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Used Volkswagen Up on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

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Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Volkswagen Up on finance

The Volkswagen Up is recognized for its compact size and city-friendly driving experience. Here’s a simplified guide to help you navigate through the process of financing a used Up.


1. Setting Your Budget and Requirements

  • Define Preferences: Pin down the model, year, and specs you’re looking for.
  • Budgeting: Establish what you can afford as a down payment and in monthly installments.

2. Exploring Finance Options

  • Bank Loans: You may secure a loan from your bank, given that you have a stable credit score.
  • Hire Purchase (HP): Offer an initial deposit and pay the rest through monthly installments, gaining ownership at the end.
  • Personal Contract Purchase (PCP): Enjoy lower monthly rates and flexibility at the contract’s end to buy, return, or part-exchange the car.
  • Dealer Financing: Dealerships may provide finance options, but ensure to compare their rates with external providers.

3. Selecting a Suitable Volkswagen Up

  • Condition Check: Ensure the Up is in an acceptable mechanical and aesthetic condition.
  • Verify Vehicle History: Investigate for any outstanding finance or serious issues in the vehicle’s history using its VIN.

4. Finalizing the Deal

  • Negotiation: Harness your knowledge on the Volkswagen Up to negotiate the price and payment terms.
  • Read Through Contract: Ensure all agreed terms are clearly specified in the contract.

5. Arranging Appropriate Insurance

  • Compare Premiums: Shop around to find an insurance premium that provides necessary coverage at a reasonable price.
  • Possible Bundling: Sometimes, bundling various insurance types can offer cost benefits.

6. Ownership and Maintenance

  • Stay Current with Payments: Ensure you manage loan, lease, and insurance payments diligently.
  • Regular Servicing: Uphold the performance and value of the Up with consistent maintenance.

7. Future Planning

  • Maintain Resale Value: Preserve service records and manage the car well to retain its resale value.
  • Next Steps: At the finance term’s end, consider whether you will sell, keep, or trade-in the car, basing your decision on its condition and current market value.

In Summary

Financing a used Volkswagen Up requires a structured approach, involving budget planning, exploring varied finance options, validating the vehicle’s condition, and managing ongoing payments and maintenance. Ensure to engage in meticulous research and possibly consult with a financial consultant to comprehend the best financial route for your situation. This thorough preparation ensures that your financial journey towards owning a Volkswagen Up is as smooth as possible.

About the Volkswagen Up

Volkswagen, often synonymous with reliability and well-engineered vehicles, has in its lineup the Volkswagen Up! – a compact city car that promises both fun and functionality in a pint-sized package.

Key Features and Specifications

  • Compact Design: The Up! is designed with city driving in mind, boasting a compact size that's perfect for narrow streets and tight parking spots. Yet, its modern and chic appearance ensures it doesn't compromise on style.
  • Fuel Efficiency: Available with a range of efficient petrol engines, the Up! promises impressive fuel economy, making it ideal for urban commutes and short trips.
  • Interior Space: Despite its compact size, the Up! manages to offer a surprisingly spacious interior with a practical boot space, making it suitable for the weekly shop or a weekend away.
  • Tech Features: The car comes with a suite of infotainment options, including smartphone integration, which ensures drivers remain connected even on the move.

Popular Models in the UK In the UK, where city cars have a significant market, several variants of the Up! have found favour:

  • Volkswagen Move Up!: This version provides essentials like air conditioning, electric front windows, and a 5-inch colour screen.
  • Volkswagen High Up!: A more premium variant, it adds alloy wheels, satellite navigation, and heated front seats to the mix.
  • Volkswagen Up! GTI: Channeling the spirit of the original Golf GTI, this sporty version of the Up! offers a turbocharged engine and sportier aesthetics.
Volkswagen Up Data by County

Volkswagen Up data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All867£8,262843,5421,681
Aberdeenshire8£12,970524,30015
Angus6£7,146854,30317
Ayrshire9£7,975943,99911
Bedfordshire10£5,3341156,87115
Berkshire16£7,394846,14023
Blaenau Gwent1£13,500411,0005
Borders1£7,499948,3701
Bridgend1£14,395514,6188
Bristol15£7,2141052,74922
Buckinghamshire17£6,0801051,99334
Caerphilly2£6,099972,1062
Cambridgeshire12£7,764846,23430
Cardiff4£9,246840,3546
Carmarthenshire2£8,743749,2383
Ceredigion1£7,995856,9872
Cheshire11£6,7871059,35035
Conwy1£10,450336,3683
Cornwall6£10,812628,24916
County Antrim18£8,227750,66428
County Armagh1£5,750975,0001
County Down4£9,673539,1746
County Durham20£7,4251052,35842
County Londonderry7£8,257653,6481
Cumbria7£8,846737,23618
Derbyshire14£8,235836,36133
Devon26£8,073947,74967
Dorset4£7,9451024,44023
Dumfries & Galloway1£9,995861,486-
East Lothian1£6,4251029,210-
East Riding of Yorkshire3£7,3911028,6264
East Sussex14£6,5731152,82625
Essex12£8,223842,25729
Falkirk1£12,49039,5235
Fife3£9,139927,1109
Flintshire4£6,1701139,461-
Gloucestershire5£7,334774,84218
Greater London24£8,899837,54246
Greater Manchester32£7,147941,43569
Hampshire31£9,232845,92050
Herefordshire3£10,148821,8158
Hertfordshire19£7,142945,20932
Highland1£5,998949,7445
Isle of Wight5£9,395839,1356
Kent27£7,432947,23353
Lanarkshire22£7,6281041,44637
Lancashire24£6,3881055,38648
Leicestershire14£9,253746,38521
Lincolnshire13£7,669941,36916
Merseyside8£8,727728,42611
Merthyr Tydfil2£8,4901045,6751
Midlothian11£8,507738,22829
Monmouthshire3£6,9301134,4332
Moray1£9,295350,2025
Neath Port Talbot12£8,234852,24510
Newport3£7,183959,6674
Norfolk21£8,708938,24229
North Yorkshire15£9,542734,07857
Northamptonshire17£7,295859,10335
Northumberland3£7,966932,8965
Nottinghamshire13£8,246846,04831
Oxfordshire7£8,094927,40518
Pembrokeshire1£17,99534,2822
Perth & Kinross3£7,849744,9112
Powys1£10,995523,0002
Renfrewshire2£6,3991045,7536
Rhondda Cynon Taf3£4,4951390,1443
Shropshire12£7,1001042,88217
Somerset15£9,648836,67917
South Yorkshire15£7,746948,42336
Staffordshire17£8,108940,73024
Stirling5£8,398743,8337
Suffolk10£8,658748,92327
Surrey36£6,7941046,25477
Swansea3£6,3311054,6798
Torfaen1£12,195521,2671
Tyne and Wear17£7,613942,35546
Vale of Glamorgan3£5,333977,8018
Warwickshire3£5,9921050,23410
West Lothian3£5,0581257,2074
West Midlands15£7,704853,10041
West Sussex15£8,676838,32930
West Yorkshire69£6,7871144,00084
Wiltshire6£9,355834,09418
Worcestershire10£7,5081043,01520
Wrexham3£8,401734,7206
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