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Used Volkswagen Up on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Volkswagen Up on finance

The Volkswagen Up is recognized for its compact size and city-friendly driving experience. Here’s a simplified guide to help you navigate through the process of financing a used Up.


1. Setting Your Budget and Requirements

  • Define Preferences: Pin down the model, year, and specs you’re looking for.
  • Budgeting: Establish what you can afford as a down payment and in monthly installments.

2. Exploring Finance Options

  • Bank Loans: You may secure a loan from your bank, given that you have a stable credit score.
  • Hire Purchase (HP): Offer an initial deposit and pay the rest through monthly installments, gaining ownership at the end.
  • Personal Contract Purchase (PCP): Enjoy lower monthly rates and flexibility at the contract’s end to buy, return, or part-exchange the car.
  • Dealer Financing: Dealerships may provide finance options, but ensure to compare their rates with external providers.

3. Selecting a Suitable Volkswagen Up

  • Condition Check: Ensure the Up is in an acceptable mechanical and aesthetic condition.
  • Verify Vehicle History: Investigate for any outstanding finance or serious issues in the vehicle’s history using its VIN.

4. Finalizing the Deal

  • Negotiation: Harness your knowledge on the Volkswagen Up to negotiate the price and payment terms.
  • Read Through Contract: Ensure all agreed terms are clearly specified in the contract.

5. Arranging Appropriate Insurance

  • Compare Premiums: Shop around to find an insurance premium that provides necessary coverage at a reasonable price.
  • Possible Bundling: Sometimes, bundling various insurance types can offer cost benefits.

6. Ownership and Maintenance

  • Stay Current with Payments: Ensure you manage loan, lease, and insurance payments diligently.
  • Regular Servicing: Uphold the performance and value of the Up with consistent maintenance.

7. Future Planning

  • Maintain Resale Value: Preserve service records and manage the car well to retain its resale value.
  • Next Steps: At the finance term’s end, consider whether you will sell, keep, or trade-in the car, basing your decision on its condition and current market value.

In Summary

Financing a used Volkswagen Up requires a structured approach, involving budget planning, exploring varied finance options, validating the vehicle’s condition, and managing ongoing payments and maintenance. Ensure to engage in meticulous research and possibly consult with a financial consultant to comprehend the best financial route for your situation. This thorough preparation ensures that your financial journey towards owning a Volkswagen Up is as smooth as possible.

About the Volkswagen Up

Volkswagen, often synonymous with reliability and well-engineered vehicles, has in its lineup the Volkswagen Up! – a compact city car that promises both fun and functionality in a pint-sized package.

Key Features and Specifications

  • Compact Design: The Up! is designed with city driving in mind, boasting a compact size that's perfect for narrow streets and tight parking spots. Yet, its modern and chic appearance ensures it doesn't compromise on style.
  • Fuel Efficiency: Available with a range of efficient petrol engines, the Up! promises impressive fuel economy, making it ideal for urban commutes and short trips.
  • Interior Space: Despite its compact size, the Up! manages to offer a surprisingly spacious interior with a practical boot space, making it suitable for the weekly shop or a weekend away.
  • Tech Features: The car comes with a suite of infotainment options, including smartphone integration, which ensures drivers remain connected even on the move.

Popular Models in the UK In the UK, where city cars have a significant market, several variants of the Up! have found favour:

  • Volkswagen Move Up!: This version provides essentials like air conditioning, electric front windows, and a 5-inch colour screen.
  • Volkswagen High Up!: A more premium variant, it adds alloy wheels, satellite navigation, and heated front seats to the mix.
  • Volkswagen Up! GTI: Channeling the spirit of the original Golf GTI, this sporty version of the Up! offers a turbocharged engine and sportier aesthetics.
Volkswagen Up Data by County

Volkswagen Up data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All776£8,379943,5991,469
Aberdeen City6£12,079630,98820
Aberdeenshire5£11,026535,8135
Angus1£6,795961,945-
Antrim1£10,950651,9003
Ards1£7,950742,4202
Ballymena2£5,6451169,7823
Barking & Dagenham - Greater London1£5,995939,0061
Bedfordshire5£6,1871071,44914
Belfast3£9,290751,66312
Berkshire6£6,1021066,20918
Bristol17£6,0951152,42530
Bromley - Greater London1£8,089834,1341
Buckinghamshire10£9,517831,96919
Cambridgeshire11£7,743851,17025
Cardiff2£8,4231021,7183
Carmarthenshire1£7,495767,4751
Carrickfergus5£8,4501135,6406
Ceredigion2£11,495723,9464
Cheshire14£8,927842,77131
City of Edinburgh12£7,4041051,77613
City of London - Greater London3£8,113947,8775
Coleraine1£14,995214,9923
Conwy1£10,795424,1282
Cornwall8£9,821839,62610
County Durham16£6,7621062,05939
Cumbria9£10,103736,5977
Denbighshire1£5,9951150,418-
Derbyshire13£8,313944,24638
Devon34£8,342942,42765
Dorset8£8,9561043,01512
Dumfries and Galloway1£9,995861,486-
Dundee City7£11,221541,9377
Dungannon1£9,250364,534-
East Ayrshire1£5,4951157,6253
East Riding of Yorkshire2£9,520921,3975
East Sussex5£7,356940,59113
Enfield - Greater London1£5,8001159,1184
Essex14£7,404943,62526
Falkirk6£7,0301043,2083
Fife8£8,431748,15517
Flintshire1£4,8951348,000-
Glasgow City14£8,413836,12022
Gloucestershire5£7,645951,33426
Greater Manchester36£7,918941,72588
Gwynedd1£11,900418,4001
Hampshire25£8,653942,63049
Harrow - Greater London2£4,1451067,500-
Havering - Greater London6£8,1901135,1756
Hertfordshire10£6,7061047,62534
Highland2£10,124734,5071
Hillingdon - Greater London3£4,8131263,0001
Inverclyde2£7,4941022,8062
Isle of Wight6£8,2461050,9412
Kent28£7,5061040,43047
Kingston upon Thames - Greater London1£8,7501015,6005
Lancashire28£6,6161048,01145
Leicestershire6£10,646631,35429
Lincolnshire8£7,308943,63520
Lisburn1£13,485319,8202
Merseyside7£9,105942,8039
Merthyr Tydfil1£7,495757,1004
Moray2£8,7451027,2803
Neath Port Talbot6£7,361850,66012
Newport1£3,6951385,794-
Newtownabbey3£12,323631,0515
Norfolk19£9,196742,38225
North Ayrshire1£5,2991364,5003
North Down1£6,4951063,2281
North Lanarkshire10£7,2491141,03411
North Yorkshire17£7,934945,94839
Northamptonshire8£7,128958,47223
Northumberland3£8,332836,5354
Nottinghamshire15£8,958837,22217
Oxfordshire8£7,910940,85013
Pembrokeshire3£12,163531,4071
Renfrewshire2£9,248833,8314
Rhondda Cynon Taf5£5,9951172,7043
Shropshire6£7,806922,57214
Somerset11£8,205940,37236
South Yorkshire22£8,692839,53121
Staffordshire11£8,284935,51530
Stirling4£9,248830,8844
Suffolk9£9,049733,81627
Surrey36£7,6831034,31446
Tyne and Wear20£8,084841,15747
Warwickshire2£13,142733,9885
West Lothian2£13,025518,3442
West Midlands28£8,073849,36743
West Sussex14£7,3331053,09044
West Yorkshire51£7,3471042,37088
Wiltshire9£8,992941,26916
Worcestershire8£8,512851,87619
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