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Used Renault Clio on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

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Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Renault Clio on finance

Financing a used Renault Clio, known for its compact size, economy, and practicality, involves a strategic approach to ensure optimal value and an enjoyable ownership experience. Below is a guide to assist you in navigating the process of financing a used Renault Clio:

Before You Start:

1. Budget Planning:

  • Ensure affordability by factoring in down payment, monthly payments, insurance, and upkeep.

2. Credit Assessment:

  • Know your credit score as it can influence your financing terms and interest rates.

3. Model Selection:

  • Choose the specific Clio model, year, and specifications that align with your needs.

4. Vehicle Check:

  • A thorough vehicle inspection and obtaining a history report are crucial to avoid future issues.

Financing Options:

1. Traditional Bank Loan:

  • Secure a loan from a bank, pay for the vehicle, and repay the loan in fixed monthly instalments.

2. Hire Purchase (HP):

  • After paying a deposit, you'll pay the rest in monthly instalments. Once fully paid, the Clio is yours.

3. Personal Contract Purchase (PCP):

  • Pay a deposit and low monthly instalments. At the end, you can return, buy, or part-exchange the car.

4. Lease Purchase:

  • Similar to PCP but with a commitment to buy the car at the end of the period.

5. Dealer Finance:

  • Dealerships offer finance options. Ensure to compare these with bank loan rates.

6. Peer-to-Peer (P2P) Lending:

  • Use online P2P platforms to secure loans directly from individual lenders.

Purchasing Procedure:

1. Choose a Reliable Dealer/Seller:

  • Ensure credibility to mitigate the risk of buying a problematic vehicle.

2. Negotiate Terms:

  • Engage in discussions about the price and financing to get the best deal.

3. Test Drive:

  • Always test drive to ensure the car’s condition matches the seller's description.

4. Lock in Financing:

  • Confirm your finance option, review all terms, and ensure payments are manageable.

5. Secure Insurance:

  • Ensure you have suitable insurance in place before the purchase is finalised.

6. Complete Paperwork:

  • Ensure all documentation is correctly completed and securely stored.

Additional Considerations:

  • Depreciation: Cars depreciate, impacting their future resale value. Be mindful of this during purchase.

  • Warranty: Check if any manufacturer’s warranty remains or consider purchasing an extended warranty.

  • Total Cost Understanding: Be clear about the total payable amount over the entire finance period.

  • Early Repayment Terms: Be aware of terms and potential penalties related to early loan repayment.

Conclusion:

Financing a used Renault Clio involves meticulous planning and a clear understanding of your financial status, the vehicle, and the available financing options. By ensuring a systematic approach, considering the points mentioned above, and consulting a financial advisor if necessary, you can secure a sound deal and enjoy your Clio without straining your finances.

About the Renault Clio

For decades, the Renault Clio has been a go-to choice for those desiring a stylish, dependable, and economical supermini. Throughout its evolution, the Clio has never lost sight of what made it so loved in the first place: its blend of practicality, affordability, and a zest for life.

An Evolving Design:

Renault's commitment to constantly rejuvenating the Clio's aesthetics while retaining its heart and soul is evident. With a modern facade, sleek lines, and expressive front-end, the Clio exudes a youthful and energetic spirit.

Compact yet Spacious:

Don't be deceived by the Clio's compact dimensions. The interior is surprisingly roomy, crafted with comfort in mind. Intelligent design ensures every inch is utilised, providing ample storage solutions and ensuring passengers enjoy a spacious ride.

Performance and Efficiency:

The Clio is a joy on urban streets and open highways alike. Its range of efficient engines promise peppy acceleration combined with impressive fuel economy, ensuring drivers get the most out of every journey while keeping running costs low.

Technology at its Core:

Incorporating the latest technological advancements, the Clio offers a modern driving experience. From the touchscreen infotainment system with smartphone integration to advanced safety features like lane-keeping assist and automatic emergency braking, the Clio is both entertaining and reassuring.

Green Motoring:

Embracing the future of motoring, Renault offers eco-friendly hybrid versions of the Clio. These models provide the benefits of electric drive for short trips and the traditional combustion engine for longer journeys, striking an ideal balance for environmentally-conscious drivers.

