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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,330£12,167752,98611,460
Aberdeen City17£12,980541,53335
Aberdeenshire14£12,371745,26620
Angus4£16,370417,23014
Antrim8£11,741656,31515
Ards5£9,6271071,4527
Armagh3£6,2321199,3005
Ballymena13£14,249446,04818
Ballymoney2£13,423756,7692
Banbridge1£14,900317,000-
Barking & Dagenham - Greater London18£14,307431,33938
Barnet - Greater London1£4,2151291,0485
Bedfordshire171£8,928966,213262
Belfast26£14,442544,10837
Berkshire137£8,4491060,565217
Blaenau Gwent8£14,049437,0885
Brent - Greater London11£7,5191071,9038
Bristol138£9,338857,434225
Bromley - Greater London6£9,808663,65520
Buckinghamshire115£9,743860,155187
Caerphilly1£13,4911054,0001
Cambridgeshire199£9,867860,563318
Cardiff4£11,919647,29410
Carmarthenshire11£15,130432,8027
Carrickfergus1£15,450574,4214
Ceredigion5£9,792763,2799
Cheshire230£13,515640,524440
City of Edinburgh37£11,097749,05770
City of London - Greater London40£6,7511071,73445
Clackmannanshire1£15,998323,2136
Coleraine21£16,692329,70713
Conwy4£8,0701070,25011
Cookstown1£12,490533,0001
Cornwall20£10,035860,41226
County Durham117£10,981756,860207
Craigavon13£16,472421,92330
Croydon - Greater London12£9,818963,58213
Cumbria58£12,964645,75991
Denbighshire1£10,695746,4703
Derbyshire147£12,024647,118319
Derry2£26,4951247,7065
Devon100£11,663748,032164
Dorset47£14,974532,49467
Down1£5,9951095,3002
Dumfries and Galloway6£9,796954,80111
Dundee City16£73,571756,35341
Dungannon7£10,8801087,8228
Ealing - Greater London8£5,9311163,06527
East Ayrshire20£11,662648,91322
East Lothian1£12,299-43,0864
East Riding of Yorkshire13£12,358637,13444
East Sussex31£11,987751,33642
Enfield - Greater London8£5,5611278,9698
Essex210£11,126753,692358
Falkirk63£12,671861,15658
Fermanagh4£11,262771,2452
Fife25£14,224538,03785
Flintshire3£8,0201199,2013
Glasgow City87£13,154643,250187
Gloucestershire29£9,957863,61980
Greater Manchester341£11,381753,243642
Gwynedd3£11,493645,60311
Hampshire159£10,883854,637317
Harrow - Greater London10£5,6741255,03916
Havering - Greater London71£9,191855,506149
Herefordshire11£10,441856,59718
Hertfordshire122£11,574750,825200
Highland19£16,554323,49944
Hillingdon - Greater London31£6,3081169,94653
Hounslow - Greater London12£9,123959,26325
Inverclyde5£8,534952,65813
Isle of Anglesey13£11,118754,21312
Isle of Wight8£9,8711059,5959
Kent101£10,034958,889207
Kingston upon Thames - Greater London5£8,466954,5417
Lancashire260£11,158750,056407
Larne1£29,9951670,0004
Leicestershire135£12,143749,693287
Limavady1£9,995750,0003
Lincolnshire117£11,822747,820216
Lisburn22£16,380431,20528
Magherafelt1£13,995461,0002
Merseyside103£11,078750,333182
Merthyr Tydfil34£15,895759,52426
Merton - Greater London3£7,6471156,0885
Midlothian5£14,716438,37714
Monmouthshire6£2,71315106,8139
Moray11£17,132530,77920
Neath Port Talbot3£9,163866,8604
Newham - Greater London1£5,7507145,024-
Newport6£12,029971,01210
Newry and Mourne7£14,213853,0025
Newtownabbey25£18,048429,23227
Norfolk142£11,184857,104217
North Ayrshire18£10,914750,10827
North Down3£13,928347,5946
North Lanarkshire45£13,234536,16891
North Yorkshire145£14,600534,931209
Northamptonshire83£10,176862,624183
Northumberland23£12,023845,23946
Nottinghamshire92£12,134751,392242
Omagh4£16,119319,5266
Oxfordshire33£12,899539,66486
Pembrokeshire2£14,999422,105-
Perth and Kinross17£14,599536,79442
Redbridge - Greater London13£6,6641167,23717
Renfrewshire27£13,655535,10167
Rhondda Cynon Taf28£6,9181067,60441
Richmond upon Thames - Greater London3£8,453939,6607
Scottish Borders6£15,605431,77015
Shropshire40£10,794755,92084
Somerset61£12,741745,259123
South Ayrshire21£12,320536,59061
South Lanarkshire3£9,730954,8331
South Yorkshire212£11,217753,605370
Staffordshire122£11,167746,595232
Stirling21£14,363431,95939
Strabane1£9,250774,0007
Suffolk93£13,251648,041154
Surrey99£13,168642,139215
Sutton - Greater London3£11,282644,0246
Swansea6£7,749875,84812
The Vale of Glamorgan3£5,9991087,1001
Tower Hamlets - Greater London1£9,995657,0002
Tyne and Wear127£11,617753,038265
Warwickshire25£11,638749,07078
West Dunbartonshire4£15,186438,56714
West Lothian22£14,147535,57230
West Midlands357£10,652855,152598
West Sussex52£11,534844,364103
West Yorkshire298£10,938751,208544
Wiltshire82£11,201853,415163
Worcestershire38£11,112964,652122
Wrexham1£14,950332,141-
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