Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
2,047 cars
Momentum
59,787mi Auto Hybrid 2.0L
£27,499
Southampton
from £577/pm
At this dealer in Southampton you will find the low price of only £27,499 on this XC90 Momentum with a 2.0 ltr hybrid motor, automatic transmission and 59,787 miles clocked up on the dashboard.
Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
2.0 B5p 250 Momentum Awd Gtron
47,113mi Auto Petrol 2.0L
£28,952
Havant
from £608/pm
Take a look at this XC90 that's ranked amongst the top twenty, most reliable and trustworthy motors in Britain. This second hand model available in the shade of black, has got a 2000CC petrol motor with automatic transmission and it has 47,113 miles on the clock.
2.0H T8 Twin Engine 10.4Kwh R-design Pro 4Wd
78,483mi Auto Hybrid 2.0L
£23,499
Luton
from £493/pm
Ranked in the UK's top twenty for its reliability and trustworthiness, this XC90 incorporates a 2000 CC hybrid motor and automatic transmission. This second hand model has 78,483 miles clocked-up on the dash and is available to drive away in a white finish.
2.0 D5 Powerpulse R Design Awd Geartronic
63,000mi Auto Diesel 2.0L
£24,495
Maidstone
from £514/pm
Ranked in the top 20 for its reliability and trustworthiness, this XC90 features automatic transmission and a 2.0 LTR diesel motor. This second hand model from this dealer has 63,000 miles clocked up on the dashboard and is currently available for sale in a silver finish.
Ultimate
29,748mi Auto Hybrid 2.0L
£46,490
Crawley
from £976/pm
Take a look at this XC90 which has a high ranking for its dependability. It is fitted out with a 2000 CC hybrid motor and automatic transmission. This one with low mileage has just 29,748 miles clocked up on the dash and has been finished in the tone of blue.
2.0 T8 18.8Kwh Ultra Dark 4Wd Euro 6 Ss
6,334mi Auto Hybrid 2.0L
£61,995
Sunderland
from £1,301/pm
At our fabulous price of just £61,995 is this XC90 2.0 T8 18.8Kwh Ultra Dark 4Wd Euro 6 Ss , it has clocked up 6,334 miles and features a 2000 cc hybrid engine with automatic transmission.
2.0 B5 Mhev Inscription Suv Hybrid
82,009mi Auto Hybrid 2.0L
£25,475
Bury
from £535/pm
The UK Reliability Index combines several factors: cost, inconvenience for motorists and rate of failure. It's based on data that has been sourced from a large number of insurance claims that are made each year and provides you with a good overview of cars that are on the road today. The Volvo XC90 is in the top 20 of the UK's Reliability Index and this dealer in Bury has this second hand 2.0 B5 Mhev Inscription Suv Hybrid available to buy priced at only £25,475. That's already a bargain for this particular model and even better when you take into account that it's less likely to leave you with an extra bill for repairs.
B5 R-design Awd
82,287mi Auto Hybrid 2.0L
£26,490
Dronfield
from £556/pm
This estate is rated as one of the most trusty motors available. This second hand model, available from this dealer has got 82,287 miles clocked-up on the dashboard and contains a 2.0 LTR hybrid motor.
2.0 B5d 235 Plus Dark
77,094mi Auto Hybrid 2.0L
£29,995
Lincoln
from £630/pm
In the shade of , this suv XC90 is equipped with a 2000 CC hybrid engine with automatic transmission and it has got 77,094 miles clocked up on the dash.
2L R-design
79,160mi Auto Diesel 2.0L
£22,989
Hertford
from £483/pm
This suv contains a 2000 cc diesel engine with automatic transmission and it has got 79,160 miles clocked-up on the dashboard. This particular used one from this dealer is finished in the tone of blue.
2L R-design
54,974mi Auto Diesel 2.0L
£24,998
Deeside Motor Centre Ltd
from £525/pm
For sale at the full price of £24,998 or with the option to purchase on credit with affordable repayments from just £ pm, this XC90 has clocked up 54,974 miles and comes fitted with a 2000cc diesel engine and automatic transmission.
R-design
24,983mi Auto Hybrid 2.0L
£37,990
Norwich
from £797/pm
This Volvo XC90 is a vehicle that is rated as one of the most trustworthy and dependable models available. This second hand one priced at £37,990 has 24,983 miles clocked up on the dash and is fitted with a 2.0 Ltr hybrid motor.
2.0 Plus Dark B5 Awd 250 Hp 7 Seater
29,361mi Auto Hybrid 2.0L
£41,995
Halesowen
from £882/pm
This Volvo is equipped with a 2.0 L hybrid engine with automatic transmission and has got 29,361 miles on the dash.
