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Used Ford Focus on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All8,707£13,032645,84918,519
Aberdeen City29£15,189434,53190
Aberdeenshire18£18,343425,25450
Angus14£15,273423,57224
Antrim7£10,917667,65519
Ards6£7,188965,7939
Armagh6£14,204441,41333
Ballymena13£13,249447,37127
Ballymoney2£14,245448,0522
Barking & Dagenham - Greater London22£13,693528,25644
Barnet - Greater London21£16,162320,22241
Bedfordshire172£9,601964,605279
Belfast15£15,611432,64870
Berkshire155£10,991852,759392
Bexley - Greater London22£12,815633,17745
Blaenau Gwent10£11,947646,73133
Brent - Greater London30£8,777870,78521
Bridgend4£6,1951085,3334
Bristol127£12,257752,914248
Bromley - Greater London11£14,310531,61232
Buckinghamshire84£11,585653,523194
Caerphilly11£8,268774,71217
Cambridgeshire203£11,875651,528432
Cardiff50£15,120436,73485
Carmarthenshire15£14,477441,10323
Carrickfergus3£11,495977,3132
Ceredigion40£15,225431,57146
Cheshire323£13,970539,221651
City of Edinburgh80£12,054646,749153
City of London - Greater London157£10,283652,010342
Coleraine8£14,262549,21617
Conwy12£12,685645,42213
Cookstown5£17,107656,1157
Cornwall20£16,970528,60552
County Durham79£11,632654,664248
Craigavon14£15,736328,71038
Croydon - Greater London21£10,546849,37740
Cumbria56£14,759540,890135
Denbighshire4£16,733320,3053
Derbyshire174£13,031543,630548
Derry12£16,276645,29611
Devon124£11,903648,644251
Dorset55£13,474640,744130
Down2£23,873829,850-
Dumfries and Galloway8£14,033540,73323
Dundee City27£13,499647,57450
Dungannon6£15,776483,0486
Ealing - Greater London11£7,925963,92219
East Ayrshire34£12,244645,118114
East Dunbartonshire5£12,839539,73316
East Lothian3£6,998866,7113
East Renfrewshire1£14,999545,942-
East Riding of Yorkshire86£13,349541,831167
East Sussex60£13,453639,12884
Enfield - Greater London25£13,206537,40050
Essex356£14,037542,299710
Falkirk63£12,443759,15471
Fermanagh8£10,909669,9518
Fife65£15,551432,479128
Flintshire7£8,074976,0106
Glasgow City57£14,720431,256230
Gloucestershire71£11,395753,224189
Greater Manchester463£11,188655,900831
Gwynedd3£17,495433,9185
Hampshire190£12,987747,649433
Harrow - Greater London3£11,978546,1746
Havering - Greater London84£12,345750,273153
Herefordshire21£16,111637,56936
Hertfordshire132£13,120543,088318
Highland26£15,421538,64687
Hillingdon - Greater London59£8,094866,53895
Hounslow - Greater London10£7,936956,50717
Inverclyde5£16,218315,86125
Isle of Anglesey28£13,974540,49432
Isle of Wight8£9,397958,94618
Kent200£11,806646,660484
Kingston upon Thames - Greater London24£5,0041188,94635
Lancashire265£12,616547,271512
Larne1£5,990862,0002
Leicestershire180£12,549548,731366
Limavady4£17,820748,0005
Lincolnshire146£14,321542,560314
Lisburn27£16,575427,65544
Magherafelt8£15,543753,1434
Merseyside266£14,141435,388365
Merthyr Tydfil17£14,196551,65930
Merton - Greater London3£6,9011055,3933
Midlothian12£17,491319,32014
Monmouthshire8£8,428964,0877
Moray25£16,347639,82846
Neath Port Talbot6£13,847639,18715
Newport72£13,952537,632141
Newry and Mourne6£11,187561,0407
Newtownabbey13£13,926441,25770
Norfolk202£11,478654,263385
North Ayrshire22£10,199754,95526
North Down5£8,773878,45011
North Lanarkshire53£12,343543,266134
North Yorkshire108£14,378539,222271
Northamptonshire89£13,537650,720209
Northumberland52£12,534538,643101
Nottinghamshire173£13,191547,349416
Omagh9£21,195539,70810
Oxfordshire67£14,841536,636170
Pembrokeshire10£15,041433,05814
Perth and Kinross20£15,609430,27174
Powys3£15,385311,3637
Redbridge - Greater London31£12,387648,87643
Renfrewshire44£16,384324,924113
Rhondda Cynon Taf25£7,953969,28050
Richmond upon Thames - Greater London4£9,203662,60011
Rutland1£14,500431,044-
Scottish Borders21£14,747429,66816
Shropshire60£13,469539,061146
Somerset112£14,184542,919198
South Ayrshire42£13,997537,61091
South Lanarkshire13£12,877538,81070
South Yorkshire209£11,902653,035535
Staffordshire198£13,036541,286411
Stirling11£14,657430,04555
Strabane6£13,228537,7789
Suffolk162£12,780546,853319
Surrey130£13,112646,483266
Sutton - Greater London1£15,995312,0009
Swansea77£14,651430,81079
The Vale of Glamorgan1£4,4901294,0001
Torfaen1£6,995859,1973
Tyne and Wear149£10,890756,921372
Waltham Forest - Greater London12£14,956527,63019
Warwickshire115£13,173547,107199
West Dunbartonshire11£15,525431,68925
West Lothian23£14,503540,73951
West Midlands438£12,267647,6751,027
West Sussex64£13,928538,951145
West Yorkshire342£12,335647,304771
Wiltshire86£14,030546,650187
Worcestershire50£13,239644,358154
Wrexham11£12,779442,66821
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