Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
1,954 cars
2.0 B5d 235 Momentum Awd Geartronic
59,134mi Auto Diesel 2.0L
£26,150
Northampton
from £549/pm
Featuring automatic transmission and a 2.0 L diesel motor, this second hand Volvo XC90 comes finished in black and has 59,134 miles clocked-up on the dash.
Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
B5 Mhev Ultra Bright
6,024mi Auto Hybrid 2.0L
£49,995
Bedford
from £1,049/pm
Purchase this Volvo XC90 B5 Mhev Ultra Bright for £49,995. Finance plans commence at only £ each month for this vehicle which has a 2000cc hybrid motor with automatic transmission.
2.0 T8 Phev Ultra Dark Awd Geartronic
10,001mi Auto Hybrid 2.0L
£58,995
Colchester
from £1,238/pm
This suv second hand car is fitted out with automatic transmission, a 2.0 Ltr hybrid motor and has 10,001 miles clocked up on the dashboard.
2L Inscription
87,937mi Auto Diesel 2.0L
£20,989
Hertford
from £441/pm
Available for viewing at our dealership in Hertford is this suv second hand car incorporating a diesel, 2000cc engine and automatic gearbox. It is up for sale and ready for its next owner to drive away in the shade of grey with 87,937 miles clocked up on the dash. A great choice to make if you're on the lookout for a model that has an outstanding reputation for dependability and trustworthiness.
2.0 D5 Inscription Suv Geartronic 4Wd E
111,700mi Auto Diesel 2.0L
£15,995
Newtownards
from £336/pm
This motor is currently on offer and ready for its next owner to drive away. It features a 2.0l diesel engine with automatic transmission and has 111,700 miles on the dash.
Plus
20,942mi Auto Petrol 2.0L
£40,995
Crewe
from £861/pm
Giving the driver a 2.0L petrol motor and a automatic transmission, this durable XC90 Plus is currently available for sale in black with 20,942 miles on the dashboard. This used motor is priced at £40,995 with budget-friendly payments on hand beginning at as little as £ per month.
2.0 D5 Powerpulse R-design Suv 4Wd
99,086mi Auto Diesel 2.0L
£17,995
Bolton
from £378/pm
The UK Reliability Index figure analyses - price, rate of failure and inconvenience for the driver. It is based on data gathered from a large number of insurance claims that are made each year and gives you a comprehensive guide of vehicles on the road today. Volvo's XC90 is amongst the top rated for reliability and at this dealer you can pick up this second hand one for only £17,995. That is already a really good deal for this model and even more so if you take into account that it's less likely to leave you with a bill for repairs.
2.0H T8 Twin Engine 10.4Kwh Inscription Pro 4
82,713mi Auto Hybrid 2.0L
£20,989
Colindale, London
from £441/pm
Planning on going for a Volvo XC90 2.0H T8 Twin Engine 10.4Kwh Inscription Pro 4? Then consider choosing this second hand model finished in blue that has 82,713 mi clocked up on the dash, automatic transmission and a 2.0 l hybrid motor.
T8 Awd Phev Recharge Ultimate Bright
30,160mi Auto Petrol 2.0L
£47,290
Poole
from £993/pm
Built with a 2.0 LTR petrol engine and a automatic gearbox, this highly trustworthy and dependable Volvo XC90 is currently available to drive away in with 30,160 miles on the dashboard.
2.0 D5 Powerpulse Momentum 4Wd Euro 6 Ss 5
149,450mi Auto Diesel 2.0L
£13,495
Southend-on-Sea
from £283/pm
Trustworthy and dependable, the Volvo XC90 is in the top 20 of Britain's reliability index. This second hand one at this dealer is currently available on the market in a grey finish and has 149,450 miles clocked up on the dash.
Ultra, T8 Awd Plug-in Hybrid, Bri
4,878mi Auto Petrol
£59,590
Southampton
from £1,251/pm
Currently available for viewing at this car dealership is this low mileage XC90. It has got a LTR petrol engine with automatic transmission and only has 4,878 miles on the dash.
