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Used Volkswagen Up on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Volkswagen Up on finance

The Volkswagen Up is recognized for its compact size and city-friendly driving experience. Here’s a simplified guide to help you navigate through the process of financing a used Up.


1. Setting Your Budget and Requirements

  • Define Preferences: Pin down the model, year, and specs you’re looking for.
  • Budgeting: Establish what you can afford as a down payment and in monthly installments.

2. Exploring Finance Options

  • Bank Loans: You may secure a loan from your bank, given that you have a stable credit score.
  • Hire Purchase (HP): Offer an initial deposit and pay the rest through monthly installments, gaining ownership at the end.
  • Personal Contract Purchase (PCP): Enjoy lower monthly rates and flexibility at the contract’s end to buy, return, or part-exchange the car.
  • Dealer Financing: Dealerships may provide finance options, but ensure to compare their rates with external providers.

3. Selecting a Suitable Volkswagen Up

  • Condition Check: Ensure the Up is in an acceptable mechanical and aesthetic condition.
  • Verify Vehicle History: Investigate for any outstanding finance or serious issues in the vehicle’s history using its VIN.

4. Finalizing the Deal

  • Negotiation: Harness your knowledge on the Volkswagen Up to negotiate the price and payment terms.
  • Read Through Contract: Ensure all agreed terms are clearly specified in the contract.

5. Arranging Appropriate Insurance

  • Compare Premiums: Shop around to find an insurance premium that provides necessary coverage at a reasonable price.
  • Possible Bundling: Sometimes, bundling various insurance types can offer cost benefits.

6. Ownership and Maintenance

  • Stay Current with Payments: Ensure you manage loan, lease, and insurance payments diligently.
  • Regular Servicing: Uphold the performance and value of the Up with consistent maintenance.

7. Future Planning

  • Maintain Resale Value: Preserve service records and manage the car well to retain its resale value.
  • Next Steps: At the finance term’s end, consider whether you will sell, keep, or trade-in the car, basing your decision on its condition and current market value.

In Summary

Financing a used Volkswagen Up requires a structured approach, involving budget planning, exploring varied finance options, validating the vehicle’s condition, and managing ongoing payments and maintenance. Ensure to engage in meticulous research and possibly consult with a financial consultant to comprehend the best financial route for your situation. This thorough preparation ensures that your financial journey towards owning a Volkswagen Up is as smooth as possible.

About the Volkswagen Up

Volkswagen, often synonymous with reliability and well-engineered vehicles, has in its lineup the Volkswagen Up! – a compact city car that promises both fun and functionality in a pint-sized package.

Key Features and Specifications

  • Compact Design: The Up! is designed with city driving in mind, boasting a compact size that's perfect for narrow streets and tight parking spots. Yet, its modern and chic appearance ensures it doesn't compromise on style.
  • Fuel Efficiency: Available with a range of efficient petrol engines, the Up! promises impressive fuel economy, making it ideal for urban commutes and short trips.
  • Interior Space: Despite its compact size, the Up! manages to offer a surprisingly spacious interior with a practical boot space, making it suitable for the weekly shop or a weekend away.
  • Tech Features: The car comes with a suite of infotainment options, including smartphone integration, which ensures drivers remain connected even on the move.

Popular Models in the UK In the UK, where city cars have a significant market, several variants of the Up! have found favour:

  • Volkswagen Move Up!: This version provides essentials like air conditioning, electric front windows, and a 5-inch colour screen.
  • Volkswagen High Up!: A more premium variant, it adds alloy wheels, satellite navigation, and heated front seats to the mix.
  • Volkswagen Up! GTI: Channeling the spirit of the original Golf GTI, this sporty version of the Up! offers a turbocharged engine and sportier aesthetics.
Volkswagen Up Data by County

