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Used Volkswagen Up on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Volkswagen Up on finance

The Volkswagen Up is recognized for its compact size and city-friendly driving experience. Here’s a simplified guide to help you navigate through the process of financing a used Up.


1. Setting Your Budget and Requirements

  • Define Preferences: Pin down the model, year, and specs you’re looking for.
  • Budgeting: Establish what you can afford as a down payment and in monthly installments.

2. Exploring Finance Options

  • Bank Loans: You may secure a loan from your bank, given that you have a stable credit score.
  • Hire Purchase (HP): Offer an initial deposit and pay the rest through monthly installments, gaining ownership at the end.
  • Personal Contract Purchase (PCP): Enjoy lower monthly rates and flexibility at the contract’s end to buy, return, or part-exchange the car.
  • Dealer Financing: Dealerships may provide finance options, but ensure to compare their rates with external providers.

3. Selecting a Suitable Volkswagen Up

  • Condition Check: Ensure the Up is in an acceptable mechanical and aesthetic condition.
  • Verify Vehicle History: Investigate for any outstanding finance or serious issues in the vehicle’s history using its VIN.

4. Finalizing the Deal

  • Negotiation: Harness your knowledge on the Volkswagen Up to negotiate the price and payment terms.
  • Read Through Contract: Ensure all agreed terms are clearly specified in the contract.

5. Arranging Appropriate Insurance

  • Compare Premiums: Shop around to find an insurance premium that provides necessary coverage at a reasonable price.
  • Possible Bundling: Sometimes, bundling various insurance types can offer cost benefits.

6. Ownership and Maintenance

  • Stay Current with Payments: Ensure you manage loan, lease, and insurance payments diligently.
  • Regular Servicing: Uphold the performance and value of the Up with consistent maintenance.

7. Future Planning

  • Maintain Resale Value: Preserve service records and manage the car well to retain its resale value.
  • Next Steps: At the finance term’s end, consider whether you will sell, keep, or trade-in the car, basing your decision on its condition and current market value.

In Summary

Financing a used Volkswagen Up requires a structured approach, involving budget planning, exploring varied finance options, validating the vehicle’s condition, and managing ongoing payments and maintenance. Ensure to engage in meticulous research and possibly consult with a financial consultant to comprehend the best financial route for your situation. This thorough preparation ensures that your financial journey towards owning a Volkswagen Up is as smooth as possible.

About the Volkswagen Up

Volkswagen, often synonymous with reliability and well-engineered vehicles, has in its lineup the Volkswagen Up! – a compact city car that promises both fun and functionality in a pint-sized package.

Key Features and Specifications

  • Compact Design: The Up! is designed with city driving in mind, boasting a compact size that's perfect for narrow streets and tight parking spots. Yet, its modern and chic appearance ensures it doesn't compromise on style.
  • Fuel Efficiency: Available with a range of efficient petrol engines, the Up! promises impressive fuel economy, making it ideal for urban commutes and short trips.
  • Interior Space: Despite its compact size, the Up! manages to offer a surprisingly spacious interior with a practical boot space, making it suitable for the weekly shop or a weekend away.
  • Tech Features: The car comes with a suite of infotainment options, including smartphone integration, which ensures drivers remain connected even on the move.

Popular Models in the UK In the UK, where city cars have a significant market, several variants of the Up! have found favour:

  • Volkswagen Move Up!: This version provides essentials like air conditioning, electric front windows, and a 5-inch colour screen.
  • Volkswagen High Up!: A more premium variant, it adds alloy wheels, satellite navigation, and heated front seats to the mix.
  • Volkswagen Up! GTI: Channeling the spirit of the original Golf GTI, this sporty version of the Up! offers a turbocharged engine and sportier aesthetics.
Volkswagen Up Data by County

Volkswagen Up data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All746£8,214944,4551,448
Aberdeen City7£10,510733,46721
Aberdeenshire3£10,880539,7475
Angus2£9,145757,1421
Antrim2£8,725939,9502
Ards1£7,950742,4202
Ballymena1£4,7451369,0002
Banbridge1£5,9001249,000-
Barking & Dagenham - Greater London1£5,995939,006-
Bedfordshire5£4,9371274,05614
Belfast3£8,581751,6636
Berkshire12£6,6741047,48022
Blaenau Gwent1£3,9951163,0001
Bristol12£6,2671147,59926
Bromley - Greater London1£7,989834,134-
Buckinghamshire11£6,885955,50720
Cambridgeshire15£6,967951,04427
Carmarthenshire3£9,925641,694-
Carrickfergus4£8,4501132,5504
Cheshire14£8,759840,81222
City of Edinburgh12£6,8801053,81116
City of London - Greater London1£12,499312,1674
Coleraine2£10,997546,7851
Cornwall4£7,245950,76817
County Durham17£7,398953,39837
Croydon - Greater London1£9,411628,6012
Cumbria7£9,851731,78913
Derbyshire13£7,716950,46630
Devon43£8,307940,47855
Dorset4£8,2711040,90816
Dumfries and Galloway1£9,995861,486-
Dundee City3£7,932836,83913
Dungannon1£9,250364,534-
Ealing - Greater London2£3,2431382,1003
East Ayrshire2£5,3951078,4762
East Riding of Yorkshire1£11,500825,2942
East Sussex8£8,361935,06011
Essex10£9,018834,02831
Falkirk3£5,9951241,0006
Fife2£11,249418,90817
Glasgow City15£8,028945,31625
Gloucestershire10£7,916951,56317
Greater Manchester34£7,339944,95882
Gwynedd1£11,900418,4001
Hampshire27£7,8941045,01645
Harrow - Greater London2£4,6951025,9412
Havering - Greater London7£9,1411034,9642
Herefordshire4£6,4711054,35211
Hertfordshire11£6,4601045,14931
Highland4£23,700422,2341
Hillingdon - Greater London2£5,6251155,6003
Hounslow - Greater London3£12,246719,9285
Isle of Wight5£7,6961044,7644
Kent26£7,1101043,86747
Lancashire29£6,4821057,05145
Leicestershire7£7,792850,08123
Lincolnshire14£7,995938,6937
Lisburn1£13,485319,8204
Merseyside5£7,3871044,1049
Merthyr Tydfil1£5,9901149,9503
Monmouthshire1£4,6001272,7001
Moray2£10,845623,0574
Neath Port Talbot10£7,065951,1967
Newtownabbey3£8,646844,6848
Norfolk16£8,803847,56736
North Down1£5,9951063,2281
North Lanarkshire11£7,1811142,3096
North Yorkshire19£8,512743,20340
Northamptonshire14£8,307751,97712
Northumberland4£9,373727,6014
Nottinghamshire12£7,557948,83726
Oxfordshire9£8,133840,49419
Renfrewshire3£10,665523,2854
Rhondda Cynon Taf5£5,9951172,7042
Shropshire5£6,1381241,34615
Somerset11£8,519945,04227
South Ayrshire2£8,9981068,0442
South Yorkshire11£8,233937,82536
Staffordshire12£9,117832,41628
Stirling2£7,498846,40810
Suffolk9£8,970734,09823
Surrey31£6,8521042,65153
The Vale of Glamorgan1£3,9991352,0004
Tyne and Wear17£8,988732,48445
Warwickshire2£13,368731,7887
West Lothian1£6,4901150,0632
West Midlands20£7,755958,36338
West Sussex12£7,505949,14139
West Yorkshire41£7,1051051,626103
Wiltshire7£9,691733,81812
Worcestershire8£9,217833,05516
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