Recharge Plus, T8 Awd Plug-in Hybrid,
45,290mi Auto Petrol
£45,290
Southampton
from £951/pm
Now available at this dealership located in the Southampton area is this suv Volvo XC90 Recharge Plus, T8 Awd Plug-in Hybrid, comprising of a petrol, L engine and automatic transmission. It is on offer and ready for you to drive away in the shade of grey with 45,290 miles on the clock.
Ultra, T8 Awd Plug-in Hybrid, Dar
7,472mi Auto Hybrid
£60,490
Hessle
from £1,270/pm
A great price from this dealer in Hessle on this XC90 Ultra, T8 Awd Plug-in Hybrid, Dar in an almost spotless, like new condition. It is a great choice if you're searching for a model which has been created to have dependability in mind.
2.0 T8 390 Hybrid Inscription Awd Gtron
42,033mi Auto Hybrid 2.0L
£29,700
Bristol
from £623/pm
On the market and ready for you to drive away is this Volvo XC90, it has a 2000 CC hybrid engine with automatic transmission. This second hand model at this dealership in Bristol has 42,033 miles clocked up on the dash and is finished in grey.
2.0H T8 Recharge 18.8Kwh Ultimate Dark Suv Pet
32,896mi Auto Hybrid
£45,250
Chelmsford
from £950/pm
First registered in 2023: Second-hand XC90 2.0H T8 Recharge 18.8Kwh Ultimate Dark Suv Pet with automatic transmission, only 32,896 miles clocked-up on the dash and a cc hybrid engine.
Recharge Inscription Pro, T8 Awd Plug-in Hybrid, 7
82,158mi Auto Hybrid
£29,995
Maidenhead
from £630/pm
On offer and ready for its next owner to drive away is this XC90 which is fitted out with a Litre hybrid motor with automatic transmission. This used model from our dealership in Maidenhead is advertised at the marvellous price of only £29,995.
Recharge Inscription Pro, T8 Awd Plug-in Hybrid, 7
21,890mi Auto Hybrid
£46,990
Volvo Cars West London
from £986/pm
This used car for sale from this dealership in Volvo Cars West London priced at £46,990 comes finished in white and has 21,890 miles on the clock.
Recharge Plus, T8 Awd Plug-in Hybrid,
22,635mi Auto Hybrid
£43,995
Volvo Cars West London
from £923/pm
The UK Reliability Index figure combines several factors: the inconvenience caused, a car's failure rate and the price. It's based on data that has been gathered from a large number of insurance claims that are made every year which helps to provide drivers with a detailed overview of vehicles on the road. The Volvo XC90 is among those rated in the top 20 for reliability and this dealership in Volvo Cars West London currently has this second hand Recharge Plus, T8 Awd Plug-in Hybrid, available to buy priced at just £43,995. It's already a bargain for this model and it's even better if there is less chance of having to shell out for repairs.
Core, B5 Awd Mild Hybrid, 7 Seats
26,300mi Auto Petrol
£38,495
Maidenhead
from £808/pm
Are you interested in purchasing a estate? Then have a more detailed look at this second-hand one with low mileage from our dealership located in Maidenhead that comes with automatic transmission and a L petrol motor.
2.0 T8 18.8Kwh Ultra Bright 4Wd Euro 6 Ss
4,775mi Auto Hybrid 2.0L
£59,250
Lincoln
from £1,244/pm
Providing the driver with a 2.0L hybrid motor and a automatic transmission, this highly trustworthy and durable Volvo XC90 is available for sale in with 4,775mi clocked-up on the dashboard. This second-hand model is up for sale at £59,250 with convenient repayment packages available starting out at around £ per month.
2.0 D5 Powerpulse Momentum Awd Geartronic 235
42,355mi Auto Diesel 2.0L
£26,599
Kettering
from £558/pm
This XC90 2.0 D5 Powerpulse Momentum Awd Geartronic 0 P is a vehicle that's been engineered with durability in mind. This dealer is selling a second hand one that has 42,355 miles on the clock and is fitted with a 2.0L diesel motor with automatic transmission.
