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Used Volvo V60 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Volvo V60 on finance

If you're pondering the purchase of a Volvo V60 and, in particular, if you're considering getting a used Volvo V60 on finance in the UK, this guide is tailored for you:

  1. Research the Vehicle:

    • The Volvo V60 is a sleek and sophisticated estate car known for its safety features, luxurious interior, and efficient engine choices.
    • Familiarise yourself with the various trim levels, engine options, and technologies available across different model years.
    • For used models, research any common issues or specific wear and tear to be aware of for the V60.
  2. Searching for a Used Model:

    • Begin with Volvo's official approved-used vehicle programme. Cars here often come with a manufacturer's warranty and have been rigorously inspected.
    • Broaden your search to include online platforms, local dealerships, and car supermarkets to get a wide view of prices and available models.
  3. Finance Options:

    • Personal Contract Purchase (PCP): You'll pay a deposit, then monthly instalments. At the term's end, you can either make the balloon payment to own the car, return it, or start a new deal.
    • Hire Purchase (HP): After a deposit, you pay off the entire car value in monthly segments. After all payments, the car is yours.
    • Leasing: Rent the V60 for a fixed term and then return it at the end.
    • Personal Loan: Obtain a loan, buy the V60 outright, and then pay back the loan in monthly instalments.
  4. Obtain and Compare Finance Quotes:

    • Gather quotes from Volvo dealerships and third-party finance companies. Special offers might be available for those eyeing a used Volvo V60 on finance.
    • Evaluate the APR (Annual Percentage Rate) to gauge the complete borrowing cost.
  5. Review Your Credit Score:

    • Your credit rating can influence the finance rates and terms you're eligible for.
    • Confirm your score with major UK credit bureaus (Experian, Equifax, TransUnion) to ensure there are no errors.
  6. Budgeting:

    • Set a monthly payment that's manageable for your finances.
    • A larger deposit often means better monthly rates.
  7. Understanding the Agreement:

    • If you're going the PCP or leasing route, be aware of any mileage limits and potential extra charges if these are exceeded.
    • Get acquainted with any fees for terminating the agreement early or wear and tear stipulations.
  8. Negotiation:

    • Using the insights from your research, negotiate both the car's price and the finance terms. There's usually some leeway, especially if you're considering a used Volvo V60 on finance.
    • Aim for a reduction in the total amount payable throughout the agreement, not just the monthly fees.
  9. Finalise the Deal:

    • When you're happy with the terms, complete the required documentation.
    • Always read and fully comprehend all terms before signing and keep copies for your records.
  10. Insurance:

  • Before driving, make sure you have the right car insurance. Shop around to find the best deal.
  1. End-of-Agreement Options:
  • For PCP: Decide if you'll make the final payment, return the car, or roll into a new agreement.
  • For HP: The car becomes yours after all payments are settled.
  • If leasing, return the car in the agreed condition.
  1. Additional Costs:
  • Account for other potential expenses like road tax, servicing, maintenance, and potential repairs.

It's essential to ensure that your chosen finance option aligns with your current and foreseeable financial circumstances. If uncertain, it's always a good idea to seek advice from financial professionals or trusted sources.

About the Volvo V60

The Volvo V60 is an elegant estate car that seamlessly combines luxury, safety, and functionality. A part of Volvo's commitment to Scandinavian design and craftsmanship, the V60 stands out as an ideal choice for families and individuals who value a premium driving experience without compromising on practicality.

Features and Specifications:

  • Elegant Design: The V60 boasts a sleek and modern design, with its signature Thor's Hammer LED headlights, clean lines, and an elongated profile that gives it a poised stance on the road.

  • Spacious Cabin: Inside, the V60 offers a spacious and luxurious interior, adorned with high-quality materials, a minimalist dashboard, and ergonomic seating. The boot space is generous, making it ideal for family outings, shopping trips, or transporting larger items.

  • Cutting-Edge Tech: The V60 features Volvo's Sensus infotainment system, which provides an intuitive touchscreen interface, smartphone integration, navigation, and a suite of entertainment options.

