Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Volvo XC60 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Volvo XC60 on finance

Navigating through the process of financing a used Volvo XC60 requires a step-by-step approach and a good understanding of the available financing options. Let’s delve into the key aspects and options you may consider when acquiring a used Volvo XC60 on finance.

Initial Steps:

1. Budget Management:

  • Determine a clear budget, considering factors like down payment, monthly installments, insurance, and maintenance.

2. Checking Credit Score:

  • Understand that a robust credit score can enhance your chances of obtaining favorable financing terms.

3. Choose the Right Model:

  • Select the specific Volvo XC60 model and year that align with your needs and budget.

4. Vehicle Inspection:

  • Ensure a thorough check on the vehicle's condition and history.

Financing Alternatives:

1. Bank Loans:

  • A traditional financing route where you borrow the funds from a bank and repay it in fixed monthly installments.

2. Hire Purchase (HP):

  • Pay an upfront deposit followed by fixed monthly payments. Ownership is transferred after the last payment.

3. Personal Contract Purchase (PCP):

  • Lower monthly payments with flexibility at the end of the term: pay a balloon payment to own, return, or exchange the vehicle.

4. Dealer Financing:

  • Avail of finance directly from the dealership, which might offer promotional financing deals.

5. Peer-to-Peer Lending:

  • Utilize online platforms to secure loans directly from individual investors.

6. Leasing:

  • Pay for the use of the vehicle during a fixed term and return it at the end without owning it.

Buying Steps:

1. Select a Trustworthy Seller:

  • Whether dealing with a private seller or dealership, ensure they are reputable.

2. Negotiating:

  • Work towards obtaining a deal that aligns with the market value of the chosen XC60.

3. Ensure Transparent Paperwork:

  • Scrutinize all documents, ensuring clarity and transparency in the sale and finance agreement.

4. Conclude the Deal:

  • Once all terms and documents are clear and agreed upon, finalize the deal.

5. Ensure Adequate Insurance:

  • Acquire suitable insurance before taking possession of the vehicle.

Considerations:

  • Maintenance and Repair Costs: Be aware of the expected maintenance and potential repair costs.

  • Resale Value: Investigate the model’s depreciation and future resale value.

  • Warranty: Explore warranty options, potentially considering an extended warranty if the existing one is limited.

Conclusion:

Financing a used Volvo XC60 involves thorough planning and understanding each step of the process and financial implications. By ensuring comprehensive research and possibly seeking advice from financial experts, you enhance the likelihood of securing a deal that is financially sound and allows you to enjoy your Volvo XC60 with peace of mind.

About the Volvo XC60

The Volvo XC60 epitomizes the perfect blend of Scandinavian design, safety innovations, and practical features. As one of Volvo's most popular models, the XC60 offers potential owners a luxurious and efficient SUV experience. This article delves into the standout characteristics of the Volvo XC60, its key competitors in the segment, and provides insights into the advantages of considering this vehicle, particularly when financed.

Distinctive Features of the Volvo XC60:

  • Elegant Design: The XC60 is a testament to Volvo's minimalist yet sophisticated design ethos. The SUV showcases clean lines, an iconic grille, and the unmistakable Thor's Hammer LED headlights.
  • Power and Efficiency: With a range of engines including petrol, diesel, and plug-in hybrid options, the XC60 caters to varying needs. The plug-in hybrid, in particular, offers an impressive balance of performance and eco-friendly driving.
  • Spaciousness and Comfort: The interior of the XC60 is both luxurious and functional. With plush seating, high-quality materials, and a panoramic roof, passengers are treated to a serene cabin experience.
  • Advanced Safety: Volvo's commitment to safety is unparalleled. The XC60 boasts a suite of advanced safety features, including Pilot Assist for semi-autonomous driving, City Safety with collision avoidance, and more.
  • Intuitive Tech Interface: Featuring the Sensus Connect infotainment system with a large touchscreen display, smartphone integration, and voice command functionality, the XC60 ensures that drivers are always connected and informed.

Competing in a Crowded Segment:

The midsize luxury SUV segment is notably competitive, with several automakers vying for supremacy. When contemplating the XC60, it's essential to recognize its major competitors:

  • Audi Q5: Known for its refined interiors and quattro all-wheel-drive system, the Q5 is a direct competitor offering a blend of performance and luxury.
  • BMW X3: Sporting dynamic handling and a range of potent engines, the X3 is often lauded for its driving experience.
  • Mercedes-Benz GLC: With a plush interior and an array of advanced tech features, the GLC is a formidable adversary in the segment.
  • Jaguar F-PACE: Offering a mix of British luxury and sporty dynamics, the F-PACE brings a unique flavor to the competition.

