Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
3,810 cars
1.5 T4 Recharge Phev Plus Dark
50,825mi Auto Hybrid 1.5L
£19,477
Hull Collection Centre
from £409/pm
This estate is a vehicle that is known as one of the most reliable and trustworthy motors on the market. This second hand one priced at £19,477 has 50,825 miles on the clock and comes fitted with a 1.5 Ltr hybrid engine with automatic transmission.
Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
R Design
31,473mi Auto Petrol 2.0L
£21,990
Brentwood
from £462/pm
Are you interested in owning a Volvo XC40? Consider this second hand one with only 31,473 miles on the clock.
R Design Pro
28,144mi Auto Hybrid 2.0L
£25,490
Crawley
from £535/pm
Commencing from £ monthly, you can own this hatchback Volvo XC40 with automatic transmission, a hybrid 2000 CC engine and 28,144 miles clocked up on the dash.
Xc40 1.5 T3 163 Momentum
48,060mi Manual Petrol 1.5L
£16,990
Milton Keynes
from £357/pm
For the total of only £16,990 is this XC40 that comes equipped with manual transmission and a 1.5 Litre petrol motor. This second hand model available from this dealer has 48,060 miles clocked up on the dashboard.
1.5 T3 R-design Suv Euro 6 Ss
39,711mi Manual Petrol 1.5L
£18,097
Stockport
from £380/pm
Check out the amazing price at this dealership for this second hand, low mileage XC40 that’s got manual transmission, a mere 39,711 miles on the clock and a 1.5l petrol motor.
2.0 B3p Plus Dark
28,143mi Auto Hybrid 2.0L
£24,995
Lincoln
from £525/pm
In a finish, this suv second hand car has got 28,143 miles on the dashboard and is fitted out with a 2000cc hybrid engine and automatic transmission.
2.0 B3p Ultra Dark
6,359mi Auto Hybrid 2.0L
£34,899
Chelmsford
from £733/pm
First registered in 2025: Used XC40 2.0 B3p Ultra Dark with automatic transmission, a 2.0 litre hybrid motor and a mere 6,359 mi on the clock.
2.0 D3 Inscription Euro 6 Ss
77,888mi Manual Diesel 2.0L
£14,095
Sunderland
from £296/pm
This Volvo XC40 2.0 D3 Inscription Euro 6 Ss is a model that is ranked as one of the most dependable and trustworthy motors on the market. This second hand one priced at £14,095 is fitted out with a 2.0 Litre diesel engine with manual transmission and has 77,888 miles clocked-up on the dash.
1.5 T3 R-design Suv Euro 6 Ss
7,690mi Auto Petrol 1.5L
£26,950
Eastbourne
from £566/pm
Up for sale and ready for you to drive home is this Volvo painted in silver. This second hand mode has 7,690 miles clocked-up on the dashboard, a 1.5 Litre petrol motor and automatic transmission.
2L Inscription Pro
71,437mi Auto Hybrid 2.0L
£17,581
Bury
from £369/pm
Available from this dealership's show room located in Bury is this trusty black Volvo that has a automatic gearbox and 2000 CC hybrid engine.
2.0 B5 Mhev R-design Pro Suv Hybrid Aut
23,864mi Auto Hybrid 2.0L
£25,950
Eastbourne
from £545/pm
Take a look at this XC40 2.0 B5 Mhev R-design Pro Suv Hybrid Aut that is known to be one of the most trustworthy and durable vehicles around. It is fitted out with a 2.0 litre hybrid motor and automatic transmission. This second-hand model currently on sale at this dealer has clocked up 23,864 miles and has been finished in the shade of black.
R-design B4 2.0 194 Bhp
56,761mi Auto Petrol 2.0L
£19,495
Malton
from £409/pm
On the market and ready for you to drive away is this XC40 which has got a 2.0 ltr petrol motor with automatic transmission. This second-hand model at this dealer in Malton is advertised at the great price of £19,495, comes finished in grey and has 56,761 miles on the dashboard.
