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Used Volkswagen Up on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Volkswagen Up on finance

The Volkswagen Up is recognized for its compact size and city-friendly driving experience. Here’s a simplified guide to help you navigate through the process of financing a used Up.


1. Setting Your Budget and Requirements

  • Define Preferences: Pin down the model, year, and specs you’re looking for.
  • Budgeting: Establish what you can afford as a down payment and in monthly installments.

2. Exploring Finance Options

  • Bank Loans: You may secure a loan from your bank, given that you have a stable credit score.
  • Hire Purchase (HP): Offer an initial deposit and pay the rest through monthly installments, gaining ownership at the end.
  • Personal Contract Purchase (PCP): Enjoy lower monthly rates and flexibility at the contract’s end to buy, return, or part-exchange the car.
  • Dealer Financing: Dealerships may provide finance options, but ensure to compare their rates with external providers.

3. Selecting a Suitable Volkswagen Up

  • Condition Check: Ensure the Up is in an acceptable mechanical and aesthetic condition.
  • Verify Vehicle History: Investigate for any outstanding finance or serious issues in the vehicle’s history using its VIN.

4. Finalizing the Deal

  • Negotiation: Harness your knowledge on the Volkswagen Up to negotiate the price and payment terms.
  • Read Through Contract: Ensure all agreed terms are clearly specified in the contract.

5. Arranging Appropriate Insurance

  • Compare Premiums: Shop around to find an insurance premium that provides necessary coverage at a reasonable price.
  • Possible Bundling: Sometimes, bundling various insurance types can offer cost benefits.

6. Ownership and Maintenance

  • Stay Current with Payments: Ensure you manage loan, lease, and insurance payments diligently.
  • Regular Servicing: Uphold the performance and value of the Up with consistent maintenance.

7. Future Planning

  • Maintain Resale Value: Preserve service records and manage the car well to retain its resale value.
  • Next Steps: At the finance term’s end, consider whether you will sell, keep, or trade-in the car, basing your decision on its condition and current market value.

In Summary

Financing a used Volkswagen Up requires a structured approach, involving budget planning, exploring varied finance options, validating the vehicle’s condition, and managing ongoing payments and maintenance. Ensure to engage in meticulous research and possibly consult with a financial consultant to comprehend the best financial route for your situation. This thorough preparation ensures that your financial journey towards owning a Volkswagen Up is as smooth as possible.

About the Volkswagen Up

Volkswagen, often synonymous with reliability and well-engineered vehicles, has in its lineup the Volkswagen Up! – a compact city car that promises both fun and functionality in a pint-sized package.

Key Features and Specifications

  • Compact Design: The Up! is designed with city driving in mind, boasting a compact size that's perfect for narrow streets and tight parking spots. Yet, its modern and chic appearance ensures it doesn't compromise on style.
  • Fuel Efficiency: Available with a range of efficient petrol engines, the Up! promises impressive fuel economy, making it ideal for urban commutes and short trips.
  • Interior Space: Despite its compact size, the Up! manages to offer a surprisingly spacious interior with a practical boot space, making it suitable for the weekly shop or a weekend away.
  • Tech Features: The car comes with a suite of infotainment options, including smartphone integration, which ensures drivers remain connected even on the move.

Popular Models in the UK In the UK, where city cars have a significant market, several variants of the Up! have found favour:

  • Volkswagen Move Up!: This version provides essentials like air conditioning, electric front windows, and a 5-inch colour screen.
  • Volkswagen High Up!: A more premium variant, it adds alloy wheels, satellite navigation, and heated front seats to the mix.
  • Volkswagen Up! GTI: Channeling the spirit of the original Golf GTI, this sporty version of the Up! offers a turbocharged engine and sportier aesthetics.
Volkswagen Up Data by County

