwynedd4£8,371970,11014
Hampshire189£11,217753,059371
Herefordshire13£11,881743,14819
Hertfordshire134£11,287751,457284
Highland21£14,891544,83847
Inverclyde1£8,2501184,0007
Isle of Anglesey11£15,246539,57826
Isle of Wight6£9,162862,5328
Kent157£10,661850,094308
Lanarkshire113£13,224537,018268
Lancashire249£10,210754,924487
Leicestershire125£12,079750,006279
Lincolnshire108£11,970644,744224
Merseyside139£12,358647,604251
Merthyr Tydfil29£14,810755,38620
Midlothian45£13,211531,478118
Monmouthshire7£6,3411172,41615
Moray12£17,687525,95618
Neath Port Talbot5£10,496851,5852
Newport24£11,923747,79578
Norfolk120£10,602855,310222
North Yorkshire129£14,028641,350281
Northamptonshire81£10,968758,284206
Northumberland24£13,314739,90159
Nottinghamshire142£12,764748,334269
Oxfordshire26£10,808754,31376
Pembrokeshire2£12,749419,15218
Perth & Kinross20£14,176541,29237
Powys3£13,793447,6084
Renfrewshire18£13,692536,75853
Rhondda Cynon Taf29£8,553858,72442
Shropshire46£12,338643,59677
Somerset71£11,369750,877125
South Yorkshire194£9,649864,839308
Staffordshire163£9,824856,783352
Stirling13£15,908435,62937
Suffolk98£12,965644,452167
Surrey136£10,106850,590248
Swansea37£12,450640,58970
Torfaen5£7,707888,9857
Tyne and Wear118£12,154751,720260
Vale of Glamorgan8£13,641534,74020
Warwickshire59£10,722854,547113
West Lothian18£9,249863,86865
West Midlands328£10,550753,773714
West Sussex70£10,936745,690155
West Yorkshire260£11,225750,441605
Wiltshire88£10,799856,737148
Worcestershire53£9,139858,900123
Wrexham13£11,268644,20929
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