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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

6,904 cars

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,776£11,612751,86413,684
Aberdeenshire26£13,881535,44164
Angus28£12,590646,88253
Ayrshire69£11,805545,75998
Bedfordshire150£7,8021067,079268
Berkshire121£8,536963,116248
Blaenau Gwent16£12,387656,23932
Borders7£16,587429,2627
Bridgend16£12,245541,81554
Bristol110£8,348964,084232
Buckinghamshire139£9,055960,843239
Caerphilly11£6,876987,64012
Cambridgeshire175£10,348859,020359
Cardiff42£14,002532,16573
Carmarthenshire8£13,845337,75219
Ceredigion1£10,995738,4092
Cheshire199£12,352743,948446
Clackmannanshire2£7,745874,5006
Conwy10£14,744546,34911
Cornwall33£10,087861,42059
County Antrim52£15,415540,881138
County Armagh30£12,629757,28143
County Down39£14,849536,16953
County Durham129£10,387758,266238
County Fermanagh2£8,1759125,0004
County Londonderry40£14,680542,82543
County Tyrone21£11,799765,98715
Cumbria46£14,713537,351115
Denbighshire4£11,044852,1281
Derbyshire135£12,082649,127335
Devon110£11,558747,643182
Dorset45£13,483630,902105
Dumfries & Galloway9£11,874744,1975
Dunbartonshire5£16,198328,2278
East Lothian2£10,375832,4413
East Riding of Yorkshire43£12,474747,994110
East Sussex52£11,835744,92886
Essex246£11,198755,255506
Falkirk60£13,329961,50041
Fife58£14,310642,037103
Flintshire20£7,5331175,91225
Gloucestershire43£11,198962,330109
Greater London339£9,718854,818717
Greater Manchester335£10,640755,319619
Gwynedd4£8,494970,11014
Hampshire189£11,212752,081370
Herefordshire17£10,862847,18415
Hertfordshire126£11,148753,344290
Highland23£12,214544,33144
Inverclyde1£8,2501184,0008
Isle of Anglesey12£15,143646,98826
Isle of Wight6£8,996861,9047
Kent144£10,497850,975317
Lanarkshire110£13,266538,346276
Lancashire241£10,135756,156501
Leicestershire122£12,260747,648284
Lincolnshire110£12,190643,818218
Merseyside140£12,263649,726260
Merthyr Tydfil29£14,823755,23922
Midlothian65£11,398751,26797
Monmouthshire7£7,5851067,28017
Moray12£17,712525,95621
Neath Port Talbot5£10,496851,5853
Newport22£11,360649,15782
Norfolk125£10,952854,422229
North Yorkshire135£13,686643,096279
Northamptonshire82£10,973758,910212
Northumberland27£12,171745,19556
Nottinghamshire146£12,442749,219272
Oxfordshire29£10,066757,63674
Pembrokeshire4£11,537636,14717
Perth & Kinross20£14,424440,22138
Powys4£14,493551,4563
Renfrewshire15£13,231536,83460
Rhondda Cynon Taf33£8,691858,37141
Shropshire43£12,637642,73082
Somerset68£11,789749,978125
South Yorkshire173£9,533867,041325
Staffordshire163£10,142855,286352
Stirling13£16,023435,46140
Suffolk99£12,765645,451176
Surrey125£9,917852,563249
Swansea34£13,177640,03767
Torfaen5£7,757888,9858
Tyne and Wear113£12,057751,982263
Vale of Glamorgan9£12,298639,08519
Warwickshire59£10,574756,497110
West Lothian20£8,494970,35163
West Midlands332£10,535754,017711
West Sussex76£11,360644,718150
West Yorkshire266£11,301752,284600
Wiltshire86£10,474859,033152
Worcestershire45£9,414855,303125
Wrexham14£10,935643,68028
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