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Used Volkswagen Up on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Volkswagen Up on finance

The Volkswagen Up is recognized for its compact size and city-friendly driving experience. Here’s a simplified guide to help you navigate through the process of financing a used Up.


1. Setting Your Budget and Requirements

  • Define Preferences: Pin down the model, year, and specs you’re looking for.
  • Budgeting: Establish what you can afford as a down payment and in monthly installments.

2. Exploring Finance Options

  • Bank Loans: You may secure a loan from your bank, given that you have a stable credit score.
  • Hire Purchase (HP): Offer an initial deposit and pay the rest through monthly installments, gaining ownership at the end.
  • Personal Contract Purchase (PCP): Enjoy lower monthly rates and flexibility at the contract’s end to buy, return, or part-exchange the car.
  • Dealer Financing: Dealerships may provide finance options, but ensure to compare their rates with external providers.

3. Selecting a Suitable Volkswagen Up

  • Condition Check: Ensure the Up is in an acceptable mechanical and aesthetic condition.
  • Verify Vehicle History: Investigate for any outstanding finance or serious issues in the vehicle’s history using its VIN.

4. Finalizing the Deal

  • Negotiation: Harness your knowledge on the Volkswagen Up to negotiate the price and payment terms.
  • Read Through Contract: Ensure all agreed terms are clearly specified in the contract.

5. Arranging Appropriate Insurance

  • Compare Premiums: Shop around to find an insurance premium that provides necessary coverage at a reasonable price.
  • Possible Bundling: Sometimes, bundling various insurance types can offer cost benefits.

6. Ownership and Maintenance

  • Stay Current with Payments: Ensure you manage loan, lease, and insurance payments diligently.
  • Regular Servicing: Uphold the performance and value of the Up with consistent maintenance.

7. Future Planning

  • Maintain Resale Value: Preserve service records and manage the car well to retain its resale value.
  • Next Steps: At the finance term’s end, consider whether you will sell, keep, or trade-in the car, basing your decision on its condition and current market value.

In Summary

Financing a used Volkswagen Up requires a structured approach, involving budget planning, exploring varied finance options, validating the vehicle’s condition, and managing ongoing payments and maintenance. Ensure to engage in meticulous research and possibly consult with a financial consultant to comprehend the best financial route for your situation. This thorough preparation ensures that your financial journey towards owning a Volkswagen Up is as smooth as possible.

About the Volkswagen Up

Volkswagen, often synonymous with reliability and well-engineered vehicles, has in its lineup the Volkswagen Up! – a compact city car that promises both fun and functionality in a pint-sized package.

Key Features and Specifications

  • Compact Design: The Up! is designed with city driving in mind, boasting a compact size that's perfect for narrow streets and tight parking spots. Yet, its modern and chic appearance ensures it doesn't compromise on style.
  • Fuel Efficiency: Available with a range of efficient petrol engines, the Up! promises impressive fuel economy, making it ideal for urban commutes and short trips.
  • Interior Space: Despite its compact size, the Up! manages to offer a surprisingly spacious interior with a practical boot space, making it suitable for the weekly shop or a weekend away.
  • Tech Features: The car comes with a suite of infotainment options, including smartphone integration, which ensures drivers remain connected even on the move.

Popular Models in the UK In the UK, where city cars have a significant market, several variants of the Up! have found favour:

  • Volkswagen Move Up!: This version provides essentials like air conditioning, electric front windows, and a 5-inch colour screen.
  • Volkswagen High Up!: A more premium variant, it adds alloy wheels, satellite navigation, and heated front seats to the mix.
  • Volkswagen Up! GTI: Channeling the spirit of the original Golf GTI, this sporty version of the Up! offers a turbocharged engine and sportier aesthetics.
Volkswagen Up Data by County

Volkswagen Up data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All765£8,382943,5981,477
Aberdeen City7£11,353633,10419
Aberdeenshire5£11,026535,8135
Angus1£6,795961,945-
Antrim1£10,950651,9003
Ards1£7,950742,4202
Ballymena2£5,6951169,7823
Barking & Dagenham - Greater London1£5,995939,0061
Bedfordshire5£6,1871071,44914
Belfast3£9,508751,66312
Berkshire6£6,1021066,20919
Bristol16£6,2071150,87830
Bromley - Greater London1£8,089834,1341
Buckinghamshire9£8,827832,87819
Cambridgeshire12£8,169847,92025
Cardiff2£8,4231021,7183
Carmarthenshire1£7,495767,4751
Carrickfergus5£8,4501135,6406
Ceredigion2£11,495723,9464
Cheshire13£9,379838,98531
City of Edinburgh11£7,4641050,22613
City of London - Greater London2£5,7451265,7325
Coleraine1£14,995214,9923
Conwy1£10,995424,1282
Cornwall8£9,821839,62610
County Durham15£6,6791063,48639
Craigavon1£10,75046,688-
Cumbria9£10,103736,5977
Denbighshire1£5,9951150,418-
Derbyshire12£8,590842,08938
Devon34£8,342942,42766
Dorset8£9,0191043,01512
Dumfries and Galloway1£9,995861,486-
Dundee City7£11,292541,9377
Dungannon1£9,250364,534-
East Riding of Yorkshire2£9,245921,3975
East Sussex5£7,356940,59113
Enfield - Greater London1£5,8001159,1184
Essex13£7,590942,46527
Falkirk6£7,0301043,2083
Fife9£8,717744,27116
Flintshire1£4,8951348,000-
Glasgow City14£8,413836,12023
Gloucestershire5£7,645951,33426
Greater Manchester39£7,969941,72585
Gwynedd1£11,900418,4001
Hampshire26£8,513942,83649
Harrow - Greater London2£4,1451067,500-
Havering - Greater London6£8,1901135,1756
Hertfordshire12£7,1711042,80833
Highland2£10,124734,5072
Hillingdon - Greater London3£4,8131263,0001
Inverclyde2£7,4941022,8062
Isle of Wight6£8,2461050,9412
Kent28£7,4891040,58546
Kingston upon Thames - Greater London2£6,4501152,3424
Lancashire25£6,3181150,59445
Leicestershire6£10,646631,35430
Lincolnshire8£7,341943,63522
Lisburn1£13,485319,8202
Merseyside7£9,105942,8039
Merthyr Tydfil1£7,495757,1004
Moray2£8,7451027,2803
Neath Port Talbot6£7,361850,66013
Newport1£3,6951385,794-
Newtownabbey3£12,323631,0515
Norfolk18£9,381741,76725
North Ayrshire1£5,2991364,5003
North Down1£6,4951063,2281
North Lanarkshire10£7,2491141,03411
North Yorkshire16£8,212843,22141
Northamptonshire9£7,0411056,41923
Northumberland4£9,624729,3375
Nottinghamshire14£9,242836,37017
Oxfordshire7£7,898941,73113
Pembrokeshire3£12,163531,4071
Renfrewshire2£9,248833,8314
Rhondda Cynon Taf5£5,9951172,7043
Shropshire6£8,023922,57214
Somerset11£8,213940,37236
South Ayrshire1£4,7751071,9533
South Yorkshire21£8,392840,72620
Staffordshire11£8,999933,42429
Stirling4£9,248830,8844
Suffolk8£9,354732,37027
Surrey34£7,6501034,03947
Tyne and Wear19£8,284840,05748
Warwickshire2£13,142733,9865
West Lothian2£13,025518,3442
West Midlands26£7,983948,55743
West Sussex13£7,3591052,99545
West Yorkshire51£7,3471042,37090
Wiltshire8£8,4911041,05216
Worcestershire8£8,512851,87620
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