Volkswagen Up data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All886£8,094945,2281,639
Aberdeen City12£11,146730,05315
Aberdeenshire3£10,047746,5094
Angus1£6,795961,945-
Antrim3£8,813948,4222
Ballymena2£6,1951169,7823
Barnet - Greater London2£10,050643,4061
Bedfordshire9£6,485961,99219
Belfast2£6,5221077,16010
Berkshire9£5,6781162,61027
Bexley - Greater London3£8,7661028,4428
Blaenau Gwent2£12,43868,5003
Bristol12£6,6371143,53931
Bromley - Greater London1£5,6951268,4132
Buckinghamshire8£7,7471031,82118
Cambridgeshire19£7,219950,80421
Cardiff2£8,4951021,71810
Carmarthenshire1£7,4957-1
Carrickfergus3£8,6171046,3339
Ceredigion4£11,663748,7954
Cheshire14£8,338845,08635
City of Edinburgh9£6,5571150,40619
City of London - Greater London5£8,559941,68510
Coleraine1£14,995214,9923
Conwy1£10,995424,1283
Cornwall10£10,276831,98023
County Durham15£7,0911055,83040
Croydon - Greater London2£4,9691258,5005
Cumbria8£10,926633,2755
Denbighshire1£5,9951150,4181
Derbyshire17£9,042836,82439
Derry2£7,995753,666-
Devon39£8,830936,44669
Dorset5£9,367934,36714
Dumfries and Galloway1£9,995861,486-
Dundee City4£12,438631,1518
Dungannon1£9,950364,534-
Ealing - Greater London1£4,4951337,0005
East Ayrshire2£5,8951059,9633
East Lothian1£7,950736,640-
East Riding of Yorkshire5£8,679839,4535
East Sussex23£7,1131242,56519
Enfield - Greater London1£5,8001159,1185
Essex21£7,876937,71025
Falkirk6£7,0551043,2083
Fife9£7,839848,24015
Glasgow City11£8,674835,14615
Gloucestershire10£6,996958,33625
Greater Manchester53£7,6581046,23487
Gwynedd1£11,900418,4001
Hammersmith & Fulham - Greater London2£16,940410,6021
Hampshire25£7,9811042,45050
Harrow - Greater London2£4,1951067,500-
Havering - Greater London5£5,7001238,4204
Herefordshire5£7,634857,97010
Hertfordshire14£6,4481052,01037
Highland2£12,498535,8143
Hillingdon - Greater London2£4,3951268,0002
Hounslow - Greater London1£6,1951039,5774
Inverclyde2£7,7441022,8063
Isle of Wight4£8,1201056,0473
Kent29£8,073939,30461
Kingston upon Thames - Greater London7£5,9431246,4428
Lancashire32£6,1731154,27842
Leicestershire9£8,082939,98225
Lincolnshire6£8,853830,50327
Merseyside9£7,4401046,23113
Monmouthshire2£4,2471285,2174
Moray1£8,495938,4893
Neath Port Talbot7£7,009859,70811
Newport3£8,448858,7856
Newtownabbey5£10,915738,2926
Norfolk18£8,732845,21419
North Down1£6,4951063,2282
North Lanarkshire11£6,8171243,03710
North Yorkshire15£9,262735,32543
Northamptonshire12£8,003952,94833
Northumberland3£10,999516,5637
Nottinghamshire18£8,737838,96526
Oxfordshire8£8,782844,2109
Pembrokeshire3£12,330531,4075
Renfrewshire5£9,098824,5844
Rhondda Cynon Taf5£5,8571274,4984
Shropshire8£8,301942,35613
Somerset12£9,207828,46738
South Ayrshire2£8,134747,8544
South Lanarkshire2£8,748750,2025
South Yorkshire21£9,364835,68422
Staffordshire15£9,095936,93433
Stirling2£7,7481047,4563
Suffolk16£6,988948,03234
Surrey17£7,901933,70243
Swansea5£7,616939,9477
The Vale of Glamorgan1£4,5951347,8383
Tyne and Wear17£8,529739,77854
Waltham Forest - Greater London1£2,9951480,0001
Warwickshire4£5,1361199,7505
West Lothian1£5,9951160,3002
West Midlands28£7,850951,09547
West Sussex14£7,597949,08641
West Yorkshire49£7,5391038,95787
Wiltshire9£8,509942,53316
Worcestershire8£6,8671061,14323
Wrexham4£7,620941,9323
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