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Used Vauxhall Vivaro on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Vauxhall Vivaro on finance

For businesses and individuals in need of a versatile, reliable van, the Vauxhall Vivaro stands out as a prime choice. As you consider financing a used Vivaro, it's essential to familiarize yourself with key considerations and options. This guide provides a roadmap to ensure a smooth acquisition process.


1. Understanding Your Needs

a. Purpose of the Van:
  • Determine if the Vivaro will be used for transporting goods, as a mobile workspace, or for personal use.
b. Budgeting:
  • Factor in the total cost, monthly payments, potential insurance, and maintenance when setting a budget.

2. Financing Avenues

a. Bank Loan:
  • Traditional lending with predetermined interest rates and monthly payments.
b. Hire Purchase (HP):
  • Pay an initial deposit, followed by fixed monthly payments. Ownership transfers to you after the final installment.
c. Business Contract Hire (BCH):
  • For businesses: fixed monthly rentals without the commitment of ownership. Return the van at the end of the contract.
d. Dealer Financing:
  • Dealerships often offer tailored finance packages. However, compare their rates to other lenders to ensure you're getting the best deal.

3. Selecting Your Vivaro

a. Specifications and Trim:
  • The Vivaro offers multiple configurations. Choose one that aligns with your needs.
b. Vehicle Condition:
  • Always have a used vehicle checked for any mechanical issues. Obtain a full vehicle history report to avoid unforeseen complications.

4. Negotiating and Finalizing the Deal

a. Price Discussions:
  • Research average prices for used Vivaros in similar conditions to strengthen your negotiating position.
b. Understand the Contract:
  • Before signing any financial agreement, ensure you comprehend all terms, including any potential penalties or fees.

5. Managing the Finance

a. Timely Payments:
  • Maintain a consistent payment record to avoid any financial penalties and to protect your credit rating.
b. Insurance:
  • It's crucial, especially for business vehicles, to have comprehensive insurance. Shop around for the best deals.

6. Maintaining Vehicle Value

a. Regular Service:
  • Adhering to a maintenance schedule will prolong the Vivaro's lifespan and retain its resale value.
b. Consider Future Sale:
  • Even if you're not thinking of selling soon, it's wise to maintain the van in a condition that's appealing to potential future buyers.

Conclusion

Financing a used Vauxhall Vivaro, whether for personal or business use, requires a combination of careful planning, research, and smart decision-making. By following this guide, you can navigate the financing process with confidence, ensuring your Vivaro meets your needs and remains a valuable asset.

About the Vauxhall Vivaro

In the realm of commercial vehicles, few names resonate with the UK's professional drivers and businesses as strongly as the Vauxhall Vivaro. Since its inception, this versatile van has been a stalwart on British roads, aiding countless enterprises with its reliability and efficiency. Let's delve into the journey of the Vivaro, and discover why it remains a top choice for many in the UK.

Beginning of the Journey: Introduced in 2001 as a collaboration between Vauxhall and Renault (as the Renault Trafic), the Vivaro was designed to offer a modern, efficient, and robust solution to the evolving needs of businesses. It quickly made its mark as a practical alternative to some of its longer-established competitors, such as the Ford Transit.

Design and Versatility: One of the Vivaro's strongest selling points has been its adaptability. Available in various lengths and heights, and with configurations that cater to different business needs, from transport services to construction and delivery, the Vivaro is every bit the chameleon. Its design, while functional, has also seen evolutionary changes that reflect a more modern aesthetic, especially in its latest iterations.

A British Affair: Significantly, the Vivaro boasts a strong British connection. It's manufactured in England, making it a source of national pride and jobs in the automotive industry. This local manufacturing has undoubtedly contributed to its popularity among British businesses, offering a sense of home-grown reliability.

Modern Vivaro and Its Competitors: The modern Vivaro faces stiff competition from models like the Volkswagen Transporter and Mercedes-Benz Vito. However, with its recent electrified version, the Vivaro-e, Vauxhall demonstrates its commitment to sustainability and innovation, ensuring the Vivaro remains relevant in a changing automotive landscape.

In Conclusion: The Vauxhall Vivaro stands as a testament to practical design, adaptability, and consistent performance. Its British heritage and continued commitment to innovation have ensured its position as one of the UK's favourite commercial vehicles. Whether you're a business owner eyeing a new fleet or an independent contractor seeking a trustworthy companion, the Vivaro, especially with favourable finance options, is a compelling choice.

