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Used BMW M3 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

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Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a BMW M3 on finance

Fancy a used BMW M3 on finance? Known for its sheer power and handling, the M3 is a dream for many car enthusiasts. Let's dive into how you can make it yours.


Q: Why pick the BMW M3? A: The M3 is all about performance, luxury, and iconic design. Before committing, it's wise to read up on reviews and perhaps take one out for a spin.

Q: Where can I get one? A: You can start with BMW's official used car listings. Other places to look are online car sale platforms, local BMW dealers, and classified ads.

Q: What finance options do I have? A:

  • PCP: You pay a deposit, followed by monthly amounts. At the end, buy the car, exchange it, or hand it back.
  • HP: After giving a deposit, you make monthly payments. Once done, the M3 is yours.
  • Leasing: Think of it as a long-term rental. Use the M3 for an agreed period, then return it.
  • Personal Loan: Borrow the amount, get the M3, and pay back the loan in instalments.

Q: How can I be sure I'm getting a good deal? A: Shop around. Compare what BMW offers with deals from banks or other lenders. The APR gives you an idea of the total cost.

Q: Does my credit rating play a role? A: Yep. A better rating often means better finance terms. You can use platforms like Equifax to see where you stand.

Q: What's the best way to set a budget? A: Figure out a monthly payment that won't strain your wallet. A bigger deposit usually leads to smaller monthly payments.

Q: Anything I should watch for in the contract? A: On PCP or leasing, keep an eye on mileage limits. Also, check for fees if you want to end the agreement early.

Q: Is haggling an option? A: Definitely! You might snag a discount on the M3 or get a sweeter finance deal.


Armed with this info, you're set to chase after that BMW M3. Happy car hunting!

About the BMW M3

BMW's M division has always been a byword for high performance, and in its lineup, the M3 holds a special place. From its inception, this vehicle has encapsulated the very essence of a sports saloon, melding unrivalled driving dynamics with everyday usability. For the discerning UK motorist, the M3 represents the zenith of driving pleasure.

A Legacy of Excellence:

Debuting in 1986, the BMW M3 was born out of motorsport necessity, aiming to challenge the racetracks. Quickly, it became synonymous with high performance on both the racetrack and the open road. Generations later, it remains an exemplar of engineering prowess and passion.

Contemporary Yet Classic:

The M3's design evolution is noteworthy. While retaining its iconic silhouette, contemporary models showcase aggressive lines, a pronounced grille, and flared wheel arches that hint at its racetrack heritage. Inside, luxury melds with technology, creating a cocoon that is both driver-centric and sumptuously appointed.

Performance Beyond Numbers:

Underneath its bonnet, the M3's powertrain promises an adrenaline surge on demand. The finely tuned engine paired with precision engineering ensures that each drive, whether on the serpentine country roads of the UK or the urban maze, is an event in itself.

Rivals on the Horizon:

While the M3 sets a high benchmark, it faces competition from the likes of the Mercedes-AMG C63 and the Audi RS4. Each of these cars brings a unique approach to high performance, yet the M3's legacy and holistic driving experience give it an edge.

Conclusion:

Over the decades, the BMW M3 has grown, evolved, and adapted, yet its core ethos remains unchanged. It is a testament to BMW's unwavering commitment to driving pleasure. For those in the UK, contemplating a performance saloon that does not compromise on luxury or usability, the M3 stands out as an impeccable choice. And with comprehensive finance options in place, it's never been more accessible.

Buying Guide

Want to find out everything about all M3 models, pros and cons, what to look out for and everything else you need to know? Check out our BMW M3 buying guide here.

BMW M3 Data by County

BMW M3 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All647£58,135631,259772
Aberdeenshire4£66,999311,73215
Angus5£63,376212,8479
Bedfordshire20£52,922636,35618
Berkshire13£69,319631,96211
Bristol4£75,073210,1987
Buckinghamshire13£58,781525,62225
Cambridgeshire19£52,912735,86722
Cardiff4£60,500418,2785
Cheshire10£82,71617,80913
Conwy1£79,9990-2
Cornwall5£42,747854,4257
County Antrim4£53,495534,20310
County Armagh1£53,995840,0001
County Durham4£48,294627,2359
County Londonderry4£50,1191555,3853
County Tyrone3£36,9131770,9682
Derbyshire10£51,104634,66921
Devon2£71,98223,4212
Dorset2£46,4131599,5023
Dunbartonshire5£47,7952162,6672
East Sussex6£43,5801348,69111
Essex15£43,476934,88525
Fife3£93,2280101
Flintshire2£21,3731494,0001
Gloucestershire7£75,914519,8659
Greater London44£53,326638,72454
Greater Manchester60£54,670632,27052
Hampshire12£54,775838,33711
Herefordshire3£66,816217,0786
Hertfordshire26£52,191633,63838
Highland4£74,84814,3042
Kent16£62,736423,41321
Lanarkshire14£68,096320,95411
Lancashire16£55,049735,89121
Leicestershire10£56,497530,79314
Lincolnshire7£61,446520,85810
Merseyside7£52,9931037,0013
Midlothian10£75,27015,89112
Monmouthshire1£66,991313,725-
Neath Port Talbot1£17,9951768,585-
Norfolk11£49,3111034,7988
North Yorkshire17£63,478422,84641
Northamptonshire12£43,272840,8156
Nottinghamshire21£61,306419,17422
Oxfordshire4£61,258518,2747
Perth & Kinross3£82,32615,7843
Shropshire5£53,756429,6945
Somerset7£59,045535,64110
South Yorkshire22£55,555431,87625
Staffordshire14£63,899326,14614
Stirling2£76,24514,236-
Suffolk6£55,045531,3955
Surrey23£54,378631,30918
Tyne and Wear2£68,118112,0015
Warwickshire5£55,399956,2016
West Midlands31£64,146418,19028
West Sussex2£38,9351855,94510
West Yorkshire47£54,404741,10456
Wiltshire9£59,426632,6229
Worcestershire7£52,0811035,4075
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