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Used Volvo on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Financing a Volvo

Thinking of financing a used Volvo in the UK? Here's a straightforward guide to get you rolling in your preferred Volvo model.

Straightforward Guide: Used Volvo on Finance

Why Pick a Volvo?

  • Revered Swedish brand known for its emphasis on safety and innovation.
  • Elegant, timeless designs combined with high-quality interiors.
  • Award-winning safety technologies and environmentally conscious engineering.
  • Variety of models catering to different needs, from compact SUVs to luxury sedans.

Where to Start Your Search:

  • Volvo's official 'Selekt' approved used car program.
  • Local Volvo dealerships.
  • Trustworthy online car sales websites.
  • If considering private sellers, always ensure thorough checks.

Top Volvo Models in the UK:

  1. Volvo XC40 - A stylish compact SUV with modern features.
  2. Volvo XC60 - A mid-sized SUV known for its comfort and safety.
  3. Volvo XC90 - A luxury SUV offering 7 seats and a plethora of tech.
  4. Volvo V60 - A spacious estate ideal for families.
  5. Volvo S90 - A sleek executive saloon perfect for business and leisure.

Popular Finance Options:

  1. PCP (Personal Contract Purchase): Pay a deposit, followed by monthly payments. At the end, choose to return, keep, or exchange the car.
  2. HP (Hire Purchase): After a deposit, pay in monthly instalments. Once payments are complete, ownership is transferred to you.
  3. Leasing: Regularly make payments to use the car, returning it at the agreement's conclusion.

Impact of Your Credit Score:

  • A favourable credit score can get you better finance terms.

Set Your Budget:

  • Establish your monthly affordability and initial deposit.
  • Don't forget other car-related costs like insurance, maintenance, and taxes.

Steps Before Finalising:

  • Insist on a comprehensive service history.
  • Cross-check the vehicle's mileage with MOT records and service books.
  • Understand any early termination fees related to your finance deal.

Negotiation Tips:

  • Be informed about the typical prices of the Volvo model you're eyeing.
  • Use the vehicle's condition, age, and mileage as negotiation points.
  • Understand all details of the finance deal before commitment.

With this handy guide, you're better prepared to find and finance your ideal Volvo. Here's to many wonderful journeys in your future Volvo vehicle!

About Volvo

With its roots in Swedish engineering, Volvo has evolved over the decades as a brand synonymous with safety, innovation, and premium comfort. A blend of stylish design, high-tech features, and exceptional safety standards makes Volvo vehicles a preferred choice for discerning UK drivers.

Key Features and Specifications

  • Renowned Safety: Volvo has always been at the forefront of automotive safety innovations, introducing many firsts that are now industry standards.
  • Luxury Interiors: Every Volvo car is known for its plush, ergonomic interiors that focus on passenger comfort and intuitive technologies.
  • Efficient Performance: Whether it's their advanced petrol engines, hybrids, or full electric models, Volvo ensures a balance of power and efficiency.
  • Modern Tech Integrations: From their Sensus infotainment systems to Pilot Assist driver assistance, Volvos are packed with cutting-edge technology.

Most Popular Models in the UK

Volvo's range appeals to various segments in the UK market, from luxurious sedans to versatile SUVs:

  • Volvo XC40: This compact SUV has gained immense popularity for its mix of style, space, and advanced tech features.
  • Volvo XC60: A mid-sized SUV offering premium comfort, advanced safety features, and a choice of efficient powertrains.
  • Volvo V90: A premium estate car, the V90 combines luxury, space, and versatility, making it a favourite among families and professionals alike.
  • Volvo S90: As a luxury saloon, the S90 showcases Volvo's commitment to design, comfort, and state-of-the-art tech integrations.

Embodying a legacy of Swedish craftsmanship, innovation, and safety-first approach, Volvo continues to resonate with UK drivers seeking a blend of luxury and practicality.

Volvo Data

Find out which Volvo vehicles are most popular, their average price, age and mileage and recent sales.

ModelStockAvg PriceAvg AgeAvg MileageRecent Sales
All Volvo9,600£18,549758,58417,018
V40 Cross Country149£10,772759,955362
V60 Cross Country57£28,362336,166105
V90 Cross Country48£31,358339,284145
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