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Used Volkswagen Up on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Volkswagen Up on finance

The Volkswagen Up is recognized for its compact size and city-friendly driving experience. Here’s a simplified guide to help you navigate through the process of financing a used Up.


1. Setting Your Budget and Requirements

  • Define Preferences: Pin down the model, year, and specs you’re looking for.
  • Budgeting: Establish what you can afford as a down payment and in monthly installments.

2. Exploring Finance Options

  • Bank Loans: You may secure a loan from your bank, given that you have a stable credit score.
  • Hire Purchase (HP): Offer an initial deposit and pay the rest through monthly installments, gaining ownership at the end.
  • Personal Contract Purchase (PCP): Enjoy lower monthly rates and flexibility at the contract’s end to buy, return, or part-exchange the car.
  • Dealer Financing: Dealerships may provide finance options, but ensure to compare their rates with external providers.

3. Selecting a Suitable Volkswagen Up

  • Condition Check: Ensure the Up is in an acceptable mechanical and aesthetic condition.
  • Verify Vehicle History: Investigate for any outstanding finance or serious issues in the vehicle’s history using its VIN.

4. Finalizing the Deal

  • Negotiation: Harness your knowledge on the Volkswagen Up to negotiate the price and payment terms.
  • Read Through Contract: Ensure all agreed terms are clearly specified in the contract.

5. Arranging Appropriate Insurance

  • Compare Premiums: Shop around to find an insurance premium that provides necessary coverage at a reasonable price.
  • Possible Bundling: Sometimes, bundling various insurance types can offer cost benefits.

6. Ownership and Maintenance

  • Stay Current with Payments: Ensure you manage loan, lease, and insurance payments diligently.
  • Regular Servicing: Uphold the performance and value of the Up with consistent maintenance.

7. Future Planning

  • Maintain Resale Value: Preserve service records and manage the car well to retain its resale value.
  • Next Steps: At the finance term’s end, consider whether you will sell, keep, or trade-in the car, basing your decision on its condition and current market value.

In Summary

Financing a used Volkswagen Up requires a structured approach, involving budget planning, exploring varied finance options, validating the vehicle’s condition, and managing ongoing payments and maintenance. Ensure to engage in meticulous research and possibly consult with a financial consultant to comprehend the best financial route for your situation. This thorough preparation ensures that your financial journey towards owning a Volkswagen Up is as smooth as possible.

About the Volkswagen Up

Volkswagen, often synonymous with reliability and well-engineered vehicles, has in its lineup the Volkswagen Up! – a compact city car that promises both fun and functionality in a pint-sized package.

Key Features and Specifications

  • Compact Design: The Up! is designed with city driving in mind, boasting a compact size that's perfect for narrow streets and tight parking spots. Yet, its modern and chic appearance ensures it doesn't compromise on style.
  • Fuel Efficiency: Available with a range of efficient petrol engines, the Up! promises impressive fuel economy, making it ideal for urban commutes and short trips.
  • Interior Space: Despite its compact size, the Up! manages to offer a surprisingly spacious interior with a practical boot space, making it suitable for the weekly shop or a weekend away.
  • Tech Features: The car comes with a suite of infotainment options, including smartphone integration, which ensures drivers remain connected even on the move.

Popular Models in the UK In the UK, where city cars have a significant market, several variants of the Up! have found favour:

  • Volkswagen Move Up!: This version provides essentials like air conditioning, electric front windows, and a 5-inch colour screen.
  • Volkswagen High Up!: A more premium variant, it adds alloy wheels, satellite navigation, and heated front seats to the mix.
  • Volkswagen Up! GTI: Channeling the spirit of the original Golf GTI, this sporty version of the Up! offers a turbocharged engine and sportier aesthetics.
Volkswagen Up Data by County

Volkswagen Up data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All759£8,287943,8541,367
Aberdeen City8£10,458733,72420
Aberdeenshire2£10,323644,3576
Angus2£9,145756,973-
Antrim1£10,950651,9003
Ards1£7,950742,4202
Ballymena2£5,1451169,7821
Ballymoney1£5,450975,018-
Barking & Dagenham - Greater London1£5,995939,006-
Bedfordshire6£5,4131166,45112
Belfast3£8,723751,6638
Berkshire8£6,4421057,57819
Bristol14£6,2631049,46623
Bromley - Greater London1£6,750834,1341
Buckinghamshire8£7,878947,28817
Cambridgeshire13£8,210844,22925
Carmarthenshire2£9,895647,041-
Carrickfergus4£8,7001135,3005
Ceredigion1£12,495514,1482
Cheshire14£8,897739,47023
City of Edinburgh12£6,3801053,22416
City of London - Greater London2£9,572829,0843
Conwy1£6,895931,6903
Cornwall4£8,371851,06615
County Durham18£7,655953,09536
Cumbria11£9,118839,2778
Derbyshire10£8,2901047,12031
Devon37£8,126943,72450
Dorset7£9,846934,41513
Dumfries and Galloway1£9,995861,486-
Dundee City6£10,346636,3299
Dungannon1£9,250364,534-
Ealing - Greater London2£3,4931382,1003
East Ayrshire3£5,5951075,1512
East Riding of Yorkshire2£9,131921,3973
East Sussex7£7,698938,97210
Essex10£7,5771038,87329
Falkirk4£8,2191031,6055
Fife3£9,496537,23317
Glasgow City15£8,338843,48221
Gloucestershire5£4,9101177,96919
Greater Manchester38£7,419942,01779
Gwynedd1£11,900418,4001
Hampshire29£8,404943,01345
Harrow - Greater London1£4,995930,0002
Havering - Greater London8£9,275934,1113
Herefordshire3£5,8471055,2069
Hertfordshire12£5,8361155,38227
Highland4£23,700422,2342
Hillingdon - Greater London2£5,6251155,6003
Hounslow - Greater London4£11,566720,3203
Inverclyde1£5,2901130,4402
Isle of Wight5£7,6961044,7643
Kent28£7,3711038,82041
Kingston upon Thames - Greater London1£8,7501015,6003
Lancashire30£6,8941049,76342
Leicestershire5£7,710857,60625
Lincolnshire13£8,197938,67610
Lisburn1£13,485319,8204
Merseyside4£7,4841044,7559
Merthyr Tydfil1£5,9901149,9504
Moray2£11,145623,0574
Neath Port Talbot9£7,073949,10610
Newtownabbey2£9,725838,3108
Norfolk16£8,943843,84831
North Ayrshire1£5,2991364,5001
North Down1£6,4951063,2281
North Lanarkshire10£6,7991244,0628
North Yorkshire18£8,505741,42937
Northamptonshire14£9,232751,15013
Northumberland5£9,098730,1653
Nottinghamshire14£8,159845,52923
Oxfordshire9£7,408944,90217
Renfrewshire2£10,248627,0654
Rhondda Cynon Taf5£5,9951172,7042
Shropshire5£7,9061034,48213
Somerset11£8,669944,51430
South Ayrshire2£9,2481068,0442
South Yorkshire17£8,458940,06327
Staffordshire12£8,727833,36426
Stirling5£9,058736,9696
Suffolk10£7,917838,52923
Surrey37£6,5361141,44242
The Vale of Glamorgan1£3,9991352,0004
Tyne and Wear13£8,710736,94449
Warwickshire2£10,468934,4886
West Lothian1£12,999311,5611
West Midlands20£7,826955,76140
West Sussex13£7,3341047,10240
West Yorkshire40£7,3131047,86793
Wiltshire9£9,493835,62313
Worcestershire9£8,471834,67013
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