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Used Volkswagen Up on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Volkswagen Up on finance

The Volkswagen Up is recognized for its compact size and city-friendly driving experience. Here’s a simplified guide to help you navigate through the process of financing a used Up.


1. Setting Your Budget and Requirements

  • Define Preferences: Pin down the model, year, and specs you’re looking for.
  • Budgeting: Establish what you can afford as a down payment and in monthly installments.

2. Exploring Finance Options

  • Bank Loans: You may secure a loan from your bank, given that you have a stable credit score.
  • Hire Purchase (HP): Offer an initial deposit and pay the rest through monthly installments, gaining ownership at the end.
  • Personal Contract Purchase (PCP): Enjoy lower monthly rates and flexibility at the contract’s end to buy, return, or part-exchange the car.
  • Dealer Financing: Dealerships may provide finance options, but ensure to compare their rates with external providers.

3. Selecting a Suitable Volkswagen Up

  • Condition Check: Ensure the Up is in an acceptable mechanical and aesthetic condition.
  • Verify Vehicle History: Investigate for any outstanding finance or serious issues in the vehicle’s history using its VIN.

4. Finalizing the Deal

  • Negotiation: Harness your knowledge on the Volkswagen Up to negotiate the price and payment terms.
  • Read Through Contract: Ensure all agreed terms are clearly specified in the contract.

5. Arranging Appropriate Insurance

  • Compare Premiums: Shop around to find an insurance premium that provides necessary coverage at a reasonable price.
  • Possible Bundling: Sometimes, bundling various insurance types can offer cost benefits.

6. Ownership and Maintenance

  • Stay Current with Payments: Ensure you manage loan, lease, and insurance payments diligently.
  • Regular Servicing: Uphold the performance and value of the Up with consistent maintenance.

7. Future Planning

  • Maintain Resale Value: Preserve service records and manage the car well to retain its resale value.
  • Next Steps: At the finance term’s end, consider whether you will sell, keep, or trade-in the car, basing your decision on its condition and current market value.

In Summary

Financing a used Volkswagen Up requires a structured approach, involving budget planning, exploring varied finance options, validating the vehicle’s condition, and managing ongoing payments and maintenance. Ensure to engage in meticulous research and possibly consult with a financial consultant to comprehend the best financial route for your situation. This thorough preparation ensures that your financial journey towards owning a Volkswagen Up is as smooth as possible.

About the Volkswagen Up

Volkswagen, often synonymous with reliability and well-engineered vehicles, has in its lineup the Volkswagen Up! – a compact city car that promises both fun and functionality in a pint-sized package.

Key Features and Specifications

  • Compact Design: The Up! is designed with city driving in mind, boasting a compact size that's perfect for narrow streets and tight parking spots. Yet, its modern and chic appearance ensures it doesn't compromise on style.
  • Fuel Efficiency: Available with a range of efficient petrol engines, the Up! promises impressive fuel economy, making it ideal for urban commutes and short trips.
  • Interior Space: Despite its compact size, the Up! manages to offer a surprisingly spacious interior with a practical boot space, making it suitable for the weekly shop or a weekend away.
  • Tech Features: The car comes with a suite of infotainment options, including smartphone integration, which ensures drivers remain connected even on the move.

Popular Models in the UK In the UK, where city cars have a significant market, several variants of the Up! have found favour:

  • Volkswagen Move Up!: This version provides essentials like air conditioning, electric front windows, and a 5-inch colour screen.
  • Volkswagen High Up!: A more premium variant, it adds alloy wheels, satellite navigation, and heated front seats to the mix.
  • Volkswagen Up! GTI: Channeling the spirit of the original Golf GTI, this sporty version of the Up! offers a turbocharged engine and sportier aesthetics.
Volkswagen Up Data by County