2L Inscription
68,000mi Auto Diesel 2.0L
£22,995
Deeside Motor Centre Ltd
from £483/pm
Advertised at the price of £22,995 or with the option to buy using credit with affordable payments starting at £ pm, this blue Volvo contains a 2.0 LTR diesel engine with automatic transmission and it has got 68,000 miles clocked up on the dash.
2.0 D5 Momentum Geartronic 4Wd Euro 6 Ss
84,223mi Auto Diesel 2.0L
£17,995
Rotherham
from £378/pm
On offer is this suv in silver - this particular model has 84,223 miles clocked-up on the dash and comes equipped with a 2.0 ltr diesel motor with automatic transmission.
Suv
11,810mi Auto Hybrid 2.0L
£39,995
Newcastle upon Tyne
from £840/pm
A low price of £39,995 is currently being advertised by our dealership in Newcastle upon Tyne on this low mileage second hand car in excellent, like new condition. It offers a 2.0 L hybrid motor and 11,810 miles on the dashboard. It is a great choice to make if you're on the lookout for a vehicle that has an outstanding track record for reliability and trustworthiness.
2.0 D5 Powerpulse R Design Awd Geartronic
73,000mi Auto Diesel 2.0L
£21,995
Coleraine
from £462/pm
This Volvo XC90 2.0 D5 Powerpulse R Design Awd Geartronic features a 2000 CC diesel engine with automatic transmission and it has got 73,000 miles on the dash. It's currently on the market and ready for its next owner to take home for the brilliant price of only £21,995.
2.4 D5 Se 4X4 7 Seater Leather Privacy Glass
178,601mi Manual Diesel 2.4L
£599
Woodland Cars (stanton) Ltd
from £13/pm
XC90 2.4 D5 Se 4X4 7 Seater Leather Privacy Glass with a 2.4l diesel engine and manual gearbox.
Plus, B5 Awd Mild Hybrid, Dark, 7 Seats
2,850mi Auto Petrol
£54,895
Leatherhead
from £1,152/pm
On the market and ready for its next owner to drive away today is this trusty XC90 which is featured in the UK's top 20 reliability index. It comes fitted out with a litre petrol engine and has automatic transmission. This second-hand one currently up for sale at our dealership in Leatherhead has a mere 2,850 miles on the dashboard and comes finished in the tone of grey.
Plus, B5 Awd Mild Hybrid, Dark, 7 Seats
22,953mi Auto Petrol
£40,995
Volvo Cars West London
from £861/pm
This second hand car is fitted with automatic transmission, a cc petrol engine and has 22,953 miles clocked-up on the dash.
Xc90 2.0 T8 390 Hybrid Inscription Pro Awd G
30,779mi Auto Hybrid 2.0L
£35,480
Grantham
from £745/pm
Check out the brilliant price at this car dealership for this low mileage Volvo XC90 Xc90 2.0 T8 390 Hybrid Inscription Pro Awd G with automatic transmission, a 2.0l hybrid engine and only 30,779 mi on the clock.
T8 Awd Phev Plus Pro Dark - 2025
2,682mi Auto Petrol 2.0L
£56,490
Poole
from £1,186/pm
On offer and ready for you to drive away today is this Volvo containing a 2000cc petrol motor with automatic transmission. This second hand model at our dealership is in an excellent, like new condition in and out and has a mere 2,682 miles on the dashboard.
Xc90 2.0 B5d 235 Plus Dark Awd Geartronic
30,334mi Auto Diesel 2.0L
£38,500
Peterborough
from £808/pm
Starting off at just £ each month, you could enjoy this estate Volvo with automatic transmission, a diesel 2.0 Ltr motor and 30,334 miles clocked-up on the dash.
2.0 T8 18.8Kwh Ultra Dark 4Wd Euro 6 Ss
22,707mi Auto Hybrid 2.0L
£54,995
Newcastle upon Tyne
from £1,154/pm
Giving the new privileged owner a brilliant and top rate level of transport, this suv XC90 2.0 T8 18.8Kwh Ultra Dark 4Wd Euro 6 Ss has been finished in the tone of , has got 9,670 miles clocked up on the dash and is fitted out with a 2.0l hybrid motor.
The Volvo XC90 is a popular SUV, appreciated for its luxurious interior, strong safety features, and user-friendly tech. Financing a used one can be a smart move to enjoy these features at a reduced cost. Here's your guide to understanding what’s involved.
Financing a used Volvo XC90 involves numerous steps, from personal financial assessment to handling paperwork post-purchase. Adhering to this guide ensures a structured approach, aiding in securing a favorable deal and enjoying a smooth ownership experience.
In the expansive landscape of SUVs, the Volvo XC90 stands as a testament to Scandinavian design, blending understated luxury with top-tier safety and technology.