2.0 B4 Mhev Plus Black Edition Dct Euro 6 S
9,319mi Auto Hybrid 2.0L
£28,995
York
from £609/pm
With 9,319 miles clocked-up on the dash and coming finished in , this XC40 2.0 B4 Mhev Plus Black Edition Dct Euro 6 S comes equipped with a 2000 cc hybrid motor and has got automatic transmission.
R-design
99,906mi Manual Petrol 1.5L
£11,495
Loughborough
from £241/pm
Coming in black, this suv motor has 99,906 miles clocked-up on the dashboard and incorporates a manual 1500 cc engine requiring petrol.
2.0 Momentum D3
111,237mi Manual Diesel 2.0L
£10,390
Worksop
from £218/pm
Now available from our dealership located in the Worksop area is this suv that features a 2.0 L diesel engine and manual transmission. It's on the market and ready for its new owner to take home in the tone of grey with 111,237 miles on the dashboard.
1.5 T3 R-design Suv Euro 6 Ss
34,401mi Manual Petrol 1.5L
£20,793
Scarborough
from £436/pm
The brilliant price of just £20,793 is currently being advertised by our dealership on this Volvo XC40 1.5 T3 R-design Suv Euro 6 Ss with low mileage that has manual transmission and a 1500cc petrol motor.
2.0 B4p Ultimate Dark
23,127mi Auto 2.0L
£29,250
Glasgow
from £614/pm
Praised for its dependability, this Volvo XC40 incorporates a 2.0 ltr motor and automatic transmission. It has 23,127 miles clocked up on the dash and is available for sale in a white finish.
2.0 B4 Mhev
1,242mi Auto 2.0L
£30,499
Thame
from £640/pm
A superb price of only £30,499 is currently being advertised by this dealer in Thame on this second hand Volvo XC40 2.0 B4 Mhev with only 1,242 miles on the dash.
170Kw Recharge Plus 69Kwh
2,465mi Auto Electric
£23,977
Hull Collection Centre
from £503/pm
Be the next owner of this XC40 170Kw Recharge Plus 69Kwh that incorporates a l electric engine with automatic transmission. This used one has 2,465 miles clocked up on the dashboard.
Plus, B4 Awd Mild Hybrid, Dark
20,800mi Auto Petrol
£27,895
Tonbridge
from £586/pm
Coming equipped with a litre petrol engine and automatic transmission, this XC40 Plus, B4 Awd Mild Hybrid, Dark is finished in the shade of blue and has 20,800 miles clocked up on the dash.
T4 Awd Momentum Convenience Pack Winte
80,668mi Auto Petrol
£15,990
Doncaster
from £336/pm
A estate car designed by Volvo to give its driver a higher degree of reliability than your average vehicle, it is comprised of a petrol l motor and automatic gearbox. this dealer currently has this second hand model on offer which has 80,668 miles on the clock and a red finish.
R-design, B4 Mild Hybrid
22,650mi Auto Petrol
£22,900
Canterbury
from £481/pm
Now available at this dealership located in Canterbury is this estate used car that is fitted with a petrol, CC engine and automatic transmission. On the market and ready for its new owner to take home in the tone of black with only 22,650 miles clocked-up on the dashboard. It is an excellent choice to make if you're searching to buy a model that's been engineered with reliability in mind.
B3 Plus, Mild Hybrid, Dark
5mi Auto Petrol
£33,990
Doncaster
from £713/pm
There's a bargain price at this dealership on this like new suv that has a cc petrol motor, automatic transmission and 5 miles clocked-up on the dash.
2.0 B3p Plus Dark
9,942mi Auto 2.0L
£28,999
Glasgow
from £609/pm
With a white finish, this XC40 has 9,942 miles clocked up on the dashboard and features a automatic 2.0 litre engine running on .
