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Used Volkswagen Up on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

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Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Volkswagen Up on finance

The Volkswagen Up is recognized for its compact size and city-friendly driving experience. Here’s a simplified guide to help you navigate through the process of financing a used Up.


1. Setting Your Budget and Requirements

  • Define Preferences: Pin down the model, year, and specs you’re looking for.
  • Budgeting: Establish what you can afford as a down payment and in monthly installments.

2. Exploring Finance Options

  • Bank Loans: You may secure a loan from your bank, given that you have a stable credit score.
  • Hire Purchase (HP): Offer an initial deposit and pay the rest through monthly installments, gaining ownership at the end.
  • Personal Contract Purchase (PCP): Enjoy lower monthly rates and flexibility at the contract’s end to buy, return, or part-exchange the car.
  • Dealer Financing: Dealerships may provide finance options, but ensure to compare their rates with external providers.

3. Selecting a Suitable Volkswagen Up

  • Condition Check: Ensure the Up is in an acceptable mechanical and aesthetic condition.
  • Verify Vehicle History: Investigate for any outstanding finance or serious issues in the vehicle’s history using its VIN.

4. Finalizing the Deal

  • Negotiation: Harness your knowledge on the Volkswagen Up to negotiate the price and payment terms.
  • Read Through Contract: Ensure all agreed terms are clearly specified in the contract.

5. Arranging Appropriate Insurance

  • Compare Premiums: Shop around to find an insurance premium that provides necessary coverage at a reasonable price.
  • Possible Bundling: Sometimes, bundling various insurance types can offer cost benefits.

6. Ownership and Maintenance

  • Stay Current with Payments: Ensure you manage loan, lease, and insurance payments diligently.
  • Regular Servicing: Uphold the performance and value of the Up with consistent maintenance.

7. Future Planning

  • Maintain Resale Value: Preserve service records and manage the car well to retain its resale value.
  • Next Steps: At the finance term’s end, consider whether you will sell, keep, or trade-in the car, basing your decision on its condition and current market value.

In Summary

Financing a used Volkswagen Up requires a structured approach, involving budget planning, exploring varied finance options, validating the vehicle’s condition, and managing ongoing payments and maintenance. Ensure to engage in meticulous research and possibly consult with a financial consultant to comprehend the best financial route for your situation. This thorough preparation ensures that your financial journey towards owning a Volkswagen Up is as smooth as possible.

About the Volkswagen Up

Volkswagen, often synonymous with reliability and well-engineered vehicles, has in its lineup the Volkswagen Up! – a compact city car that promises both fun and functionality in a pint-sized package.

Key Features and Specifications

  • Compact Design: The Up! is designed with city driving in mind, boasting a compact size that's perfect for narrow streets and tight parking spots. Yet, its modern and chic appearance ensures it doesn't compromise on style.
  • Fuel Efficiency: Available with a range of efficient petrol engines, the Up! promises impressive fuel economy, making it ideal for urban commutes and short trips.
  • Interior Space: Despite its compact size, the Up! manages to offer a surprisingly spacious interior with a practical boot space, making it suitable for the weekly shop or a weekend away.
  • Tech Features: The car comes with a suite of infotainment options, including smartphone integration, which ensures drivers remain connected even on the move.

Popular Models in the UK In the UK, where city cars have a significant market, several variants of the Up! have found favour:

  • Volkswagen Move Up!: This version provides essentials like air conditioning, electric front windows, and a 5-inch colour screen.
  • Volkswagen High Up!: A more premium variant, it adds alloy wheels, satellite navigation, and heated front seats to the mix.
  • Volkswagen Up! GTI: Channeling the spirit of the original Golf GTI, this sporty version of the Up! offers a turbocharged engine and sportier aesthetics.
Volkswagen Up Data by County

Volkswagen Up data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All884£8,643844,1131,647
Aberdeenshire6£12,078527,13116
Angus5£9,196744,10719
Ayrshire10£7,138948,4458
Bedfordshire7£5,123970,05413
Berkshire11£6,5281050,69627
Blaenau Gwent2£12,975531,0007
Bridgend1£15,095514,61810
Bristol16£7,2751047,50024
Buckinghamshire15£6,1381055,28736
Caerphilly2£6,999961,9761
Cambridgeshire14£6,950856,21529
Cardiff3£8,465949,2068
Carmarthenshire3£9,493645,4922
Ceredigion1£7,995856,9873
Cheshire17£7,737949,39129
Conwy1£16,450313,6763
Cornwall5£10,497633,60918
County Antrim15£9,870648,82223
County Armagh1£5,999975,0001
County Down3£8,813829,4585
County Durham21£7,811956,55942
County Londonderry5£9,575556,3001
County Tyrone1£7,950364,534-
Cumbria4£7,920943,76220
Derbyshire20£8,655838,18829
Devon28£8,810847,69863
Dorset7£8,197950,11819
Dumfries & Galloway1£9,995861,486-
East Lothian1£7,499948,315-
East Riding of Yorkshire3£7,1131029,8435
East Sussex14£7,0791151,21723
Essex17£9,092833,29024
Falkirk3£5,9951241,0005
Fife3£7,2981037,04111
Flintshire4£6,2201139,4612
Gloucestershire7£6,887864,86018
Greater London28£8,127940,63451
Greater Manchester37£7,431942,54462
Hampshire25£9,122743,06456
Herefordshire2£5,3951237,27310
Hertfordshire14£6,5741049,88233
Highland1£36,90017,3994
Isle of Wight4£10,245829,6887
Kent27£7,710946,68554
Lanarkshire22£7,7581040,49837
Lancashire34£6,714952,81643
Leicestershire15£8,039851,16917
Lincolnshire13£7,2101046,44811
Merseyside6£7,758835,70416
Merthyr Tydfil2£8,8701040,2901
Midlothian18£7,091952,00422
Monmouthshire2£6,8481226,2003
Moray3£9,828442,1105
Neath Port Talbot12£9,012746,6467
Newport1£9,999854,5536
Norfolk17£7,998943,28031
North Yorkshire20£8,984736,52745
Northamptonshire23£7,292858,04933
Northumberland6£7,733935,8265
Nottinghamshire12£7,684949,18631
Oxfordshire9£8,001831,50018
Pembrokeshire1£17,99534,2822
Perth & Kinross1£12,495315,9503
Renfrewshire2£8,149828,0336
Rhondda Cynon Taf4£4,4951388,9752
Shropshire7£6,3971143,13817
Somerset8£10,802826,89919
South Yorkshire11£7,798944,88143
Staffordshire19£8,381841,84920
Stirling2£9,998543,57111
Suffolk17£8,170842,86624
Surrey36£6,8301045,29668
Swansea3£5,764961,1139
Torfaen1£12,495521,2671
Tyne and Wear24£8,187839,25747
Vale of Glamorgan2£4,9981280,2376
Warwickshire1£4,9951238,0009
West Lothian4£5,4181257,9803
West Midlands15£8,091851,69140
West Sussex14£8,381838,56232
West Yorkshire58£6,3361142,62797
Wiltshire9£9,113838,50214
Worcestershire9£7,786946,43818
Wrexham6£7,705851,7294
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