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Used Volkswagen Up on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Volkswagen Up on finance

The Volkswagen Up is recognized for its compact size and city-friendly driving experience. Here’s a simplified guide to help you navigate through the process of financing a used Up.


1. Setting Your Budget and Requirements

  • Define Preferences: Pin down the model, year, and specs you’re looking for.
  • Budgeting: Establish what you can afford as a down payment and in monthly installments.

2. Exploring Finance Options

  • Bank Loans: You may secure a loan from your bank, given that you have a stable credit score.
  • Hire Purchase (HP): Offer an initial deposit and pay the rest through monthly installments, gaining ownership at the end.
  • Personal Contract Purchase (PCP): Enjoy lower monthly rates and flexibility at the contract’s end to buy, return, or part-exchange the car.
  • Dealer Financing: Dealerships may provide finance options, but ensure to compare their rates with external providers.

3. Selecting a Suitable Volkswagen Up

  • Condition Check: Ensure the Up is in an acceptable mechanical and aesthetic condition.
  • Verify Vehicle History: Investigate for any outstanding finance or serious issues in the vehicle’s history using its VIN.

4. Finalizing the Deal

  • Negotiation: Harness your knowledge on the Volkswagen Up to negotiate the price and payment terms.
  • Read Through Contract: Ensure all agreed terms are clearly specified in the contract.

5. Arranging Appropriate Insurance

  • Compare Premiums: Shop around to find an insurance premium that provides necessary coverage at a reasonable price.
  • Possible Bundling: Sometimes, bundling various insurance types can offer cost benefits.

6. Ownership and Maintenance

  • Stay Current with Payments: Ensure you manage loan, lease, and insurance payments diligently.
  • Regular Servicing: Uphold the performance and value of the Up with consistent maintenance.

7. Future Planning

  • Maintain Resale Value: Preserve service records and manage the car well to retain its resale value.
  • Next Steps: At the finance term’s end, consider whether you will sell, keep, or trade-in the car, basing your decision on its condition and current market value.

In Summary

Financing a used Volkswagen Up requires a structured approach, involving budget planning, exploring varied finance options, validating the vehicle’s condition, and managing ongoing payments and maintenance. Ensure to engage in meticulous research and possibly consult with a financial consultant to comprehend the best financial route for your situation. This thorough preparation ensures that your financial journey towards owning a Volkswagen Up is as smooth as possible.

About the Volkswagen Up

Volkswagen, often synonymous with reliability and well-engineered vehicles, has in its lineup the Volkswagen Up! – a compact city car that promises both fun and functionality in a pint-sized package.

Key Features and Specifications

  • Compact Design: The Up! is designed with city driving in mind, boasting a compact size that's perfect for narrow streets and tight parking spots. Yet, its modern and chic appearance ensures it doesn't compromise on style.
  • Fuel Efficiency: Available with a range of efficient petrol engines, the Up! promises impressive fuel economy, making it ideal for urban commutes and short trips.
  • Interior Space: Despite its compact size, the Up! manages to offer a surprisingly spacious interior with a practical boot space, making it suitable for the weekly shop or a weekend away.
  • Tech Features: The car comes with a suite of infotainment options, including smartphone integration, which ensures drivers remain connected even on the move.

Popular Models in the UK In the UK, where city cars have a significant market, several variants of the Up! have found favour:

  • Volkswagen Move Up!: This version provides essentials like air conditioning, electric front windows, and a 5-inch colour screen.
  • Volkswagen High Up!: A more premium variant, it adds alloy wheels, satellite navigation, and heated front seats to the mix.
  • Volkswagen Up! GTI: Channeling the spirit of the original Golf GTI, this sporty version of the Up! offers a turbocharged engine and sportier aesthetics.
Volkswagen Up Data by County