Financing a used Volvo XC40 entails a variety of steps to ensure you are making a wise financial and automotive decision. Here is a structured guideline to walk you through this process:
Depreciation: Understand the depreciation rate of the XC40 to estimate its future value.
Warranty: Check if the vehicle has any existing warranty or consider purchasing an extended warranty.
Total Repayment: Know the total amount you’ll repay over the course of the loan.
Early Repayment: Understand the terms and any penalties related to early loan repayment.
Financing a used Volvo XC40 requires careful planning, an understanding of different financing options, and prudent management of the purchasing process. Ensure you meticulously navigate through each step, comprehend all financial implications, and manage the process judiciously to enjoy a smooth acquisition and fulfilling ownership experience. Always ensure that each decision made aligns with your financial health and automotive needs.
Volvo's XC40 is a fusion of Swedish design ethos with modern SUV sensibilities. This compact SUV stands as a testament to Volvo's commitment to innovative design, top-tier safety, and technological advancements tailored for the present-day urbanite.
Sculpted Design:
The XC40 captures attention with its bold, yet elegant design elements. Chiseled lines, a characteristic grille, and contrasting roof options manifest a youthful spirit, distinguishing the XC40 from its counterparts. The compact SUV’s stance exudes confidence, making it an eye-catcher on city streets and highways alike.
Lavish Interiors:
Within the XC40, Volvo's hallmark of luxury becomes evident. The cabin marries functionality with opulence, featuring high-quality materials and an intuitive design layout. Space optimization ensures passengers enjoy ample room, while the panoramic sunroof adds an airy ambiance.
Technological Prowess:
At its heart, the XC40 is tech-forward. Equipped with Volvo's Sensus infotainment system, the vehicle offers a seamless interface between the driver and the digital world. Navigation, entertainment, and connectivity blend effortlessly, ensuring journeys are enjoyable and informed.
Unwavering Safety Commitment:
True to Volvo's legacy, the XC40 prioritizes safety. Incorporating an array of advanced safety features, including autonomous driving capabilities, lane assist, and collision mitigation, the XC40 strives to create a protective bubble around its occupants. This dedication to safety has earned it accolades globally.
Diverse Drivetrain Options:
The XC40 offers a range of engine options, including petrol, diesel, and even a plug-in hybrid variant. Catering to diverse driving preferences, these options ensure that there's an XC40 fit for every kind of motorist.
Concluding Thoughts:
