Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
2,010 cars
Plus Dark B5 Awd Mild Hybrid
34,131mi Auto Hybrid 2.0L
£38,495
Lincoln
from £808/pm
Rated in the top twenty for its durability and trustworthiness, this XC90 comes fitted with a 2000 cc hybrid motor and it has automatic transmission. This second hand model has 34,131 miles clocked up on the dashboard and is currently available on the market in a finish.
Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
D5 Powerpulse Inscription Pro
104,885mi Auto Diesel 2.0L
£21,990
Bradford
from £462/pm
At the bargain price of only £21,990 is this XC90 that incorporates a 2.0 LTR diesel engine with automatic transmission. This second hand model comes finished in the shade of blue and has 104,885 miles on the dash.
2.0 B5p Plus Dark Awd Geartronic
8,611mi Auto Petrol 2.0L
£49,000
Dundee
from £1,029/pm
There's an outstanding price of just £49,000 on this second hand, low mileage Volvo XC90 that has a 2.0 ltr petrol engine, automatic transmission and 8,611 miles clocked up on the dash.
2.0 T8 Phev Plus Dark Awd Geartronic
6,931mi Auto Hybrid 2.0L
£54,995
Thetford
from £1,154/pm
Considering going for a Volvo XC90? Well, have a more in depth look at this second hand one with a mere 6,931 miles on the dash.
2L Ultimate Dark
31,447mi Auto Hybrid 2.0L
£46,775
Bury
from £982/pm
A remarkable price at this car dealership for this like new, top ten, best-selling Volvo XC90 2L Ultimate Dark with a 2.0 ltr hybrid engine, automatic transmission and 31,447 miles clocked up on the dash.
2.0H T8 Twin Engine Recharge 11.6Kwh Inscription P
35,062mi Auto Hybrid 2.0L
£36,995
Bournemouth
from £777/pm
The Volvo XC90 is among those rated in the top 20 for reliability and this dealer has this used 2.0H T8 Twin Engine Recharge 11.6Kwh Inscription P available to buy priced at just £36,995. That's already really good deal for this model, particularly when you take into account that it's less likely to leave you with an extra bill for repairs.
Ultra Bright
8,771mi Auto Hybrid 2.0L
£53,990
Bury St Edmunds
from £1,133/pm
Interested in buying a Volvo? Well, take a more in depth look at this second hand one with a mere 8,771 miles clocked up on the dashboard.
Ultra Bright
12,157mi Auto Hybrid 2.0L
£57,490
Norwich
from £1,207/pm
In the shade of black, this XC90 is equipped with a 2.0 litre hybrid engine with automatic transmission and has got 12,157 miles on the dashboard.
Ultra Bright B5 Awd Mild Hybrid Blond Leather Deli
3mi Auto Petrol
£58,990
Wakefield
from £1,238/pm
On the market and ready for its next owner to drive away is this trusty Volvo which is featured in the top 20 on the reliability index. It is a second-hand model, but it's been well cared for so it is still in a like new, almost flawless condition in and out.
R-design, B5 Awd Mild Hybrid, 7 Seats
60,770mi Auto Diesel
£32,690
Leeds
from £686/pm
Currently on display at this car dealership's showroom in the Leeds area is this trustworthy and very dependable XC90 R-design, B5 Awd Mild Hybrid, 7 Seats with a automatic gearbox and litre diesel engine.
T6 Inscription Pro Awd
56,008mi Auto Petrol 2.0L
£25,810
Taunton
from £542/pm
56,008 miles on the dashboard, this Volvo XC90 features a 2.0 ltr petrol engine and automatic transmission.
D5 Powerpulse Awd R-design
72,868mi Auto Diesel
£22,495
Aberdeen
from £472/pm
Respected for its reliability and trustworthiness, this XC90 D5 Powerpulse Awd R-design features automatic transmission and a CC diesel motor. This second hand model has 72,868 miles clocked-up on the dash and is currently available for sale in a silver finish.
T8 Awd Phev Ultra Dark Sunroof, Harmankardon Sou
50mi Auto Hybrid
£56,995
Malton
from £1,196/pm
Currently available for viewing at our dealership is this trustworthy and reliable Volvo XC90 that has a ltr hybrid engine, automatic transmission and 50 miles on the dash
2.0 B5d 235 Inscription Awd Geartronic
33,343mi Auto Diesel 2.0L
£30,900
Swindon
from £649/pm
There is a terrific price at this dealership for this second hand, XC90 2.0 B5d 235 Inscription Awd Geartronic that has automatic transmission, a 2.0 ltr diesel engine and just 33,343 miles on the dashboard.
