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Used Vauxhall Vivaro on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Vauxhall Vivaro on finance

For businesses and individuals in need of a versatile, reliable van, the Vauxhall Vivaro stands out as a prime choice. As you consider financing a used Vivaro, it's essential to familiarize yourself with key considerations and options. This guide provides a roadmap to ensure a smooth acquisition process.


1. Understanding Your Needs

a. Purpose of the Van:
  • Determine if the Vivaro will be used for transporting goods, as a mobile workspace, or for personal use.
b. Budgeting:
  • Factor in the total cost, monthly payments, potential insurance, and maintenance when setting a budget.

2. Financing Avenues

a. Bank Loan:
  • Traditional lending with predetermined interest rates and monthly payments.
b. Hire Purchase (HP):
  • Pay an initial deposit, followed by fixed monthly payments. Ownership transfers to you after the final installment.
c. Business Contract Hire (BCH):
  • For businesses: fixed monthly rentals without the commitment of ownership. Return the van at the end of the contract.
d. Dealer Financing:
  • Dealerships often offer tailored finance packages. However, compare their rates to other lenders to ensure you're getting the best deal.

3. Selecting Your Vivaro

a. Specifications and Trim:
  • The Vivaro offers multiple configurations. Choose one that aligns with your needs.
b. Vehicle Condition:
  • Always have a used vehicle checked for any mechanical issues. Obtain a full vehicle history report to avoid unforeseen complications.

4. Negotiating and Finalizing the Deal

a. Price Discussions:
  • Research average prices for used Vivaros in similar conditions to strengthen your negotiating position.
b. Understand the Contract:
  • Before signing any financial agreement, ensure you comprehend all terms, including any potential penalties or fees.

5. Managing the Finance

a. Timely Payments:
  • Maintain a consistent payment record to avoid any financial penalties and to protect your credit rating.
b. Insurance:
  • It's crucial, especially for business vehicles, to have comprehensive insurance. Shop around for the best deals.

6. Maintaining Vehicle Value

a. Regular Service:
  • Adhering to a maintenance schedule will prolong the Vivaro's lifespan and retain its resale value.
b. Consider Future Sale:
  • Even if you're not thinking of selling soon, it's wise to maintain the van in a condition that's appealing to potential future buyers.

Conclusion

Financing a used Vauxhall Vivaro, whether for personal or business use, requires a combination of careful planning, research, and smart decision-making. By following this guide, you can navigate the financing process with confidence, ensuring your Vivaro meets your needs and remains a valuable asset.

About the Vauxhall Vivaro

In the realm of commercial vehicles, few names resonate with the UK's professional drivers and businesses as strongly as the Vauxhall Vivaro. Since its inception, this versatile van has been a stalwart on British roads, aiding countless enterprises with its reliability and efficiency. Let's delve into the journey of the Vivaro, and discover why it remains a top choice for many in the UK.

Beginning of the Journey: Introduced in 2001 as a collaboration between Vauxhall and Renault (as the Renault Trafic), the Vivaro was designed to offer a modern, efficient, and robust solution to the evolving needs of businesses. It quickly made its mark as a practical alternative to some of its longer-established competitors, such as the Ford Transit.

Design and Versatility: One of the Vivaro's strongest selling points has been its adaptability. Available in various lengths and heights, and with configurations that cater to different business needs, from transport services to construction and delivery, the Vivaro is every bit the chameleon. Its design, while functional, has also seen evolutionary changes that reflect a more modern aesthetic, especially in its latest iterations.

A British Affair: Significantly, the Vivaro boasts a strong British connection. It's manufactured in England, making it a source of national pride and jobs in the automotive industry. This local manufacturing has undoubtedly contributed to its popularity among British businesses, offering a sense of home-grown reliability.

Modern Vivaro and Its Competitors: The modern Vivaro faces stiff competition from models like the Volkswagen Transporter and Mercedes-Benz Vito. However, with its recent electrified version, the Vivaro-e, Vauxhall demonstrates its commitment to sustainability and innovation, ensuring the Vivaro remains relevant in a changing automotive landscape.

In Conclusion: The Vauxhall Vivaro stands as a testament to practical design, adaptability, and consistent performance. Its British heritage and continued commitment to innovation have ensured its position as one of the UK's favourite commercial vehicles. Whether you're a business owner eyeing a new fleet or an independent contractor seeking a trustworthy companion, the Vivaro, especially with favourable finance options, is a compelling choice.