The Volvo XC40 showcases what a modern compact SUV should embody: design prowess, technological advancements, uncompromised safety, and versatile performance. For those seeking a vehicle that resonates with urban sophistication without foregoing practicality, the XC40 is undeniably a prime contender.
Volvo XC40 data for the amount in stock, average price, age and mileage throughout the UK and by county.
| County | Stock | Avg Price | Avg Age | Avg Mileage | Recent Sales |
|---|---|---|---|---|---|
| All | 3,263 | £23,668 | 4 | 36,910 | 6,294 |
| Aberdeen City | 26 | £26,724 | 3 | 23,711 | 61 |
| Aberdeenshire | 5 | £25,126 | 4 | 41,626 | 6 |
| Angus | 2 | £26,745 | 4 | 16,899 | - |
| Antrim | 2 | £31,099 | 1 | 9,136 | 8 |
| Ards | 1 | £19,995 | 5 | 25,192 | 6 |
| Argyll and Bute | 3 | £18,146 | 7 | 63,333 | - |
| Armagh | 1 | £13,950 | 8 | 99,000 | - |
| Ballymena | 3 | £20,298 | 6 | 53,109 | 5 |
| Ballymoney | 2 | £16,625 | 7 | 65,567 | - |
| Barking & Dagenham - Greater London | 1 | £14,350 | 7 | 92,372 | 2 |
| Barnet - Greater London | 1 | £17,750 | 8 | 59,384 | - |
| Bedfordshire | 53 | £23,541 | 3 | 39,734 | 76 |
| Belfast | 28 | £29,637 | 2 | 20,351 | 55 |
| Berkshire | 98 | £28,598 | 2 | 20,510 | 188 |
| Blaenau Gwent | 1 | £18,699 | 6 | 43,500 | 3 |
| Bristol | 50 | £25,627 | 3 | 27,887 | 121 |
| Bromley - Greater London | 26 | £27,129 | 3 | 21,018 | 51 |
| Buckinghamshire | 29 | £24,911 | 3 | 26,543 | 84 |
| Cambridgeshire | 104 | £23,168 | 4 | 34,418 | 188 |
| Cardiff | 1 | £17,999 | 5 | 57,247 | 1 |
| Carmarthenshire | 1 | £30,990 | 1 | 12,500 | - |
| Ceredigion | 3 | £20,662 | 4 | 35,166 | 4 |
| Cheshire | 117 | £26,718 | 3 | 25,799 | 234 |
| City of Edinburgh | 16 | £23,483 | 4 | 34,523 | 26 |
| City of London - Greater London | 26 | £29,768 | 2 | 13,762 | 41 |
| Clackmannanshire | 1 | £24,998 | 3 | 21,165 | 1 |
| Coleraine | 2 | £17,697 | 6 | 59,599 | 2 |
| Conwy | 1 | £18,699 | 6 | - | 1 |
| Cookstown | 7 | £31,296 | 1 | 14,377 | 8 |
| Cornwall | 22 | £26,583 | 4 | 26,291 | 40 |
| County Durham | 51 | £26,932 | 3 | 27,780 | 86 |
| Craigavon | 7 | £27,905 | 2 | 15,195 | 8 |
| Croydon - Greater London | 3 | £18,028 | 6 | 55,797 | 5 |
| Cumbria | 4 | £27,012 | 4 | 21,471 | 19 |
| Derbyshire | 98 | £26,730 | 3 | 22,501 | 164 |
| Devon | 79 | £27,596 | 3 | 27,077 | 135 |
| Dorset | 21 | £24,012 | 5 | 36,438 | 93 |
| Down | 1 | £25,995 | 2 | 40,000 | 3 |
| Dumfries and Galloway | 1 | £15,995 | 6 | 81,000 | 5 |
| Dundee City | 25 | £28,820 | 2 | 16,988 | 69 |
| Dungannon | 7 | £25,329 | 4 | 39,939 | 3 |
| Ealing - Greater London | 2 | £20,945 | 4 | 29,850 | 1 |
| East Ayrshire | 2 | £23,994 | 4 | 26,673 | 7 |
| East Riding of Yorkshire | 26 | £28,974 | 2 | 17,275 | 48 |
| East Sussex | 21 | £27,564 | 4 | 23,235 | 59 |
| Enfield - Greater London | 1 | £17,995 | 7 | 55,500 | - |
| Essex | 67 | £28,074 | 3 | 24,612 | 127 |
| Falkirk | 1 | £15,695 | 8 | 71,263 | 7 |
| Fife | 6 | £20,788 | 5 | 42,934 | 13 |
| Glasgow City | 96 | £28,541 | 2 | 18,399 | 135 |
