Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Vauxhall Vivaro on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

1,685 cars

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Vauxhall Vivaro on finance

For businesses and individuals in need of a versatile, reliable van, the Vauxhall Vivaro stands out as a prime choice. As you consider financing a used Vivaro, it's essential to familiarize yourself with key considerations and options. This guide provides a roadmap to ensure a smooth acquisition process.


1. Understanding Your Needs

a. Purpose of the Van:
  • Determine if the Vivaro will be used for transporting goods, as a mobile workspace, or for personal use.
b. Budgeting:
  • Factor in the total cost, monthly payments, potential insurance, and maintenance when setting a budget.

2. Financing Avenues

a. Bank Loan:
  • Traditional lending with predetermined interest rates and monthly payments.
b. Hire Purchase (HP):
  • Pay an initial deposit, followed by fixed monthly payments. Ownership transfers to you after the final installment.
c. Business Contract Hire (BCH):
  • For businesses: fixed monthly rentals without the commitment of ownership. Return the van at the end of the contract.
d. Dealer Financing:
  • Dealerships often offer tailored finance packages. However, compare their rates to other lenders to ensure you're getting the best deal.

3. Selecting Your Vivaro

a. Specifications and Trim:
  • The Vivaro offers multiple configurations. Choose one that aligns with your needs.
b. Vehicle Condition:
  • Always have a used vehicle checked for any mechanical issues. Obtain a full vehicle history report to avoid unforeseen complications.

4. Negotiating and Finalizing the Deal

a. Price Discussions:
  • Research average prices for used Vivaros in similar conditions to strengthen your negotiating position.
b. Understand the Contract:
  • Before signing any financial agreement, ensure you comprehend all terms, including any potential penalties or fees.

5. Managing the Finance

a. Timely Payments:
  • Maintain a consistent payment record to avoid any financial penalties and to protect your credit rating.
b. Insurance:
  • It's crucial, especially for business vehicles, to have comprehensive insurance. Shop around for the best deals.

6. Maintaining Vehicle Value

a. Regular Service:
  • Adhering to a maintenance schedule will prolong the Vivaro's lifespan and retain its resale value.
b. Consider Future Sale:
  • Even if you're not thinking of selling soon, it's wise to maintain the van in a condition that's appealing to potential future buyers.

Conclusion

Financing a used Vauxhall Vivaro, whether for personal or business use, requires a combination of careful planning, research, and smart decision-making. By following this guide, you can navigate the financing process with confidence, ensuring your Vivaro meets your needs and remains a valuable asset.

About the Vauxhall Vivaro

In the realm of commercial vehicles, few names resonate with the UK's professional drivers and businesses as strongly as the Vauxhall Vivaro. Since its inception, this versatile van has been a stalwart on British roads, aiding countless enterprises with its reliability and efficiency. Let's delve into the journey of the Vivaro, and discover why it remains a top choice for many in the UK.

Beginning of the Journey: Introduced in 2001 as a collaboration between Vauxhall and Renault (as the Renault Trafic), the Vivaro was designed to offer a modern, efficient, and robust solution to the evolving needs of businesses. It quickly made its mark as a practical alternative to some of its longer-established competitors, such as the Ford Transit.

Design and Versatility: One of the Vivaro's strongest selling points has been its adaptability. Available in various lengths and heights, and with configurations that cater to different business needs, from transport services to construction and delivery, the Vivaro is every bit the chameleon. Its design, while functional, has also seen evolutionary changes that reflect a more modern aesthetic, especially in its latest iterations.

A British Affair: Significantly, the Vivaro boasts a strong British connection. It's manufactured in England, making it a source of national pride and jobs in the automotive industry. This local manufacturing has undoubtedly contributed to its popularity among British businesses, offering a sense of home-grown reliability.

