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Used Volkswagen Up on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Volkswagen Up on finance

The Volkswagen Up is recognized for its compact size and city-friendly driving experience. Here’s a simplified guide to help you navigate through the process of financing a used Up.


1. Setting Your Budget and Requirements

  • Define Preferences: Pin down the model, year, and specs you’re looking for.
  • Budgeting: Establish what you can afford as a down payment and in monthly installments.

2. Exploring Finance Options

  • Bank Loans: You may secure a loan from your bank, given that you have a stable credit score.
  • Hire Purchase (HP): Offer an initial deposit and pay the rest through monthly installments, gaining ownership at the end.
  • Personal Contract Purchase (PCP): Enjoy lower monthly rates and flexibility at the contract’s end to buy, return, or part-exchange the car.
  • Dealer Financing: Dealerships may provide finance options, but ensure to compare their rates with external providers.

3. Selecting a Suitable Volkswagen Up

  • Condition Check: Ensure the Up is in an acceptable mechanical and aesthetic condition.
  • Verify Vehicle History: Investigate for any outstanding finance or serious issues in the vehicle’s history using its VIN.

4. Finalizing the Deal

  • Negotiation: Harness your knowledge on the Volkswagen Up to negotiate the price and payment terms.
  • Read Through Contract: Ensure all agreed terms are clearly specified in the contract.

5. Arranging Appropriate Insurance

  • Compare Premiums: Shop around to find an insurance premium that provides necessary coverage at a reasonable price.
  • Possible Bundling: Sometimes, bundling various insurance types can offer cost benefits.

6. Ownership and Maintenance

  • Stay Current with Payments: Ensure you manage loan, lease, and insurance payments diligently.
  • Regular Servicing: Uphold the performance and value of the Up with consistent maintenance.

7. Future Planning

  • Maintain Resale Value: Preserve service records and manage the car well to retain its resale value.
  • Next Steps: At the finance term’s end, consider whether you will sell, keep, or trade-in the car, basing your decision on its condition and current market value.

In Summary

Financing a used Volkswagen Up requires a structured approach, involving budget planning, exploring varied finance options, validating the vehicle’s condition, and managing ongoing payments and maintenance. Ensure to engage in meticulous research and possibly consult with a financial consultant to comprehend the best financial route for your situation. This thorough preparation ensures that your financial journey towards owning a Volkswagen Up is as smooth as possible.

About the Volkswagen Up

Volkswagen, often synonymous with reliability and well-engineered vehicles, has in its lineup the Volkswagen Up! – a compact city car that promises both fun and functionality in a pint-sized package.

Key Features and Specifications

  • Compact Design: The Up! is designed with city driving in mind, boasting a compact size that's perfect for narrow streets and tight parking spots. Yet, its modern and chic appearance ensures it doesn't compromise on style.
  • Fuel Efficiency: Available with a range of efficient petrol engines, the Up! promises impressive fuel economy, making it ideal for urban commutes and short trips.
  • Interior Space: Despite its compact size, the Up! manages to offer a surprisingly spacious interior with a practical boot space, making it suitable for the weekly shop or a weekend away.
  • Tech Features: The car comes with a suite of infotainment options, including smartphone integration, which ensures drivers remain connected even on the move.

Popular Models in the UK In the UK, where city cars have a significant market, several variants of the Up! have found favour:

  • Volkswagen Move Up!: This version provides essentials like air conditioning, electric front windows, and a 5-inch colour screen.
  • Volkswagen High Up!: A more premium variant, it adds alloy wheels, satellite navigation, and heated front seats to the mix.
  • Volkswagen Up! GTI: Channeling the spirit of the original Golf GTI, this sporty version of the Up! offers a turbocharged engine and sportier aesthetics.
Volkswagen Up Data by County

Volkswagen Up data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All751£8,267943,9671,340
Aberdeen City9£9,985735,91919
Aberdeenshire2£10,323644,3576
Angus1£6,795961,945-
Antrim2£8,725939,9502
Ards1£7,950742,4202
Ballymena2£5,6451169,7821
Ballymoney1£5,450975,018-
Barking & Dagenham - Greater London1£5,995939,006-
Bedfordshire6£5,4131166,40112
Belfast3£8,787751,6638
Berkshire6£6,975957,67819
Blaenau Gwent1£9,499444,685-
Bristol13£6,4541046,81523
Bromley - Greater London1£7,589834,1341
Buckinghamshire7£8,626839,18617
Cambridgeshire12£8,143846,30726
Carmarthenshire2£9,895647,041-
Carrickfergus4£8,7001135,3005
Ceredigion1£12,495514,1482
Cheshire12£8,869739,46624
City of Edinburgh11£6,6511053,27116
City of London - Greater London2£9,597829,0843
Conwy1£6,895931,6903
Cornwall4£8,371851,06615
County Durham18£7,374955,17035
Cumbria12£9,024838,9347
Derbyshire10£7,9301051,55430
Devon37£8,154943,72450
Dorset7£9,846934,41513
Dumfries and Galloway1£9,995861,486-
Dundee City7£9,868737,2518
Dungannon1£9,250364,534-
Ealing - Greater London2£3,4931382,1003
East Ayrshire3£5,5951075,1512
East Riding of Yorkshire2£9,000921,3973
East Sussex7£7,698938,97210
Enfield - Greater London1£5,8001159,1182
Essex10£7,5871038,87329
Falkirk4£8,2191031,6055
Fife4£8,046750,42516
Glasgow City14£8,598841,79921
Gloucestershire5£6,5181161,71318
Greater Manchester36£7,433942,81579
Gwynedd1£11,900418,4001
Hampshire30£8,528943,72242
Havering - Greater London8£9,315934,1113
Herefordshire4£6,641948,8508
Hertfordshire13£6,1181150,73225
Highland4£23,725422,2342
Hillingdon - Greater London2£5,6251155,6003
Hounslow - Greater London4£11,580720,3203
Inverclyde1£5,2901130,4402
Isle of Wight5£7,6961044,7643
Kent29£7,3721038,93040
Kingston upon Thames - Greater London1£8,7501015,6003
Lancashire32£7,150947,48740
Leicestershire5£6,969951,38923
Lincolnshire13£8,219938,67610
Lisburn1£13,485319,8204
Merseyside4£7,4841044,7559
Merthyr Tydfil1£5,9951149,9504
Moray3£9,428821,0383
Neath Port Talbot10£7,265948,2969
Newtownabbey2£9,725838,3108
Norfolk19£9,078844,86828
North Ayrshire1£5,2991364,5001
North Down1£6,4951063,2281
North Lanarkshire10£6,7991244,0628
North Yorkshire16£8,615840,30837
Northamptonshire12£10,351643,16713
Northumberland4£8,249837,4753
Nottinghamshire13£8,227844,65522
Oxfordshire9£7,408944,90217
Renfrewshire2£10,248627,0654
Rhondda Cynon Taf4£5,6211284,5533
Shropshire4£8,1081034,52213
Somerset11£8,714944,51430
South Ayrshire2£9,2481068,0442
South Yorkshire15£8,350938,46927
Staffordshire12£8,727833,36426
Stirling5£9,058736,9696
Suffolk9£7,742939,77624
Surrey35£6,6611139,43442
The Vale of Glamorgan1£3,9991352,0004
Tyne and Wear15£7,899939,24646
Warwickshire2£10,468934,4886
West Lothian1£13,051311,5611
West Midlands20£8,469953,78139
West Sussex10£7,0861049,64341
West Yorkshire40£7,3541047,95691
Wiltshire10£9,214836,98112
Worcestershire9£8,491834,67013
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