| Gloucestershire | 34 | £28,696 | 2 | 24,053 | 56 |
| Greater Manchester | 117 | £22,348 | 4 | 42,770 | 190 |
| Gwynedd | 14 | £28,695 | 3 | 30,195 | 20 |
| Hampshire | 122 | £25,216 | 3 | 28,814 | 287 |
| Harrow - Greater London | 3 | £24,322 | 5 | 29,293 | 2 |
| Havering - Greater London | 14 | £17,486 | 6 | 61,872 | 24 |
| Herefordshire | 3 | £19,842 | 6 | 50,763 | 6 |
| Hertfordshire | 93 | £23,838 | 4 | 36,716 | 167 |
| Highland | 27 | £31,998 | 2 | 12,992 | 66 |
| Hillingdon - Greater London | 5 | £20,893 | 5 | 40,878 | - |
| Inverclyde | 1 | £19,998 | 5 | 51,224 | 1 |
| Isle of Wight | 2 | £17,495 | 7 | 60,158 | - |
| Kent | 60 | £26,866 | 3 | 25,040 | 111 |
| Kingston upon Thames - Greater London | 3 | £18,663 | 7 | 45,381 | - |
| Lancashire | 65 | £23,963 | 4 | 30,806 | 170 |
| Leicestershire | 122 | £26,278 | 3 | 26,637 | 192 |
| Limavady | 5 | £29,895 | 1 | 12,000 | 6 |
| Lincolnshire | 73 | £26,201 | 3 | 28,642 | 146 |
| Lisburn | 4 | £30,405 | 2 | 8,996 | 6 |
| Magherafelt | 6 | £18,008 | 7 | 55,743 | 5 |
| Merseyside | 11 | £21,080 | 5 | 41,708 | 20 |
| Merthyr Tydfil | 2 | £15,040 | 6 | 82,976 | 5 |
| Merton - Greater London | 1 | £11,990 | 4 | 145,000 | - |
| Newry and Mourne | 6 | £24,646 | 3 | 32,376 | 7 |
| Newtownabbey | 1 | £22,950 | 4 | 37,149 | 10 |
| Norfolk | 88 | £26,429 | 3 | 26,184 | 140 |
| North Ayrshire | 4 | £19,246 | 5 | 46,357 | 3 |
| North Down | 2 | £22,423 | 4 | 41,142 | 5 |
| North Lanarkshire | 1 | £15,640 | 6 | 56,361 | 6 |
| North Yorkshire | 87 | £26,901 | 3 | 26,888 | 233 |
| Northamptonshire | 45 | £23,842 | 4 | 35,365 | 76 |
| Northumberland | 4 | £20,185 | 6 | 41,591 | 5 |
| Nottinghamshire | 40 | £23,152 | 4 | 36,702 | 83 |
| Oxfordshire | 49 | £27,671 | 2 | 22,519 | 102 |
| Perth and Kinross | 25 | £29,237 | 2 | 19,365 | 50 |
| Redbridge - Greater London | 1 | £12,995 | 8 | 98,832 | - |
| Renfrewshire | 5 | £21,198 | 5 | 43,307 | 19 |
| Rhondda Cynon Taf | 1 | £19,932 | 6 | 52,620 | 2 |
| Richmond upon Thames - Greater London | 3 | £22,425 | 5 | 38,423 | - |
| Scottish Borders | 1 | £23,495 | 6 | 24,500 | 1 |
| Shropshire | 45 | £26,223 | 3 | 29,867 | 59 |
| Somerset | 60 | £25,455 | 4 | 30,395 | 112 |
| South Ayrshire | 14 | £24,308 | 4 | 32,520 | 38 |
| South Yorkshire | 95 | £23,423 | 4 | 38,988 | 182 |
| Staffordshire | 66 | £23,668 | 4 | 33,093 | 158 |
| Stirling | 48 | £29,738 | 2 | 18,347 | 102 |
| Strabane | 3 | £23,363 | 4 | 45,010 | - |
| Suffolk | 45 | £26,842 | 3 | 24,240 | 79 |
| Surrey | 57 | £23,669 | 4 | 35,999 | 111 |
| Tyne and Wear | 74 | £28,753 | 2 | 21,888 | 126 |
| Warwickshire | 30 | £24,168 | 3 | 37,675 | 55 |
| West Lothian | 6 | £23,254 | 4 | 32,365 | 6 |
| West Midlands | 111 | £25,440 | 3 | 28,543 | 268 |
| West Sussex | 54 | £28,392 | 3 | 22,467 | 108 |
| West Yorkshire | 179 | £26,499 | 3 | 24,124 | 323 |
| Wiltshire | 44 | £25,641 | 3 | 28,218 | 95 |
| Worcestershire | 30 | £24,168 | 4 | 35,601 | 51 |