Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Vauxhall Vivaro on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Vauxhall Vivaro on finance

For businesses and individuals in need of a versatile, reliable van, the Vauxhall Vivaro stands out as a prime choice. As you consider financing a used Vivaro, it's essential to familiarize yourself with key considerations and options. This guide provides a roadmap to ensure a smooth acquisition process.


1. Understanding Your Needs

a. Purpose of the Van:
  • Determine if the Vivaro will be used for transporting goods, as a mobile workspace, or for personal use.
b. Budgeting:
  • Factor in the total cost, monthly payments, potential insurance, and maintenance when setting a budget.

2. Financing Avenues

a. Bank Loan:
  • Traditional lending with predetermined interest rates and monthly payments.
b. Hire Purchase (HP):
  • Pay an initial deposit, followed by fixed monthly payments. Ownership transfers to you after the final installment.
c. Business Contract Hire (BCH):
  • For businesses: fixed monthly rentals without the commitment of ownership. Return the van at the end of the contract.
d. Dealer Financing:
  • Dealerships often offer tailored finance packages. However, compare their rates to other lenders to ensure you're getting the best deal.

3. Selecting Your Vivaro

a. Specifications and Trim:
  • The Vivaro offers multiple configurations. Choose one that aligns with your needs.
b. Vehicle Condition:
  • Always have a used vehicle checked for any mechanical issues. Obtain a full vehicle history report to avoid unforeseen complications.

4. Negotiating and Finalizing the Deal

a. Price Discussions:
  • Research average prices for used Vivaros in similar conditions to strengthen your negotiating position.
b. Understand the Contract:
  • Before signing any financial agreement, ensure you comprehend all terms, including any potential penalties or fees.

5. Managing the Finance

a. Timely Payments:
  • Maintain a consistent payment record to avoid any financial penalties and to protect your credit rating.
b. Insurance:
  • It's crucial, especially for business vehicles, to have comprehensive insurance. Shop around for the best deals.

6. Maintaining Vehicle Value

a. Regular Service:
  • Adhering to a maintenance schedule will prolong the Vivaro's lifespan and retain its resale value.
b. Consider Future Sale:
  • Even if you're not thinking of selling soon, it's wise to maintain the van in a condition that's appealing to potential future buyers.

Conclusion

Financing a used Vauxhall Vivaro, whether for personal or business use, requires a combination of careful planning, research, and smart decision-making. By following this guide, you can navigate the financing process with confidence, ensuring your Vivaro meets your needs and remains a valuable asset.

About the Vauxhall Vivaro

In the realm of commercial vehicles, few names resonate with the UK's professional drivers and businesses as strongly as the Vauxhall Vivaro. Since its inception, this versatile van has been a stalwart on British roads, aiding countless enterprises with its reliability and efficiency. Let's delve into the journey of the Vivaro, and discover why it remains a top choice for many in the UK.

Beginning of the Journey: Introduced in 2001 as a collaboration between Vauxhall and Renault (as the Renault Trafic), the Vivaro was designed to offer a modern, efficient, and robust solution to the evolving needs of businesses. It quickly made its mark as a practical alternative to some of its longer-established competitors, such as the Ford Transit.

Design and Versatility: One of the Vivaro's strongest selling points has been its adaptability. Available in various lengths and heights, and with configurations that cater to different business needs, from transport services to construction and delivery, the Vivaro is every bit the chameleon. Its design, while functional, has also seen evolutionary changes that reflect a more modern aesthetic, especially in its latest iterations.

A British Affair: Significantly, the Vivaro boasts a strong British connection. It's manufactured in England, making it a source of national pride and jobs in the automotive industry. This local manufacturing has undoubtedly contributed to its popularity among British businesses, offering a sense of home-grown reliability.

Modern Vivaro and Its Competitors: The modern Vivaro faces stiff competition from models like the Volkswagen Transporter and Mercedes-Benz Vito. However, with its recent electrified version, the Vivaro-e, Vauxhall demonstrates its commitment to sustainability and innovation, ensuring the Vivaro remains relevant in a changing automotive landscape.

In Conclusion: The Vauxhall Vivaro stands as a testament to practical design, adaptability, and consistent performance. Its British heritage and continued commitment to innovation have ensured its position as one of the UK's favourite commercial vehicles. Whether you're a business owner eyeing a new fleet or an independent contractor seeking a trustworthy companion, the Vivaro, especially with favourable finance options, is a compelling choice.