Vauxhall Vivaro Data by County

Vauxhall Vivaro data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,653£14,398449,6122,133
Aberdeen City8£17,064549,3269
Aberdeenshire2£10,995578,000-
Angus4£15,293447,7705
Ards5£3,017442,3412
Ballymena3£20,657110,5574
Ballymoney2£13,795583,8153
Bedfordshire15£9,066899,32312
Belfast5£11,139485,6004
Berkshire54£11,933671,96866
Blaenau Gwent5£15,890227,9739
Bristol41£13,105451,29251
Bromley - Greater London2£9,250769,593-
Buckinghamshire44£11,561880,08263
Caerphilly2£11,495368,5005
Cambridgeshire57£11,481560,46565
Cardiff2£17,745225,0533
Carmarthenshire2£12,745430,7529
Ceredigion18£11,739564,05319
Cheshire27£16,656664,60725
City of Edinburgh20£14,197555,81115
City of London - Greater London2£11,044548,6898
Clackmannanshire1£23,498015-
Cornwall30£11,612672,02829
County Durham5£13,625655,93025
Craigavon1£8,7506107,5502
Croydon - Greater London4£10,989562,2754
Cumbria25£17,265329,00215
Denbighshire2£24,500950,776-
Derbyshire49£14,673541,47486
Derry6£11,909560,79623
Devon39£12,336652,87941
Dorset3£20,328425,1704
Down2£8,4901070,0008
Dundee City11£15,750339,98510
Dungannon23£23,83415,5696
East Ayrshire12£17,232327,74611
East Renfrewshire7£12,456754,14210
East Riding of Yorkshire12£9,610767,94819
East Sussex11£15,219445,0449
Essex66£14,181443,24968
Falkirk7£9,895675,98513
Fermanagh5£16,644443,4356
Flintshire1£11,395660,4582
Glasgow City16£18,639221,59927
Gloucestershire9£19,326224,40118
Greater Manchester112£13,403449,118179
Gwynedd3£11,220658,8963
Hampshire52£14,779440,29567
Harrow - Greater London3£11,490461,8219
Havering - Greater London11£24,1740210
Herefordshire3£19,327222,0782
Hertfordshire29£12,305558,00463
Highland2£15,747322,7452
Hillingdon - Greater London6£11,994555,19010
Kent45£14,532547,08344
Kingston upon Thames - Greater London1£14,495346,0001
Lancashire28£14,298451,70648
Leicestershire30£12,988456,14431
Lincolnshire59£12,898451,30770
Lisburn1£16,995350,7265
Magherafelt8£17,599556,5141
Merseyside37£12,898348,73441
Merthyr Tydfil1£23,9950101-
Midlothian3£13,368456,83412
Monmouthshire4£10,8495103,4413
Moray2£23,495333,723-
Newport3£16,925338,1562
Newry and Mourne2£16,290312,5773
Newtownabbey8£13,469558,6328
Norfolk18£12,838548,78222
North Lanarkshire16£9,592874,60634
North Yorkshire24£13,668451,86730
Northamptonshire13£11,414464,53510
Northumberland3£12,830753,3676
Nottinghamshire50£17,019331,49348
Omagh1£8,450768,217-
Oxfordshire10£15,921431,98616
Perth and Kinross4£17,190211,87011
Renfrewshire3£23,33103-
Rhondda Cynon Taf1£7,995790,0726
Scottish Borders3£12,995541,667-
Shropshire7£8,143990,6665
Somerset6£14,105532,95118
South Ayrshire3£14,831430,6564
South Lanarkshire1£16,995230,206-
South Yorkshire50£16,548334,442100
Staffordshire53£12,490553,66076
Stirling1£23,498012
Suffolk17£10,782764,5256
Surrey42£14,751430,06028
Sutton - Greater London6£17,607223,2313
Swansea3£11,831551,9505
Tyne and Wear16£16,898432,66432
Warwickshire3£15,828999,805-
West Dunbartonshire3£9,862673,3341
West Lothian3£17,496462,26717
West Midlands59£14,961449,09969
West Sussex9£14,773455,9187
West Yorkshire58£15,673551,83788
Wiltshire33£10,748864,35437
Worcestershire14£11,601677,82725
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