2.0 B5d 235 R Design Awd Geartronic
30,854mi Auto Hybrid 2.0L
£36,495
Stoke-on-Trent
from £766/pm
Volvo with a 2.0 litre hybrid motor and automatic transmission.
Recharge Plus, T8 Awd Plug-in Hybrid,
21,745mi Auto Hybrid
£44,495
Maidenhead
from £934/pm
A fantastic price at this dealer for this near mint, top 10, best-selling Volvo XC90 with 21,745 miles on the clock and a cc hybrid engine with automatic transmission.
Suv
65,305mi Auto Hybrid 2.0L
£30,995
Dunfermline
from £651/pm
Combining several points, the UK Reliability Index collates data based on a vast number of insurance claims that are made by drivers every year. It considers: inconvenience for motorists, price and a car's rate of failure and provides you with a comprehensive guide of vehicles on the UK's roads. The Volvo XC90 is in the top 20 of the UK's reliability index and this dealer has this second hand model available to buy priced at just £30,995. It's a great value for this particular model, even more so if there's a lower chance of having to fork out for repairs.
Xc90 2.0 B5p 250 R Design Awd Gtron
57,218mi Auto Petrol 2.0L
£32,590
Cambridge
from £684/pm
Take a test drive in this automatic Volvo XC90 with a 2000 cc petrol engine and automatic transmission. This used one in the Cambridge area has 57,218 miles clocked-up on the dash and has been finished in grey.
2.0 T8 455 Rc Phev Plus Dark Awd Geartronic
14,925mi Auto Hybrid 2.0L
£47,998
Stirling
from £1,008/pm
Put yourself in the driver's seat of this Volvo XC90 that is ranked as one of the most trusty cars available. This one now in stock at our dealership in Stirling is a used vehicle, but it was wonderfully maintained by the previous owner and remains in an impeccable, nearly new condition both inside and out.
2.4 D5 R-design Geartronic
171,336mi Auto Diesel 2.4L
£4,991
Nottingham
from £105/pm
Now available to test-drive at our showroom in Nottingham is this highly dependable Volvo with automatic transmission, a 2.4l diesel engine and 171,336 miles clocked-up on the dash
2.0 T8 Phev Plus Dark Awd Geartronic
14,176mi Auto Hybrid 2.0L
£53,049
Peterborough
from £1,114/pm
On offer and ready for its new owner to take home is this Volvo XC90 2.0 T8 Phev Plus Dark Awd Geartronic which has been designed to have trustworthiness and reliability in mind. It comes fitted out with a 2.0 L hybrid motor and automatic transmission. This low mileage one at this dealer is in a nearly new condition in and out and has got a mere 14,176 miles clocked-up on the dash.
2.0 B5d 235 R Design
34,550mi Auto Hybrid 2.0L
£32,423
Sheffield
from £681/pm
Rated in the top 20 for its trustworthiness and reliability, this Volvo comes equipped with automatic transmission and a 2000CC hybrid engine. This second hand model has 34,550 miles clocked up on the dash and is currently available for sale in a finish.
2.0 B5 Mhev R-design Suv Hybrid 4W
51,272mi Auto Diesel 2.0L
£31,684
Coventry
from £665/pm
Get yourself behind the wheel of this Volvo XC90 2.0 B5 Mhev R-design Suv Hybrid 4W for only £31,684. It has a 2.0l diesel engine with automatic transmission and has 51,272 miles on the clock.
2.0 T8 406 Phev Plus Pro Dark Awd Geartronic
5mi Auto Hybrid 2.0L
£70,000
Chester
from £1,469/pm
Get yourself behind the steering wheel of this XC90 for just £70,000. It has a 2.0 litre hybrid engine with automatic transmission and it has 5 miles on the dash.
The Volvo XC90 is a popular SUV, appreciated for its luxurious interior, strong safety features, and user-friendly tech. Financing a used one can be a smart move to enjoy these features at a reduced cost. Here's your guide to understanding what’s involved.
Financing a used Volvo XC90 involves numerous steps, from personal financial assessment to handling paperwork post-purchase. Adhering to this guide ensures a structured approach, aiding in securing a favorable deal and enjoying a smooth ownership experience.
In the expansive landscape of SUVs, the Volvo XC90 stands as a testament to Scandinavian design, blending understated luxury with top-tier safety and technology.
History and Introduction: Launched in 2002, the XC90 was Volvo's foray into the larger SUV market, quickly becoming an integral part of the UK roads. Its debut model garnered attention for its spacious seven-seat design, combined with a safety record that remains a benchmark.