Modern Vivaro and Its Competitors: The modern Vivaro faces stiff competition from models like the Volkswagen Transporter and Mercedes-Benz Vito. However, with its recent electrified version, the Vivaro-e, Vauxhall demonstrates its commitment to sustainability and innovation, ensuring the Vivaro remains relevant in a changing automotive landscape.

In Conclusion: The Vauxhall Vivaro stands as a testament to practical design, adaptability, and consistent performance. Its British heritage and continued commitment to innovation have ensured its position as one of the UK's favourite commercial vehicles. Whether you're a business owner eyeing a new fleet or an independent contractor seeking a trustworthy companion, the Vivaro, especially with favourable finance options, is a compelling choice.

Vauxhall Vivaro Data by County

Vauxhall Vivaro data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,685£14,199450,4292,676
Aberdeenshire5£14,597345,36219
Angus9£13,762443,27413
Ayrshire16£14,292338,26118
Bedfordshire15£10,710774,00528
Berkshire32£14,604452,19550
Blaenau Gwent1£6,995769,00018
Bridgend14£11,515564,83323
Bristol59£12,462442,48855
Buckinghamshire63£11,725771,233104
Caerphilly3£6,25810117,5332
Cambridgeshire50£11,046562,65669
Cardiff8£9,733698,37011
Carmarthenshire4£10,444659,0315
Ceredigion1£14,995252,6101
Cheshire22£14,706662,78434
Clackmannanshire1£21,9980153
Conwy1£13,000616,791-
Cornwall26£13,978565,77130
County Antrim16£15,766239,31525
County Armagh2£13,970336,8056
County Down15£9,219553,60616
County Durham11£14,488348,41919
County Fermanagh2£17,720325,1616
County Londonderry11£16,076657,67716
County Tyrone33£24,437114,61730
Cumbria21£16,208327,86520
Denbighshire1£24,000845,552-
Derbyshire37£16,012335,675104
Devon27£13,804444,15757
Dorset5£17,67016,30112
Dunbartonshire7£11,495674,4405
East Riding of Yorkshire16£10,985661,17310
East Sussex7£17,492336,0485
Essex55£14,128344,12767
Falkirk7£11,566454,69311
Fife8£16,058441,82810
Flintshire3£5,86313141,3332
Gloucestershire12£15,665443,64733
Greater London40£14,056447,95158
Greater Manchester148£14,196450,787201
Gwynedd4£10,940570,9581
Hampshire58£14,280442,06673
Herefordshire4£14,811532,5029
Hertfordshire26£12,114551,04663
Highland3£10,431579,5757
Inverclyde1£9,995487,000-
Kent55£16,471438,95463
Lanarkshire37£13,927450,125100
Lancashire25£12,288559,18459
Leicestershire31£11,979555,73455
Lincolnshire42£11,768355,31992
Merseyside29£13,025348,38174
Merthyr Tydfil4£17,994226,117-
Midlothian22£14,568443,44225
Monmouthshire4£13,494455,50011
Moray2£26,49514,2283
Newport1£8,5503127,4004
Norfolk25£11,396562,42934
North Yorkshire24£15,064443,69241
Northamptonshire11£13,902453,49019
Nottinghamshire31£16,306444,01168
Oxfordshire3£14,418457,45520
Pembrokeshire6£9,999327,0192
Perth & Kinross6£16,480218,48310
Rhondda Cynon Taf6£8,826778,7832
Shropshire36£21,054048,45832
Somerset9£13,985546,04220
South Yorkshire48£18,540119,43387
Staffordshire45£13,166657,806102
Stirling1£21,9980103
Suffolk11£12,146655,14123
Surrey34£13,744444,76849
Swansea3£14,666544,1289
Torfaen1£21,99524,7001
Tyne and Wear23£15,838337,32146
Warwickshire7£16,105665,40914
West Lothian7£12,952464,42112
West Midlands69£14,747555,258113
West Sussex6£14,671347,0418
West Yorkshire67£14,504552,23574
Wiltshire37£13,525443,42524
Worcestershire7£13,460569,28628
Add postcode for better results.