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Used Volkswagen Up on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Volkswagen Up on finance

The Volkswagen Up is recognized for its compact size and city-friendly driving experience. Here’s a simplified guide to help you navigate through the process of financing a used Up.


1. Setting Your Budget and Requirements

  • Define Preferences: Pin down the model, year, and specs you’re looking for.
  • Budgeting: Establish what you can afford as a down payment and in monthly installments.

2. Exploring Finance Options

  • Bank Loans: You may secure a loan from your bank, given that you have a stable credit score.
  • Hire Purchase (HP): Offer an initial deposit and pay the rest through monthly installments, gaining ownership at the end.
  • Personal Contract Purchase (PCP): Enjoy lower monthly rates and flexibility at the contract’s end to buy, return, or part-exchange the car.
  • Dealer Financing: Dealerships may provide finance options, but ensure to compare their rates with external providers.

3. Selecting a Suitable Volkswagen Up

  • Condition Check: Ensure the Up is in an acceptable mechanical and aesthetic condition.
  • Verify Vehicle History: Investigate for any outstanding finance or serious issues in the vehicle’s history using its VIN.

4. Finalizing the Deal

  • Negotiation: Harness your knowledge on the Volkswagen Up to negotiate the price and payment terms.
  • Read Through Contract: Ensure all agreed terms are clearly specified in the contract.

5. Arranging Appropriate Insurance

  • Compare Premiums: Shop around to find an insurance premium that provides necessary coverage at a reasonable price.
  • Possible Bundling: Sometimes, bundling various insurance types can offer cost benefits.

6. Ownership and Maintenance

  • Stay Current with Payments: Ensure you manage loan, lease, and insurance payments diligently.
  • Regular Servicing: Uphold the performance and value of the Up with consistent maintenance.

7. Future Planning

  • Maintain Resale Value: Preserve service records and manage the car well to retain its resale value.
  • Next Steps: At the finance term’s end, consider whether you will sell, keep, or trade-in the car, basing your decision on its condition and current market value.

In Summary

Financing a used Volkswagen Up requires a structured approach, involving budget planning, exploring varied finance options, validating the vehicle’s condition, and managing ongoing payments and maintenance. Ensure to engage in meticulous research and possibly consult with a financial consultant to comprehend the best financial route for your situation. This thorough preparation ensures that your financial journey towards owning a Volkswagen Up is as smooth as possible.

About the Volkswagen Up

Volkswagen, often synonymous with reliability and well-engineered vehicles, has in its lineup the Volkswagen Up! – a compact city car that promises both fun and functionality in a pint-sized package.

Key Features and Specifications

  • Compact Design: The Up! is designed with city driving in mind, boasting a compact size that's perfect for narrow streets and tight parking spots. Yet, its modern and chic appearance ensures it doesn't compromise on style.
  • Fuel Efficiency: Available with a range of efficient petrol engines, the Up! promises impressive fuel economy, making it ideal for urban commutes and short trips.
  • Interior Space: Despite its compact size, the Up! manages to offer a surprisingly spacious interior with a practical boot space, making it suitable for the weekly shop or a weekend away.
  • Tech Features: The car comes with a suite of infotainment options, including smartphone integration, which ensures drivers remain connected even on the move.

Popular Models in the UK In the UK, where city cars have a significant market, several variants of the Up! have found favour:

  • Volkswagen Move Up!: This version provides essentials like air conditioning, electric front windows, and a 5-inch colour screen.
  • Volkswagen High Up!: A more premium variant, it adds alloy wheels, satellite navigation, and heated front seats to the mix.
  • Volkswagen Up! GTI: Channeling the spirit of the original Golf GTI, this sporty version of the Up! offers a turbocharged engine and sportier aesthetics.
Volkswagen Up Data by County

Volkswagen Up data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All742£8,008944,3441,476
Aberdeen City4£10,970722,73120
Aberdeenshire2£11,845432,6216
Angus2£9,145757,1421
Ards1£7,950742,4201
Banbridge1£5,4001249,000-
Barking & Dagenham - Greater London1£5,995939,006-
Bedfordshire6£5,2721171,29514
Belfast4£6,122981,3056
Berkshire12£6,1691153,83920
Blaenau Gwent1£3,9951163,0001
Bristol13£6,0921150,32224
Bromley - Greater London1£7,400834,134-
Buckinghamshire11£7,772946,36622
Cambridgeshire13£7,448946,19930
Carmarthenshire2£8,743749,2381
Carrickfergus4£8,2001132,5503
Ceredigion1-1145,0003
Cheshire17£6,9471049,78824
City of Edinburgh10£6,8021054,93815
City of London - Greater London1£12,399312,1674
Coleraine2£10,997546,7851
Conwy1£6,495768,0003
Cornwall3£7,662948,83717
County Durham15£6,919957,40039
Croydon - Greater London2£8,744626,8011
Cumbria8£10,236732,78613
Derbyshire13£8,435945,74533
Devon41£8,1741039,09253
Dorset4£8,821931,38516
Dumfries and Galloway1£9,995861,486-
Dundee City4£9,872736,65614
Dungannon1£8,450364,534-
Ealing - Greater London2£3,2431382,1002
East Ayrshire1£5,295899,3273
East Sussex10£8,835832,45811
Enfield - Greater London1£5,9951330,1472
Essex15£8,409938,56929
Falkirk3£5,9951241,0005
Fife2£11,249418,90815
Glasgow City16£8,420841,16024
Gloucestershire11£8,521845,72817
Greater Manchester31£6,9831049,90987
Gwynedd1£11,900418,4001
Hampshire23£7,796944,50249
Harrow - Greater London2£4,6451025,9412
Havering - Greater London7£9,1361034,9642
Herefordshire4£5,7951059,22111
Hertfordshire11£6,3801052,73132
Highland3£21,693526,8142
Hillingdon - Greater London1£4,3991159,0004
Hounslow - Greater London3£12,203719,9284
Isle of Wight4£8,1211040,6795
Kent29£7,2141046,54649
Lancashire29£6,6111057,15644
Leicestershire7£7,043942,59224
Lincolnshire9£7,985937,92812
Lisburn3£10,825530,1773
Merseyside2£7,8481021,86111
Merthyr Tydfil1£5,9901149,9502
Monmouthshire1£4,6001272,7001
Moray3£9,728726,3044
Neath Port Talbot11£7,595950,8406
Newtownabbey3£8,495844,6848
Norfolk18£8,010948,04540
North Lanarkshire11£7,1351142,3096
North Yorkshire18£9,544735,79447
Northamptonshire7£10,782542,18318
Northumberland4£9,373727,6014
Nottinghamshire12£7,593952,21320
Oxfordshire10£7,852838,64519
Renfrewshire5£10,998631,2025
Rhondda Cynon Taf4£4,6201388,9754
Shropshire5£7,2381130,57815
Somerset13£9,120840,94223
South Ayrshire4£7,925950,1622
South Yorkshire11£9,165828,31937
Staffordshire11£8,938829,93628
Stirling3£8,165749,12210
Suffolk9£9,098727,62823
Surrey26£7,1071043,21358
The Vale of Glamorgan1£3,9991352,0002
Tyne and Wear23£8,401835,32247
Warwickshire3£12,908732,4547
West Lothian1£6,4901150,0632
West Midlands18£8,034957,14238
West Sussex12£7,439953,83736
West Yorkshire45£6,8911052,830102
Wiltshire7£8,540838,31812
Worcestershire10£8,909833,00915
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