  • Safety Commitment: In line with Volvo's reputation, the V60 is packed with advanced safety features. These include the City Safety system, which detects potential collisions and can automatically apply the brakes, Pilot Assist for semi-autonomous driving, and a range of other driver-assistance technologies.

  • Engine Choices: The V60 offers a variety of powertrains, including petrol, diesel, and plug-in hybrid options. Each engine provides a balance of performance and efficiency, ensuring a smooth and powerful drive.

Conclusion:

The Volvo V60 encapsulates what Volvo does best: creating vehicles that offer luxury, safety, and functionality in one stylish package. For those seeking a premium estate car that doesn't skimp on practical features, the V60 is a top contender. Its blend of design, tech, and safety makes it a perfect choice for both city driving and longer journeys.

Volvo V60 Data by County

Volvo V60 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All505£19,938656,089996
Aberdeen City1£21,995630,0009
Aberdeenshire1£22,595551,4884
Ards3£14,928862,5152
Argyll and Bute1£8,9791089,0001
Ballymena1£5,75010145,0003
Ballymoney1£14,950775,981-
Barking & Dagenham - Greater London1£11,990796,9351
Bedfordshire12£20,605757,61313
Belfast3£28,490439,7984
Berkshire12£22,055643,36133
Bristol6£18,232764,09215
Buckinghamshire10£22,521553,93511
Cambridgeshire16£21,124763,79733
Ceredigion1£9,695978,000-
Cheshire24£20,926654,58931
City of Edinburgh3£18,681554,6275
City of London - Greater London3£26,203436,5105
Coleraine2£19,447655,9272
Cornwall5£26,547427,5995
County Durham5£14,990772,67512
Craigavon1£13,995786,136-
Croydon - Greater London2£12,142880,1651
Cumbria1£17,495856,0005
Derbyshire17£15,614872,82625
Devon12£16,129774,30617
Dorset3£25,790428,80114
Dundee City1£30,900212,46413
Dungannon1£13,7957109,000-
East Riding of Yorkshire3£33,877216,7436
East Sussex5£31,359422,0334
Essex9£24,611635,61518
Falkirk1£4,99513122,5004
Fermanagh1£18,990670,0201
Fife5£16,695868,8573
Glasgow City12£26,395432,55913
Gloucestershire3£20,497527,79516
Greater Manchester34£14,899870,28137
Gwynedd2£35,738113,0376
Hampshire26£25,992333,23952
Havering - Greater London4£15,565674,8094
Herefordshire1£16,990764,9171
Hertfordshire11£24,235554,09929
Highland2£19,247687,7416
Hillingdon - Greater London1£8,500877,9831
Hounslow - Greater London2£16,145666,9781
Kent12£18,854740,12811
Lancashire17£17,974773,82426
Leicestershire18£12,659870,31134
Lincolnshire12£22,862550,26536
Lisburn2£19,745546,432-
Magherafelt1£21,750555,000-
Merseyside3£28,582328,6528
Merthyr Tydfil1£14,499772,430-
Moray1£31,998117,152-
Newport1£16,295884,369-
Newry and Mourne1£16,995775,000-
Norfolk15£19,558651,55720
North Down1£6,9951362,5001
North Lanarkshire1-774,0003
North Yorkshire9£23,477646,50548
Northamptonshire4£25,273431,64117
Northumberland3£17,613660,5814
Nottinghamshire6£21,746549,88421
Oxfordshire6£19,173448,8169
Perth and Kinross4£29,845215,2176
Rhondda Cynon Taf1£13,4997112,9511
Shropshire4£16,170848,4075
Somerset10£23,091539,45719
South Ayrshire4£29,695220,1605
South Yorkshire12£16,623774,57330
Staffordshire6£24,125524,57819
Stirling6£33,53129,57514
Suffolk7£23,319760,41116
Surrey5£14,594759,90217
Tyne and Wear9£13,269870,91419
Warwickshire4£24,835537,9339
West Midlands15£15,231765,95442
West Sussex3£32,430326,95213
West Yorkshire22£18,819662,23554
Wiltshire5£19,984751,5939
Worcestershire3£38,558110,98614
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