2.0 B5p Plus Dark Awd Geartronic
10,293mi Auto Petrol 2.0L
£47,998
Stirling
from £1,008/pm
With 10,293 miles on the dashboard and coming in the tone of gold, this suv Volvo XC90 2.0 B5p Plus Dark Awd Geartronic is fitted with automatic transmission and has got a 2000CC petrol motor.
2.0 D5 R-design Suv Geartronic 4Wd Euro
94,449mi Auto Diesel 2.0L
£18,724
Weston-super-Mare
from £393/pm
This XC90 2.0 D5 R-design Suv Geartronic 4Wd Euro comes equipped with automatic transmission, a 2.0 ltr diesel engine and has 94,449 miles clocked up on the dash. This particular second hand model from this dealer in Weston-super-Mare comes finished in the tone of grey.
2.0 B5 Mhev Ultra Dark 4Wd Euro 6 Ss
16,207mi Auto Hybrid 2.0L
£48,995
Lincoln
from £1,028/pm
Taking several factors into account, the Reliability Index collates data made up of millions of pounds worth of claims that people make each year. It looks at: the rate of failure, price and inconvenience caused and shows you a good overview of cars on the UK's roads. The Volvo XC90 is amongst those rated in the top 20 for reliability and this dealer in Lincoln has this used one available to buy priced at just £48,995. That's already a fantastic deal for this model, even more so if there's a lower chance of having to shell out for repairs.
The Volvo XC90 is a popular SUV, appreciated for its luxurious interior, strong safety features, and user-friendly tech. Financing a used one can be a smart move to enjoy these features at a reduced cost. Here's your guide to understanding what’s involved.
Financing a used Volvo XC90 involves numerous steps, from personal financial assessment to handling paperwork post-purchase. Adhering to this guide ensures a structured approach, aiding in securing a favorable deal and enjoying a smooth ownership experience.
In the expansive landscape of SUVs, the Volvo XC90 stands as a testament to Scandinavian design, blending understated luxury with top-tier safety and technology.
History and Introduction: Launched in 2002, the XC90 was Volvo's foray into the larger SUV market, quickly becoming an integral part of the UK roads. Its debut model garnered attention for its spacious seven-seat design, combined with a safety record that remains a benchmark.
Design Evolution: The XC90 has seen a few iterations since its inception, with the most striking transformation in its second generation launched in 2015. Here, Volvo transitioned from a boxier design to a more streamlined, modern silhouette without compromising on its characteristic robustness. The signature Thor's hammer LED headlights and a sophisticated cabin replete with tactile materials and digital interfaces further accentuated its modern appeal.
Performance Meets Sustainability: Over the years, the XC90 has offered a range of powertrains. From powerful petrol and diesel engines to the innovative T8 Twin Engine, a plug-in hybrid that demonstrated Volvo's forward-thinking approach towards greener driving solutions.
Navigating Through the Rivals: On British roads, the XC90 competes with titans like the BMW X5, Land Rover Discovery, and Audi Q7. Yet, its unparalleled safety features, combined with its Scandinavian design ethos, give it a distinct identity.
Closing Thoughts: The Volvo XC90 isn't just another luxury SUV; it’s a statement of safety, design, and innovation. It promises not only a comfortable journey but also peace of mind, making it a cherished choice for families and solo drivers alike in the UK.
