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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

6,971 cars

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,804£11,669749,78813,282
Aberdeenshire29£13,650533,05164
Angus21£15,057538,24058
Ayrshire67£11,401547,05095
Bedfordshire155£7,5501068,243247
Berkshire114£8,780960,196257
Blaenau Gwent20£9,869658,96026
Borders6£14,521435,4828
Bridgend18£11,223650,39350
Bristol110£8,544962,534218
Buckinghamshire147£9,172859,278220
Caerphilly13£6,933985,45110
Cambridgeshire190£9,982860,549339
Cardiff36£14,196535,92773
Carmarthenshire9£14,273331,5128
Ceredigion1£10,995738,4092
Cheshire217£12,909643,057431
Clackmannanshire2£7,745874,5005
Conwy10£13,293643,72211
Cornwall34£9,989858,12654
County Antrim50£14,959541,861136
County Armagh30£13,319656,65448
County Down35£13,482642,92557
County Durham102£10,452759,463238
County Fermanagh4£8,6137100,4483
County Londonderry41£14,927541,38337
County Tyrone19£13,079757,89718
Cumbria48£14,239640,529105
Denbighshire2£12,743635,4113
Derbyshire137£12,187648,960332
Devon103£11,218745,523185
Dorset45£13,997628,57397
Dumfries & Galloway9£12,996741,3358
Dunbartonshire5£15,898326,6209
East Lothian2£9,1251055,2843
East Riding of Yorkshire42£13,496642,141105
East Sussex52£11,866747,41184
Essex255£11,565752,770483
Falkirk51£14,464957,65646
Fife49£14,558640,292104
Flintshire19£7,4541179,82431
Gloucestershire42£11,063961,99892
Greater London345£9,356855,137686
Greater Manchester328£10,702754,340579
Gwynedd3£7,830967,71710
Hampshire172£10,605855,995360
Herefordshire13£12,325741,79319
Hertfordshire143£11,018752,679274
Highland19£13,170545,98148
Isle of Anglesey16£12,634747,64122
Isle of Wight5£9,895849,77010
Kent154£10,698850,520313
Lanarkshire112£12,783540,856276
Lancashire245£10,240754,014476
Leicestershire122£11,943747,352273
Lincolnshire111£11,504647,043214
Merseyside155£12,045647,495250
Merthyr Tydfil31£14,525758,28920
Midlothian44£13,074531,999121
Monmouthshire5£8,707953,47613
Moray11£13,987530,64522
Neath Port Talbot6£10,579752,5313
Newport30£12,924642,73872
Norfolk116£10,631855,547214
North Yorkshire125£14,731538,968280
Northamptonshire86£10,995655,384197
Northumberland23£12,583740,89954
Nottinghamshire141£13,043644,141273
Oxfordshire30£10,850752,08667
Pembrokeshire3£11,815638,46516
Perth & Kinross21£13,430543,18538
Powys3£13,793447,6083
Renfrewshire17£13,427536,89655
Rhondda Cynon Taf29£8,515860,46144
Shropshire46£12,091645,77583
Somerset73£11,312750,063125
South Yorkshire195£9,878862,490302
Staffordshire157£10,032857,112346
Stirling10£14,537537,30738
Suffolk97£13,063645,247167
Surrey125£10,283849,893256
Swansea43£12,546640,94174
Torfaen4£7,820773,1816
Tyne and Wear128£12,058751,891248
Vale of Glamorgan10£13,228531,74221
Warwickshire54£11,196753,859121
West Lothian20£8,761863,07463
West Midlands347£10,341753,260693
West Sussex69£10,250747,953148
West Yorkshire254£11,318749,938601
Wiltshire95£10,969853,856139
Worcestershire59£10,103852,789117
Wrexham13£13,609528,87932
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