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Used Volkswagen Up on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Volkswagen Up on finance

The Volkswagen Up is recognized for its compact size and city-friendly driving experience. Here’s a simplified guide to help you navigate through the process of financing a used Up.


1. Setting Your Budget and Requirements

  • Define Preferences: Pin down the model, year, and specs you’re looking for.
  • Budgeting: Establish what you can afford as a down payment and in monthly installments.

2. Exploring Finance Options

  • Bank Loans: You may secure a loan from your bank, given that you have a stable credit score.
  • Hire Purchase (HP): Offer an initial deposit and pay the rest through monthly installments, gaining ownership at the end.
  • Personal Contract Purchase (PCP): Enjoy lower monthly rates and flexibility at the contract’s end to buy, return, or part-exchange the car.
  • Dealer Financing: Dealerships may provide finance options, but ensure to compare their rates with external providers.

3. Selecting a Suitable Volkswagen Up

  • Condition Check: Ensure the Up is in an acceptable mechanical and aesthetic condition.
  • Verify Vehicle History: Investigate for any outstanding finance or serious issues in the vehicle’s history using its VIN.

4. Finalizing the Deal

  • Negotiation: Harness your knowledge on the Volkswagen Up to negotiate the price and payment terms.
  • Read Through Contract: Ensure all agreed terms are clearly specified in the contract.

5. Arranging Appropriate Insurance

  • Compare Premiums: Shop around to find an insurance premium that provides necessary coverage at a reasonable price.
  • Possible Bundling: Sometimes, bundling various insurance types can offer cost benefits.

6. Ownership and Maintenance

  • Stay Current with Payments: Ensure you manage loan, lease, and insurance payments diligently.
  • Regular Servicing: Uphold the performance and value of the Up with consistent maintenance.

7. Future Planning

  • Maintain Resale Value: Preserve service records and manage the car well to retain its resale value.
  • Next Steps: At the finance term’s end, consider whether you will sell, keep, or trade-in the car, basing your decision on its condition and current market value.

In Summary

Financing a used Volkswagen Up requires a structured approach, involving budget planning, exploring varied finance options, validating the vehicle’s condition, and managing ongoing payments and maintenance. Ensure to engage in meticulous research and possibly consult with a financial consultant to comprehend the best financial route for your situation. This thorough preparation ensures that your financial journey towards owning a Volkswagen Up is as smooth as possible.

About the Volkswagen Up

Volkswagen, often synonymous with reliability and well-engineered vehicles, has in its lineup the Volkswagen Up! – a compact city car that promises both fun and functionality in a pint-sized package.

Key Features and Specifications

  • Compact Design: The Up! is designed with city driving in mind, boasting a compact size that's perfect for narrow streets and tight parking spots. Yet, its modern and chic appearance ensures it doesn't compromise on style.
  • Fuel Efficiency: Available with a range of efficient petrol engines, the Up! promises impressive fuel economy, making it ideal for urban commutes and short trips.
  • Interior Space: Despite its compact size, the Up! manages to offer a surprisingly spacious interior with a practical boot space, making it suitable for the weekly shop or a weekend away.
  • Tech Features: The car comes with a suite of infotainment options, including smartphone integration, which ensures drivers remain connected even on the move.

Popular Models in the UK In the UK, where city cars have a significant market, several variants of the Up! have found favour:

  • Volkswagen Move Up!: This version provides essentials like air conditioning, electric front windows, and a 5-inch colour screen.
  • Volkswagen High Up!: A more premium variant, it adds alloy wheels, satellite navigation, and heated front seats to the mix.
  • Volkswagen Up! GTI: Channeling the spirit of the original Golf GTI, this sporty version of the Up! offers a turbocharged engine and sportier aesthetics.
Volkswagen Up Data by County

Volkswagen Up data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All849£8,977843,9951,658
Aberdeenshire5£12,355534,47721
Angus2£11,097635,48020
Ayrshire6£6,7961057,58411
Bedfordshire8£5,239969,87512
Berkshire14£7,2111048,34822
Blaenau Gwent3£10,150642,0007
Bridgend1£15,495514,61812
Bristol13£7,6051037,29924
Buckinghamshire15£7,404952,54628
Caerphilly2£6,999961,9761
Cambridgeshire10£6,868955,29834
Cardiff2£12,925612,51710
Carmarthenshire3£9,493645,4922
Cheshire16£7,550954,95926
Conwy1£16,950313,6764
Cornwall7£10,439826,93318
County Antrim10£7,798953,59419
County Down4£10,409525,5813
County Durham19£6,8581057,67841
County Londonderry4£9,020650,225-
County Tyrone1£8,450364,534-
Cumbria4£9,820734,11820
Derbyshire15£8,010945,30128
Devon26£8,361949,30864
Dorset7£8,424926,08817
Dumfries & Galloway1£9,995861,486-
East Sussex17£7,2501152,58626
Essex16£8,408936,80725
Falkirk4£6,6961136,3084
Fife6£10,413729,67613
Flintshire4£6,2201139,4613
Gloucestershire7£6,157975,95819
Greater London33£8,412937,06244
Greater Manchester32£7,364941,74278
Hampshire17£8,260940,65056
Herefordshire2£5,7611155,69612
Hertfordshire11£6,6391054,58236
Highland1£36,90019875
Isle of Wight2£10,995720,5147
Kent28£6,8081051,04353
Lanarkshire27£8,158937,94838
Lancashire29£7,4248157,55350
Leicestershire8£8,936735,71122
Lincolnshire11£8,489941,00611
Merseyside5£7,696929,50815
Merthyr Tydfil1£5,9901148,7001
Midlothian20£7,714946,95517
Monmouthshire1£7,794850,9005
Moray2£12,095328,9145
Neath Port Talbot13£8,310849,9116
Newport2£11,645745,9927
Norfolk16£7,712950,78739
North Yorkshire20£9,546632,53943
Northamptonshire15£7,046858,71732
Northumberland6£8,449836,7955
Nottinghamshire9£8,731846,25334
Oxfordshire8£7,587940,97018
Pembrokeshire1£17,99534,2822
Powys1£9,395630,7241
Renfrewshire1£11,998415,7408
Rhondda Cynon Taf4£4,6201388,9754
Shropshire9£7,6691031,46118
Somerset9£10,124731,36718
South Yorkshire12£8,420941,51945
Staffordshire14£8,078944,11125
Stirling2£10,248543,57112
Suffolk17£8,075847,22625
Surrey39£6,7261043,84060
Swansea3£6,031961,11310
Torfaen1£12,495521,2671
Tyne and Wear29£8,590738,07843
Vale of Glamorgan5£4,9961266,6153
Warwickshire5£7,4671048,7776
West Lothian4£5,5431257,9805
West Midlands19£7,991951,22740
West Sussex15£7,633949,00228
West Yorkshire64£7,0851041,01994
Wiltshire9£8,363940,83614
Worcestershire7£8,955931,91520
Wrexham7£8,303745,7203
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