Vauxhall Vivaro Data by County

Vauxhall Vivaro data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,622£14,436449,3322,309
Aberdeen City8£17,354536,29213
Aberdeenshire2£10,995578,000-
Ards5£3,017447,1143
Ballymena3£20,657110,5574
Ballymoney2£13,795583,8153
Bedfordshire13£8,596892,16315
Belfast4£10,850494,7505
Berkshire59£12,384667,79970
Blaenau Gwent4£16,742225,00712
Bristol38£13,599447,58158
Buckinghamshire55£10,357880,95568
Caerphilly2£10,995368,5005
Cambridgeshire55£11,909557,50677
Cardiff2£17,745225,1163
Carmarthenshire3£15,495323,9908
Ceredigion16£11,251570,72415
Cheshire29£15,953666,26028
City of Edinburgh22£15,685443,53815
City of London - Greater London2£13,498330,2016
Clackmannanshire1£23,498015-
Cornwall31£11,672673,34333
County Durham10£15,587541,06327
Croydon - Greater London4£10,719560,4705
Cumbria31£17,520324,57416
Denbighshire2£24,500950,776-
Derbyshire37£16,169432,06188
Derry4£12,462557,93818
Devon30£12,350650,29048
Dorset1£15,990340,9925
Down2£10,470855,1659
Dundee City12£15,254342,12512
Dungannon24£23,23517,0437
East Ayrshire14£16,245328,14612
East Renfrewshire8£12,062757,58011
East Riding of Yorkshire9£8,218884,34922
East Sussex9£15,769446,17011
Essex69£13,878446,12773
Falkirk7£9,895675,98513
Fermanagh5£16,644443,7356
Fife5£15,346650,2916
Flintshire1£11,395660,4582
Glasgow City22£19,487212,54333
Gloucestershire12£16,310336,97819
Greater Manchester102£12,578555,241196
Gwynedd2£13,830444,6044
Hampshire44£14,912437,41772
Harrow - Greater London3£11,490461,8219
Havering - Greater London13£20,111217,65315
Herefordshire3£19,160222,0782
Hertfordshire32£12,388557,34867
Highland5£16,898329,4842
Hillingdon - Greater London6£11,390658,94111
Kent42£14,300553,92746
Kingston upon Thames - Greater London1£14,495346,0001
Lancashire31£15,462341,96453
Leicestershire27£13,116451,17933
Lincolnshire63£12,537457,33982
Lisburn1£16,995350,7254
Magherafelt8£17,599556,5141
Merseyside23£12,584451,73238
Merthyr Tydfil1£23,9950101-
Midlothian4£11,936559,3709
Monmouthshire1£13,995475,010-
Moray2£23,495333,723-
Newport2£16,743348,4402
Newry and Mourne2£16,290312,5773
Newtownabbey10£13,075460,7156
Norfolk21£12,723550,01224
North Lanarkshire8£10,366670,58739
North Yorkshire22£14,750446,70935
Northamptonshire12£11,739461,71013
Northumberland2£10,4951072,4448
Nottinghamshire42£15,681341,26458
Omagh1£8,450768,217-
Oxfordshire9£15,847433,49317
Perth and Kinross6£18,29227,91712
Renfrewshire2£23,248021
Rhondda Cynon Taf1£7,995790,0726
Scottish Borders3£12,995541,667-
Shropshire6£9,330882,5877
Somerset7£14,424532,38120
South Ayrshire3£15,996312,8245
South Lanarkshire1£16,995230,206-
South Yorkshire46£16,519335,165108
Staffordshire56£13,216549,56670
Stirling1£23,498012
Suffolk19£10,515863,1476
Surrey45£14,262435,56431
Sutton - Greater London5£16,582327,8393
Swansea2£9,997558,9406
Torfaen1£5,50011159,000-
Tyne and Wear18£15,646439,66738
Warwickshire3£15,828999,805-
West Dunbartonshire3£10,528680,1184
West Lothian5£18,657337,36418
West Midlands58£15,284446,40478
West Sussex8£14,246560,7665
West Yorkshire60£15,599551,35895
Wiltshire36£10,655865,97038
Worcestershire8£12,786568,48522
Add postcode for better results.