Vauxhall Vivaro Data by County

Vauxhall Vivaro data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,611£14,620448,4242,221
Aberdeen City10£18,209426,56310
Aberdeenshire2£10,995578,000-
Ards4£3,266439,4633
Ballymena3£20,657110,5574
Ballymoney2£13,795583,8153
Bedfordshire14£8,2158100,84513
Belfast5£11,270485,0004
Berkshire57£12,044670,95066
Blaenau Gwent5£15,890227,9739
Bristol39£13,002451,41255
Buckinghamshire47£11,024880,24265
Caerphilly2£10,995368,5005
Cambridgeshire56£11,843557,86971
Cardiff2£17,745225,1163
Carmarthenshire2£12,745430,7529
Ceredigion17£11,706564,87120
Cheshire29£16,668661,69626
City of Edinburgh19£15,358445,64914
Clackmannanshire1£23,498015-
Cornwall32£11,705674,64731
County Durham7£12,153668,09325
Craigavon1£8,7506107,5502
Croydon - Greater London3£10,154565,1015
Cumbria29£17,591324,40717
Denbighshire2£24,500950,776-
Derbyshire38£15,966434,00689
Derry4£12,462557,93818
Devon35£12,201653,47146
Dorset2£22,495221,7554
Down2£8,4901070,0008
Dundee City11£16,369335,73011
Dungannon22£23,91615,8278
East Ayrshire13£17,409325,63211
East Renfrewshire7£12,456754,14210
East Riding of Yorkshire11£9,042872,63020
East Sussex9£15,769446,17011
Essex69£13,996445,60169
Falkirk7£9,895675,98513
Fermanagh5£16,644443,7356
Fife4£15,933652,8066
Flintshire1£11,395660,4582
Glasgow City15£19,195218,78729
Gloucestershire10£18,103227,42219
Greater Manchester110£12,879552,365190
Gwynedd2£13,830444,6044
Hampshire49£15,111337,98770
Harrow - Greater London3£11,490461,8219
Havering - Greater London11£22,11119,37214
Herefordshire3£19,327222,0782
Hertfordshire31£12,478556,66065
Highland4£19,12227,6053
Hillingdon - Greater London6£11,827651,72711
Kent44£14,384552,74645
Kingston upon Thames - Greater London1£14,495346,0001
Lancashire29£15,184441,44252
Leicestershire29£13,178454,25333
Lincolnshire58£12,920452,62777
Lisburn1£16,995350,7254
Magherafelt8£17,599556,5141
Merseyside26£12,381452,18136
Merthyr Tydfil1£23,9950101-
Midlothian4£12,186559,37012
Monmouthshire1£13,995475,010-
Moray2£23,495333,723-
Newport2£16,743348,4402
Newry and Mourne2£16,290312,5773
Newtownabbey10£13,075460,7158
Norfolk17£12,634548,78624
North Lanarkshire11£11,110660,91838
North Yorkshire24£13,789450,69330
Northamptonshire12£11,823460,44112
Northumberland3£11,162870,0797
Nottinghamshire45£16,042336,37953
Omagh1£8,450768,217-
Oxfordshire8£15,804434,15218
Perth and Kinross6£18,29227,91511
Renfrewshire3£23,33103-
Rhondda Cynon Taf1£7,995790,0726
Scottish Borders3£12,995541,667-
Shropshire5£8,146992,6047
Somerset4£14,108639,96220
South Ayrshire4£14,747425,9574
South Lanarkshire1£16,995230,206-
South Yorkshire49£17,038331,424105
Staffordshire56£13,356549,47469
Stirling1£23,498012
Suffolk17£10,811764,5256
Surrey43£14,541433,33630
Sutton - Greater London6£17,607223,2313
Swansea3£11,831551,9505
Tyne and Wear16£16,423434,09236
Warwickshire3£15,828999,805-
West Dunbartonshire3£11,195574,9312
West Lothian5£18,657337,36417
West Midlands57£15,143445,50074
West Sussex9£14,773455,9187
West Yorkshire58£16,017549,86693
Wiltshire36£10,419866,24237
Worcestershire9£12,209575,67223
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