Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Renault Clio on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

3,821 cars

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Renault Clio on finance

Financing a used Renault Clio, known for its compact size, economy, and practicality, involves a strategic approach to ensure optimal value and an enjoyable ownership experience. Below is a guide to assist you in navigating the process of financing a used Renault Clio:

Before You Start:

1. Budget Planning:

  • Ensure affordability by factoring in down payment, monthly payments, insurance, and upkeep.

2. Credit Assessment:

  • Know your credit score as it can influence your financing terms and interest rates.

3. Model Selection:

  • Choose the specific Clio model, year, and specifications that align with your needs.

4. Vehicle Check:

  • A thorough vehicle inspection and obtaining a history report are crucial to avoid future issues.

Financing Options:

1. Traditional Bank Loan:

  • Secure a loan from a bank, pay for the vehicle, and repay the loan in fixed monthly instalments.

2. Hire Purchase (HP):

  • After paying a deposit, you'll pay the rest in monthly instalments. Once fully paid, the Clio is yours.

3. Personal Contract Purchase (PCP):

  • Pay a deposit and low monthly instalments. At the end, you can return, buy, or part-exchange the car.

4. Lease Purchase:

  • Similar to PCP but with a commitment to buy the car at the end of the period.

5. Dealer Finance:

  • Dealerships offer finance options. Ensure to compare these with bank loan rates.

6. Peer-to-Peer (P2P) Lending:

  • Use online P2P platforms to secure loans directly from individual lenders.

Purchasing Procedure:

1. Choose a Reliable Dealer/Seller:

  • Ensure credibility to mitigate the risk of buying a problematic vehicle.

2. Negotiate Terms:

  • Engage in discussions about the price and financing to get the best deal.

3. Test Drive:

  • Always test drive to ensure the car’s condition matches the seller's description.

4. Lock in Financing:

  • Confirm your finance option, review all terms, and ensure payments are manageable.

5. Secure Insurance:

  • Ensure you have suitable insurance in place before the purchase is finalised.

6. Complete Paperwork:

  • Ensure all documentation is correctly completed and securely stored.

Additional Considerations:

  • Depreciation: Cars depreciate, impacting their future resale value. Be mindful of this during purchase.

  • Warranty: Check if any manufacturer’s warranty remains or consider purchasing an extended warranty.

  • Total Cost Understanding: Be clear about the total payable amount over the entire finance period.

  • Early Repayment Terms: Be aware of terms and potential penalties related to early loan repayment.

Conclusion:

Financing a used Renault Clio involves meticulous planning and a clear understanding of your financial status, the vehicle, and the available financing options. By ensuring a systematic approach, considering the points mentioned above, and consulting a financial advisor if necessary, you can secure a sound deal and enjoy your Clio without straining your finances.

About the Renault Clio

For decades, the Renault Clio has been a go-to choice for those desiring a stylish, dependable, and economical supermini. Throughout its evolution, the Clio has never lost sight of what made it so loved in the first place: its blend of practicality, affordability, and a zest for life.

An Evolving Design:

Renault's commitment to constantly rejuvenating the Clio's aesthetics while retaining its heart and soul is evident. With a modern facade, sleek lines, and expressive front-end, the Clio exudes a youthful and energetic spirit.

Compact yet Spacious:

Don't be deceived by the Clio's compact dimensions. The interior is surprisingly roomy, crafted with comfort in mind. Intelligent design ensures every inch is utilised, providing ample storage solutions and ensuring passengers enjoy a spacious ride.

Performance and Efficiency:

The Clio is a joy on urban streets and open highways alike. Its range of efficient engines promise peppy acceleration combined with impressive fuel economy, ensuring drivers get the most out of every journey while keeping running costs low.

Technology at its Core:

Incorporating the latest technological advancements, the Clio offers a modern driving experience. From the touchscreen infotainment system with smartphone integration to advanced safety features like lane-keeping assist and automatic emergency braking, the Clio is both entertaining and reassuring.

Green Motoring:

Embracing the future of motoring, Renault offers eco-friendly hybrid versions of the Clio. These models provide the benefits of electric drive for short trips and the traditional combustion engine for longer journeys, striking an ideal balance for environmentally-conscious drivers.