Design Evolution: The XC90 has seen a few iterations since its inception, with the most striking transformation in its second generation launched in 2015. Here, Volvo transitioned from a boxier design to a more streamlined, modern silhouette without compromising on its characteristic robustness. The signature Thor's hammer LED headlights and a sophisticated cabin replete with tactile materials and digital interfaces further accentuated its modern appeal.
Performance Meets Sustainability: Over the years, the XC90 has offered a range of powertrains. From powerful petrol and diesel engines to the innovative T8 Twin Engine, a plug-in hybrid that demonstrated Volvo's forward-thinking approach towards greener driving solutions.
Navigating Through the Rivals: On British roads, the XC90 competes with titans like the BMW X5, Land Rover Discovery, and Audi Q7. Yet, its unparalleled safety features, combined with its Scandinavian design ethos, give it a distinct identity.
Closing Thoughts: The Volvo XC90 isn't just another luxury SUV; it’s a statement of safety, design, and innovation. It promises not only a comfortable journey but also peace of mind, making it a cherished choice for families and solo drivers alike in the UK.
Volvo XC90 data for the amount in stock, average price, age and mileage throughout the UK and by county.
| County | Stock | Avg Price | Avg Age | Avg Mileage | Recent Sales |
|---|---|---|---|---|---|
| All | 1,719 | £34,431 | 5 | 49,590 | 2,787 |
| Aberdeen City | 13 | £50,826 | 2 | 17,461 | 24 |
| Ards | 3 | £24,328 | 8 | 74,210 | 1 |
| Argyll and Bute | 1 | £21,979 | 9 | 68,000 | - |
| Armagh | 1 | £26,950 | 6 | 96,000 | 3 |
| Ballymena | 1 | £34,900 | 4 | 54,900 | - |
| Barking & Dagenham - Greater London | 1 | £16,999 | 10 | 95,192 | 1 |
| Barnet - Greater London | 8 | £24,791 | 8 | 77,066 | 4 |
| Bedfordshire | 48 | £24,997 | 8 | 78,204 | 68 |
| Belfast | 6 | £34,574 | 4 | 50,496 | 20 |
| Berkshire | 65 | £40,423 | 4 | 39,951 | 132 |
| Bristol | 25 | £34,904 | 5 | 51,304 | 39 |
| Bromley - Greater London | 10 | £44,705 | 2 | 22,985 | 28 |
| Buckinghamshire | 33 | £38,530 | 5 | 47,369 | 45 |
| Cambridgeshire | 79 | £35,835 | 5 | 48,947 | 95 |
| Cheshire | 48 | £45,818 | 3 | 35,572 | 83 |
| City of Edinburgh | 4 | £21,995 | 8 | 84,925 | 1 |
| City of London - Greater London | 21 | £44,725 | 3 | 26,983 | 39 |
| Cookstown | 1 | - | 6 | 64,000 | 1 |
| Cornwall | 4 | £39,264 | 4 | 38,030 | 17 |
| County Durham | 19 | £41,103 | 3 | 41,252 | 41 |
| Craigavon | 1 | £44,295 | 1 | 19,981 | 3 |
| Croydon - Greater London | 3 | £40,360 | 5 | 36,795 | - |
| Cumbria | 2 | £36,625 | 4 | 42,123 | 3 |
| Derbyshire | 55 | £38,452 | 5 | 40,485 | 60 |
| Derry | 1 | £19,995 | 10 | 61,736 | 3 |
| Devon | 26 | £39,371 | 5 | 37,560 | 45 |
| Dorset | 28 | £45,101 | 2 | 25,350 | 44 |
| Down | 2 | £42,248 | 4 | 25,904 | 3 |
| Dundee City | 13 | £39,781 | 3 | 31,265 | 25 |
| Dungannon | 9 | £30,853 | 5 | 49,078 | 7 |
| Ealing - Greater London | 3 | £25,493 | 7 | 63,531 | 3 |
| East Ayrshire | 1 | £35,498 | 4 | 34,987 | 2 |
| East Riding of Yorkshire | 17 | £48,128 | 2 | 17,155 | 16 |