Volkswagen Up data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All856£8,270943,9731,496
Aberdeen City11£11,178630,73815
Aberdeenshire5£10,426640,6704
Angus1£6,795961,945-
Antrim1£10,950651,9004
Ards1£7,950742,4202
Ballymena2£6,1951169,7823
Bedfordshire8£7,546952,32915
Belfast1£8,445567,31911
Berkshire7£5,8301067,91619
Bexley - Greater London3£8,7661028,4427
Blaenau Gwent2£12,43868,5002
Bristol12£6,4981142,92930
Bromley - Greater London1£5,6951268,4133
Buckinghamshire8£7,7471031,82118
Cambridgeshire17£8,301845,58122
Cardiff2£8,4231021,7187
Carmarthenshire1£7,4957-1
Carrickfergus3£8,6171046,3339
Ceredigion3£11,663633,7264
Cheshire11£8,451947,45933
City of Edinburgh9£6,6191051,90619
City of London - Greater London5£8,014842,9189
Coleraine1£14,995214,9923
Conwy1£10,995424,1283
Cornwall7£10,932735,11217
County Durham14£6,2841060,60635
Croydon - Greater London2£4,9691258,5006
Cumbria7£10,845633,9006
Denbighshire1£5,9951150,4181
Derbyshire15£9,393835,83634
Derry2£7,995753,666-
Devon35£8,993936,94960
Dorset6£8,0551140,49711
Dumfries and Galloway1£9,995861,486-
Dundee City6£11,208644,4608
Dungannon1£9,950364,534-
Ealing - Greater London1£4,4951337,0004
East Ayrshire2£5,8951060,2112
East Riding of Yorkshire4£8,383933,6316
East Sussex20£7,1811242,36320
Enfield - Greater London1£5,8001159,1184
Essex16£7,567942,92924
Falkirk6£7,0551043,2083
Fife9£7,839848,24013
Glasgow City12£8,985831,95515
Gloucestershire10£6,3061062,79626
Greater Manchester49£7,6931045,10077
Gwynedd1£11,900418,4001
Hammersmith & Fulham - Greater London2£16,940410,6021
Hampshire25£7,5891045,12945
Harrow - Greater London2£4,1951067,500-
Havering - Greater London5£5,7001238,4204
Herefordshire4£8,180857,18710
Hertfordshire14£7,0841046,43834
Highland2£12,498535,8142
Hillingdon - Greater London2£4,3951268,0001
Hounslow - Greater London1£6,1951039,5774
Inverclyde2£7,7441022,8062
Isle of Wight4£8,1201056,0472
Kent32£7,832940,36647
Kingston upon Thames - Greater London11£6,0581239,3267
Lancashire32£5,7321154,59735
Leicestershire11£8,540937,93622
Lincolnshire7£7,982936,06222
Merseyside8£8,590937,74113
Merthyr Tydfil1£7,495757,1004
Monmouthshire3£5,6631164,9644
Moray1£8,495938,4893
Neath Port Talbot7£7,352851,70812
Newport3£8,431858,7852
Newtownabbey5£10,855738,2924
Norfolk18£9,190842,84919
North Down1£6,4951063,2281
North Lanarkshire11£6,8171243,03710
North Yorkshire15£8,571836,97043
Northamptonshire11£7,793948,06427
Northumberland3£10,999516,8115
Nottinghamshire15£8,311935,71523
Oxfordshire5£10,465733,51312
Pembrokeshire3£12,330531,4074
Renfrewshire3£10,331725,3864
Rhondda Cynon Taf4£5,8211284,5533
Shropshire6£8,738934,70612
Somerset12£9,127832,32737
South Ayrshire2£8,134747,8543
South Lanarkshire2£8,748750,2025
South Yorkshire23£9,140836,11516
Staffordshire16£9,351833,77931
Stirling2£7,7481047,4563
Suffolk14£7,162945,60030
Surrey16£7,710936,58742
Swansea5£7,616939,9475
The Vale of Glamorgan1£4,5951347,8383
Tyne and Wear21£8,485841,54045
Warwickshire2£7,625875,5006
West Lothian2£9,523735,9312
West Midlands23£8,165848,51244
West Sussex12£7,1771047,56140
West Yorkshire61£7,7201040,43483
Wiltshire7£9,162941,40017
Worcestershire8£7,4111060,84323
Wrexham4£7,620941,9322
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