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Used Vauxhall Vivaro on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Vauxhall Vivaro on finance

For businesses and individuals in need of a versatile, reliable van, the Vauxhall Vivaro stands out as a prime choice. As you consider financing a used Vivaro, it's essential to familiarize yourself with key considerations and options. This guide provides a roadmap to ensure a smooth acquisition process.


1. Understanding Your Needs

a. Purpose of the Van:
  • Determine if the Vivaro will be used for transporting goods, as a mobile workspace, or for personal use.
b. Budgeting:
  • Factor in the total cost, monthly payments, potential insurance, and maintenance when setting a budget.

2. Financing Avenues

a. Bank Loan:
  • Traditional lending with predetermined interest rates and monthly payments.
b. Hire Purchase (HP):
  • Pay an initial deposit, followed by fixed monthly payments. Ownership transfers to you after the final installment.
c. Business Contract Hire (BCH):
  • For businesses: fixed monthly rentals without the commitment of ownership. Return the van at the end of the contract.
d. Dealer Financing:
  • Dealerships often offer tailored finance packages. However, compare their rates to other lenders to ensure you're getting the best deal.

3. Selecting Your Vivaro

a. Specifications and Trim:
  • The Vivaro offers multiple configurations. Choose one that aligns with your needs.
b. Vehicle Condition:
  • Always have a used vehicle checked for any mechanical issues. Obtain a full vehicle history report to avoid unforeseen complications.

4. Negotiating and Finalizing the Deal

a. Price Discussions:
  • Research average prices for used Vivaros in similar conditions to strengthen your negotiating position.
b. Understand the Contract:
  • Before signing any financial agreement, ensure you comprehend all terms, including any potential penalties or fees.

5. Managing the Finance

a. Timely Payments:
  • Maintain a consistent payment record to avoid any financial penalties and to protect your credit rating.
b. Insurance:
  • It's crucial, especially for business vehicles, to have comprehensive insurance. Shop around for the best deals.

6. Maintaining Vehicle Value

a. Regular Service:
  • Adhering to a maintenance schedule will prolong the Vivaro's lifespan and retain its resale value.
b. Consider Future Sale:
  • Even if you're not thinking of selling soon, it's wise to maintain the van in a condition that's appealing to potential future buyers.

Conclusion

Financing a used Vauxhall Vivaro, whether for personal or business use, requires a combination of careful planning, research, and smart decision-making. By following this guide, you can navigate the financing process with confidence, ensuring your Vivaro meets your needs and remains a valuable asset.

About the Vauxhall Vivaro

In the realm of commercial vehicles, few names resonate with the UK's professional drivers and businesses as strongly as the Vauxhall Vivaro. Since its inception, this versatile van has been a stalwart on British roads, aiding countless enterprises with its reliability and efficiency. Let's delve into the journey of the Vivaro, and discover why it remains a top choice for many in the UK.

Beginning of the Journey: Introduced in 2001 as a collaboration between Vauxhall and Renault (as the Renault Trafic), the Vivaro was designed to offer a modern, efficient, and robust solution to the evolving needs of businesses. It quickly made its mark as a practical alternative to some of its longer-established competitors, such as the Ford Transit.

Design and Versatility: One of the Vivaro's strongest selling points has been its adaptability. Available in various lengths and heights, and with configurations that cater to different business needs, from transport services to construction and delivery, the Vivaro is every bit the chameleon. Its design, while functional, has also seen evolutionary changes that reflect a more modern aesthetic, especially in its latest iterations.

A British Affair: Significantly, the Vivaro boasts a strong British connection. It's manufactured in England, making it a source of national pride and jobs in the automotive industry. This local manufacturing has undoubtedly contributed to its popularity among British businesses, offering a sense of home-grown reliability.

Modern Vivaro and Its Competitors: The modern Vivaro faces stiff competition from models like the Volkswagen Transporter and Mercedes-Benz Vito. However, with its recent electrified version, the Vivaro-e, Vauxhall demonstrates its commitment to sustainability and innovation, ensuring the Vivaro remains relevant in a changing automotive landscape.

In Conclusion: The Vauxhall Vivaro stands as a testament to practical design, adaptability, and consistent performance. Its British heritage and continued commitment to innovation have ensured its position as one of the UK's favourite commercial vehicles. Whether you're a business owner eyeing a new fleet or an independent contractor seeking a trustworthy companion, the Vivaro, especially with favourable finance options, is a compelling choice.