Volkswagen Up data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All739£8,427843,0931,482
Aberdeen City6£10,413637,55321
Aberdeenshire3£11,880532,1137
Angus1£6,795961,945-
Antrim2£8,725939,9502
Ards1£7,950742,4202
Ballymena2£5,6451169,7822
Ballymoney1£5,450975,018-
Barking & Dagenham - Greater London1£5,995939,0061
Bedfordshire4£5,8351166,47715
Belfast3£9,287751,6638
Berkshire5£4,8531176,48118
Blaenau Gwent2£8,749738,841-
Bristol12£6,3051147,06229
Buckinghamshire9£10,391732,60615
Cambridgeshire14£8,250845,15628
Carmarthenshire1£7,495767,475-
Carrickfergus4£8,7001135,3005
Ceredigion1£12,495514,1482
Cheshire15£8,890839,84227
City of Edinburgh12£7,1051050,05815
City of London - Greater London2£9,572829,0845
Clackmannanshire1£12,498312,993-
Coleraine1£14,995214,9922
Conwy1£10,795424,1282
Cornwall5£10,196743,30915
County Durham16£7,415956,37537
Cumbria10£9,857735,5238
Denbighshire1£5,9951150,418-
Derbyshire11£7,858948,94135
Devon35£8,233943,42863
Dorset6£10,555935,22713
Dumfries and Galloway1£9,995861,486-
Dundee City7£9,940738,6138
Dungannon1£9,250364,534-
East Ayrshire3£5,5951075,1513
East Riding of Yorkshire2£9,000921,3975
East Sussex7£7,698938,97212
Enfield - Greater London1£5,8001159,1183
Essex12£7,5471038,88528
Falkirk6£7,946936,4734
Fife5£7,195946,82318
Glasgow City13£8,566840,09126
Gloucestershire6£6,6081161,18721
Greater Manchester39£7,064947,51586
Gwynedd1£11,900418,4001
Hampshire28£8,703940,82042
Harrow - Greater London2£4,1451067,500-
Havering - Greater London8£10,233934,1135
Herefordshire2£9,168829,32511
Hertfordshire14£6,6731049,24830
Highland2£9,499740,2182
Hillingdon - Greater London3£5,7131154,7332
Hounslow - Greater London2£14,248312,8304
Inverclyde2£7,3941022,8062
Isle of Wight7£8,781944,2581
Kent28£7,3211039,53543
Kingston upon Thames - Greater London1£8,7501015,6004
Lancashire24£6,6461051,04548
Leicestershire4£10,922733,73026
Lincolnshire11£7,511939,73515
Lisburn1£13,485319,8204
Merseyside4£7,4841044,75511
Merthyr Tydfil1£6,995757,1004
Moray1£8,495938,4894
Neath Port Talbot9£7,295947,77311
Newtownabbey2£9,725838,3108
Norfolk16£9,334745,29031
North Ayrshire1£5,2991364,5002
North Down1£6,4951063,2281
North Lanarkshire10£6,7991244,06211
North Yorkshire17£8,394841,77536
Northamptonshire11£9,297642,45111
Northumberland4£8,299837,4754
Nottinghamshire14£9,271839,58920
Oxfordshire11£7,979945,02615
Perth and Kinross1£10,990337,4552
Renfrewshire1£9,998533,7495
Rhondda Cynon Taf5£5,9951172,7042
Shropshire4£8,2331029,01214
Somerset8£8,234944,10536
South Ayrshire1£5,4981384,9263
South Yorkshire13£7,938941,82633
Staffordshire10£8,583933,60431
Stirling6£8,664735,7273
Suffolk10£8,943834,82025
Surrey35£7,3791035,99746
The Vale of Glamorgan1£3,9991352,0004
Tyne and Wear19£8,224837,22850
Warwickshire2£12,188629,8366
West Lothian1£13,051311,5612
West Midlands22£8,386851,52444
West Sussex9£6,2181156,76546
West Yorkshire39£7,5011044,07699
Wiltshire10£8,993940,28614
Worcestershire8£9,133736,21316
Wrexham1£7,250842,4251
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