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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All5,950£11,460752,95912,025
Aberdeen City15£13,403544,47544
Aberdeenshire12£14,525531,10420
Angus6£12,812638,30811
Antrim4£9,123847,93919
Ards9£8,7011074,3673
Armagh5£5,92811103,7801
Ballymena13£12,277552,77915
Ballymoney2£13,023632,4153
Barking & Dagenham - Greater London22£14,158536,39038
Barnet - Greater London1£4,2151291,048-
Bedfordshire141£8,0541068,170281
Belfast28£15,217539,47644
Berkshire116£8,713960,328243
Bexley - Greater London2£6,2481174,9002
Blaenau Gwent11£14,135439,6454
Brent - Greater London7£7,967981,4095
Bristol123£8,558960,996235
Bromley - Greater London9£12,138645,87623
Buckinghamshire135£9,572961,074190
Cambridgeshire194£9,840861,255341
Cardiff2£15,039431,1252
Carmarthenshire9£13,806438,1009
Carrickfergus2£10,473783,7113
Ceredigion1£10,991549,5411
Cheshire234£13,349642,020467
City of Edinburgh34£11,867746,14464
City of London - Greater London27£7,3061068,34852
Clackmannanshire5£13,397548,4973
Coleraine15£16,274432,60123
Cornwall23£10,885863,61431
County Durham110£10,889860,598254
Craigavon9£17,165222,39130
Croydon - Greater London9£11,370759,07514
Cumbria52£13,885542,435103
Denbighshire1£7,995965,1924
Derbyshire163£12,057649,169311
Devon88£10,194851,001172
Dorset38£13,090733,47090
Down1£5,4951095,3001
Dumfries and Galloway4£11,370850,5019
Dundee City27£11,544651,53141
Dungannon5£9,565888,38911
Ealing - Greater London12£6,702946,64222
East Ayrshire17£13,433534,80929
East Lothian1£11,599724,2263
East Riding of Yorkshire8£12,228641,18537
East Sussex34£13,429645,64245
Enfield - Greater London8£5,5301071,62511
Essex195£10,831758,543385
Falkirk57£13,491962,78460
Fermanagh2£8,4239125,0004
Fife37£14,144539,68281
Flintshire1£15,480943,000-
Glasgow City81£12,897542,950188
Gloucestershire27£12,008748,82687
Greater Manchester363£10,987755,248671
Gwynedd4£9,371855,90015
Hampshire134£10,778856,757340
Harrow - Greater London13£6,3351158,13219
Havering - Greater London61£8,755858,795154
Herefordshire15£9,856957,22220
Hertfordshire115£11,667751,478215
Highland21£14,371529,06336
Hillingdon - Greater London32£7,3621065,84750
Hounslow - Greater London10£10,688853,11423
Inverclyde5£7,6251062,5948
Isle of Anglesey9£10,732763,35918
Isle of Wight5£7,4951061,9478
Kent109£10,408952,640215
Kingston upon Thames - Greater London2£8,244837,70610
Lancashire244£10,173752,766474
Larne1£29,9951670,0004
Leicestershire125£12,606749,030291
Limavady1£8,995750,0002
Lincolnshire102£11,133749,800218
Lisburn19£16,243430,49231
Magherafelt2£12,973562,0001
Merseyside115£11,013655,692172
Merthyr Tydfil30£14,604759,10624
Merton - Greater London6£7,1451049,7258
Midlothian5£14,912435,9557
Monmouthshire2£5,7001353,32513
Moray10£14,941635,08318
Neath Port Talbot4£8,2451072,962-
Newham - Greater London1£5,7507145,024-
Newport2£13,899522,1524
Newry and Mourne6£14,4081080,5714
Newtownabbey14£17,042330,48834
Norfolk113£11,315754,206251
North Ayrshire17£10,542755,45828
North Down3£11,928541,2956
North Lanarkshire30£14,028534,849103
North Yorkshire151£13,889539,506236
Northamptonshire93£10,848758,556199
Northumberland18£12,278950,45554
Nottinghamshire85£11,867855,248236
Omagh4£16,994322,0966
Oxfordshire25£12,976543,87880
Pembrokeshire2£14,499423,1222
Perth and Kinross22£15,778431,43741
Redbridge - Greater London7£8,025973,82922
Renfrewshire22£11,764646,53768
Rhondda Cynon Taf23£6,5201070,60228
Scottish Borders4£18,670321,73213
Shropshire40£11,882646,80777
Somerset70£12,256748,341121
South Ayrshire20£13,572532,86049
South Lanarkshire3£9,431966,1002
South Yorkshire175£10,554758,292406
Staffordshire120£11,219852,384265
Stirling13£15,190541,00748
Strabane4£11,373667,2505
Suffolk70£12,774647,052166
Surrey98£12,753645,063212
Sutton - Greater London4£8,672951,3766
The Vale of Glamorgan1£7,7501134,8502
Tyne and Wear113£11,482650,716248
Warwickshire28£10,066761,58678
West Lothian17£12,254654,34543
West Midlands343£9,817859,561646
West Sussex51£13,239641,124113
West Yorkshire265£11,789749,618591
Wiltshire75£11,264754,336184
Worcestershire40£10,530854,117114
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