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Used Volkswagen Up on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Volkswagen Up on finance

The Volkswagen Up is recognized for its compact size and city-friendly driving experience. Here’s a simplified guide to help you navigate through the process of financing a used Up.


1. Setting Your Budget and Requirements

  • Define Preferences: Pin down the model, year, and specs you’re looking for.
  • Budgeting: Establish what you can afford as a down payment and in monthly installments.

2. Exploring Finance Options

  • Bank Loans: You may secure a loan from your bank, given that you have a stable credit score.
  • Hire Purchase (HP): Offer an initial deposit and pay the rest through monthly installments, gaining ownership at the end.
  • Personal Contract Purchase (PCP): Enjoy lower monthly rates and flexibility at the contract’s end to buy, return, or part-exchange the car.
  • Dealer Financing: Dealerships may provide finance options, but ensure to compare their rates with external providers.

3. Selecting a Suitable Volkswagen Up

  • Condition Check: Ensure the Up is in an acceptable mechanical and aesthetic condition.
  • Verify Vehicle History: Investigate for any outstanding finance or serious issues in the vehicle’s history using its VIN.

4. Finalizing the Deal

  • Negotiation: Harness your knowledge on the Volkswagen Up to negotiate the price and payment terms.
  • Read Through Contract: Ensure all agreed terms are clearly specified in the contract.

5. Arranging Appropriate Insurance

  • Compare Premiums: Shop around to find an insurance premium that provides necessary coverage at a reasonable price.
  • Possible Bundling: Sometimes, bundling various insurance types can offer cost benefits.

6. Ownership and Maintenance

  • Stay Current with Payments: Ensure you manage loan, lease, and insurance payments diligently.
  • Regular Servicing: Uphold the performance and value of the Up with consistent maintenance.

7. Future Planning

  • Maintain Resale Value: Preserve service records and manage the car well to retain its resale value.
  • Next Steps: At the finance term’s end, consider whether you will sell, keep, or trade-in the car, basing your decision on its condition and current market value.

In Summary

Financing a used Volkswagen Up requires a structured approach, involving budget planning, exploring varied finance options, validating the vehicle’s condition, and managing ongoing payments and maintenance. Ensure to engage in meticulous research and possibly consult with a financial consultant to comprehend the best financial route for your situation. This thorough preparation ensures that your financial journey towards owning a Volkswagen Up is as smooth as possible.

About the Volkswagen Up

Volkswagen, often synonymous with reliability and well-engineered vehicles, has in its lineup the Volkswagen Up! – a compact city car that promises both fun and functionality in a pint-sized package.

Key Features and Specifications

  • Compact Design: The Up! is designed with city driving in mind, boasting a compact size that's perfect for narrow streets and tight parking spots. Yet, its modern and chic appearance ensures it doesn't compromise on style.
  • Fuel Efficiency: Available with a range of efficient petrol engines, the Up! promises impressive fuel economy, making it ideal for urban commutes and short trips.
  • Interior Space: Despite its compact size, the Up! manages to offer a surprisingly spacious interior with a practical boot space, making it suitable for the weekly shop or a weekend away.
  • Tech Features: The car comes with a suite of infotainment options, including smartphone integration, which ensures drivers remain connected even on the move.

Popular Models in the UK In the UK, where city cars have a significant market, several variants of the Up! have found favour:

  • Volkswagen Move Up!: This version provides essentials like air conditioning, electric front windows, and a 5-inch colour screen.
  • Volkswagen High Up!: A more premium variant, it adds alloy wheels, satellite navigation, and heated front seats to the mix.
  • Volkswagen Up! GTI: Channeling the spirit of the original Golf GTI, this sporty version of the Up! offers a turbocharged engine and sportier aesthetics.
Volkswagen Up Data by County