Volvo XC90 data for the amount in stock, average price, age and mileage throughout the UK and by county.
| County | Stock | Avg Price | Avg Age | Avg Mileage | Recent Sales |
|---|---|---|---|---|---|
| All | 1,675 | £33,917 | 5 | 51,147 | 2,865 |
| Aberdeen City | 15 | £52,435 | 1 | 12,087 | 27 |
| Ards | 3 | £24,328 | 8 | 74,210 | 1 |
| Argyll and Bute | 1 | £21,979 | 9 | 68,000 | - |
| Armagh | 1 | £26,950 | 6 | 96,000 | 2 |
| Ballymena | 1 | £34,900 | 4 | 54,900 | - |
| Barking & Dagenham - Greater London | 1 | £16,999 | 10 | 95,192 | 1 |
| Barnet - Greater London | 3 | £22,930 | 9 | 91,199 | 5 |
| Bedfordshire | 49 | £26,690 | 8 | 71,232 | 71 |
| Belfast | 6 | £37,601 | 4 | 52,685 | 22 |
| Berkshire | 57 | £39,798 | 4 | 40,578 | 131 |
| Bristol | 20 | £33,154 | 6 | 54,716 | 46 |
| Bromley - Greater London | 7 | £43,056 | 3 | 26,877 | 29 |
| Buckinghamshire | 33 | £41,655 | 4 | 38,417 | 47 |
| Cambridgeshire | 74 | £34,581 | 5 | 51,186 | 96 |
| Cardiff | 1 | £15,790 | 11 | 96,566 | 3 |
| Cheshire | 46 | £43,982 | 3 | 34,903 | 82 |
| City of Edinburgh | 4 | £21,995 | 8 | 84,925 | 1 |
| City of London - Greater London | 22 | £45,413 | 3 | 25,845 | 38 |
| Coleraine | 1 | £15,995 | 8 | 116,000 | 5 |
| Cookstown | 1 | - | 6 | 64,000 | 1 |
| Cornwall | 3 | £35,493 | 5 | 45,602 | 17 |
| County Durham | 21 | £38,980 | 4 | 45,013 | 38 |
| Craigavon | 1 | £44,494 | 1 | 19,981 | 3 |
| Croydon - Greater London | 1 | £48,290 | 3 | 10,429 | - |
| Cumbria | 2 | £36,745 | 4 | 42,123 | 3 |
| Derbyshire | 45 | £37,431 | 5 | 42,837 | 66 |
| Derry | 1 | £20,995 | 10 | 61,736 | 2 |
| Devon | 20 | £41,651 | 5 | 30,828 | 48 |
| Dorset | 31 | £45,588 | 2 | 24,730 | 39 |
| Down | 1 | £39,500 | 4 | 27,000 | 2 |
| Dundee City | 14 | £40,911 | 3 | 29,071 | 23 |
| Dungannon | 7 | £23,599 | 7 | 65,665 | 6 |
| Ealing - Greater London | 3 | £25,826 | 7 | 63,531 | 4 |
| East Ayrshire | 1 | £35,498 | 4 | 34,987 | 2 |
| East Riding of Yorkshire | 17 | £48,164 | 2 | 18,798 | 21 |
| East Sussex | 7 | £40,363 | 3 | 42,857 | 11 |
| Enfield - Greater London | 1 | - | - | 59,462 | 3 |
| Essex | 53 | £41,426 | 4 | 34,389 | 97 |
| Falkirk | 1 | £27,990 | 11 | 61,736 | 2 |
| Fife | 8 | £19,369 | 10 | 87,099 | 6 |
| Flintshire | 6 | £20,945 | 10 | 93,149 | - |
| Glasgow City | 34 | £46,285 | 2 | 20,651 | 62 |
| Gloucestershire | 12 | £42,942 | 3 | 37,318 | 28 |
| Greater Manchester | 47 | £33,459 | 6 | 59,356 | 101 |
| Gwynedd | 4 | £49,245 | 2 | 28,333 | 4 |
| Hampshire | 86 | £42,098 | 3 | 35,454 | 97 |
| Harrow - Greater London | 1 | £55,995 | 1 | 2,100 | 1 |
