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Used Volkswagen Up on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Volkswagen Up on finance

The Volkswagen Up is recognized for its compact size and city-friendly driving experience. Here’s a simplified guide to help you navigate through the process of financing a used Up.


1. Setting Your Budget and Requirements

  • Define Preferences: Pin down the model, year, and specs you’re looking for.
  • Budgeting: Establish what you can afford as a down payment and in monthly installments.

2. Exploring Finance Options

  • Bank Loans: You may secure a loan from your bank, given that you have a stable credit score.
  • Hire Purchase (HP): Offer an initial deposit and pay the rest through monthly installments, gaining ownership at the end.
  • Personal Contract Purchase (PCP): Enjoy lower monthly rates and flexibility at the contract’s end to buy, return, or part-exchange the car.
  • Dealer Financing: Dealerships may provide finance options, but ensure to compare their rates with external providers.

3. Selecting a Suitable Volkswagen Up

  • Condition Check: Ensure the Up is in an acceptable mechanical and aesthetic condition.
  • Verify Vehicle History: Investigate for any outstanding finance or serious issues in the vehicle’s history using its VIN.

4. Finalizing the Deal

  • Negotiation: Harness your knowledge on the Volkswagen Up to negotiate the price and payment terms.
  • Read Through Contract: Ensure all agreed terms are clearly specified in the contract.

5. Arranging Appropriate Insurance

  • Compare Premiums: Shop around to find an insurance premium that provides necessary coverage at a reasonable price.
  • Possible Bundling: Sometimes, bundling various insurance types can offer cost benefits.

6. Ownership and Maintenance

  • Stay Current with Payments: Ensure you manage loan, lease, and insurance payments diligently.
  • Regular Servicing: Uphold the performance and value of the Up with consistent maintenance.

7. Future Planning

  • Maintain Resale Value: Preserve service records and manage the car well to retain its resale value.
  • Next Steps: At the finance term’s end, consider whether you will sell, keep, or trade-in the car, basing your decision on its condition and current market value.

In Summary

Financing a used Volkswagen Up requires a structured approach, involving budget planning, exploring varied finance options, validating the vehicle’s condition, and managing ongoing payments and maintenance. Ensure to engage in meticulous research and possibly consult with a financial consultant to comprehend the best financial route for your situation. This thorough preparation ensures that your financial journey towards owning a Volkswagen Up is as smooth as possible.

About the Volkswagen Up

Volkswagen, often synonymous with reliability and well-engineered vehicles, has in its lineup the Volkswagen Up! – a compact city car that promises both fun and functionality in a pint-sized package.

Key Features and Specifications

  • Compact Design: The Up! is designed with city driving in mind, boasting a compact size that's perfect for narrow streets and tight parking spots. Yet, its modern and chic appearance ensures it doesn't compromise on style.
  • Fuel Efficiency: Available with a range of efficient petrol engines, the Up! promises impressive fuel economy, making it ideal for urban commutes and short trips.
  • Interior Space: Despite its compact size, the Up! manages to offer a surprisingly spacious interior with a practical boot space, making it suitable for the weekly shop or a weekend away.
  • Tech Features: The car comes with a suite of infotainment options, including smartphone integration, which ensures drivers remain connected even on the move.

Popular Models in the UK In the UK, where city cars have a significant market, several variants of the Up! have found favour:

  • Volkswagen Move Up!: This version provides essentials like air conditioning, electric front windows, and a 5-inch colour screen.
  • Volkswagen High Up!: A more premium variant, it adds alloy wheels, satellite navigation, and heated front seats to the mix.
  • Volkswagen Up! GTI: Channeling the spirit of the original Golf GTI, this sporty version of the Up! offers a turbocharged engine and sportier aesthetics.
Volkswagen Up Data by County

Volkswagen Up data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All860£8,973842,8781,668
Aberdeenshire5£12,486431,39922
Angus3£9,564742,11119
Ayrshire6£6,7961057,58411
Bedfordshire8£5,556960,70115
Berkshire16£7,2131046,46420
Blaenau Gwent3£10,150642,0007
Bridgend2£13,048511,60312
Bristol14£7,3841039,24325
Buckinghamshire18£7,401950,10723
Caerphilly2£7,499961,9761
Cambridgeshire11£7,025949,61234
Cardiff3£12,267516,6479
Carmarthenshire4£8,869749,7731
Cheshire14£7,7421053,62927
Conwy1£16,950313,6764
Cornwall8£11,159724,83219
County Antrim7£7,7691055,22022
County Down4£10,409525,5813
County Durham18£6,6211059,90542
County Londonderry4£9,270650,225-
County Tyrone1£8,450364,534-
Cumbria6£9,004835,96220
Derbyshire15£8,035945,30130
Devon27£8,633947,16162
Dorset9£9,018924,44315
Dumfries & Galloway1£9,995861,486-
East Riding of Yorkshire1£9,995811,1225
East Sussex16£7,1321151,60529
Essex17£8,519935,67328
Falkirk4£6,6961136,3084
Fife6£10,413729,67613
Flintshire3£6,5621137,2813
Gloucestershire7£6,165975,95820
Greater London36£8,829935,12844
Greater Manchester36£7,273945,19276
Gwynedd1£11,900418,400-
Hampshire18£8,189939,18855
Herefordshire2£5,9581155,69613
Hertfordshire11£7,093951,04438
Highland1£36,90019875
Isle of Wight1£11,99584,1647
Kent31£6,7911051,07050
Lanarkshire26£8,211939,92336
Lancashire30£7,4248156,18850
Leicestershire8£8,785737,61822
Lincolnshire9£8,940835,88811
Merseyside6£7,789929,13115
Merthyr Tydfil1£5,9901148,7001
Midlothian16£7,972947,62119
Monmouthshire2£8,895932,2504
Moray2£11,845328,9145
Neath Port Talbot12£8,128851,3277
Newport2£11,645745,9928
Norfolk17£7,605951,66739
North Yorkshire17£9,934631,14743
Northamptonshire17£7,253854,89228
Northumberland5£8,278835,8835
Nottinghamshire10£8,968842,30433
Oxfordshire9£7,128939,87120
Pembrokeshire1£17,99534,2822
Perth & Kinross1£7,990927,9582
Renfrewshire2£10,498625,4398
Rhondda Cynon Taf4£4,6201388,9755
Shropshire8£8,2011028,49617
Somerset10£9,706835,19118
South Yorkshire13£8,258943,15244
Staffordshire14£8,488939,90825
Stirling1£9,498454,55012
Suffolk17£8,243842,83726
Surrey41£6,6671044,61661
Swansea4£5,0221175,2619
Torfaen1£12,495521,2611
Tyne and Wear29£8,605736,60543
Vale of Glamorgan5£4,9961266,6153
Warwickshire6£7,3121049,5657
West Lothian3£5,3271154,3604
West Midlands16£8,179855,89144
West Sussex18£8,020942,20629
West Yorkshire55£7,3541042,00691
Wiltshire7£8,619943,29416
Worcestershire9£8,387936,17218
Wrexham5£7,776848,3594
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