| East Sussex | 9 | £38,216 | 3 | 51,130 | 8 |
| Enfield - Greater London | 1 | - | - | 59,462 | 3 |
| Essex | 54 | £41,130 | 4 | 32,515 | 96 |
| Falkirk | 2 | £36,244 | 7 | 42,365 | - |
| Fife | 10 | £22,095 | 9 | 84,209 | 5 |
| Flintshire | 6 | £20,945 | 10 | 93,149 | - |
| Glasgow City | 31 | £45,358 | 3 | 22,905 | 59 |
| Gloucestershire | 14 | £41,246 | 3 | 38,681 | 26 |
| Greater Manchester | 49 | £32,020 | 6 | 62,679 | 94 |
| Gwynedd | 5 | £49,395 | 2 | 25,729 | 4 |
| Hampshire | 74 | £41,328 | 3 | 35,714 | 113 |
| Harrow - Greater London | 1 | £55,995 | 1 | 2,100 | 1 |
| Havering - Greater London | 12 | £25,159 | 8 | 79,170 | 14 |
| Hertfordshire | 69 | £39,842 | 4 | 40,199 | 121 |
| Highland | 8 | £49,141 | 3 | 11,846 | 20 |
| Hounslow - Greater London | 2 | £28,890 | 7 | 73,000 | 3 |
| Isle of Anglesey | 1 | £4,500 | 16 | 119,500 | 1 |
| Isle of Wight | 1 | £29,995 | 6 | 67,495 | - |
| Kent | 29 | £40,128 | 4 | 38,343 | 44 |
| Kingston upon Thames - Greater London | 1 | £24,500 | 8 | 80,000 | 2 |
| Lancashire | 36 | £32,370 | 7 | 55,056 | 59 |
| Leicestershire | 61 | £41,419 | 3 | 40,975 | 79 |
| Lincolnshire | 69 | £44,983 | 3 | 26,919 | 107 |
| Lisburn | 1 | £22,995 | 9 | 82,000 | 1 |
| Magherafelt | 2 | £28,173 | 7 | 83,204 | 2 |
| Merseyside | 5 | £24,017 | 9 | 65,344 | 9 |
| Newham - Greater London | 2 | £3,949 | 16 | 189,998 | 1 |
| Newport | 1 | £8,698 | 15 | 99,400 | 1 |
| Newry and Mourne | 7 | £37,831 | 4 | 44,113 | 7 |
| Newtownabbey | 2 | £41,975 | 3 | 24,640 | 8 |
| Norfolk | 22 | £41,190 | 4 | 34,556 | 24 |
| North Down | 2 | £29,995 | 5 | 64,280 | 2 |
| North Lanarkshire | 1 | £45,998 | 1 | 27,692 | 1 |
| North Yorkshire | 60 | £44,044 | 3 | 32,370 | 130 |
| Northamptonshire | 19 | £41,467 | 4 | 32,967 | 42 |
| Northumberland | 1 | £37,999 | 3 | - | 1 |
| Nottinghamshire | 17 | £40,864 | 4 | 42,391 | 34 |
| Oxfordshire | 15 | £46,425 | 2 | 20,846 | 20 |
| Perth and Kinross | 14 | £40,495 | 4 | 33,243 | 14 |
| Redbridge - Greater London | 4 | £20,870 | 8 | 74,576 | 1 |
| Rhondda Cynon Taf | 1 | £11,999 | 12 | 71,172 | 2 |
| Rutland | 1 | £33,000 | 6 | 45,663 | - |
| Shropshire | 10 | £32,890 | 7 | 49,514 | 16 |
| Somerset | 24 | £36,384 | 5 | 52,193 | 43 |
| South Ayrshire | 4 | £47,370 | 2 | 17,688 | 10 |
| South Lanarkshire | 1 | £4,995 | 18 | 106,118 | - |
| South Yorkshire | 39 | £42,060 | 3 | 29,225 | 49 |
| Staffordshire | 22 | £37,690 | 5 | 40,786 | 33 |
| Stirling | 13 | £47,529 | 2 | 14,925 | 34 |
| Strabane | 2 | £39,990 | 3 | 44,899 | 2 |
| Suffolk | 24 | £32,816 | 6 | 64,518 | 33 |
| Surrey | 45 | £31,040 | 7 | 49,669 | 89 |
| Tower Hamlets - Greater London | 1 | £30,995 | 6 | 55,000 | - |
| Tyne and Wear | 29 | £47,710 | 2 | 22,229 | 53 |
| Warwickshire | 13 | £39,049 | 4 | 44,337 | 17 |
| West Dunbartonshire | 2 | £42,495 | 3 | 21,970 | - |
| West Midlands | 80 | £36,124 | 5 | 52,536 | 91 |
| West Sussex | 14 | £37,401 | 5 | 49,128 | 44 |
| West Yorkshire | 81 | £42,211 | 3 | 32,927 | 181 |
| Wiltshire | 26 | £43,745 | 3 | 30,402 | 45 |
| Worcestershire | 15 | £43,309 | 3 | 33,021 | 32 |