Conclusion:

Symbolising the essence of the supermini category, the Renault Clio continues to resonate with drivers in the UK and beyond. Whether it's the daily commute, a weekend getaway, or a leisurely drive, the Clio rises to the occasion, proving that great things indeed come in small packages.

Buying Guide

Want to find out everything about all Clio models, pros and cons, what to look out for and everything else you need to know? Check out our Renault Clio buying guide here.

Renault Clio Data by County

Renault Clio data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All3,744£10,944637,7497,875
Aberdeenshire22£12,373423,96257
Angus51£16,606213,967103
Ayrshire71£12,238427,866103
Bedfordshire45£5,9601162,94555
Berkshire27£8,312839,63060
Blaenau Gwent13£11,113427,98417
Borders3£8,046855,3336
Bridgend12£10,197642,65217
Bristol37£11,200631,32086
Buckinghamshire46£8,552848,50967
Caerphilly9£6,183971,30214
Cambridgeshire98£9,298745,793126
Cardiff44£13,246528,38867
Carmarthenshire27£13,413420,00339
Ceredigion6£11,671532,7339
Cheshire73£10,379638,310152
Conwy15£11,900529,78815
Cornwall39£13,814420,05955
County Antrim65£13,341425,922124
County Armagh19£15,698211,36636
County Down22£12,234530,79746
County Durham61£9,309744,782134
County Londonderry28£13,153345,74521
County Tyrone3£11,293450,6827
Cumbria29£13,397426,80258
Denbighshire1£2,4952074,3133
Derbyshire72£11,804530,650182
Devon57£9,832638,03496
Dorset16£12,690531,41234
Dumfries & Galloway24£18,57314,13640
Dunbartonshire23£19,25903,52748
East Lothian1£9,999644,6792
East Riding of Yorkshire38£9,787638,85578
East Sussex20£8,256945,30737
Essex70£9,373742,899140
Falkirk14£8,139754,11734
Fife15£8,374846,86831
Flintshire4£6,820881,6058
Gloucestershire21£9,085752,57750
Greater London115£11,851531,942227
Greater Manchester199£11,981528,912402
Hampshire75£11,596637,787121
Herefordshire19£13,714425,00719
Hertfordshire54£11,592636,116100
Highland11£11,243533,18533
Inverclyde4£6,418864,7966
Isle of Anglesey2£6,2471050,080-
Isle of Wight6£8,380856,1573
Kent97£11,315627,796159
Lanarkshire236£16,543213,7931,231
Lancashire124£12,354532,929330
Leicestershire32£7,660955,98571
Lincolnshire56£11,842531,38795
Merseyside125£17,102210,735239
Merthyr Tydfil2£10,999459,4892
Midlothian54£10,733641,39780
Monmouthshire1£3,0941096,8004
Moray25£19,03015,44063
Neath Port Talbot4£10,746645,4913
Newport25£13,109324,25338
Norfolk76£12,085532,794136
North Yorkshire62£14,006420,851133
Northamptonshire45£11,046540,25782
Northumberland9£7,209953,21716
Nottinghamshire61£11,392532,23397
Oxfordshire10£9,430753,32313
Pembrokeshire8£9,660533,1444
Perth & Kinross1£9,498536,95811
Powys3£12,660315,8641
Renfrewshire8£7,960853,50328
Rhondda Cynon Taf24£9,069645,74216
Shropshire34£12,667432,76074
Somerset26£10,601637,18941
South Yorkshire104£9,679744,745157
Staffordshire78£12,900426,281212
Stirling44£18,83016,303115
Suffolk39£10,753637,11289
Surrey73£14,826320,002118
Swansea30£13,391326,35570
Torfaen3£5,428965,1778
Tyne and Wear78£11,352534,408147
Vale of Glamorgan3£7,488836,7676
Warwickshire12£9,478730,02544
West Lothian25£8,440846,65925
West Midlands156£11,462535,717284
West Sussex18£8,098850,99735
West Yorkshire124£10,867637,022290
Wiltshire39£13,119424,42894
Worcestershire37£10,427631,31543
Wrexham7£6,1471061,1583
Add postcode for better results.