Conclusion:

Symbolising the essence of the supermini category, the Renault Clio continues to resonate with drivers in the UK and beyond. Whether it's the daily commute, a weekend getaway, or a leisurely drive, the Clio rises to the occasion, proving that great things indeed come in small packages.

Buying Guide

Want to find out everything about all Clio models, pros and cons, what to look out for and everything else you need to know? Check out our Renault Clio buying guide here.

Renault Clio Data by County

Renault Clio data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All3,655£11,039637,1017,906
Aberdeenshire17£11,953426,46356
Angus51£16,611213,935100
Ayrshire78£12,999325,196101
Bedfordshire42£5,9891162,56457
Berkshire23£8,598837,48864
Blaenau Gwent16£10,856530,98318
Borders1£12,495323,0006
Bridgend12£10,180642,65217
Bristol36£11,059633,30590
Buckinghamshire41£8,325850,33071
Caerphilly9£6,183971,30213
Cambridgeshire83£9,608742,832128
Cardiff38£13,310427,93471
Carmarthenshire27£13,594319,54340
Ceredigion3£10,747638,66711
Cheshire80£10,554536,940152
Conwy14£11,815529,94814
Cornwall42£13,606422,31952
County Antrim54£13,809324,455138
County Armagh29£16,80417,45337
County Down23£13,089427,31047
County Durham64£9,365643,938139
County Londonderry26£13,378344,88920
County Tyrone3£11,293450,6827
Cumbria32£12,608431,30757
Denbighshire1£2,4952074,3133
Derbyshire79£11,853430,059178
Devon58£9,813638,263103
Dorset15£12,228534,43931
Dumfries & Galloway22£18,68014,24138
Dunbartonshire22£19,22502,41647
East Lothian1£9,999644,6792
East Riding of Yorkshire36£9,871637,63477
East Sussex20£8,204944,18037
Essex69£9,466741,984133
Falkirk8£9,354637,88040
Fife12£7,989851,88533
Flintshire3£7,593879,6968
Gloucestershire20£8,557853,97150
Greater London107£11,676533,393231
Greater Manchester185£11,464531,207407
Hampshire72£11,210640,676128
Herefordshire19£14,378321,77321
Hertfordshire57£12,015633,64998
Highland9£11,519531,62134
Inverclyde4£6,418864,7966
Isle of Anglesey2£6,2471050,080-
Isle of Wight7£8,468856,7063
Kent89£11,391627,555167
Lanarkshire235£16,480213,8801,229
Lancashire126£12,209533,427316
Leicestershire31£7,4451055,20571
Lincolnshire58£12,284429,69890
Merseyside115£17,078210,618241
Merthyr Tydfil2£10,999459,4892
Midlothian34£12,913429,06094
Monmouthshire1£3,0941096,8004
Moray22£19,11114,70760
Neath Port Talbot4£10,746645,4911
Newport25£12,479427,18543
Norfolk77£12,664429,867134
North Yorkshire61£13,849422,256133
Northamptonshire43£10,751542,67283
Northumberland11£7,398850,25916
Nottinghamshire55£10,867634,727101
Oxfordshire8£8,812860,62815
Pembrokeshire7£9,660537,0915
Perth & Kinross1£8,998536,95810
Powys2£12,742417,4502
Renfrewshire9£8,464750,74628
Rhondda Cynon Taf24£9,229643,78017
Shropshire36£12,136535,93468
Somerset24£10,393638,20740
South Yorkshire100£9,983744,105157
Staffordshire89£12,928425,643209
Stirling41£18,94915,498105
Suffolk44£10,392639,77888
Surrey72£14,675420,448125
Swansea31£13,079427,30470
Torfaen4£7,020855,3648
Tyne and Wear85£11,086534,930142
Vale of Glamorgan3£7,155836,7676
Warwickshire11£9,700726,74141
West Lothian18£8,610743,24731
West Midlands164£11,421534,926279
West Sussex17£7,395856,13033
West Yorkshire120£10,954635,589296
Wiltshire41£13,494423,43889
Worcestershire36£10,498630,98139
Wrexham7£6,464959,5224
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