Vauxhall Vivaro Data by County

Vauxhall Vivaro data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,649£14,670448,9502,264
Aberdeen City9£16,497534,97012
Aberdeenshire3£13,329658,3151
Antrim1£16,999326,732-
Ards6£2,852453,4293
Armagh1£18,495238,523-
Ballymena2£19,740115,8314
Ballymoney2£13,795583,8152
Bedfordshire19£10,721670,18214
Belfast5£11,010483,0002
Berkshire52£12,774563,91869
Blaenau Gwent5£16,439221,432-
Bristol38£13,450447,59756
Buckinghamshire60£10,613875,96782
Caerphilly2£10,79511114,5003
Cambridgeshire52£11,447557,86479
Carmarthenshire1£10,995569,8971
Carrickfergus1£25,99514,200-
Ceredigion2£8,4958122,00010
Cheshire30£15,493558,49131
City of Edinburgh20£14,636443,90823
City of London - Greater London2£10,998452,0185
Clackmannanshire1£23,498015-
Cornwall26£13,369573,49234
County Durham11£14,669444,81025
Craigavon1£14,970460,3762
Croydon - Greater London3£9,236565,1017
Cumbria32£16,666327,32318
Denbighshire1£24,000845,5521
Derbyshire39£15,623430,45694
Derry4£11,448678,8864
Devon28£12,099552,98850
Dorset1£15,990340,9925
Down5£9,618866,6519
Dundee City9£16,008338,31313
Dungannon33£24,396114,4024
East Ayrshire14£16,449328,39414
East Riding of Yorkshire10£10,084775,60317
East Sussex2£19,498644,1921
Essex75£13,489449,79673
Falkirk5£10,135585,56810
Fermanagh5£16,584443,7352
Fife2£19,625753,7047
Flintshire1£11,395660,458-
Glasgow City28£18,058323,10044
Gloucestershire14£18,436220,17419
Greater Manchester115£14,455444,512192
Gwynedd3£13,027454,0694
Hampshire45£14,236442,37468
Harrow - Greater London3£13,923338,1386
Havering - Greater London13£18,082218,00716
Herefordshire5£18,794315,9562
Hertfordshire32£12,631561,58067
Highland4£16,248332,7655
Hillingdon - Greater London6£11,704554,48012
Kent41£14,164557,29740
Lancashire41£14,008451,44854
Leicestershire33£12,092452,25528
Lincolnshire72£11,761459,08094
Lisburn2£16,495347,9292
Magherafelt9£17,554556,3461
Merseyside26£12,388453,14930
Merthyr Tydfil1£22,9900101-
Midlothian2£10,755869,66310
Moray2£22,995339,9931
Newport2£16,493348,4401
Newry and Mourne1£15,990320,0001
Newtownabbey9£12,461456,1126
Norfolk23£11,967557,24431
North Lanarkshire10£11,676757,08840
North Yorkshire27£15,129344,30036
Northamptonshire10£13,211459,11915
Northumberland3£12,327968,2965
Nottinghamshire30£14,924442,16565
Omagh1£8,450768,217-
Oxfordshire10£14,561440,67921
Perth and Kinross5£18,92225,49412
Renfrewshire1£23,498034
Rhondda Cynon Taf1£7,995790,0722
Scottish Borders3£12,995541,667-
Shropshire6£9,936880,4489
Somerset7£14,060546,46120
South Ayrshire4£16,873215,6145
South Yorkshire44£19,957116,650106
Staffordshire60£13,833443,05460
Stirling2£19,998110,3512
Strabane1£13,995892,100-
Suffolk14£10,558861,52113
Surrey33£14,159438,32638
Sutton - Greater London4£18,865111,6156
Swansea2£11,495529,3266
Tyne and Wear16£16,260336,92441
Warwickshire3£16,996996,6751
West Dunbartonshire3£10,528680,1184
West Lothian5£18,857122,19718
West Midlands72£14,133453,02476
West Sussex9£14,090557,6726
West Yorkshire64£15,367551,52578
Wiltshire34£11,105862,08935
Worcestershire12£11,497471,69019
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