History and Introduction: Launched in 2002, the XC90 was Volvo's foray into the larger SUV market, quickly becoming an integral part of the UK roads. Its debut model garnered attention for its spacious seven-seat design, combined with a safety record that remains a benchmark.
Design Evolution: The XC90 has seen a few iterations since its inception, with the most striking transformation in its second generation launched in 2015. Here, Volvo transitioned from a boxier design to a more streamlined, modern silhouette without compromising on its characteristic robustness. The signature Thor's hammer LED headlights and a sophisticated cabin replete with tactile materials and digital interfaces further accentuated its modern appeal.
Performance Meets Sustainability: Over the years, the XC90 has offered a range of powertrains. From powerful petrol and diesel engines to the innovative T8 Twin Engine, a plug-in hybrid that demonstrated Volvo's forward-thinking approach towards greener driving solutions.
Navigating Through the Rivals: On British roads, the XC90 competes with titans like the BMW X5, Land Rover Discovery, and Audi Q7. Yet, its unparalleled safety features, combined with its Scandinavian design ethos, give it a distinct identity.
Closing Thoughts: The Volvo XC90 isn't just another luxury SUV; it’s a statement of safety, design, and innovation. It promises not only a comfortable journey but also peace of mind, making it a cherished choice for families and solo drivers alike in the UK.
Volvo XC90 data for the amount in stock, average price, age and mileage throughout the UK and by county.
| County | Stock | Avg Price | Avg Age | Avg Mileage | Recent Sales |
|---|---|---|---|---|---|
| All | 1,717 | £35,106 | 5 | 48,612 | 2,750 |
| Aberdeen City | 10 | £46,605 | 2 | 27,770 | 20 |
| Antrim | 1 | £27,950 | 6 | 61,000 | 2 |
| Ards | 1 | £34,995 | 4 | 41,094 | 2 |
| Argyll and Bute | 1 | £21,979 | 9 | 68,000 | - |
| Armagh | 1 | £26,950 | 6 | 96,000 | 3 |
| Ballymoney | 1 | £34,445 | 5 | 41,700 | - |
| Barking & Dagenham - Greater London | 1 | £16,999 | 10 | 95,192 | 1 |
| Barnet - Greater London | 5 | £21,946 | 9 | 76,928 | 7 |
| Bedfordshire | 55 | £24,393 | 8 | 75,953 | 67 |
| Belfast | 5 | £46,490 | 2 | 31,643 | 20 |
| Berkshire | 79 | £44,345 | 3 | 29,421 | 127 |
| Bristol | 17 | £35,629 | 5 | 56,322 | 41 |
| Bromley - Greater London | 13 | £41,299 | 3 | 27,741 | 28 |
| Buckinghamshire | 22 | £36,030 | 5 | 52,168 | 47 |
| Cambridgeshire | 78 | £37,496 | 4 | 45,278 | 100 |
| Cardiff | 1 | £19,888 | 6 | 104,218 | 3 |
| Cheshire | 56 | £39,804 | 4 | 50,723 | 95 |
| City of Edinburgh | 3 | £21,328 | 7 | 87,633 | 2 |
| City of London - Greater London | 20 | £44,508 | 3 | 30,079 | 36 |
| Coleraine | 2 | £33,495 | 6 | 47,201 | 5 |
| Cookstown | 1 | £35,990 | 4 | 53,000 | 1 |
| Cornwall | 6 | £44,433 | 3 | 26,357 | 21 |
| County Durham | 15 | £40,502 | 4 | 43,900 | 40 |
| Craigavon | 4 | £41,443 | 2 | 31,213 | 3 |
| Croydon - Greater London | 3 | £29,693 | 7 | 50,167 | 2 |
| Cumbria | 1 | £42,995 | 3 | 32,368 | 3 |
| Derbyshire | 56 | £37,489 | 5 | 41,654 | 64 |
| Derry | 1 | £19,995 | 10 | 61,736 | - |
| Devon | 24 | £38,459 | 5 | 38,468 | 48 |
| Dorset | 26 | £44,121 | 3 | 25,237 | 45 |
| Down | 2 | £42,248 | 4 | 25,904 | 1 |