Final Thoughts:

The Volvo XC60 is a standout choice for individuals yearning for a luxurious, safe, and technologically advanced SUV. By considering financing options, the dream of owning an XC60 becomes increasingly tangible. With its blend of design, innovation, and safety, it's a vehicle that not only meets but often exceeds expectations.

Volvo XC60 Data by County

Volvo XC60 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,374£23,935657,8554,260
Aberdeen City20£35,650320,99234
Aberdeenshire2£29,145538,33810
Angus1£15,995960,8411
Antrim2£13,6471094,0435
Ards2£15,475968,0564
Argyll and Bute2£16,479969,0002
Armagh2£19,723770,5061
Ballymena2£16,223980,7901
Ballymoney1£10,9908104,0883
Banbridge1£14,4009102,0002
Barking & Dagenham - Greater London1£7,49012100,0004
Barnet - Greater London2£25,743551,9611
Bedfordshire44£20,625872,96063
Belfast7£25,680554,67429
Berkshire72£34,412329,633147
Brent - Greater London4£11,542991,7561
Bristol29£30,594537,50685
Bromley - Greater London15£35,060321,39025
Buckinghamshire24£24,868651,35944
Caerphilly1£8,99112101,000-
Cambridgeshire106£24,642654,950141
Carrickfergus1£14,995894,000-
Cheshire62£33,163329,467130
City of Edinburgh12£16,201977,56512
City of London - Greater London17£34,799328,38630
Coleraine6£28,714443,7557
Cookstown7£32,903340,8263
Cornwall21£29,141541,05033
County Durham42£26,836649,12468
Craigavon1£11,50010102,2754
Croydon - Greater London3£11,1801260,7505
Cumbria5£20,496854,16614
Derbyshire49£30,080444,828133
Derry4£17,995994,4721
Devon41£22,455759,92994
Dorset32£32,957330,74756
Down1£22,995568,0002
Dundee City13£32,530328,35134
Dungannon5£27,165548,5899
Ealing - Greater London1£8,4991084,8091
East Ayrshire2£22,499858,6803
East Riding of Yorkshire17£26,899542,39231
East Sussex7£32,056638,44323
Enfield - Greater London1£9,995993,4903
Essex46£32,454441,043110
Falkirk3£23,663651,9222
Fermanagh4£27,858546,0353
Fife10£19,181871,41412
Glasgow City55£35,192325,80189
Gloucestershire13£30,241537,48043
Greater Manchester81£22,683763,507130
Gwynedd16£36,866229,1454
Hampshire96£29,184439,604180
Harrow - Greater London2£19,495650,8381
Havering - Greater London9£15,704883,27921
Herefordshire4£11,9591281,2905
Hertfordshire88£29,684438,859130
Highland20£38,336223,25832
Hillingdon - Greater London9£15,685982,6044
Hounslow - Greater London1£16,995-104,490-
Isle of Wight1£4,49517130,0001
Kent43£23,571755,66389
Lancashire79£22,157764,385118
Leicestershire102£28,087553,577114
Limavady1£28,490444,0003
Lincolnshire65£29,842441,845160
Lisburn2£20,743763,8517
Magherafelt14£27,125550,0038
Merseyside8£25,096741,8146
Merton - Greater London1£7,49012125,0001
Monmouthshire1£8,70011118,760-
Moray1£23,995771,911-
Newport1£21,295861,2686
Newry and Mourne5£25,196561,5179
Newtownabbey9£21,403760,63416
Norfolk56£27,313551,57582
North Ayrshire1£21,999562,9711
North Yorkshire90£29,540543,756190
Northamptonshire36£25,880655,80840
Northumberland5£19,356861,46111
Nottinghamshire27£24,407556,15660
Omagh5£21,228770,4602
Oxfordshire22£32,212437,46258
Perth and Kinross22£32,075334,37840
Redbridge - Greater London1£12,9951165,6841
Renfrewshire2£26,494452,7174
Rhondda Cynon Taf4£9,22212105,9135
Shropshire24£27,176643,68932
Somerset41£26,587549,87969
South Ayrshire10£32,055433,5419
South Yorkshire65£29,762443,428118
Staffordshire31£29,267543,83274
Stirling35£39,041218,64637
Strabane2£34,473321,808-
Suffolk30£28,770441,87055
Surrey42£24,164651,29299
The Vale of Glamorgan1£10,50010106,5792
Tyne and Wear46£34,085434,74291
Warwickshire12£32,297437,55946
West Dunbartonshire2£25,997555,820-
West Lothian3£16,492865,6979
West Midlands89£25,902653,463172
West Sussex26£33,207433,61839
West Yorkshire121£30,102441,534214
Wiltshire26£27,924547,26952
Worcestershire16£31,498448,94044
Wrexham1£32,750114,2341
Add postcode for better results.