Volkswagen Up data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All766£8,587842,6231,404
Aberdeen City5£9,897736,64221
Aberdeenshire4£11,159636,7926
Angus1£6,795961,945-
Antrim2£8,725939,9502
Ards1£7,950742,4202
Ballymena2£5,6451169,7822
Ballymoney1£5,450975,018-
Barking & Dagenham - Greater London1£5,995939,0061
Bedfordshire3£4,9631187,47615
Belfast3£9,287751,6638
Berkshire8£5,6751168,62615
Blaenau Gwent2£8,749738,841-
Bristol15£6,3951146,60326
Bromley - Greater London1£8,089834,1341
Buckinghamshire10£10,433731,40214
Cambridgeshire13£7,868848,02827
Carmarthenshire1£7,495767,475-
Carrickfergus4£8,7001135,3005
Ceredigion1£15,99532,1181
Cheshire14£9,478737,20327
City of Edinburgh12£7,1051050,05815
City of London - Greater London3£8,3811027,1224
Clackmannanshire1£12,498312,993-
Coleraine1£14,995214,9922
Conwy1£10,795424,1282
Cornwall5£10,196743,30915
County Durham17£7,1431061,32334
Cumbria10£9,525735,0817
Denbighshire1£5,9951150,418-
Derbyshire11£8,709942,42433
Devon36£8,297943,08661
Dorset6£10,642935,22713
Dumfries and Galloway1£9,995861,486-
Dundee City8£10,547637,5587
Dungannon1£9,250364,534-
East Ayrshire2£5,7451263,0633
East Riding of Yorkshire2£9,445921,3975
East Sussex6£7,600937,67712
Enfield - Greater London1£5,8001159,1183
Essex12£7,6541038,88528
Falkirk6£7,962936,4734
Fife5£8,036845,18617
Glasgow City16£9,090736,54723
Gloucestershire5£7,560951,33420
Greater Manchester39£7,502945,18384
Gwynedd1£11,900418,4001
Hampshire28£8,760940,33941
Harrow - Greater London2£4,1451067,500-
Havering - Greater London5£10,6791037,5705
Herefordshire1£9,804829,78011
Hertfordshire12£6,5151052,72629
Highland1£11,498346,5012
Hillingdon - Greater London3£5,7131154,7332
Hounslow - Greater London2£14,248312,8304
Inverclyde2£7,4941022,8062
Isle of Wight7£8,781944,2581
Kent31£7,8331037,76940
Kingston upon Thames - Greater London1£8,7501015,6004
Lancashire27£6,5341051,10344
Leicestershire5£9,757835,69325
Lincolnshire10£7,538941,02015
Lisburn1£13,485319,8204
Merseyside4£7,4841044,75511
Merthyr Tydfil1£6,995757,1004
Moray2£8,7451027,2803
Neath Port Talbot8£6,958953,12011
Newtownabbey1£12,450731,0118
Norfolk18£9,201747,10429
North Ayrshire1£5,2991364,5002
North Down1£6,4951063,2281
North Lanarkshire11£7,1811142,29910
North Yorkshire17£8,607841,44135
Northamptonshire8£9,309741,02211
Northumberland4£8,299837,4754
Nottinghamshire14£9,408836,35819
Oxfordshire11£7,582945,01215
Perth and Kinross1£10,990337,4552
Renfrewshire1£9,998533,7495
Rhondda Cynon Taf5£5,9951172,7042
Shropshire4£8,2331029,01214
Somerset8£8,584840,42135
South Ayrshire1£5,4981384,9263
South Yorkshire16£7,712945,75030
Staffordshire11£8,843932,44429
Stirling7£8,640733,6252
Suffolk10£9,697732,41524
Surrey35£7,4511034,82845
Tyne and Wear18£8,459835,85350
Warwickshire3£11,558638,5575
West Lothian1£13,051311,5612
West Midlands21£8,157953,88744
West Sussex15£7,0261052,96540
West Yorkshire51£7,2181044,07484
Wiltshire9£8,781941,26914
Worcestershire8£8,527844,70115
Wrexham1£7,250842,4251
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