| Dundee City | 11 | £37,741 | 3 | 34,335 | 21 |
| Dungannon | 8 | £34,508 | 5 | 51,453 | 6 |
| Ealing - Greater London | 3 | £27,160 | 7 | 51,031 | 3 |
| East Riding of Yorkshire | 12 | £44,090 | 2 | 28,721 | 16 |
| East Sussex | 7 | £36,627 | 4 | 53,358 | 11 |
| Enfield - Greater London | 1 | - | - | 59,462 | 4 |
| Essex | 54 | £42,713 | 3 | 29,282 | 103 |
| Falkirk | 1 | £27,990 | 11 | 61,736 | 1 |
| Fife | 5 | £22,895 | 9 | 79,800 | 10 |
| Flintshire | 6 | £20,945 | 10 | 93,149 | - |
| Glasgow City | 30 | £44,982 | 3 | 23,110 | 55 |
| Gloucestershire | 15 | £44,425 | 3 | 26,269 | 26 |
| Greater Manchester | 54 | £32,636 | 6 | 62,945 | 90 |
| Gwynedd | 4 | £54,688 | 1 | 11,597 | 4 |
| Hampshire | 81 | £39,734 | 4 | 38,991 | 103 |
| Harrow - Greater London | 1 | £55,995 | 1 | 2,100 | 1 |
| Havering - Greater London | 13 | £25,104 | 7 | 74,746 | 11 |
| Hertfordshire | 74 | £39,635 | 4 | 40,014 | 103 |
| Highland | 7 | £48,569 | 2 | 10,625 | 17 |
| Hillingdon - Greater London | 3 | £23,130 | 8 | 78,455 | 3 |
| Hounslow - Greater London | 3 | £21,092 | 8 | 82,895 | 4 |
| Isle of Anglesey | 1 | £4,500 | 16 | 119,500 | 1 |
| Isle of Wight | 1 | £29,995 | 6 | 67,495 | - |
| Kent | 23 | £43,178 | 3 | 29,347 | 48 |
| Kingston upon Thames - Greater London | 4 | £22,520 | 7 | 76,322 | 3 |
| Lancashire | 39 | £30,235 | 7 | 62,263 | 52 |
| Leicestershire | 71 | £41,408 | 4 | 42,083 | 74 |
| Lincolnshire | 88 | £46,971 | 2 | 23,635 | 108 |
| Lisburn | 2 | £23,993 | 8 | 85,178 | 1 |
| Magherafelt | 1 | £39,750 | 3 | 41,407 | 2 |
| Merseyside | 8 | £22,184 | 8 | 94,621 | 6 |
| Newham - Greater London | 3 | £10,116 | 13 | 149,075 | - |
| Newry and Mourne | 7 | £39,588 | 3 | 41,820 | 9 |
| Newtownabbey | 2 | £42,997 | 2 | 21,441 | 7 |
| Norfolk | 23 | £39,420 | 5 | 41,084 | 26 |
| North Down | 3 | £22,662 | 6 | 96,980 | 3 |
| North Lanarkshire | 1 | £45,998 | 1 | 27,692 | - |
| North Yorkshire | 49 | £43,590 | 3 | 31,971 | 116 |
| Northamptonshire | 27 | £39,693 | 4 | 35,906 | 43 |
| Northumberland | 1 | £36,999 | 3 | - | 1 |
| Nottinghamshire | 25 | £41,480 | 4 | 35,031 | 26 |
| Oxfordshire | 12 | £47,087 | 2 | 19,561 | 18 |
| Perth and Kinross | 10 | £41,806 | 3 | 29,326 | 14 |
| Redbridge - Greater London | 4 | £21,870 | 7 | 69,601 | 2 |
| Renfrewshire | 1 | £43,998 | 2 | 19,901 | - |
| Rhondda Cynon Taf | 1 | £11,699 | 12 | 71,172 | 1 |
| Shropshire | 10 | £36,132 | 6 | 44,877 | 15 |
| Somerset | 20 | £39,102 | 4 | 43,584 | 41 |
| South Ayrshire | 5 | £48,595 | 2 | 16,410 | 8 |
| South Lanarkshire | 1 | £4,995 | 18 | 106,118 | - |
| South Yorkshire | 34 | £40,899 | 3 | 34,416 | 57 |
| Staffordshire | 18 | £39,329 | 5 | 33,362 | 40 |
| Stirling | 16 | £43,701 | 3 | 26,108 | 28 |
| Strabane | 4 | £40,470 | 3 | 41,020 | 2 |
| Suffolk | 23 | £36,799 | 5 | 52,358 | 34 |
| Surrey | 47 | £32,438 | 6 | 48,313 | 85 |
| Tyne and Wear | 19 | £49,452 | 2 | 18,494 | 54 |
| Warwickshire | 8 | £36,861 | 4 | 49,312 | 25 |
| West Dunbartonshire | 1 | £39,995 | 3 | 38,024 | 2 |
| West Midlands | 71 | £37,942 | 5 | 44,697 | 99 |
| West Sussex | 17 | £48,051 | 2 | 21,702 | 47 |
| West Yorkshire | 82 | £41,450 | 3 | 34,778 | 146 |
| Wiltshire | 18 | £42,854 | 4 | 30,851 | 49 |
| Worcestershire | 12 | £43,714 | 4 | 31,149 | 31 |