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Used Volkswagen Up on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Volkswagen Up on finance

The Volkswagen Up is recognized for its compact size and city-friendly driving experience. Here’s a simplified guide to help you navigate through the process of financing a used Up.


1. Setting Your Budget and Requirements

  • Define Preferences: Pin down the model, year, and specs you’re looking for.
  • Budgeting: Establish what you can afford as a down payment and in monthly installments.

2. Exploring Finance Options

  • Bank Loans: You may secure a loan from your bank, given that you have a stable credit score.
  • Hire Purchase (HP): Offer an initial deposit and pay the rest through monthly installments, gaining ownership at the end.
  • Personal Contract Purchase (PCP): Enjoy lower monthly rates and flexibility at the contract’s end to buy, return, or part-exchange the car.
  • Dealer Financing: Dealerships may provide finance options, but ensure to compare their rates with external providers.

3. Selecting a Suitable Volkswagen Up

  • Condition Check: Ensure the Up is in an acceptable mechanical and aesthetic condition.
  • Verify Vehicle History: Investigate for any outstanding finance or serious issues in the vehicle’s history using its VIN.

4. Finalizing the Deal

  • Negotiation: Harness your knowledge on the Volkswagen Up to negotiate the price and payment terms.
  • Read Through Contract: Ensure all agreed terms are clearly specified in the contract.

5. Arranging Appropriate Insurance

  • Compare Premiums: Shop around to find an insurance premium that provides necessary coverage at a reasonable price.
  • Possible Bundling: Sometimes, bundling various insurance types can offer cost benefits.

6. Ownership and Maintenance

  • Stay Current with Payments: Ensure you manage loan, lease, and insurance payments diligently.
  • Regular Servicing: Uphold the performance and value of the Up with consistent maintenance.

7. Future Planning

  • Maintain Resale Value: Preserve service records and manage the car well to retain its resale value.
  • Next Steps: At the finance term’s end, consider whether you will sell, keep, or trade-in the car, basing your decision on its condition and current market value.

In Summary

Financing a used Volkswagen Up requires a structured approach, involving budget planning, exploring varied finance options, validating the vehicle’s condition, and managing ongoing payments and maintenance. Ensure to engage in meticulous research and possibly consult with a financial consultant to comprehend the best financial route for your situation. This thorough preparation ensures that your financial journey towards owning a Volkswagen Up is as smooth as possible.

About the Volkswagen Up

Volkswagen, often synonymous with reliability and well-engineered vehicles, has in its lineup the Volkswagen Up! – a compact city car that promises both fun and functionality in a pint-sized package.

Key Features and Specifications

  • Compact Design: The Up! is designed with city driving in mind, boasting a compact size that's perfect for narrow streets and tight parking spots. Yet, its modern and chic appearance ensures it doesn't compromise on style.
  • Fuel Efficiency: Available with a range of efficient petrol engines, the Up! promises impressive fuel economy, making it ideal for urban commutes and short trips.
  • Interior Space: Despite its compact size, the Up! manages to offer a surprisingly spacious interior with a practical boot space, making it suitable for the weekly shop or a weekend away.
  • Tech Features: The car comes with a suite of infotainment options, including smartphone integration, which ensures drivers remain connected even on the move.

Popular Models in the UK In the UK, where city cars have a significant market, several variants of the Up! have found favour:

  • Volkswagen Move Up!: This version provides essentials like air conditioning, electric front windows, and a 5-inch colour screen.
  • Volkswagen High Up!: A more premium variant, it adds alloy wheels, satellite navigation, and heated front seats to the mix.
  • Volkswagen Up! GTI: Channeling the spirit of the original Golf GTI, this sporty version of the Up! offers a turbocharged engine and sportier aesthetics.
Volkswagen Up Data by County

Volkswagen Up data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All759£8,215945,1301,433
Aberdeen City7£10,510733,46721
Aberdeenshire2£10,323644,3576
Angus2£9,145757,1421
Antrim1£10,950651,9003
Ards1£7,950742,4202
Ballymena1£4,1951369,0002
Barking & Dagenham - Greater London1£5,995939,006-
Bedfordshire5£5,2651171,04813
Belfast3£8,723751,6637
Berkshire13£7,290946,64019
Bristol12£5,9391151,09025
Buckinghamshire9£6,6331059,98820
Cambridgeshire14£7,427945,69226
Carmarthenshire3£9,925641,694-
Carrickfergus4£8,7001135,3005
Cheshire13£9,409735,51526
City of Edinburgh10£5,9211159,49317
City of London - Greater London1£12,599312,1674
Coleraine2£10,997546,7851
Conwy1£6,895931,6903
Cornwall2£5,745972,28118
County Durham18£7,516952,23537
Cumbria10£9,659736,0669
Derbyshire12£8,596948,06130
Devon41£8,1681040,37458
Dorset5£9,415940,42615
Dumfries and Galloway1£9,995861,486-
Dundee City5£10,857633,19511
Dungannon1£9,250364,534-
Ealing - Greater London2£3,2431382,1003
East Ayrshire2£5,3951078,4762
East Riding of Yorkshire1£11,500825,2944
East Sussex7£7,698938,97210
Essex11£7,710943,06829
Falkirk3£5,9951241,0006
Fife3£9,496537,23317
Glasgow City15£8,537840,46823
Gloucestershire10£6,953960,29418
Greater Manchester37£7,3901040,60981
Gwynedd1£11,900418,4001
Hampshire29£7,9761046,04649
Harrow - Greater London2£4,6951025,9412
Havering - Greater London7£9,3931034,9643
Herefordshire2£5,5951078,49111
Hertfordshire10£6,4561142,52530
Highland4£23,700422,2341
Hillingdon - Greater London2£5,6251155,6003
Hounslow - Greater London4£12,750617,7464
Inverclyde1£5,2901130,4402
Isle of Wight6£7,9131038,8623
Kent29£7,0061045,35644
Lancashire30£6,6971053,41444
Leicestershire5£7,710857,60624
Lincolnshire14£8,015938,67310
Lisburn1£13,485319,8204
Merseyside5£7,3871044,1049
Merthyr Tydfil1£5,9901149,9504
Monmouthshire1£4,6001272,7001
Moray2£11,145623,0574
Neath Port Talbot9£7,073949,1069
Newtownabbey3£8,983733,2067
Norfolk19£8,895846,26933
North Down1£6,4951063,2281
North Lanarkshire11£7,1811142,3097
North Yorkshire21£8,551740,29938
Northamptonshire14£8,625751,01412
Northumberland4£9,373727,6014
Nottinghamshire12£7,967849,36025
Oxfordshire8£8,217741,30618
Renfrewshire3£10,665523,2854
Rhondda Cynon Taf5£5,9951172,7042
Shropshire4£7,3611140,10214
Somerset10£8,771942,96630
South Ayrshire2£8,9981068,0442
South Yorkshire16£7,350943,92329
Staffordshire10£8,913830,44828
Stirling4£7,824844,3088
Suffolk10£8,548835,82721
Surrey37£6,3581144,37850
The Vale of Glamorgan1£3,9991352,0004
Tyne and Wear16£9,051732,86648
Warwickshire2£10,468934,4886
West Lothian1£6,4901150,0632
West Midlands21£7,680957,81040
West Sussex12£7,0921050,36238
West Yorkshire40£8,115948,26099
Wiltshire8£8,829838,55213
Worcestershire8£7,852939,19616
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