| Havering - Greater London | 9 | £25,317 | 8 | 78,088 | 12 |
| Hertfordshire | 70 | £42,429 | 4 | 37,997 | 116 |
| Highland | 9 | £47,887 | 2 | 13,929 | 20 |
| Hillingdon - Greater London | 2 | £25,745 | 8 | 61,379 | 7 |
| Hounslow - Greater London | 2 | £28,890 | 7 | 73,000 | 3 |
| Isle of Anglesey | 1 | £4,995 | 16 | 119,500 | 1 |
| Isle of Wight | 1 | £29,995 | 6 | 67,495 | - |
| Kent | 29 | £41,978 | 4 | 35,644 | 43 |
| Kingston upon Thames - Greater London | 1 | £24,500 | 8 | 80,000 | 1 |
| Lancashire | 33 | £32,291 | 7 | 55,969 | 63 |
| Leicestershire | 56 | £41,874 | 3 | 38,154 | 95 |
| Lincolnshire | 78 | £44,713 | 3 | 27,636 | 90 |
| Lisburn | 1 | £22,995 | 9 | 82,000 | 2 |
| Magherafelt | 2 | £29,173 | 7 | 83,204 | 3 |
| Merseyside | 4 | £27,559 | 9 | 55,391 | 11 |
| Moray | 1 | £26,995 | 8 | 55,000 | - |
| Newham - Greater London | 2 | £3,949 | 16 | 189,998 | - |
| Newport | 1 | £7,999 | 15 | 99,400 | 1 |
| Newry and Mourne | 4 | £37,409 | 4 | 44,374 | 8 |
| Newtownabbey | 2 | £42,973 | 3 | 24,640 | 8 |
| Norfolk | 21 | £39,512 | 4 | 41,730 | 25 |
| North Down | 2 | £30,495 | 5 | 64,280 | 2 |
| North Yorkshire | 67 | £44,904 | 3 | 30,799 | 133 |
| Northamptonshire | 26 | £39,758 | 4 | 33,267 | 31 |
| Northumberland | 1 | £37,999 | 3 | - | 1 |
| Nottinghamshire | 16 | £39,576 | 4 | 41,600 | 36 |
| Oxfordshire | 12 | £48,417 | 2 | 15,813 | 28 |
| Perth and Kinross | 11 | £42,536 | 4 | 29,745 | 18 |
| Redbridge - Greater London | 3 | £20,647 | 7 | 73,878 | 1 |
| Rhondda Cynon Taf | 1 | £11,999 | 12 | 71,172 | 2 |
| Rutland | 1 | £33,000 | 6 | 45,663 | 1 |
| Shropshire | 10 | £32,940 | 7 | 49,514 | 22 |
| Somerset | 20 | £35,305 | 5 | 57,035 | 41 |
| South Ayrshire | 4 | £47,370 | 2 | 17,688 | 11 |
| South Yorkshire | 36 | £44,575 | 3 | 24,696 | 62 |
| Staffordshire | 23 | £35,510 | 5 | 42,830 | 31 |
| Stirling | 12 | £47,873 | 2 | 14,066 | 36 |
| Strabane | 3 | £35,992 | 4 | 57,932 | 1 |
| Suffolk | 27 | £31,561 | 7 | 66,689 | 31 |
| Surrey | 42 | £30,744 | 7 | 49,243 | 87 |
| Tower Hamlets - Greater London | 1 | £31,995 | 6 | 55,000 | - |
| Tyne and Wear | 33 | £48,950 | 2 | 20,613 | 52 |
| Warwickshire | 11 | £39,405 | 4 | 46,149 | 21 |
| West Dunbartonshire | 2 | £42,495 | 3 | 21,970 | 1 |
| West Lothian | 2 | £34,345 | 6 | 61,737 | 1 |
| West Midlands | 79 | £36,320 | 5 | 54,702 | 100 |
| West Sussex | 11 | £33,625 | 6 | 49,964 | 44 |
| West Yorkshire | 79 | £42,263 | 3 | 32,272 | 191 |
| Wiltshire | 20 | £37,036 | 5 | 50,852 | 45 |
| Worcestershire | 17 | £39,620 | 5 | 43,801 | 32 |