Volkswagen Up data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All843£8,249944,1721,635
Aberdeen City11£11,223630,73816
Aberdeenshire5£10,426640,6704
Angus1£6,795961,945-
Antrim1£10,950651,9004
Ballymena2£6,1951169,7823
Bedfordshire8£7,546952,32817
Belfast1£8,445567,31911
Berkshire6£5,6361170,15926
Bexley - Greater London3£8,7661028,4428
Blaenau Gwent2£12,43868,5003
Bristol12£6,4981142,92932
Bromley - Greater London1£5,6951268,4133
Buckinghamshire8£7,7471031,82118
Cambridgeshire17£8,302845,58123
Cardiff2£8,4231021,7187
Carmarthenshire1£7,4957-1
Carrickfergus3£8,6171046,3339
Ceredigion3£11,663633,7265
Cheshire13£8,500844,70835
City of Edinburgh9£6,6191051,90619
City of London - Greater London5£8,014842,9189
Coleraine1£14,995214,9923
Conwy1£10,995424,1283
Cornwall7£10,968735,11218
County Durham15£6,2311059,92138
Croydon - Greater London3£4,7291270,2165
Cumbria7£10,845633,9007
Denbighshire1£5,9951150,4181
Derbyshire16£9,018838,27936
Derry2£7,995753,666-
Devon34£8,964937,77168
Dorset4£9,7101033,83415
Dumfries and Galloway1£9,995861,486-
Dundee City4£12,438631,1518
Dungannon1£9,950364,534-
Ealing - Greater London1£4,4951337,0004
East Ayrshire2£5,8951060,2113
East Riding of Yorkshire4£8,383933,6316
East Sussex20£7,1811242,36320
Enfield - Greater London1£5,8001159,1185
Essex16£7,894938,23828
Falkirk6£7,0551043,2083
Fife9£7,839848,24014
Glasgow City11£8,802833,01417
Gloucestershire10£6,3161062,79626
Greater Manchester50£7,6461045,25787
Gwynedd1£11,900418,4001
Hammersmith & Fulham - Greater London2£16,940410,6021
Hampshire25£7,5891045,12946
Harrow - Greater London2£4,1951067,500-
Havering - Greater London5£5,7001238,4204
Herefordshire5£7,634857,97010
Hertfordshire15£7,0641047,45837
Highland2£12,498535,8143
Hillingdon - Greater London2£4,3951268,0002
Hounslow - Greater London1£6,1951039,5774
Inverclyde2£7,7441022,8062
Isle of Wight4£8,1201056,0473
Kent30£8,011939,82759
Kingston upon Thames - Greater London12£6,0931239,2608
Lancashire31£6,1061154,72340
Leicestershire11£8,567937,93623
Lincolnshire6£8,853830,50325
Merseyside8£8,590937,74114
Merthyr Tydfil1£7,495757,1004
Monmouthshire3£5,6631164,9644
Moray1£8,495938,4893
Neath Port Talbot8£6,970957,87011
Newport3£8,431858,7853
Newtownabbey5£10,915738,2925
Norfolk18£9,185842,84921
North Down1£6,4951063,2281
North Lanarkshire11£6,8171243,03710
North Yorkshire14£9,150736,63143
Northamptonshire11£7,793948,06431
Northumberland3£10,999516,8117
Nottinghamshire15£8,311935,71528
Oxfordshire5£10,545733,51312
Pembrokeshire3£12,330531,4075
Renfrewshire4£9,373823,5613
Rhondda Cynon Taf4£5,8211284,5535
Shropshire6£8,738934,70612
Somerset11£9,103930,99339
South Ayrshire2£8,134747,8544
South Lanarkshire2£8,748750,2025
South Yorkshire20£9,244835,19423
Staffordshire15£9,528832,89833
Stirling2£7,7481047,4563
Suffolk14£7,163945,60035
Surrey15£8,001934,93542
Swansea5£7,616939,9476
The Vale of Glamorgan1£4,5951347,8383
Tyne and Wear18£7,920844,82054
Warwickshire2£7,625875,5006
West Lothian1£5,9951160,3002
West Midlands22£7,690951,20150
West Sussex11£7,0751048,58443
West Yorkshire60£7,7351040,05886
Wiltshire9£8,325943,64416
Worcestershire8£7,4111060,84324
Wrexham4£7,620941,9323
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