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Used Volkswagen Up on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Volkswagen Up on finance

The Volkswagen Up is recognized for its compact size and city-friendly driving experience. Here’s a simplified guide to help you navigate through the process of financing a used Up.


1. Setting Your Budget and Requirements

  • Define Preferences: Pin down the model, year, and specs you’re looking for.
  • Budgeting: Establish what you can afford as a down payment and in monthly installments.

2. Exploring Finance Options

  • Bank Loans: You may secure a loan from your bank, given that you have a stable credit score.
  • Hire Purchase (HP): Offer an initial deposit and pay the rest through monthly installments, gaining ownership at the end.
  • Personal Contract Purchase (PCP): Enjoy lower monthly rates and flexibility at the contract’s end to buy, return, or part-exchange the car.
  • Dealer Financing: Dealerships may provide finance options, but ensure to compare their rates with external providers.

3. Selecting a Suitable Volkswagen Up

  • Condition Check: Ensure the Up is in an acceptable mechanical and aesthetic condition.
  • Verify Vehicle History: Investigate for any outstanding finance or serious issues in the vehicle’s history using its VIN.

4. Finalizing the Deal

  • Negotiation: Harness your knowledge on the Volkswagen Up to negotiate the price and payment terms.
  • Read Through Contract: Ensure all agreed terms are clearly specified in the contract.

5. Arranging Appropriate Insurance

  • Compare Premiums: Shop around to find an insurance premium that provides necessary coverage at a reasonable price.
  • Possible Bundling: Sometimes, bundling various insurance types can offer cost benefits.

6. Ownership and Maintenance

  • Stay Current with Payments: Ensure you manage loan, lease, and insurance payments diligently.
  • Regular Servicing: Uphold the performance and value of the Up with consistent maintenance.

7. Future Planning

  • Maintain Resale Value: Preserve service records and manage the car well to retain its resale value.
  • Next Steps: At the finance term’s end, consider whether you will sell, keep, or trade-in the car, basing your decision on its condition and current market value.

In Summary

Financing a used Volkswagen Up requires a structured approach, involving budget planning, exploring varied finance options, validating the vehicle’s condition, and managing ongoing payments and maintenance. Ensure to engage in meticulous research and possibly consult with a financial consultant to comprehend the best financial route for your situation. This thorough preparation ensures that your financial journey towards owning a Volkswagen Up is as smooth as possible.

About the Volkswagen Up

Volkswagen, often synonymous with reliability and well-engineered vehicles, has in its lineup the Volkswagen Up! – a compact city car that promises both fun and functionality in a pint-sized package.

Key Features and Specifications

  • Compact Design: The Up! is designed with city driving in mind, boasting a compact size that's perfect for narrow streets and tight parking spots. Yet, its modern and chic appearance ensures it doesn't compromise on style.
  • Fuel Efficiency: Available with a range of efficient petrol engines, the Up! promises impressive fuel economy, making it ideal for urban commutes and short trips.
  • Interior Space: Despite its compact size, the Up! manages to offer a surprisingly spacious interior with a practical boot space, making it suitable for the weekly shop or a weekend away.
  • Tech Features: The car comes with a suite of infotainment options, including smartphone integration, which ensures drivers remain connected even on the move.

Popular Models in the UK In the UK, where city cars have a significant market, several variants of the Up! have found favour:

  • Volkswagen Move Up!: This version provides essentials like air conditioning, electric front windows, and a 5-inch colour screen.
  • Volkswagen High Up!: A more premium variant, it adds alloy wheels, satellite navigation, and heated front seats to the mix.
  • Volkswagen Up! GTI: Channeling the spirit of the original Golf GTI, this sporty version of the Up! offers a turbocharged engine and sportier aesthetics.
Volkswagen Up Data by County

Volkswagen Up data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All846£8,985842,2731,651
Aberdeenshire4£12,745430,84620
Angus3£11,229533,76920
Ayrshire6£6,7961057,58410
Bedfordshire8£5,264969,88312
Berkshire13£7,4551048,20424
Blaenau Gwent2£12,975531,0008
Bridgend1£15,495514,61812
Bristol11£8,052936,72827
Buckinghamshire12£7,116960,96330
Caerphilly2£6,999961,9761
Cambridgeshire12£7,189856,47532
Cardiff2£12,925612,51710
Carmarthenshire3£9,493645,4922
Ceredigion1£7,995856,9873
Cheshire15£7,3331056,94028
Conwy1£16,950313,6763
Cornwall5£9,837831,53820
County Antrim13£9,802846,99019
County Down4£10,409525,5813
County Durham22£6,5871057,30638
County Londonderry4£9,020650,225-
County Tyrone1£7,950364,534-
Cumbria4£9,820734,11820
Derbyshire16£8,410945,67328
Devon27£8,569848,96161
Dorset6£7,8291024,65018
Dumfries & Galloway1£9,995861,486-
East Riding of Yorkshire2£7,4201032,1885
East Sussex17£7,5321150,09724
Essex15£8,463934,73327
Falkirk4£6,6961136,3084
Fife5£10,396724,64414
Flintshire4£6,2201139,4613
Gloucestershire7£6,036975,95817
Greater London32£8,274937,51744
Greater Manchester35£7,500941,36468
Hampshire18£8,195943,74856
Herefordshire2£5,7821155,69611
Hertfordshire11£7,1731049,30035
Highland1£36,90019875
Isle of Wight3£10,328831,9347
Kent29£6,9581049,89351
Lanarkshire24£8,001938,54341
Lancashire31£7,329850,82844
Leicestershire7£8,098736,94720
Lincolnshire12£7,967942,90512
Merseyside4£8,521828,18617
Merthyr Tydfil1£5,9901148,7001
Midlothian18£7,236948,18918
Monmouthshire3£7,1631134,4334
Moray3£10,395442,1105
Neath Port Talbot13£8,323849,9116
Newport2£11,795745,9926
Norfolk16£8,189945,52339
North Yorkshire21£9,381731,99944
Northamptonshire18£6,825957,82830
Northumberland5£7,739941,3926
Nottinghamshire9£8,731846,25333
Oxfordshire6£7,819935,06619
Pembrokeshire1£17,99534,2822
Perth & Kinross1£12,599315,9503
Powys1£9,395630,7241
Renfrewshire2£9,498633,4617
Rhondda Cynon Taf4£4,6201388,9754
Shropshire7£7,0971035,53720
Somerset10£9,304832,50116
South Yorkshire12£8,326943,54343
Staffordshire15£8,205943,12523
Stirling2£10,248543,57111
Suffolk14£8,499844,13526
Surrey40£6,6541044,06060
Swansea3£6,031961,1139
Torfaen1£12,495521,2671
Tyne and Wear25£8,573738,10146
Vale of Glamorgan4£5,1221263,0193
Warwickshire4£7,7601052,2227
West Lothian4£5,4181257,9805
West Midlands20£8,686847,68639
West Sussex17£8,132941,77228
West Yorkshire59£7,0521140,45097
Wiltshire10£9,157837,09013
Worcestershire7£8,955931,91518
Wrexham6£8,295848,8474
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