Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Vauxhall Vivaro on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Vauxhall Vivaro on finance

For businesses and individuals in need of a versatile, reliable van, the Vauxhall Vivaro stands out as a prime choice. As you consider financing a used Vivaro, it's essential to familiarize yourself with key considerations and options. This guide provides a roadmap to ensure a smooth acquisition process.


1. Understanding Your Needs

a. Purpose of the Van:
  • Determine if the Vivaro will be used for transporting goods, as a mobile workspace, or for personal use.
b. Budgeting:
  • Factor in the total cost, monthly payments, potential insurance, and maintenance when setting a budget.

2. Financing Avenues

a. Bank Loan:
  • Traditional lending with predetermined interest rates and monthly payments.
b. Hire Purchase (HP):
  • Pay an initial deposit, followed by fixed monthly payments. Ownership transfers to you after the final installment.
c. Business Contract Hire (BCH):
  • For businesses: fixed monthly rentals without the commitment of ownership. Return the van at the end of the contract.
d. Dealer Financing:
  • Dealerships often offer tailored finance packages. However, compare their rates to other lenders to ensure you're getting the best deal.

3. Selecting Your Vivaro

a. Specifications and Trim:
  • The Vivaro offers multiple configurations. Choose one that aligns with your needs.
b. Vehicle Condition:
  • Always have a used vehicle checked for any mechanical issues. Obtain a full vehicle history report to avoid unforeseen complications.

4. Negotiating and Finalizing the Deal

a. Price Discussions:
  • Research average prices for used Vivaros in similar conditions to strengthen your negotiating position.
b. Understand the Contract:
  • Before signing any financial agreement, ensure you comprehend all terms, including any potential penalties or fees.

5. Managing the Finance

a. Timely Payments:
  • Maintain a consistent payment record to avoid any financial penalties and to protect your credit rating.
b. Insurance:
  • It's crucial, especially for business vehicles, to have comprehensive insurance. Shop around for the best deals.

6. Maintaining Vehicle Value

a. Regular Service:
  • Adhering to a maintenance schedule will prolong the Vivaro's lifespan and retain its resale value.
b. Consider Future Sale:
  • Even if you're not thinking of selling soon, it's wise to maintain the van in a condition that's appealing to potential future buyers.

Conclusion

Financing a used Vauxhall Vivaro, whether for personal or business use, requires a combination of careful planning, research, and smart decision-making. By following this guide, you can navigate the financing process with confidence, ensuring your Vivaro meets your needs and remains a valuable asset.

About the Vauxhall Vivaro

In the realm of commercial vehicles, few names resonate with the UK's professional drivers and businesses as strongly as the Vauxhall Vivaro. Since its inception, this versatile van has been a stalwart on British roads, aiding countless enterprises with its reliability and efficiency. Let's delve into the journey of the Vivaro, and discover why it remains a top choice for many in the UK.

Beginning of the Journey: Introduced in 2001 as a collaboration between Vauxhall and Renault (as the Renault Trafic), the Vivaro was designed to offer a modern, efficient, and robust solution to the evolving needs of businesses. It quickly made its mark as a practical alternative to some of its longer-established competitors, such as the Ford Transit.

Design and Versatility: One of the Vivaro's strongest selling points has been its adaptability. Available in various lengths and heights, and with configurations that cater to different business needs, from transport services to construction and delivery, the Vivaro is every bit the chameleon. Its design, while functional, has also seen evolutionary changes that reflect a more modern aesthetic, especially in its latest iterations.

A British Affair: Significantly, the Vivaro boasts a strong British connection. It's manufactured in England, making it a source of national pride and jobs in the automotive industry. This local manufacturing has undoubtedly contributed to its popularity among British businesses, offering a sense of home-grown reliability.

Modern Vivaro and Its Competitors: The modern Vivaro faces stiff competition from models like the Volkswagen Transporter and Mercedes-Benz Vito. However, with its recent electrified version, the Vivaro-e, Vauxhall demonstrates its commitment to sustainability and innovation, ensuring the Vivaro remains relevant in a changing automotive landscape.

In Conclusion: The Vauxhall Vivaro stands as a testament to practical design, adaptability, and consistent performance. Its British heritage and continued commitment to innovation have ensured its position as one of the UK's favourite commercial vehicles. Whether you're a business owner eyeing a new fleet or an independent contractor seeking a trustworthy companion, the Vivaro, especially with favourable finance options, is a compelling choice.

