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2020 Volvo XC40

1.5L Momentum

91,179mi Manual Petrol 1.5L

Total Price  £11,985

Monthly  ~£252/pm

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Dealer in Luton

Rated 4.1 (343 Reviews)

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Review Analysis 9 in 10 UK dealers score 4 stars or more, so the stars cannot tell them apart. We read every review posted about this dealer since July 2025, tag what each one praises or complains about, and compare the rates with every other UK dealer. The results are free to see once you log in. How this works

We analysed 200 Google reviews of this dealer.Complaints vs UK averagePraise vs UK averageLog in free to see the result

Compare Volvo XC40 1.5L Momentum NU20SWY Blue

2020 Volvo XC40 1.5L Momentum

91,179mi Manual Petrol 1.5L

Luton

 - Rated 4.1

£11,985

from £252/pm

Finance options

Compare this XC40 (NU20 SWY) to similar ones

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  • Volvo XC40 1.5 T3 163 R Design Pro Silver 1/35
  • Volvo XC40 1.5 T3 163 R Design Pro Silver #2 2/35
  • Volvo XC40 1.5 T3 163 R Design Pro Silver #3 3/35
  • Volvo XC40 1.5 T3 163 R Design Pro Silver #4 4/35
  • Volvo XC40 1.5 T3 163 R Design Pro Silver #5 5/35
  • View more photos (35)

    Volvo XC40 1.5 T3 163 R Design Pro Silver #6
2020 Volvo XC40

1.5 T3 163 R Design Pro

22,272mi Manual Petrol 1.5L

£19,217

£7,232 more

Stockport

£152pm more

from £403/pm

4.5 (120,248 reviews)

Higher rating

Same model

69k less miles

Same year

1.5L

Petrol

Manual

Finished in the tone of silver, this motor only has 22,272 miles clocked up on the dashboard and comes equipped with a 1.5L petrol motor.

  • Volvo XC40 Inscription Silver 1/40
  • Volvo XC40 Inscription Silver #2 2/40
  • Volvo XC40 Inscription Silver #3 3/40
  • Volvo XC40 Inscription Silver #4 4/40
  • Volvo XC40 Inscription Silver #5 5/40
  • View more photos (40)

    Volvo XC40 Inscription Silver #6
2020 Volvo XC40

Inscription

22,860mi Manual Petrol 1.5L

£18,750

£6,765 more

Worcester

£142pm more

from £394/pm

4.5 (102,885 reviews)

Higher rating

Same model

68k less miles

Same year

1.5L

Petrol

Manual

Up for sale and ready for its new owner to take home is this durable Volvo which is ranked amongst the UK's top 10 most reliable models. It is fitted out with manual transmission and has got a 1.5 LTR petrol motor. This used model now up for sale at our dealership in Worcester only has 22,860 miles clocked up on the dash and has been finished in silver.

  • Volvo XC40 Momentum Black 1/22
  • Volvo XC40 Momentum Black #2 2/22
  • Volvo XC40 Momentum Black #3 3/22
  • Volvo XC40 Momentum Black #4 4/22
  • Volvo XC40 Momentum Black #5 5/22
  • View more photos (22)

    Volvo XC40 Momentum Black #6
2020 Volvo XC40

Momentum

24,158mi Manual Petrol 1.5L

£17,460

£5,475 more

London

£115pm more

from £367/pm

4.2 (39,385 reviews)

Higher rating

Same model

67k less miles

Same year

1.5L

Petrol

Manual

Looking to buy a car that's built to be dependable and trustworthy and is one of the top 20 in the UK's reliability index? Then take a look at this  second-hand model with manual transmission, a 1.5 ltr petrol engine and 24,151 miles clocked up on the dash.

  • Volvo XC40 1.5 T3 163 R Design Blue 1/20
  • Volvo XC40 1.5 T3 163 R Design Blue #2 2/20
  • Volvo XC40 1.5 T3 163 R Design Blue #3 3/20
  • Volvo XC40 1.5 T3 163 R Design Blue #4 4/20
  • Volvo XC40 1.5 T3 163 R Design Blue #5 5/20
  • View more photos (20)

    Volvo XC40 1.5 T3 163 R Design Blue #6
2020 Volvo XC40

1.5 T3 163 R Design

24,864mi Manual Petrol 1.5L

£19,998

£8,013 more

Paisley

£168pm more

from £420/pm

4.5 (154,229 reviews)

Higher rating

Same model

66k less miles

Same year

1.5L

Petrol

Manual

Fitted out with a 1.5L petrol engine with manual transmission, this second hand Volvo XC40 1.5 T3 163 R Design is available on the market in blue with 24,864 miles clocked up on the dashboard.

Finance calculator

Estimated payments

hire purchase (hp)
monthly estimate (hp)
£252/pm
60 monthly payments of £252
Best available rate 9.9% APR
Total to pay £15,094
Total cost of credit £3,109
Get My Quote with Finset

We act as a Broker, not a Lender. Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41. Finset Finance is a broker, not a lender. This means that we may offer different rates and the above is for illustrative purposes only and is not a quote or an offer of finance.

Our ICO Number is ZB033082. All finance is subject to status, terms and conditions apply. Please note Carsnitch Ltd or Finset Limited are not financial advisors, we will not provide you with advice or a recommendation on finance products.

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This XC40 at £11,985 comparing nationwide

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Review Analysis

We analysed 200 Google reviews of this dealer, posted between July 2025 and July 2026, and compared them with every UK dealer we track.

Dealer located in Luton Visit dealer
  • Praise compared with the UK average
  • Complaints compared with the UK average
  • What reviewers praise and complain about
  • Rating from Google Local Guides
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Based on reviews posted between July 2025 and July 2026, compared against every UK dealer we track. How this is worked out Are you this dealer? The analysis is free to see with an account. Tell us if a figure is wrong.