Vauxhall Vivaro Data by County

Vauxhall Vivaro data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,686£14,457550,3592,321
Aberdeen City7£17,478653,06610
Aberdeenshire2£10,995578,000-
Angus5£15,533343,2874
Ards3£2,023331,4572
Ballymena3£20,657110,5574
Ballymoney2£13,795583,8153
Banbridge1£13,450336,0001
Bedfordshire14£9,638890,48014
Belfast4£11,175585,0007
Berkshire54£12,229670,52877
Bexley - Greater London5£18,134651,6006
Blaenau Gwent5£15,890227,97311
Bristol41£13,709447,51450
Bromley - Greater London1£9,250770,164-
Buckinghamshire48£11,171882,00960
Caerphilly3£12,662360,3336
Cambridgeshire52£11,376559,48370
Cardiff8£9,9337107,1197
Carmarthenshire3£12,828434,16818
Ceredigion17£12,576558,93921
Cheshire26£16,020564,21826
City of Edinburgh20£14,912451,73219
City of London - Greater London9£11,859461,13723
Clackmannanshire1£23,498015-
Conwy1£24,000321,8681
Cornwall30£11,679671,59931
County Durham6£13,186658,19528
Craigavon1£8,7506107,5502
Croydon - Greater London5£10,894559,2543
Cumbria25£16,863331,42916
Denbighshire2£24,500950,776-
Derbyshire52£14,934542,13290
Derry8£10,713768,20923
Devon39£12,497652,64244
Dorset2£22,495221,7554
Down2£8,4901070,0008
Dumfries and Galloway1£13,925330,622-
Dundee City9£15,752342,0289
Dungannon20£23,81004,2426
Ealing - Greater London1£8,295497,7001
East Ayrshire12£17,256327,74611
East Dunbartonshire1£23,498011
East Renfrewshire8£12,462755,86212
East Riding of Yorkshire17£10,208662,70718
East Sussex10£15,342446,89310
Enfield - Greater London1£18,500560,749-
Essex66£14,595441,38167
Falkirk7£9,895675,98515
Fermanagh5£16,644443,4356
Fife2£11,740561,0905
Flintshire1£11,395660,4582
Glasgow City13£18,018327,14126
Gloucestershire8£20,398118,20119
Greater Manchester129£13,391447,545193
Gwynedd1£13,380342,6303
Hampshire55£15,258438,70277
Havering - Greater London14£20,843120,57313
Herefordshire3£19,327222,0782
Hertfordshire30£12,422556,54367
Highland2£15,747322,7453
Hillingdon - Greater London7£11,852553,4148
Kent47£14,409547,85146
Kingston upon Thames - Greater London1£14,495346,0001
Lancashire32£14,353449,67350
Leicestershire29£13,352453,86838
Lincolnshire54£12,959452,34376
Magherafelt9£18,643559,5681
Merseyside26£12,726451,07545
Merthyr Tydfil1£23,9950101-
Midlothian4£13,144553,87113
Monmouthshire4£10,9245103,4414
Moray2£23,495333,723-
Newport3£16,925338,1566
Newry and Mourne2£16,290312,5773
Newtownabbey7£12,922554,53810
Norfolk15£12,537555,12322
North Down1£6,99013117,2342
North Lanarkshire14£9,892875,33533
North Yorkshire28£13,215453,55537
Northamptonshire12£11,740462,78811
Northumberland3£12,830753,3676
Nottinghamshire52£17,382331,45658
Omagh1£8,450768,2171
Oxfordshire10£15,921431,25116
Perth and Kinross4£16,170318,04111
Renfrewshire3£23,33103-
Rhondda Cynon Taf1£7,995790,0726
Scottish Borders2£14,995427,500-
Shropshire6£7,626998,6287
Somerset7£14,511530,57520
South Ayrshire3£14,831430,6564
South Lanarkshire3£21,164110,0693
South Yorkshire46£16,094337,158106
Staffordshire55£12,423555,00578
Stirling2£17,549423,2501
Suffolk15£10,754862,7468
Surrey40£14,895431,89626
Sutton - Greater London7£16,161333,1472
Swansea3£11,831551,9506
Tyne and Wear14£16,768434,42136
Warwickshire3£15,995999,805-
West Dunbartonshire3£9,862673,3341
West Lothian3£17,496462,26717
West Midlands58£15,536447,16874
West Sussex9£14,884455,9189
West Yorkshire61£16,407550,99291
Wiltshire35£10,572863,65142
Worcestershire16£12,140570,94431
Add postcode for better results.